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1 OF 8 UNION MONTHLY PLUS

UNION MONTHLY PLUS

SCHME CODE IN FINACLE : RDFLX

MENU OPTIONS

TO OPEN ACCOUNT : FOAAC
TO CLOSE ACCOUNT : FCAAC & After running menu option FCAAC > CAAC
Scheme is controlled under SBA type.

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00. initially  Minimum Core Amount is Rs. The installment can also be deposited one or more times during a month.per month. with flexibility of Step Up and Step Down options.000/ The period of deposit will be from 6 month to 60 months. at the time of opening the account and deposit the same.  No TDS on interest amount.& Maximum Rs.00. in any subsequent month/s. no penalty will be levied on delayed installment  Nomination facility is available. a customer can also reduce the same (Step Down).000/Customer can deposit maximum upto Rs.100/.000 (Rupees One Lakh Only) Step Down Option :  After stepping up the installment amount. maximum amount that can be remitted during a month including step up is limited to Rs.10. in multiple of one month  Rate of interest on this scheme will be as per the Term Deposit rate applicable for the period  Interest will be calculated on daily product basis and will be credited quarterly. by way of Step Up & Step Down options. at 2 % ODR 2 .1.  The Scheme offers flexibility of depositing monthly installment amount.2 OF 8 UNION MONTHLY PLUS Union Monthly Plus(Recurring Deposit) A Novel User-friendly Recurring Deposit Scheme. at the time of availing loan. SALIENT FEATURES : The Scheme is available to Individuals / Institutions / Corporate / Proprietorship / Partnership / Trust / HUF et  The customer will have to select the "Core Amount". like other Deposit Scheme  Loan facility is permitted up to 75 % of the deposit amount. Example: Core Amount Rs.000/.2009.1. with monthly installment. subject to maximum ceiling of 10 times of Core Amount.  For accounts opened on or after 01. Step Up option :  Depositor can increase (Step Up) the monthly installment amount upto 10 times the Core Amount during any month.1. but the same should not be less than the Core amount  Premature closure is allowed  No penalty will be charged in case of premature closure  Similarly.05.

3 . Field is shown below in the screen shot. Note down customer ID and open account as shown below:- Core deposit amount Write customer ID Transaction type :cash (C). Press F4 to get the account number and transaction ID. For example you are opening account in July then last date of July is 31.” Fill up the last date of the month in which you are opening the account. System would take you to next screen to fill up the “next interest calculation date debit.07.2014. tr (T) or debit voucher (DV) Transfer from account number Cheque number Cheque date Period in months After filling all the required information press F4.3 OF 8 UNION MONTHLY PLUS OPENING OF ACCOUNT:MENU : FOAAC : To open account after customer ID is created and verified through menu CUMM.

4 OF 8 UNION MONTHLY PLUS Fill up last date of the month After filling date you will get account number and transaction ID in the flash screen as shown below:- 4 .

Account is in verified status and transaction ID is in POSTED status.5 OF 8 UNION MONTHLY PLUS DISPLAY OF ACCOUNT NUMBER:Account number and transaction ID will also be displayed in finacle screen of menu FOAAC as shown below:- Account number Transaction ID Please note:. TRANSACTION:Transaction in posted status:- Transaction in posted status 5 .

CLOSURE OF ACCOUNT:Menu :. Account Number > F4. maturity date & core amount is displayed in general option. 6 . Account opening date.FCAAC : Required to run interest.6 OF 8 UNION MONTHLY PLUS ACCOUNT DETAILS:- Scheme code Go to ACM > I (Inquiry) >a/c no>F4>Option 0 (Zero)>F4 To get this screen. Ist screen.

7 OF 8 UNION MONTHLY PLUS Then go to menu CAAC to close the account. : CAAC > Enter > Function Z > A/C Number > F4 > F4 >RemarkIf>you F4 don’t > Close run FCAAC option P > it will take you to TM to post the transaction and make the account then message will be balance Zero to Close the account. displayed like this Get it verified through menu CAACAU 7 . Get tran ID >escape > F10.

FUCTION V FOR VERIFY ACCOUNT NUMBER 8 .8 OF 8 UNION MONTHLY PLUS VERIFICATION OF CLOSED ACCOUNT MENU:.CAACAU > FUCTION “ V ” > ACCOUNT NUMBER> F4 > F4 > F10 CLOSED ACCOUNT WILL BE VERIFIED.