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SBI-PO
Exam 2014
State Bank of India Probationary Officer Exam

Part 1 English Language
Directions (Q. Nos. 1-10) Read the following passage carefully and answer the given questions. Certain words
have been given in bold to help you locate them while answering some of the questions.
Or attending a conference, which focused on the role of the services sector in Indian economy I was amazed. The conference gave
a very interesting perspective on the role of the service sector in the growth of Indian economy in relation to growth rates in
agriculture and industry. The current situation in India is that the growth rate of services has overtaken both agriculture and industry
and is now contributing to more than 50% of GDP. The services sector has the highest growth rate and is the least volatile sector.
Growth is particularly marked in public services, IT and financial services. In some areas, the growth rate of the services sector is
40-50% due to increased use of mobile technologies. India, therefore has, a services-oriented economy. It hasn't followed
traditional growth models as in China, However, in the process of doing so it has skipped the manufacturing stage and has jumped
straight from the agriculture stage to service stage which is also the main reason for the expansion of the service sector. In fact, the
situation now is such that the growth in the service sector can and will support in the agriculture and industrial sectors.
However, the only setback for Indian economy is the lack of growth in the manufacturing sector, which causes dependence on
other countries, which is not so desirable in terms of job creation and increased prosperity,
Population is also a major concern of the Indian economy. As the population of India grows so also does the number of dependents
in the population in both the lower and higher age groups. In such a scenario of increasing population, especially in an economy
which still recovering from crisis, growth becomes difficult. For such an economy to grow it has to invest.
Currently, the public sector invests more than it saves. The household sector saves in surplus, but it is not increasing so it cannot
continue to support private and public sectors. There is a massive need to spend on agriculture and infrastructure development of
the country. Apart from that health and education should also be the priority of the government particularly the education of
women in order to reduce the birth rate.
1. Choose the word which is
most
opposite in meaning to word given

in bold as used in the passage.
Volatile
(1) Erratic
(2) Impatient
(3) Stable
(4) Solid
(5) Strained
(1) Volatile means 'Changeable'. The
correct opposite word for this will be
erratic.
52. According to the passage, which

of the following is/ are true about
the impact of increasing
population on Indian economy?
COMPETITION
< FOCUS
September
2014
A, If India attempts to
absorb all the

labour force, it will impact the
growth of service sector negatively
and in turn hamper the economic
growth of the country.
B. As the population of the country
increases, the number dependants
in the country also increase which

in turn increases the pressure on
the economy.
C. An increasing population can
never lead the economy of the
country towards prosperity; in fact
it can only put strain on the
economy of a country.
(1) Only B
(3) B and C
(5) All of these
(2) Only C
(4) A and C
'* (1)
3, According to the passage, which
of the following can be said about
the agriculture and industry
sectors in India?
A. Looking at the growth of the
services sector in India it can be
safely said lhaI the service sector
will soon be in a position to
support both agriculture and
industry sector,
91
B. The agriculture and the industrial

sector of the country have reached
their threshold and there would he

no use of further investment in
these sectors.
the agriculture and

industry sectors contribute lesser
as compared to service sector to
the GDP of the country.
(1) Only A
(2) Only C
(4) B and C
(3) A and C
(3) All of these
C. Currently
(3)
4, What does the author mean by

the statement, ... a growth
window' for India will open. ?
(1) In the conning years, the Indian
economy will grow as the service
(2)
(3)
(4)
(5)
sector of the country would be

booming due to the focus of the
government in that sector.
In the next two decades, Indian
economy will have an opportunity
to grow as the working population
of India will be high as compared
to the dependent population.
There would be only a small period
of time in which the economy of
India has to grow and if it fails to do
so it will never be able to recover
from the economic downfall.
Only upto the next two decades
would Indian people be interested
in finding jobs in the country
beyond which they would search
for jobs abroad thus hampering
the growth of Indian economy.
The growth of Indian economy is
like a small window and in order to
substantiate the growth it is
important to increase the size of
the window by improving trade
relations with other countries.
* (2)
5. Choose the word which is most
similar in meaning to the word
given in bold as used in the
passage.
Prerequisites
(1) Requirements (2) Instincts
(3) Prohibitions
(4) Problems
(5) Acknowledgements
*
(5) Prerequisites means 'something
must exist or happen' . Here the
appropriate answer is acknowledge

ments, which has the similar meaning
to the given word.
agriculture sector to the service

sector.
(2) The service sector of the country is

yet to make a mark on the IT and
financial sectors of the country.
(3) With availability of labour and
growth in human skills, the service
sector of Indian economy is
booming limitlessly as there is no
restriction on movement of labour.
(4) India has become seif reliant and
does not have to depend on other
countries
of
because
the
development in the manufacturing
6, What does the author mean by

the statement, to change the bad
sectors to good sectors.*?
(1) In order to deal with the problem of
poverty it is Important to
distinguish between good and
bad sectors and encourage
people to start searching for jobs
in the good sectors.
(2) The government should make
efforts to improve the sectors that

are not functioning well in order
create greater job opportunities in
those sectors and in turn eradicate
poverty.
(3) Poverty alleviation is possible only
if the government understands the
importance of good sectors and
provides it with necessary
sector.
(5) All of the above
~(D
9. According to the author, which of

the following can be said about
the growth of service sector in
India?
(1) India is essentially an agrarian
economy and is not yet ready to
shift focus from agriculture sector
to service sector.
opportunities.
(4) The bad sectors of the country
should be identified and such jobs
should be outsourced to other
underprivileged countries in order
to eradicate poverty from those
countries.
(5) People should be educated to
ensure that they work only in the
good sectors and in turn the issue
of poverty in the country is
resolved.
(2) The expansion of service sector in
India was seen mainly because of

the growth in the agricultural
sector.
(3) Indian economy cannot run only
on the basis of service sector i.e. ,
without further development in the
agriculture and the industrial
sector.
(4) The growth of service sector in
India is facilitated by the
improvement in technology.
(5) It will take the service sector at
least around two decades before it
can overtake the agriculture and
industry sector.
*m
7. Choose the word which is most
similar in meaning to the word
passage.
Perspective
(1) Viewpoint
(3) Attitude
(2) Prospect
(4) Agreement
(5) Proportion
'* (4)
10* Choose the word which is most
opposite in meaning to the word
passage.
Massive
(1) Prominent
(2) Proactive
(4) Little
(3) Short
(5) Vast
(5) Perspective means 'objectivity.
Similar meaning of this word will be

which mean part to
whole,
8. Which of the following is
true as
per the passage?

(1) India has not followed the
conventional model of growth and
has moved directly from the
"
(4) Massive means 'large'. Here the

opposite meaning for this word will
be
Directions (Q. Nos. 11-20) Read the following passage carefully and answer the given questions. Certain
words/phrases are given in hold to help you to locate them while answering some of the questions.
We should never confuse education with training or the Tools' that educators use* Education is no more a computer or an online
class than it is a chalkboardthose are simply tools. Additionally precious few new and relevant findings have been added to our
into the learning process; much of what many proclaim to be insightful turns out to be faddish and misguided. What we need for
learning to occur are well prepared and motivated teachers, students who are willing and able to learn and a social system that
values educational attainment. Many might take exception to these assertions, raising a host of ancillary social, economic,
nutritional and sociological issues. However, decades of data from failed public experiments aimed at mitigating these problems
argue to the contrary.
92
COMPETITION iFOCUS
September
2014
What are we to do? Create a wave of educational entrepreneurship? Despite all of the hype and media attention, no one currently
knows the best way forward. We must incentivise educationalists, technologists, and classroom teachers to experiment and
innovate. Such partnerships should truly explore alternatives as we seek to define the blended face-to-face and online class- rooms
of the future. Some approaches will fail, but that is part of the change process.
There will be noone-size-fits-all experience success will vary by discipline and educational objectives. Unless everyone involved
in this process is inspired to take risks, we will not enjoy the full potential these new approaches represent. Also, we should not
forget the extent to which those who most benefit from the current system will attempt to hijack this change process for their own
purposes.
With these issues in mind, consider the following vision of the change process to the classroom of tomorrowa vision that
leverages technology to create a more personalised learning experience. With the onset of this vision the professor-student
relationship will change. What is not likely to survive is the large class in which everyone progresses at the same pace.
That paradigm will be replaced by a more customised and collaborative learning process. The reality of a technology enabled
personalised learning environment is still evolving. What seems clear is that at its heart is a more collaborative and
Student-mapped and paced process. The function of the professor, aided by educationalists, will also change.
Student-professor collaboration will then determine both what content can be assigned to practice methods and how the student
demonstrates mastery of that content. In such cases, timing issues will most likely be left entirely in the student's hands, while
technology specialists recommend the best hardware and software solutions.
Critical thinking or application ideas will involve more specialised, face-to-face and interactive online approaches geared to the
real-time needs and progress the students is making,
Thus, the professor, with the students help, will vigilantly mix and blend the learning ingredients to produce a new learning
environment. How this process plays out in reality will be the result of educational entrepreneurship but is will surely entail both
successes and some failures.
The administration and accreditation of education will also have to change. As more education occurs outside the bricks and
mortar framework and is more centred on the student-professor interaction, the role of all non-teaching staff will need to be
reassessed. As students and faculty increase their use of technology to personalise their formal and informal learning, educational
technologists must be on hand to facilitate the effective use of that technology.
Also, the current hierarchical and standardised outcomes formulas for administration and accreditation of col leges and universities
are no longer tenable. Realistically, they are an impediment to the change needed.
Finally, wc must address one of the most serious challenges facing online educationcheating. Simply put, cheating is rampant
and we are turning a blind eye to the problem. Cheating threatens the integrity of the educational process and the value-added of
the degree. Solutions must be found and implemented or all changes will be for naught,
11. Which of the following is most

nearly the same in meaning as the
word given in bold as used in the
passage?
Entail
(1) Limit
(2) Occasion
(3) Involve
(5) End
(4) Subject
* (3) 'Entail1 means 'include.1 Here the

same meaning ot this word will be
involve1.
12. Which of the following can be the

most suitable title for the passage?
(1) Educating through Technology

What the Future can be
(2) Teachers An Obsolete Future
(3) The Hype Around Technology
Aided Education
(4) Limitations of Technology
(5) Evolution ot Technology The
Way Forward for Tech Giants
"*
0)
13. Which of the following is true

according to the author?
the colleges are granted
certification will have to change to
A, The way
accommodate the changes in

imparting education through
technology.
COMPETITION
< FOCUS
September
2014
B. With the onset of technology

enabled education, the school/
college premises or building will
lose its importance slightly.
C. With the onset of the desired level
of technology enabled education,
learning will become a joint effort
of students as well as teachers.
(2) A, B and C
(t) Only A
(3) B and C
(4) Only C
(5) A and B
Personalise
(1) Customise
(2) Cause
(3) Sensible
(4) Own
(5) Pressure Probashnory
(D

the fallowing changes will occur
with the onset of the desired level
of technology aided education?
A. The pace of learning for each
student will be different.

B. The decision of how much time a
student needs to learn will be left
to the student1s disposal.
C. The role of the teacher will change
and become one of being the
provider of tailored learning
content to the students.
(1) Only C
(2) B and C
(4) A, B and C
(3) Only A
(5) A and C
* (5)

OPPOSITE in meaning to the
word given in bold as used in the
passage?
Mitigating
(1) Aggravating
(2) Irritating
(3) Annoying
(4) Frustrating
(5) Infuriating
(1) Mitigating' means 'diminishing.1
Here the most opposite meaning for
the word will be 'aggravating'.

nearly the same is meaning in the
word given is bold as used in the
passage?
1*
(1)
most
OPPOSITE is meaning word given

in bold as used in the passage?
Impediment
(1) Freedom
(2) Advantage
(3) Extravagance (4) Luxury
(5) Autonomy
93
(2) 'Impediment' means 'obstruction.1
The opposite meaning for this word

wii! be 'advantage'.
22.
uses the words will be for naught?

(1) will be in trouble
the following is not true about

cheating?
(1) It is one of the gravest problems
(3) A - B
B. Stylish
C. Wasted
D* Fashionable
(2) C - D
(3) A - D
(i)A-C
(4) B - D
(5) B - C
* (2)
the following should be done to
effectively integrate technology
into education?
A, Risk taking should be kept to a bare
minimum to miti adverse effects*
R* Innovation amongst stakeholders
of education and technology
should be encouraged.
C* We should be alert about people
who may not allow' certain
changes for their own benefits.
(1) A and C (2) Only C (3) B and C
(4) Oniy A (5) Ail the three
* <V
Directions (Q* Nos. 21-25 ) In
these questions, four words are
given of which two are most
nearly same or opposite in
meaning* Find the two words
which are most nearly the same or
opposite in meaning and indicate
your answer by marking the
option which represents the
correct letter combination.
21. A. Tormented
B. Agonised
C* Aroused
D. Removed
(2) A - B
(3) A - D
(1) A - C
(4) C - D
(5) B - C
(2) Tormented Mistreated
Agonised Disturbed
Both are synonyms to each other.
Smart
Fashionable Up-to-date
Both are synonym words.
(4) Stylish
24. A. Disclose
B. Withstand
D. Decide
{2) B - C
(4) C - D
C. Withhold
(1) A - C
(3) A - D
(5) B - D
through
(3) Not much is being done to curtail it

at present.
(4) it is quite prevalent at present.
94
(2) B - D
(5) B - C
Unimpressive Unremarkable
Both are antonym words.
faced in education.
(2) It undermines the value of the
i*
D* Unwilling
(3) Striking Impressive
obtained
C. Striving
23. A. Patent
* (2) By using the words 'will be for

naught' author means that
Complications will be faced' due to
the cheating threaten.
credential
education.
B. Unimpressive
(1) A-C
(4) C - D
IS. What does the author mean when he

(2) will face complications
(3) will not be allowed
(4) will come together
(5) will amount to nothing
A. Striking
(1) Disclose
Reveal
Withhold Conceal
Both are antonym words.
25.
A. Fathomed
C. Ruined
(1) B - D
(3) C - D
(5) A - D
B. Devastated
D. Abrupt
(2) B - C
(4) A-C
* (1) Devastated Demolished

Ruined Destroyed
Both are synonym words.
Directions (Q. Nos, 26-30) These

sentences have two blanks. Each
blank indicates that something has
been omitted* Choose the words
that best fit the meaning of the
sentence as a whole.
.....
26, As per the present definition, the

factory inspector
all
factories located in an area to
a day other than Sunday as
the weekly holiday.
(1) permits, attend
(2) allows, observe
(3) assures, believe
(4) admits, accept
(5) grants, adhere
12)
27. The family members of the victim

said that the victim was being
her complaint.
into ...
(t) protected, accepting
(2) disturbed, locating
(3) allowed, maintaining

(4) forced, preparing
(5) threatened, withdrawing
w(5)
28. The new management is

all
pro -cleanliness and will
the employees who spit or smoke
in the office
penalise, hours
punish, environment
warn, surrounding
fine, premises
(5) pardon, area
(1)
(2)
{3)
(4)
(4)
29. Sixty-six years after India attained

independence, the government
has finally
to change the
measure to estimate the output of
a steam engine-horsepower that is
being
since the British Raj*
(1) thought, operated
(2) decided, used
(3) planned, provided
(4) caused, handled
(5) reasoned, postponed
<*(2)
30. With women participation

sharply in the labour force over
the past decade, there is a need to
for them.
improve
(1) dipping, opportunities
(2) reducing, ways
(3) withdrawing, convenience
(4) stressing, circumstances
(5) steeping, excuses
(1)
Directions (Q. Nos. 31-35)

Rearrange the given six sentences
A, B, C O, E and F in a proper
sequence so as to form a
meaningful paragraph and then
answer the given question
*
A* But it is
normal for rates to vary
somewhat.
B* The rate at which these actions
emerge is sometimes a worry for
parents.
C* Asa child grows, his or her nervous
system becomes more mature.
D. Having said that variation is
normal, nearly all children begin to

exhibit certain motor skills at a
fairly consistent rate unless some
type of disability is present.
F. As this happens, the child becomes
more and more capable of
performing increasingly complex
actions.
F. Hence, they frequently fret about
whether or not their children are

developing these skills at a normal
rate.
COMPETITION * FOCUS
September 2014
31. Which of the following should be

the THIRD sentence after the
rearrangement?
(D A
(3) C
(2)B
(4)E
(5)F
answer. If there is no error, mark

'No error' as your answer. (Ignore
the errors of punctuation if any).
36. Attributing rise in inflation partly

for withholding of food stocks by
traders,/the minister said that/he
was committed/ to easing this
(3) a government appointed panel

has recommended
(4) slashing excise duty to make them
at par with regular fuel.
(5) No error
the SIXTH (last) sentence after the
supply side bottleneck.
rearrangement?
(1) A
(2)B
(4) D
(5) E
{1) Attributing rise in inflation partly for

withholding of food stocks by
0)C
(1)
39. Keeping in mind/that power cuts

days in different
areas/the change in the factory law
are on different
would enable individual factories

within an area/to determining
their own weekly holidays.
(1) Keeping in mind
(2) that power cuts are on different
days in different areas
(3) the change in the factory law
would enable individual factories
within an area
(4) to determining their own weekly
holidays.
(5) No error
traders,
(2) the minister said that

(3) he was committed
{4) to easing this supply
bottleneck.
(5) No error
(V

the FIRST sentence after the
rearrangement?
(D A
C2)B
(4) D
(5)E
(3)C
side
+ (1)
37. Indias largest utility vehicle and
m (3)
maker/is again in the race

to acquire/for stake in Swedish
company/which is a premium car
maker.
tractor

the SECOND sentence after the
rearrangement?
(D A
(3)F
(2>B
(1) India's largest utility vehicle and

tractor maker
(2) is again in the race to acquire
(3) for stake in Swedish company
(4) which a premium car maker.
(5) No error
(5)E
(4)D
* (5)
the FOURTH sentence after the
rearrangement?
(1) A
(4) F
(3) B
(2)D
(5>E
* (5)
40. Police officers have refused on
identify the bystander,/who is the
only eyewitness to the crime,/but
have said that the investigating
team would explore/if he could be
a witness in the case.
m
38.
(1) Police officers have refused on

identify the bystander,
(2) who is the only eyewitness to the
crime,
(3) but have said that the investigating
team would explore
(4) if he could be a witness in the case.
(5) No error
With sale of branded or premium
petrol becoming almost nil/due to

high duties,/a government
appointed panel has
recommended/slashing excise
-4 (2)
Directions (Q. Nos,
36-40) Read
sentence to find out whether
this
there is any grammatical mistake/
error in it The error, if any, will be
in one part of the sentence. Mark
the part with the error as your
duty to make them at par with

regular fuel.
(1) With sale of branded or premium
petrol becoming almost nil
(2) due to high duties,
"* (1) Replace 'identify' with 'identifying'

here because from the use of
preposition word on ' verb (identify)
will be in particle form.
Directions (Q. Nos. 41 -50) In the given passage there are blanks, each of which has been numbered. Against
each five words are suggested one of which fists the blank appropriately. Find out the appropriate word in each
/
case.
Generally a disaster (41) in significant loss in social, psychological and economic aspects. It not only (42) to structural damages,
but also leaves families torn aprat, children orphaned, livelihoods destroyed and communities traumatised. Non-structural factors
such as lack of responsiveness of government officials and ineffective leadership are mainly (43) for any disaster mismanagement.
India is (44) to a variety of natural and man-made disasters,
Strong and effective emergency management has been a felt (45) in all corners of the world. Effective policies play a (46) role in
mitigating the impact of disasters and reducing likely losses of life and property. Economic resources are important for any disaster
management. Yet, it has been (47) that economic resources did not necessarily translate into greater investment in this domain, as
there is no (48) of issues that demand governments' attention and resources.
Disaster management has (49) acquired importance in the agenda of governance, unless there is a major natural or man-made
disaster. The major shortcomings observed in Indian disaster management along with their probable solutions need to be discussed
on an (50)
41.
*
basis.
(1) prepares
(3) affects
(5) promotes
42.
(2) results
(4) entails
(5) leads
+ (4)
(2)
COMPETITION
(1) causes
(3) results
,FOCUS
September
2014
(2) creates
(4) imparts
43.
(1) reasons
(3) accounts
(2) responsible
(4) amounts
(5) factors
'* (D
95
44. (1) subjected

(3) available
(5) centre
(4) vulnerable
(3) placed
(1) relation
(3) evolution
(5) need
(2) abstract
(4) creation
(5)
46. (1) enormous

(3) vital
(2) tough
(4) single
49.
* (3)
47. {1) recognised
'+ 0)
45.
(5) important
(2) susceptibility
(2) routed
(4) collected
(5) seeing
+ (D
48. (1)much
(3) collection
(5) failure
(1) seldom
(3) great
(2) forever
(4) much
(5) always
(1)
50.
(2) amount
(4) dearth
"*
+ (1)
(1) important
(2) understanding
(3) urgent
(4) priority
(5) upright
(4)
Part 2 General Awareness, Marketing & Computer

51. A Basic Savings Bank Deposit
54. Relationship marketing is also
Account1 facility is available

(1) to all individuals irrespective of
their background
(2) to all individuals from below
poverty fine families only
(3) only to individuals from the SC/ST
known as
(t) loyalty marketing
(2) experiential marketing
(3) value marketing
{4) promotional marketing
(5) brand marketing
p) Relationship marketing was first
defined as a form of marketing
developed from direct response
marketing campaigns which
emphasizes customer retention and
satisfaction, rather than a dominant
focus on sales transactions. This type
of marketing is also known as Loyalty
marketing.
only
(4) only to individuals from the

minority communities only
(5) only to individuals from weaker
sections of the society
i*
(1) Under the Basic Saving Bank
Deposit Account (BSBDA) Scheme of

Reserve Bank of India, the Basic
Savings Bank Deposit Account is
considered as a normal banking
service available to all customers
(Any individual, including poor or
those from weaker section of the
society) through branches,
55.
52. Which of the following is an

example of an input device?
(1) Monitor
(3) Printer
(5) Speaker
(2) Scanner
(4) CD
Microprocessors incorporated the

functions of a computer's CPU on a
single IC chip. It is capable of
performing all the functions of a
computer's Central Processing Unit.
The reduced size programmability
reduced cost and increased speed of
microprocessor.
photographs also.
(1) A treaser rate is a low, adjustable

* introductfy
interest rate advertised for
a loan, credit card, or deposit

accounl in order to attract potential
customers to obtain the service.
96
(5) Maldives
'* (2) The South Asian Association for
Regional Cooperation (SAARC) is an

economic and geopolitical
cooperation among eight member
nations that are primarily located in
South Asia continent. The membered
countries of SAARC are :
Afghanistan. Bangladesh, Bhutan,
India. Maldives, Nepal, Pakistan and
Sri Lanka.
58. Market price is also known as

(1) list price
(2) value price
(3) effective price
(4) retail price
(5) wholesaler price
i*
59. The phenomenon, when a

customer dislikes a product and
talks against the product
aggressiveness strategy?
(1) misinformation
(2) unfavourable environment
(3) propaganda
(4) bad impression
(5) bad mouth
(1) All the given options are

aggressiveness strategies
(2) Building
(3) Harvesting
(4) Holding
(5) Intensification
m
(4) Aggressiveness strategies are

rated according to their marketing
assertiveness, their risk propensity,
financial leverage, product
innovation, speed of decision
making, amongst others. Typically,
the range of aggressiveness
strategies is classified into four
categories : prospector, defender,
analyser and reactor.
(cj In economics, market price is the

economic price for which a good or
service is offered in the marketplace.
It is of interest mainly in the study of
microeconomics Market value and
market price are equal only under
conditions of market efficiency,

equilibrium and rational expectations.
56. Which of the following is not an
been critical of home loan

products with comparatively low
interest rates in the initial years
but higher in the subsequent years
which are popularly known as the
(1) teaser rates
(2) cheater rates
(3) twister rates (4) cheaper rates
(5) trickster rates
not a member of SAARC?

(1) Nepal
(2) Mauritius
(3) Bhutan
(4) Afghanistan
* (4)
(2) A Scanner is generally used to

make softcopy from hardcopy. User
can create softcopy of any paper
containing text or images as well as
53. The Reserve Bank of India has
PCs are considered fourthgeneration and contain

(1) information
(2) data
{3) vacuum tubes
(4) microprocessors
(5) transistors
57. Which of the following nations is
i*
(5) The phenomenon, when a
customer dislikes a product and talks

against the product is termed as bad
mouth.
60. The RBI policy rate which is

purely an indicative rate used by
the Reserve Bank of India to
signal long-term outlook on
interest rates is
COMPETITION iFOCUS
September
2014
(1) Minors above 10 years of age can

open and operate independently
savings account and use other
(1) bank rate

(2) repo rate
(3) call money rate
(4) notice money rate
(5) reverse repo rate
facilities like ATM and cheque books.

The RBI, in May, 2014, issued the
guidelines allowing minors to operate
bank accounts independently with a
(1) Unlike other policy rates, the bank
* rate is purely a signalling rate and
most interest rates are de-linked trom

the bank rate. Also, the bank rate is
the indicative rate at which RBI lends
money to other banks. The bank rate
signals the central bankss long-term
outlook on interest rates.
(1) high-level language

(2) complex language
(3) hardware device driver
(4) low-level language
(5) programing mid-level language
'i*
**
on the rise, a Reserve Bank of
COMPETITION
September
(1) an American nuclear missile

(2) a Russian armored vehicle
(3) a precision measuring instrument
(4) a Spanish sea vessel
(5) an Earth-sized planet for beyond
our solar system
(5) Kepler-78b is an exoplanet
orbiting around the star Kepler-78. At
the time of its discovery, it was known
exoplanet most similar to Earth in
terms of mass, radius and mean
density.
(4) In January, 2014. the RBI
2014
.........
67. The operating system is the most

common type of
software.
(1) application
(2) antivirus
(3) communication
(4) system
(5) word-processing software
*
< FOCUS
purchase of receivables from

exporters by a third party who
takes all the risks associated with
the receivables is known as
established Depositor Education and

Awareness Fund (DEAF), which
would comprise unclaimed funds of
(2) increase low cost deposits of

banks
(3) improve CASA percentage of
(4) mobilise savings bank deposits of

banks
To
ATMs and other
put
(5)
infrastructure to optimum use
69. In Trade Finance, a financial
language because it enables a

programer to write programs that are
more or less independent of a
particular type of computer and is
closer to human languages and
further from machine language,
depositors.
banks
(2) Ambassador Car

(3) Bedford Truck
(4) Contessa Car
(5) Morris Oxford Car
transaction involving the
Awareness Fund (DEAF) has been

set-up with
(1) Public Sector Banks
(2) Indian Banks' Association
(3) State Bank of India
(4) Reserve Bank of India
(5) Government of India
63. The Reserve Bank of India

recently issued guidelines
allowing minors over 10 years of
age to operate bank accounts
independently with a view to
(1) promote financial inclusion
Bengal and suspended the

production of the iconic
(1) Utility Vehicle Pushpak
(1) Forfeiting
(2) Securitisation
(3) Negotiation
(4) Factoring
(5) Assignment
m (1) Forfaiting is a financial
transaction involving the purchase of
receivables (for example from a Bill of
Exchange with associated credit
insurance) from exporters by a
forfaiter. The forfaiter takes on all the
risks associated with the receivables
but earns a margin,
70. Which is not a storage device?

(1) Floppy Disk
(3) DVD
(5) CD
66. The Depositor Education and
(1) Public Key Infrastructure

(2) Personal Key Infrastructure
(3) Private Key Infrastructure
(4) Permanent Key Infrastructure
(5) Proprietary Key Infrastructure
(1) A Public Key infrastructure (PKI) is
a set of hardware, software, people,
policies and procedures needed to
create, manage, distribute, use, store
and revoke digital certificates.
car maker, recently shut down its

factory at Uttarpara in West
(1) Java is an example of high-level
65. Kepler-78b is the name of
62. As consumer banking frauds are

India (RBI) group has suggested
the use of PKI in order to payment
system in the country. The
abbreviation PKI' stands for
68. Hindustan Motors, Indias oldest
64. Java is referred to as a(n)
Reserve Ratio (CRR) is held in
(1) Small Industries Development

Bank of India (SIDBI)
(2) Government of India (GOI)
(3) Reserve Bank of India (RBI)
(4) State Bank of India (SBI)
(5) Rural Infrastructure Development
Fund (RIDF)
(3) Cash Reserve Ratio (CRR) is the
amount of funds that banks have to
park with RBI. If RBI decides to
increase the CRR, the available
amount with banks would reduce,
The bank increases CRR to impound
surplus liquidity.
tasks.
view to promote financial inclusion

and bring uniformity in opening of
such accounts in banks,
61. The amount specified as the Cash

cash and cash equivalents and is
stored in bank vaults or parked
with
for running application software and

operating system performs all these
(4) The operating system is the most

common type of system software.
System softwares are designed to
operate and control the computer
hardware and to provide a platform
71
(2) Printer
(4) Hard Disk
(2) Printer is used for converting

softcopy to hardcopy, it does not
contain any memory element.
is a written description of a
computer programs functions.
(1) Explanatory instructions
(2) Graphical user interface
(3) Plug and play
(4) README files
(5) Documentation
'* (5) Documentation is a set of
documents provided on paper or

online or an digital or analog media
about alf programs and computer
softwares functionalities.
72. The term pre-shipment finance

relates to
(1) export credit
(2) farm credit
(3) consumer credit
(4) investment credit
(5) industrial credit
97
* (1) Pre-shipment finance is issued by

a financial institution when the seller
want the payment of goods before
shipment. It is related with export
credit.
(3) The amount of memory (RAM or

* ROM)
is measured in Mega Bytes
{MB), l MB equals to the 2
Technology for the third consecutive

year in the annua! evaluation of the
world's top 100 universities less them
50 years of age.
announced the suspension of

funding to the Commonwealth
Secretariat for two years over the
issue of human rights abuse by
(1) United Kingdom
* (5) Backspace key is used to delete

characters to the left of the cursor.
Mr. Mukul Rohatgi has recently

been appointed as the new
(5) In April, 2014, Canada s
government has announced the

suspension of funding to the
commonwealth over rotating chair Sri
Lanka's alleged right abuses.
80. Nobel laureate and recipient of
usually
purchased due to adversity and
high promotional back-up rather
(1) consumer credit sector

(2) agro credit sector
{3) housing finance sector
{4) micro-credit sector
(5) retail credit sector
than desire are called
(5) unique goods
(4) Mohammad Yunus is a

Bangladeshi social entrepreneur,
(2) Unsought goods are the products

that are usually purchased due to
adversity rather than desire. For
banker, economist and civil society

leader who was awarded with the
Nobe! Peace Prize (2006) for
example, coffins, crutches and

medicine are all unsought goods.
Another form of unsought goods are
products such as life insurance and
encyclopedias.
77. The amount of memory (RAM or

ROM) is measured in
(1) Bites
(2) Bits
(3) Mega Bytes
(4) Mega Bits
(5) Hertz
98
founding the Grameen Bank and

pioneering the concepts of
microcredit and microfinance.
81. Which of the following is not a

technique of measuring customer
satisfaction of monitoring
customers complaint?
{1) Exit interviews
(2) Web information hotlines
(3) Business analysis
(4) Customer complaints database
{5) Telephone information hotlines
(2J Sachin Tendulkar, on May 27,

2014, has been selected as the
goodwill ambassador of 35th

National Games that is scheduled to
be held in Kerala from
January-February, 2015.
83. The official football of the Brazil

2014 FIFA
World Cup is named as
Brazuca, which means

(1) the spirit of sportsmanship
{2) the spirit of the game is in playing
(3) the Brazilian way of life
(4) may the best team win
{5) we play to win
(3J Brazuca means the 'Brazilian way
of life.'
84, Underpriced products sell very

well, but they produce less revenue
than they wouldhave if prices were
raised to the
(1)
(2)
(3)
(4)
(5)
the US Presidential Medal and

also the US Congressional Medal
Mr. Muhammad Yunus is
well-known for his contribution
to Bangladeshs
are
(1) regular goods

(2) unsought goods
(3) preferred goods
(4) sought goods
>*
(2) New Zealand

(3) South Africa
{4) Australia
(5) Sri Lanka
75. Senior Supreme Court advocate
that
2015?
{1) S. Sreesanth
(2) Sachin Tendulkar
(3) Mary Kom
(4) PT Usha
(5) Mahendra Singh Dhoni
79. The Canadian government has
(5) Backspace
76. Products
been named as the goodwill

ambassador for the 35th National
Games to be held in Kerala in early
(3) The list was topped by Korea's

* Pohang
University of Science and
74. Which of the following keys is
"*(5) Mukul Rohtagi is the 14th and

current Attorney General of India,
who was appointed by the Narendra
Modi-led NDA government the 2014
General Elections.
82. Who amongst the following has
(1) IIT-Roorkee
{2) IIT- Delhi
(3) IIT-Guwahati (4) IIT-Kanpur
(5) IIS-Bengaluru
* (V
(1) Principal Secretary to the PM

(2) Director of Public Prosecutions
(3) Advocate General of India
(4) Solicitor General of India
(5) Attorney General of India
bytes.
Indian Institutes has been ranked

at the 87th position among the top
100 world universities under 50
years of age, published by 'Time
magazine?
undertaken programe of
recapitalisation of Public Sector
Banks to help them enhance
business growth and
used to delete characters to the

left of the cursor?
(1) Alt + Delete (2) Shift
(3) Esc
(4) Delete
technique of measuring customer

satisfaction and monitoring
customers complaint.
78. Which among the following
73. The government of India has
(1) capital adequacy norms

(2) ratio of non-performing assets
(3) per employee business ratio
(4) CASA ratio
(5) credit or deposit ratio
20
(3) Business analysis is not a
variable level
demand curve level
price-floor level
perceived value level
value-based level
*W
85.
A customer requirement about any

product in which he/she needs to
avail core features in that product,
is called
(1) real need
(2) no need
(3) stated need
(4) unstated need
(5) delighted need
(3) Stated need is a customer
* requirement
about any product in
which he/she needs to avail core

features in that product.

creating charge
Insurance Policies?
for
a mode
on Life
(1) Pledge
(2) Lien
{3) Assignment
(4) Hypothecation
(5) Equitable Mortgage
'* (3)
COMPETITION ,FOCUS
September
2014
opening of accounts in the name

of
(1) executors and trustees
(2) persons ot unsound mind
(3) illiterate persons
(4) pardanashin ladies
(5) visually impaired persons
(2) Bankers generally do not allow
opening of accounts in the name of
3/10 net 30 is a way of providing

cash discounts on purchases. It
means that if the bill is paid within 10
days, there is a 3% discount
otherwise, the total amount is due
within 30 days,
(1)
92.
persons of unsound man.
Which of the following refers to

restarting the system when it is
(1) A strong boot (2) Hibernation
(3) A coid boot
(4) Standby mode
(5) A warm boot
(1) next to the printer

(2) plugged into the back of the
inside the system base unit, The
.....
system base unit is the core of a
available,
computer system.
Usually it's a rectangular box placed
on or underneath your desk. Inside
this box, there are many electronic
com ponents that process
information.
(1) Virtual memory

(2) System software
(3) Applications software
(4) RAM
(5) Vertical memory
computer
(3) underneath the monitor
(4) on top of the CD-ROM
(5) inside the system base unit
(5,1 The head drive is normally located
89. The winner of the 51st Femina

Miss India 2014 pageant is
(1) Jhatalekha Malhotra
(2) Navneet Kaur Dhillon
(3) Koyal Rana
(4) Gail Nicole Da Silva
(5) Megan Young
holder of Femina Miss India 2014

beauty pageant
90. Virtual memory allocates hard

disk space to supplement the
immediate, functional memory
capacity of what?
(1) ROM
(2) EPROM
(3) The registers
(4) Extended memory
(5) RAM
* (5J Virtual memory allocated hard

disk space to supplement the
immediate, functional memory
capacity of RAM,
If your computer lacks the Random
Access Memory (RAM) needed to
run a program or operation,
operating system uses virtual
memory lo compensate,
91. 3/10 net 30 is an example of

which of the following?
(1) Cash discount
(2) Quantity discount
(3) Seasonal discount
September
The warm booting is that in which

* (5)
system automatically starts when all
are running the system,
93.
is having more memory

addresses than are physically
(1) Virtual memory is having more
** memory addresses than are
physically available because virtual

memory is a technique that allows to
used a unit of physical memory
multiple times.
94. Which of the following refers to
* (3) Koyal Rana is the current title
< FOCUS
96.
already powered on?
88. The hard drive is normally located
COMPETITION
issued in the form of a permissory

note, CP can be issued in
denominations of ? 5 lakh or
multiples thereof.
(4) Bulk discount

(5) Trade discount
87. Bankers generally do not allow
dangerous programs that can be

caught by opening e-mail
attachments and downloading
software from the internet?
(1) Utility
(2) Virus
(4) Spam
(3) Honey Pot
(5) App
(2) Virus refers to dangerous
programs that can be caught by

opening e-mail attachments and
downloading software from the

internet. A computer virus is a piece
of code that is loaded onto your
computer without your knowledge
and runs against your wishes.
95. Commercial Paper (CP) is an

unsecured money market
instrument issued in the from of a
promissory note. Commercial
paper can be used in denomina
tions of
(1) ? one lakh or multiples thereof
(2) ? two lakh or multiples thereof
(3) ? three lakh or multiples thereof
(4) ? five lakh or multiples thereof
(5) ? ten lakh or multiples thereof
(4) Commercial Paper (CP) is an
unsecured money market instrument
2014
A company is providing
warehousing facility to its channel
members. The company is using
which of the following?
(1) Seasonal discount
(2) Cash discount
(3) Quantity discount
(4) Trade discount
(5) Quality discount
"+(4)
97.
Aggressive pricing is associated

with which of the following stage
of product life cycle?
(1) Not associated
(2) Introduction
(3) Growth
(4) Maturity
(5) Decline
+ (3)
98. The United Nations (UN) and the

International Olympic Committee
(IOC) have recently signed a
historic agreement to use the
power of sports to promote
(1) literacy and awareness
{2 peace and economic
development
(3) world amity and friendship
(4) peaceful use of nuclear technology
(5) world trade and commerce

'*(2)
99. Which of the following is not an

objective of discounts ?
(1) All the given options are objectives
of discounts,
(2) Reward competitors
(3) Reward valuable customers
(4) Move out-of-date stock
(5) Increase short-term sales
*(1)
100. The abbreviation ASBA stands for

(1) Applications
Supported
by
Blocked Account
(2) Applications Supported by Bank
Account
by
(3) Applications
Sustained
Blocked Amount
(4) Applications Serviced by Blocked
Account
(5) Applications
Supported
by
Blocked Amount
* (5) ASBA (Applications Supported by
Blocked Amount) Is a process
developed by the India's Stock
Market Regulator SEBI for applying to
IPO (Initial Public Officers).
99
10
Part 3 Reasoning Ability

Directions (Q. Nos. 1 01 -106) Study the following information carefully and answer the following questions :
An organisation decided to distribute seven types of laptops on week days starting from Monday to Sunday. The seven laptops to be
distributed are of Sony, Acer, Asus, Lenovo, Del I, HP and HCL but non necessarily in the same order. Deli laptops are to be given on
Saturday, Lenovo laptops are given just after Asus laptops and Asus laptops are not given on Wednesday. HP laptops are given two
days after the distribution of Asus laptop. Acer laptops are distributed just after Sony laptop. HCL laptops are distributed before
Acer laptops, HP laptops are distributed after Dell laptops.
101. On which day of the week Lenovo
107.
laptops are distributed?

(1) Tuesday
(3) Friday
(2) Wednesday
(4) Sunday
(5) Monday
102. Which laptops are distributed just

between the days when Lenovo
and HP are distributed?
(2) Dell
(1) Asus
(4) HCL
(3) Sony
(5) None of these
103. Which laptops are distributed on

Wednesday?
(1) Acer
(3) HCL
(5) Sony
(2) Lenovo
{4) HP
A person rode his bicycle

northwards, then turned left and
rode one km and again turned left
and rode 2 km. He found himself
exactly one km West of his
starting point. How far did he ride
northwards initially?
{2) 2 km
(1) 1 km
(3) 3 km
(4) 4 km
(5) 5 km
are distributed?
(1) Monday
(2) Sunday
(3) Tuesday
(4) Wednesday
(5) None of these
105. If HCL is related with Tuesday,

Sony is related with Wednesday,
similarly Lenovo is related with
which day?
(1) Thursday
(2) Friday
(3) Saturday
(4) Sunday
(5) None of the above
{2) Asus
(4) HCL
(3) Lenovo
(5) None of these
Solutions (Q. Nos. 101-106) As per the
given information, arrangement of
days and laptops is as follow :
Monday
Tuesday
HCL
Sony
Thursday
Acer
Asus
Friday
Lenovo
Saturday
Dell
Sunday
HP
Wednesday
* 101. (3) 102. (2) 103. (1) 104. (5)

105. (3) 106. (2)
100
2 km W-
2 km
{2) Sister
(3) Cousin
(4) Daughter
{5) None of the above
* (V Q+
108. P is 40 m South-West of Q. R is 40
m South-East of Q. Then, R is in
which direction of P?
(1) North
{2) East
(3) West
(4) South
(5) None of these
(2) According to the question, the
points P, Q and R are situated as
follow
Q
N
40 m
.40 m
w-
Thus, R is in East of P.
109. Introducing a man to her husband,

a woman said, His brothers
father is the only son of my
grandfather. How is the woman
related to the man?
(1) Mother-in4aw
(2) Sister
(3) Daughter
(4) Sister-in-law
The only son of womans

grandfather will be woman's father
who is the father of man's brother
and therefore of man also. Thus, the
woman is the sister of that man.
(2)
M+<r=> A~
1 km
As per the question, D is 1 km West
of A, therefore AB - DC = 2 km
106, Which laptops are distributed in

the middle of the week?
(1) Acer
and A's husband M is Ps paternal

uncle. How is A related to R?
(1) Mother
(2) According to the question, way of

riding of the person is as follow
1 km
B
N
104. On which day of the week Asus
110. P:s father Q is Bs paternal uncle
Thus, A is the mother of B.

Study the following information
the
carefully and answer
questions based on it
A set of words and numbers Is passed
through on arrangement machine and
following rearrangement is obtained.
Input
talk 48 11 rude 97 84 35 walk

jug home 25 bag 77 alone
Step I
97 talk 48 11 rude 84 35 walk

jug home 25 77 alone bag
Step II 97 84 talk 48 11 rude 35 walk

jug 25 77 alone bag home
Step III 97 84 77 talk 43 11 rude 35
walk 25 alone bag home jug
Step IV 97 84 77 48 talk 11 35 walk 25
alone bag home jug rude
Step V 97 84 77 48 35 1 1 walk 25
alone bag home jug rude talk
Step VI 97 84 77 48 35 25 11 alone bag
home jug rude talk walk
Step VI is the last step of the
rearrangement.
Now, a set of words and letters is given
below. As per the rules followed in above
steps, answer the questions based on if.
Input 31 who sit 19 32 not but ink
flow 51 27 van 68 92
111. Which is the last step of this

input?
{1)V
(4) VII!
(2) VI
(3) VII
(5) None of these
COMPETITION v FOCUS
September
2014
11
112. Which of the following is the step

III?
(1) 92 81 68 who sit 19 32 not 51
van but flow ink
(2) 92 81 68 51 who sit 32 19 not
van but flow ink
92
81 68 51 who sit 19 32 not
(3)
van but flow ink
(4) 92 81 68 51 32 who sit 19 not
van but flow ink
27
27
27
who 19 van but flow ink not sit*?

(1) Step IV
(2) Step V
(3) Step III
(4) Step VI
(5) There is number such step
114. Which is third element to the

right from the sixth element from
the right end in step II?
(2) van
(5) who
(3) 27
115. How many elements are there

between who and van in step
IV?
(1)3
(4) 0
(2)5
(5) 1
who sit
19 32
not ink 51 27 van but flow
Now, as not is related to 92', 5V is
related to'68', lvan is related to 'sit',
similarly, 'flow' is related to '32',
92 81
27
113. Which step is 92 81 68 51 32 27
(1)32
(4) flow
(A) Dividing step IJ into two equal

* 117,
parts
(3)4
116. In step V, if 92 is related to sit

and 81 is related to not1,
similarly, 68 is related to which
element?
(1) ink
(2) flow
(3) but
(4) sit
(5) None of these
Solutions (Q. Nos. 111-117)

Input
81 who sit 19 32 not but ink flow
51 27 van 68 92
92 81 who sit 19 32 not ink flow
Step !
51 27 van 68 but
Step II
92 81 68 who sit 19 32 not ink 51

27 van but flow
Step III
92 81 68 51 who sit 19 32 not 27

van but flow ink
Step IV
92 81 68 51 32 who sit 19 27 van

but flow ink not
Step V
92 81 68 51 32 27 who 19 van but
flow ink not sit
Step V! 92 81 68 51 32 27 1 9 who but flow
ink not sit van
Step VII 92 81 68 51 32 27 1 9 but flow ink
not sil van who
m 111, (3)
i*
112.(3) 113.(2) 114.(2)
115.(1) 116.(1)
COMPETITION
.FOCUS
September
2014
(1) B
(2) D
(3) H
(5) None of these
{4)G
Solutions (Q, Nos, 11 8-124) The given set
of information can be arranged as
Facing
Directions
LJLXHJLJLJ
F

carefully to answer the questions
that follows.
Eight persons namely A, B, C, D, E, F, G
and H are sitting in a straight line from East
to West. Some are facing North direction
and some are facing South direction.
H sits to the third left of C and faces
South. F is sitting at one of the extreme
ends and is facing North. B and G are
facing in same direction and person
sitting between them is facing in opposite
direction. A is sitting third from left end
and is facing South direction. A is sitting
adjacent to E and both are facing in
opposite direction. D is sitting to the right
of B and both are facing in same
direction, C is facing in North direction,
A and D are not neighbours. Neighbours
of H are facing in same direction which is
opposite to the direction of H is facing. E
sits to the right of A.
118. Who is sitting between A and H?

(1) F
(4) B
117. In step 0, if not1 is related 92\

51 is related to 68, van is
related to sit, in the same way
flow is related to which element?
(1)81
(2) who
(3)19
(4) 32
(5) None of these
68
124. Who sits 3rd to the left of A?
(2) E
(3)G
(5) None of these
119. Which of the following pairs has

the person facing the same
direction?
(1)E,A
(2) G, H
(3) A, G
(4) H, D
(5) B. D
S
m
118. (3)
'+
119- (5) Both B and D are lacing in

North direction.
* 120. (5)
M*
121. (3) B is third person sitting from

East direction.
* 122.(2)
i*
123. (2)
124. (1} B is sitting to the 3rd left of A.
Directions (Q. Nos. 125-127) In

each of the following questions,
relationship between different
elements is shown in the
statements. These statements are
followed by two conclusions.

Give answer
(1) If only conclusion I follows.
(2) If only conclusion II follows.
(3) If either conclusion I or II follows,
(4) If neither conclusion I nor II
follows.
(5) If both conclusion I and II follow.
125. Statements P>Q = R,Q>S>T

Conclusions I. P>T II. T < Q
(2) On combining the two statements
we get
P> Q = R >S>T
Conclusions
(3)4
I. P> T (It cannot follow because P

cannot be equal to T as R > S > T
andP> R
II, T< Q (it follows)
So, only conclusion II follows.
121. Who is sitting third from the

eastern end of the arrangement?
(2) G
d)E
(3) B
(4) C
(5) None of these
122.
W-
North direction?
(2)3
(5)6
120. How many persons are facing in

(1)2
(4)5
How many person are sitting

between E and B?
(1)2
(2)3
(3)4
(4)5
(5)6
126, Statements A<B = C, D>C=E

Conclusions I. E>A II. A < D
we get
A< B = C = E < D
Conclusions
I. E > A (it follows because
E=C= B A)
II. D< A (if follows, because
D > B > A)
So, both conclusions follow.
123. Which one of the following

statement is correct?
(1) A sits between G and B.
(2) D sits to the second left of H.
(3) H and B are facing same direction .
(4) Person sitting to the left of A faces
direction.
127.
Statements F>G = H, GJ>K
Conclusions 1. F>K 11 K < H
101
12

we get
F > G = H> J> K

Conclusions
I. F> K (does not follow because F
cannot be equal to K.)
II. K< H (it follows.)
statement to be true,
then decide
which of the suggested courses of
action logically follows for
pursuing,
130. Statement Despite good
economic progress of country,
significant number of under

nourished children has been
observed in the rural parts of the
128. In which of the following

expressions does the expression M
> R does not hold true?
(1) M = P > G > R
(2) M > P> G = R
country.
Courses of Action
should increase
I. Government
wealth tax and Income tax and use
that money for up-liftment of the
(3) R = P < Q < M

(4) R < Q < P = M
(5) M = P < Q = R
deprived class
should introduce
schemes
like free meals in
schools
and make primary
primary
education compulsory.
(1) Only I follows
(2) Only II follows
(3) Either I or II follows
(4) Neither I nor II follows
(5) Both I and II follows
TT. Government
(5) We have to check the options one
by one
From option (1)r
M - P > Q > R => M>R
So, expression M > R holds true
From option (2),
M > P > G = R =* M > R
So, expression M > R holds true.
From option (3),
R = P < Q < M = M> R
From option (4),
R < Q < P = M => R<M
From option (5)h
M = P< Q = R => M< R
So, expression M > R does not holds
true.
129. Which of the following expression

will be true if given expression K >
G > H < F is definitely true?
'*
(1)F2K
(2) H < K
(3) F < G
(4) K> H
(5) None of these
(2) Here, we will check options one
by one.
(1) F > K (does not follow as no
relation can be determined
between F and K)
(2) H< K (it follows)
(3) F < G (does not follow as no
relation can be found between F
and G)
(4) K > H (does not follow as K
cannot be equal to H)
Directions (Q. Nos. 130-131) In

the following questions below is
given a statement followed by two
courses of action numbered I and
II. On the basis ofthe information
given in the statement you have
to assume everything in the
102
commonly known facts. You have

to decide which of the given
conclusions if any, follow from the
given statements.
132.
Statements Some pins are
needles.
Some threads needles.
All needles are nails.
All nails are hammers.
Conclusions
I. Some pins are hammers.
II. Some threads are nails.
111. Some pins are threads.
IV. No pin is thread.
(1) I, II and either III or IV follow
(2) III and IV follow
(3) I and II follow
(4) All follow of the above
* (V
Pinst U Needles
(5) Course of action I is advisable
because providing nourishment to

children for the upliftmenl of deprived
class need money. Course of Action
II is also advisable because it will be
helpful in providing nourishment.
131. Statement The police

department has come under a
cloth with recent revelations that
at least two senior police official
are suspected to have been
involved in the illegal sale of a
large quantity of weapons from
the state police armoury,
Courses of Action
I. A through investigation should be
ordered by the State government
to bring out alt those who are
involved in the illegal sales of arm.
TL State police armoury should be
kept under Central governments

control.
(1) Only I follows
(2) Only II follows
{3) Either I or II follows
(4) Neither I nor J I follows
(5) Both I and II follows
(1) Course of action I is advisable
because it is Judicious step. But
course of action II is irrelevant to the
given Statement-

Some statements are given
followed by some conclusions.
consider the
statements to be true even if they
seem to be at variance from
You
have
to
Hammer
iThreadsj
Conclusions
I.
II.
III. x
IV. X
But conclusion III and IV are
contradictory conclusions so either of
the statement must follow.
/. Only I, II and either III or IV follows.
133. Statements Ail pens are clocks.

Some clocks are tyres.
Some tyres are wheels.
Some wheels are buses.

Conclusions
1. Some buses are Lyres.
II. Some wheels are clocks.
111.
IV.
(1)
(2)
(3)
Some wheels are pens.

Some buses are clocks.
None follows
Only I follows
Only II follows
(4) Only III follows
(5) Only IV follows
(1)
Pens
(Clocks
Buses
Tyres ( ) Wheels]
Conclusions
I. X
II. X
III. X
IV. X
So, none of the conclusion follows.
COMPETITION FOCUS
September
2014
13
134.
Statements Some roses are
flowers.
Some flowers are buds.
All buds are leaves.
All leaves are plants.
Conclusions
1. Some plants are flowers.
El Some roses are buds.
HI. All leaves are roses.
IV. No roses are buds.
(1) Only I follows
(2) I and II follows
(3) I and either II or IV follow
(4) Either II or IV follows
i*
Sweets
Chocolate
LL
Plant:
Conclusions
I. </
II. X
III. X
IV. X
But conclusions If and IV are
opposite or contradicts each other so
either of this must be correct
So, I and either II or JV follows.
135. Statements Some doctors
;j if
lawyers.
All teachers are lawyers.
Some engineers are lawyers.
All engineers are businessmen,
Conclusions
1. Some teachers are doctors.
II. Some businessmen are lawyers.
Ill, Some businessmen are teachers,
IV. Some lawyers are teachers.
(1) None follows (2) Only II follows
(3) Only III follows (4) II and IV follows
(5) None of these
Teachers
Doctor;
Lawyer
[Engineer]
\rnany
Statements Some sweets are
September
I. Only P is between S and T. R is to

left of T.
II. R is between T and Q.
(1) If the data in statement I alone are
sufficient to answer the question,
while the data in statement !J alone
are not sufficient to answer the
question.
(2) If the data in statement II alone are
while the data in statement I alone
question.
(3) It the data either in statement I
alone or in statement II alone are
sufficient to answer the question.
(4) If the data given in both statement I
and II together are not sufficient to
answer the question, and.
(5) If the data in both statement I and II
together are necessary to answer
the question.
From both the statements,

Q
R T
P S
So, Q is at extreme left end.
Both statement I and II together are

necessary to answer the question.
2014
.-. Kunal + Kunal = 32 years.
left end?
chocolates.
Some chocolates are mint.
Some mints are food.
Some food are diet.
Vimal + Kunal + Sandeep - 32 years.

Kunal = Vimal + Sandeep
standing in a row facing East.

Who is standing at the extreme
From statement II.

Q
R
T
II.
IV
So, only II and IV follow,
(5) From statement II,
137. Five friends P, Q, R, S and T are
RTFS
Conclusions
f. X
III. X
< FOCUS
II. X
III. X
IV. X
But conclusion I and III are opposites
or contradicts each other so one has
to follow.
Either I or III follows.
(5) From statements I,
Business
COMPETITION
t ) Food! J Diet
Conclusions
I. X
Buds
of same age.
II. Total age of Vimal, Kunal and
Sandeep is 32 years, andKunal is as
old as Vimaland Sandeep together,
(1 ) If the data in statement I alone are
while the data in statement II alone
question.
question.
(3) If the data either in statement I
afone or in statement II alone are
the question.
*<2)
Mint
I
o
members?
I. Rakesh, Vimal and Sandeep are all
(1) None follows

(2) Either I or III follows
(3) III and IV follow
(4) II and III follow
(3)
Roses
138. What is Rakesh in a group of four
HI. Some sweets ate diet.

IV. Some sweets are food.
Leaves'
136.
Conclusions
I. No sweets are diet.
11. No food is chocolates.
2 Kunal = 32
Kuna] = 16 years.
and, Vimal + Sandeep = 16 years
From statement I,
Rakesh = Vimal = Sandeep
So, Vimal
= 8 years
Sandeep = 8 years
Rakesh = 8 years
Both statement I and II together are
necessary to answer the question.
.-.
139.
Among T, V, R, E and C who is

the third from the Lop when
arranged in the decending order
of their weights?
I. Ris heavier than TandC and is less
heavier than V who is not the
heaviest.
H. C is heavier than only T.
while sufficient to answer the
question.
question.
(4) if the data given in both statement I
answer the question.
103
14

the question.
*

(1) From statement I,
E
V
B

the question.
T and C
So, B is the third from the top.

Statement I alone is sufficient to
140.
m {4} From statement I,
S/Q
From Statement II,
How is great written in a code
RI
language?
L Great going man' is written as l1a
pa nf and 'man are great' is
written as pa la do.
LL A great show is written as llo pe
qu and lord is great is WTitten as
(1)
(2)
(3)
(4)
(5)
ne mo pe.
If the data in statement I alone are
question,
If the data in statement II alone are
question.
If the data either in statement I
If the data given in both statement I
If the data in both statement I and il
Position of P is not given. Hence,

the data given in both statement I
142.
(2) From statement I,
Great going man =* la pa ni

pa ia do
Man are great
So, great =? la or pa
From Statement II.
(greaT) show =* lo(pe) qu

lord is (great) => he mo@
So, great =* pe
Statement II alone is sufficient to
141.
In a row of five P, Q, R, S and T

which box is in the middle?
I. Box S and Q arc at the two extreme
ends.
EL Box T is to the right of box R.
(1) if the data in statement I alone are
question.
question.
104
How is Priya related to Ankur?

I. Priyas brother is the only
grandson1 of Ankur1s father.
II. Priya has only one brother.
question,
question.
the question.
the question.
Q/5

will he true when the given
expressions W>Z = L,X>F>W
are definatdy true.
(2) Z > F
(3) F > L
(1) L = F
(4) Z >X
Now, checking the expression one by
one
(1) L = F (False) (2) Z > F (False)
(3) F > L (True)
(4) Z > X (False)
(5) L > X (False)
So, only expression (c) is true.
Directions (Q. No. 145} Read the

following information carefully and
answer the question that follows.
State government imposes a monthly tax
on the salary of all employees.
amount varies according to the
145. Which of Lhe following conclusion

can be drawn from the above
statement?
(1) Tax should be imposed only once
(2)
(3)
Since, Priyas brother is the only

grandson of Ankur's father, therefore.
Ankur may be the father or uncle
{father's brother) of Priya.
From statement II
(5)
Hence, the data given in both the

statements together are not sufficient
to answer the question

will be false or not true when
given expression
KH<J = D>Qix defmetely true?
(1) K <D
(2) D H
(3) J > G
(4) J > K
(5) None of these
(2) From the given statement
K <H< J = D> G
Check each option one by one.
The tax
income
slab. The Central government also
imposes tax on the same income which is
known as the income tax. This is against
the theory of taxation.
(4)
Ankur cannot be found out,
(5) L> X
(3J On combining the two

expressions X>F>W>Z=L
(4) From statement I.
Here, relation between Priya and
**
(1) K < D (True)

(2) D < H (False)
(4)J>K(True)
(3)J>Q{True)
So, only expression (2) is not true,
on an individual.
Income tax should not vary
according to the income slabs.
The Central government should
not collect any tax on income.
A regular collection, irrespective of
the income slab, by the Central
government is the income tax.
Its upto an individual to pay tax or
not.
(JJ Tax should be imposed only once

on an individual so option (1} is
correct.
Directions (Q. No. 146) Read the

following information carefully
and answer the given question.
The municipal authority has made
English language as one of the
compulsory subjects in all primary
schools under its control from the current
academic year-
146. Which of the following can he an

assumption according to the given
information? (An assumption is
something that is supposed or
taken for granted).
COMPETITION
September
2014
FOCUS
15
(1) The students in the primary school

run by municipal authority are not
taught English so far.
(2) The parents of the primary school
students do not have working
knowledge in English language so
far,
(3) All the primary schools outside the

control of municipal authority
teach English language as one of
the compulsory subjects
(4) Other subjects can be changed
according to the will of the
students.
(5) Use of English is continuously
growing so it should be taught at
primary levels in school and it
should not be neglected at this
level.
(5) Only the growing importance and
the continuing negiect of English as
an optional subject may be a cause
behind this decision.
Directions (Q. No. 147) Read the

following information carefully
and answer the given question.
The growth and advancements of business
colleges and schools in the country
causes for shortage of faculty with Ph.D
qualification. In addition, the higher pay
and generous fringe benefits given by
industry has encouraged qualified people
than the average salary of faculty

positions in some business
schools in rural areas by 20%.
(2) The average salary for industry
position in urban areas is less than
the average salary of faculty
position in some business school
in rural areas by 25%.
(3) The average salary for recent Ph.
D graduates in the industry is 20%
higher than that in academics,
(4) The rate of growth of salaries for
the industry positions has been
higher than the rate of growth of
salaries for academic positions for
the past three years.
(4) The rate of growth of salaries for
the industry positions has been
higher than the growth of salaries for
academic positions for the past three
years which strengthens the given
argument,
148. Tn a certain code, MOTHER is

written as ON HURF How will
ANSWER be written in that code?
(1) NBXSSE
(2) NBWRRF
(3) MAVSPE
(4) NBWTRF
do not seek academic positions,
147. Which of the following

statements, if Lone, would Lend to
ROUTINE is written as VMR GFLI,

How will CRUELTY be written in
that code language?
(1) VOC VZRL
(2) VPC VZRL
(4) WPC VZRL
(3) VPV CZRL
(5) BGOVFIX
"* (4) Each letter is replaced by its
opposite letter and then the order of

letter is reversed.
opposite letters reversed sequence
CRUELTY -> XIF
WS
NB
WT
RF
Code for ANSWER is NBWTRF.
BGOVFIX
facing in East direction. After

walking 10 m he turned to his left
and walked 20 m, before turning
to his right. Then he walked a
distance of 15 m then turned to
his Tight and stop after walking
further a distance of 20. Find how
fAr Kartik is from his starting
point,
(2) 30
(4) 25
(1)20
(3)15
(5) 35
"* (4) The direction map of Kartik' s walk

can be drawn as
3
C,-
RE
strengthen the agreement ?
VOGB
150. Kartik start moving from a point,
(4) Divide word into three groups of

two letter each and then reverse the
order of letter in the pairs. Increase
(he second letter of each pair by
ANSWER> NA
(1) The average salary for industry

position in urban areas is more
149. In a certain code language,
10 m
20m
20 m
The distance between the starting

point and end point is AB + BE
= 10+15-25 cm
/.
Part 4 Quantitative Aptitude

Directions {Q. Nos.
151-156)
Study the following 151.
graph carefully to answer the given questions.

Strength of Seven Technology Institutes with
Specialisations IT, Electronics and Mechanical In 2012
IT
Electronics
Mechanical
400
350
V)
300
|250
O
!!!|
:z
w-
zxx
(4) 132
zZ
/\
-a 150
z 100
50
0
S
Institute
(5) 178
(5) In 2013, number of students with mechanical specialisation
200
If the number of students with Mechanical specialisation

in eadl institute increased by 20% and the number of
students with Electronics specialisation in each institute
decreased by 15% from 2012-13, total number of students
with Mechanical from all the institutes in 2013 is
approximately, what percent of the total number of
students with Electronics specialisation from all the
institutes in 2013?
(3) 162
(2) 116
(1) 122
in Institute P = 120% of 280 = 336

in Institute G = 120% of 360 = 432
in Institute R = 120% of 200 = 240
in Institute S = 120% of 260 = 312
in Institute T = 120% of 320 = 384
in Institute U = 120% of 320 = 384
in Institute V = 120% of 380 = 456
Therefore, total number of students with Mechanical
specialisation in 2013
= 336 + 432 + 240 + 312 + 384+ 384 + 456 = 2544
16
Similarly, in 2013, number of students with electronics

specialisation
in Institute P = 85% of 220 = 187
in Institute Q = 85% of 240 = 204
in Institute R = 85% of 320 = 272
in Institute S = 85% of 1 40 = 119
in Institute T = 85% of 280 = 238
in Institute U = 85% of 200 = 1 70
in Institute V = 85% of 280 = 238
Therefore, total number of students with Electronics
specialisation
= 187 + 204 + 272 + 119+ 238+ 170 + 238=1428
Now, required percentage
1428
(1) Total number of students in institute Q = 360 + 300 + 240
- 900
From these, number of students liking Music
5
5+8+7
153. What is the difference between total number of students
(3) 356
(1) Number of boys with Electronics specialisation

h institute P = 50% of 220 = 110
in institute T = 45% of 280 = 1 26

in institute U = 52% of 200 = 104
Therefore, total number of boys
= 110+ 126+ 104= 340
(3) 37 : 44
= 780
Total number of students in institute V = 380 + 280 + 220
= 880
Therefore, required ratio = 780 : 880 = 39 : 44
x 900 = 250
(2) 386
(5) 314
(1)340
(4) 360
152. What is the ratio between total number of students in
(2) Total number of students in institute R = 320 + 260 + 200
18
156, In institutes P, T and U the percentage of girls out of

total number of students with Electronics specialisation
in respective institute is 50%, 55% and 48% respectively,
what is the total number of boys in these three institutes
with Electronics specialislaion?
x 100%- 178%
institutes R and V respectively?

(1)39:43
(2) 39 : 44
(4) 39 : 45
(5) 38 : 43
x 900=
Directions (Q. Nos. 157-162) Study the table and

answer the given questions.
Advertisement Revenues (in ? Thousand) Generated from
Printed Version (PV) and Online Version (OV) of 6 Magazines
during 6 Months
\ Magazine
Month
with IT specialisation from all the institutes together

and the total number of students with Mechanical
specialisation from all the institutes together?
January
169 163 201 145 136 141 209 168 152 209 131 184
(1)260
(4) 220
February
144 171 157 139 156 149 132 223 186 217 98 190
March
129 148 204 144 152 174 174 164 116 165 116 219
(4) Total number of students with !T specialisation from all The
April
163 139 232 139 168 207 148 172 129 156 174 236
institutes together
= 340 + 300 + 260 + 340+ 180 + 260 + 220 = 1900
Total number of students with Mechanical specialisation from
all the institutes together
= 280 + 360 + 200 + 260 + 320 + 320 + 380= 2120
Therefore, required difference = 1900 -2120 = 220
May
113 152 128 151 196 209 132 211 187 139 168 111
June
172 141 142 163 178 243211 177 154 144 151 194
(2) 240
(3) 280
(5) 250
154, If the number of students in institutes P, Q and R with IT

specialisation increased by 15%, 22% and 10%
respectively from 2012 to 13, what was the total number
of students with IT specialisation in the three institutes
together in 2013?
(1) 1028
(4) 1142
(2) 1056
(5) 1145
157. Which of the given statements is/arc true?

A, To taladvertisement revenue generated from online version
by magazine Tin all the given months together is exactly

44% less than the total advertisement revenue generated
from printed version by the same magazine in all the given
B.
(3) 1043
C.
* (3) In 2013, the number of students with IT specialisation

in institute P = 11 5% of 340 = 391
in Institute Q = 122% of 300 = 366
in institute R = 110% of 260 = 286
Therefore, required number of students
= 391 + 366+ 286= 1043
155. If out of the total number of students for ail three

Specialisations together in institute Q number of
students having liking for Music, Painting and Cricket
are in the ratio of 5 : 6 : 7 respectively, then what is the
number of students liking Music from this institute?
(1)250
(4) 360
106
(2) 300
(5) 280
(5) 350
PV OV PV OV PV OV PV OV PV OV PV OV
(1)
(4)
months together.
The difference between advertisement revenue generated
(from both online and printed version) by all the given
magazines inJanuary and advertisement revenue generated
(from both online and printed version) by all the given
magazines in June is ? 62000.
Only for one magazine advertisement revenue generated
from printed version displayed a constant increase from
previous month during the given 6 months period,
(3) Only A
B and C
(b) A and B
Only B
(5) A, B and C
(4) Checking of statement (A),
Total advertisement revenue generated from online version by

magazine T in all the months together
= (209 + 217 + 185 + 156+ 139 + 144) thousand
= ? 1050 thousand
Total advertisement revenue generated from printed version

by magazine T in all the months together
(152+ 186+116+ 129 + 187 + 154) thousand
= ? 924 thousand
COMPETITION iFOCUS
September
2014
17
Clearly, revenue from online version is not less than the

revenue from printed version.
Cheeking of statement (B),
Total advertisement revenue generated by all the given
magazines in January
= (169+163 + 201 + 145+ 136+ 141 + 209+ 168
+ 152 + 209+ 131 + 184) thousand
= 7 2008 thousand
Total advertisement revenue generated by all the given
magazines in June
= (172 + 141 + 142 + 163+ 178 + 243 + 211+ 177 + 154
+ 144 + 151 + 194) thousand
= 7 2070 thousand
The difference between both revenues
= 2008000 -2070000= 7 62000
Checking of statement (C),

From the given table, it is clear that there is no magazine for
which advertisement revenue generated from printed version
has shown a constant increase in all the months (with respect
to previous month)
Hence, only statement (B) is true.
158. The advertisement revenue generated from online

version by Magazine U in all the given months together
is by what percent more than the total advertisement
revenue generated from printed version by the same
magazine in all the given months together?
(2) 27. 5
(5) 32. 5
(1)25
(4) 30
(3) 35
Mow, rise in advertisement revenue with respect to previous

months
305 - 277
x 100% -10%
in February =
277
326 - 305
in March =
x 100% 7%
305
375 - 326
x 100% 15%
in April =
326
Hence, March-April are the required months.
160. The respective ratio of advertisement revenue generated

from printed version by Magazine P to advertisement
revenue generated from online version by the same
magazine in July is same as the respective ratio of
advertisement revenue generated from printed version
by Magazine Q to advertisement revenue generated
from online version by the same magazine in March. If
the advertisement revenue generated from online
version by Magazine P in July was 7 108000/-, what was
the advertisement revenue generated from printed
version by the same magazine in July?
(2) 7 153000
(1) 7 187000
(3) 7 136000
(4) 7 170000
(5)? 119000
(2) As per the question,
advertisement revenue from PV by Magazine P in July
_ 204
advertisement revenue from OV by Magazine P in July
144
advertisement revenue from PV by Magazine P in July

204
= x 108000
144
= 7 153000
* (3) Total advertisement revenue generated from online
version by Magazine U in all the given months together

= (184+ 190 + 219 + 236+ 111 + 194) thousand
= 7 1134 thousand
Total advertisement revenue generated from printed version
by Magazine U in all the given months together
= (131 + 98 + 118+ 174 4 168+ 151) thousand
= 7 840 thousand
Therefore, required percentage

1134 - 840
x 100%
840
=
revenue generated from online version of all the given
magazines together in February and total advertisement

revenue generated from printed version of all the given
magazines together in May?
(1) 33 : 28
(2) 39 : 28
(3) 27 : 16
(4) 33 : 20
(5) 27 : 22
(1) Required ratio
171 + 139 + 149 + 223 + 217 + 190

113 + 128+ 196+ 132 + 187 + 168
294
x 100%= 35%
>146
159. In case of Magazine R, between which two given months

was there approximately 15% rise in advertisement
revenues generated (from both printed and online
version together)?
(1) January-February
(2) February-March
(3) May-June
(4) March-April
(5) April-May
161. What is the respective ratio between total advertisement
924
162. Total advertisement revenue generated from printed

version by Magazine P in January and April together is
what percent less than the total advertisement revenues
generated from online version by magazine S in
February and June together?
(1)22
(2)14
(3) 27
(4)19
(5)17
(4) Advertisement revenue for Magazine R

in January = (136+ 141) thousand = 7 277 thousand
in February = (156 + 149) thousand = 7 305 thousand
in March = (152+ 174) thousand = 7 326 thousand
in April = (168 + 207) thousand = 7 375 thousand

in May = (196+ 209) thousand = 7 405 thousand
in June = (178 + 243) thousand = 7 421 thousand
COMPETITION
15?? = 33:28
< FOCUS
September
2014
"* (5) Total advertisement revenue generated from PV by

Magazine P in January and April together
= (169 + 163) thousand = 7 332 thousand
Total advertisement revenue generated from OV by Magazine
S in February and June together
= (223 + 177) thousand = 7 400 thousand
Required percentage
400 - 332
x 100% = 17%
400
107
18
Directions (Q. Nos. 163-167) Study the table and

answer the given questions.
165. What is the respective ratio between total number of

male employees in countries B and H together and total
number of female employees in countries C and D
together?
(1)63:52
(2)51 : 38
Data Related to Human Resource of a Multinational Company

(X)
which has 146 Offices Across 8 Countries

Respective ratio
Countries Offices Total Number

of Employees
16
B
C
18
14
22
13
17
24
21
G
H
of Male and
Female
Employees
5:7
2568
Post-graduate
Employees
11 : 5
2880
2310
10 : 11
3:2
3575
"i*
75
65
40
60
50
75
3720
7:6
20 : 21
3:7
3360
9:5
80
2054
2788
55
163. If the number of male post-graduate employees in

country H is 1800, what percent of female employees in
that particular country is post-graduate?
(1)76
(2) 74
(3) 72
(4) 64
(5) 66
(2) Total number of male employees is country H

=
14
x 3360 = 2160
14
OQQ
164.
Required percentage =
x 100% = 74%
In which of the given countries is percentage of women

employees to number of employees (both male and
female) in that country the second lowest?
(1)G
(3)E
(2)B
(5)D
(4) H
(4) Percentage of women employees to number of employees
x 2380 +
x 3360
14
= 1980+ 2160= 4140
Total number of female employees in countries C and D
together =
'6
together = x2310+-x 3575

21
3
= 1210+ 1430=2640
Therefore, required ratio = 4140 : 2640= 69 : 44
166. What is the difference between average number of post

-graduate employees in countries A, B and D together
and average number of post-graduate employees in
countries F, G and H together?
(1)282
(2) 276
(4) 342
(3) 316
(5) 294
(51 Average number of post-graduate employees in countries
1[75% of 2568 + 65% of 2880 + 60% of 3575
= -[1926+ 1872
3
1[75% of 2786 + 55% of 3720 + 80% of 3360]

1
1
= A [2091 + 2046 + 2688] = A 6825 = 2275]
3
3
Therefore, required difference = 2275 - 1981 = 294
167. Which of the given countries has the highest number of

average employees per office?
(2)H
<1)F
(4)C
(5)D
(3)B
(4) Number of average employees per
in Country B =
Country B =
100% = 31. 25%
Country C
*=
office in
= 1 60.5
If:
= 160
18
= 165
14
in Country D =
Country D =515 = 162.5

22
in Country E = x 100% = 46. 2%
Country E =
|x 100% = 40%
in
Country F =
in Country G =
13
21
-j-j
x 100% = 51. 2%
x 1 00% = 46. 7%
15
in Country H = x 1 00% = 35. 7%

14
Thus, this percentage is the second lowest in Country H.
5943=1981
Country A =
+ 2145] =
Average number of post-graduate employees in countries F,

G and H together
in Country A = x 100% = 58.3%

12
16
11
in Country C = x 100% = 52 .38%
21
108
(4) Total number of male employees in countries B and H
3360 = 1200
Total number of post graduate employees = 80% of 3360

= 2688
v Number of post graduate male employees = 1800
v Number of post graduate female employees
= 2688-1800= 888
*\
(4) 69 : 44
A, B and D together
And total number of female employees in country H
(3) 77 : 64
(5) 57 ; 40
Percentage of
-] 53
13
,
2786
Country F = - = 164
17
-
97?n
Country G = T+ = 155
24
Country H =
21
= 160
Clearly, this value is the highest in the Country C.
COMPETITION
September
2014
FOCUS
19
Directions (Q. Nos. 168-172) Study the following

graph carefully to answer the questions.
-O
Total number of students playing cricket from all the schools

together = 360 + 180 + 240 + 320 + 240= 1340
800
700
600
Therefore, required percentage =

Hockey
=|
500
uy
400
u 300
E 200
100
oip
Cricket
Carrom
m m msm
R
School
168. Total number of students playing Carrom and Hockey

together from school P is what percent of the total
number of students playing these two games together
from school R?
(1)68
schools together
= 140 + 260+ 320+ 160+ 180=1060
Number of Students Playing Carrom,

Cricket and Hockey from Different Schools
X)
(4) Total number of students playing Hockey from all the
(2) 62
16
(4) 63
(3) 69
13
13
(5) 62
(3) Total number of students playing Carrom and Hockey

together from school P = 220 + 140 = 360
Total number of students playing Carrom and Hockey from

School R = 200 + 320 = 520
=
x 100% = 69%
320
13
(2) 218
(5) 205
(1)54
(4) 224
(3) 356
* (5) New number of students in school S = 115% of 740 = 851

New number of students in school Q = 95% of 680 = 646
Therefore, required difference = 851 - 646= 205
170. If out of the students playing Cricket from schools Q, S

and T 40%, 35% and 45% respectively got selected for
state level competition, what was the total number of
students got selected for State level competition from
these three schools together?
(1)346
(3) 292
(2) 241
(4) 284
(5) 263
* (3) Number of students who got selected for state level
competition from schools Q, S and T

= 40% of 180 + 35% of 320 + 45% of 240
= 72
+ 112 + 108 = 292
171. Total number of students playing Hockey from all

schools together is approximately what percent of the
total number of students playing Cricket from all
schools together?
(1)34
(2) 74
(3) 72
(4) 79
(5) 70
COMPETITION
.FOCUS
September
2014
100%
got selected for State level competition, out of which

25% further got selected for National level competition.
From school T, out of the students playing Carrom, 457*
got selected for State level competition, out of which
two-third further got selected for National level
competition. What is the total number of students
playing carrom from these two schools who got selected
for National level competition?
(1) 106
(2) 98
(3) 112
(4) 103
(5) 96
(1) Number of students who got selected for National level
competition from school P (In Carrom)

= 25% of 40% of 220 = 22
Number of students who got selected for National level
competition from school T (in Carrom)
= -rd of 45% of 280 - 84
3
Therefore, total number of students (Playing carrom) who got

selected for National level from these two schools
= 22
+ 84= 106
Directions (Q. Nos. 173-178) Study the following

table carefully and answer the questions.
Population Abstract of Country *X'
169. If the number of students playing each game in school S

is increased by 15% and the number of students playing
each game in school Q is decreased by 5%, then what
will be the difference between number of students in
schools S and Q?
1340
172. From school P, out of the students playing Carrom, 40%
13
13
- x
Percentage
State
Maharashtra
Madhya
Pradesh
Odisha
West Bengal
Tamil Nadu
Uttarakhand
Jharkhand
Literate : Graduates
Total
Rural :
Male :
Papulation
Urban
Female
Illiterate
out of
Literates
2250000
1642000
28 : 17
5:3
23 : 22
5:3
5:3
3:1
48
35
1136000
2480000
2050000
248000
960000
11 : 5
18 : 13
16:9
5:3
17:7
9:7
21 : 19
13 : 12
9:7
11 : 9
11 : 5
20 : 11
3:2
3:1
4: 1
38
42
56
44
32
Alt the figures are fictitious and not actual.
173. Urban population of Maharashtra and Odisha together is

what percent of the total population of these two states?
(Rounded off to two digits after decimal)
(1)32.49
(3) 38. 55
(2) 35. 59
(5) 36. 57
(4) 32. 85
(2) Urban population of Maharashtra and Odisha
= x 2250000 + x 11 36000
-15
16
= 850000 + 355000= 1205000
Total population of fvlaharasthra and Odisha
= 2250000 + 1 1 36000 = 338600

1205000
x 100%= 35.59%
3386000
109
20
174. Approximately, by what percent

is
the urban population of

Maharashtra less than its rural
graduates from Odisha West

Bengal and Maharashtra together?
population?
(1) 1509695
(3) 1643730
(5) 1629095
(1)33
(3) 49
(5) 34
(2) 39
(4) 45
percentage
* (2) Required
28-17
x 100%
28
=
:'o
x 100%- 39%
175. What percent of the total

population of West Bengal,
Odisha and Madhya Pradesh
together is illiterate? (Rounded off
to nearest integer)
(1)28
(3) 29
(5) 31
177. What is the total number of
(2) 34
(4) 33
* (3) Total number of graduates from

Odisha, West Bengal and
Maharashtra together
= 38% of of 1136000 + 42% of

3:
16
of 2480000 + 48% of - of 2250000

5
= 296780 + 672000 + 675000
= 1643780
178. What is the ratio between total

female population of Tamil Nadu
and Jharkhand together and the
total male population of these two
states
(5) Total illiterate population of West

Bengal, Odisha and Madhya Pradesh
= X 2480000 + X 1136000
16
3I
1
+ - x 1642000
And total population of West Bengal,

Odisha and Madhya Pradesh
= 2480000 + 1136000 + 1 642000
- 5258000

1645500
x 100%- 31%
5258000
176. What is the difference between

number of graduates from
Madhya Pradesh and
Uttarakhand?
(1)366340
(3) 388185
(5) 355840
(2) 349185
{4) 382340
Number of graduates from
Madhya Pradesh
35% of -of 1642000
4
=
100
x?x 1642000
4
= 431025
Number of graduates from
Uttarakhand
3
= 44% of - of 248000
4
44
X - x 248000
100 4
= 81840
Therefore, required difference
= 431025- 81840= 349185
110
{2) 715 : 797

(4) 698 : 797
(5) 696 : 797

(3) Total female population of Tamil
Nadu and Jharkhand together
x 2050000 +- x 960000
25
20
984000 + 432000= 1416000

Total male population of Tamil Nadu
and Jharkhand together
=
= 1645500
together respectively?
(1)697 798
(3) 708 : 797
= 880000 + 355000 + 410500
* (2)
{2) 1529559
{4) 1619455
x 960000
x 2050000 +
20
25
1066000+ 528000= 1594000

Therefore, required ratio
=
= 141 6000 : 1594000 = 708 : 797

carefully to answer the questions,
In a medical college there are 1600
studying Dentistry and
Homeopathy. Each student from each
course knows one or more languages out
of English, Hindi and Bangla. 45% of the
students study Dentistry and remaining
students study Homeopathy.
Out of the students studying Dentistry,
boys and girls are in the ratio of 5 ; 3
respectively.
Out of the boys studying Dentistry, 16%
know English, 10% know only Hindi and
4% know only Bangla. 24% know
English as well as Hindi. 20% know
English as well as Bangla. 14% know
Hindi as well as Bangla. Remaining boys
know all three languages.
Out of the girls studying Dentistry, 20%
know only English, 1 0% know only Hindi
and 10% know only Bangla. 20% know
students
English as well as Hindi. 20% know

English as well as Bangla. 10% know
Hindi as well as Bangla. Remaining girls
know all three languages.
the
students
of
Out
studying
Homeopathy boys and girls are in the
ratio of 4 : 7 respectively. Out of the boys
studying Homeopathy, 20% know only
English, 15% know only Hindi and 5%
know only Bangla. 15% know English as
well as Hindi. 25% know English as well
as Bangla. 10% know Hindi as well as
Bangla. Remaining boys know all three
languages. Out of the girls studying
Homeopathy, 15% know only English,
15% know only Hindi and 5% know
only Bangla. 20% know English as well
as Hindi. 20% know English as well as
Bangla. 15% know Hindi as well as
Bangla. Remaining girls know all three
languages.
179. How many students studying

Dentistry know only either
English or Hindi?
{1) 166
{4) 196
(2)162
(5)248
(3)308
ISO. Total how many students in the

college know all three languages?
(1) 108
{4) 137
(2) 132
(3) 169
(5) 142
181. What percent of the total number

of girls in the college know Bangla?
{1)45
(2)40
(3)48
{4) 42
(5) 50
182. How many students studying

Homeopathy,
English?
(1)292
do
(2)232
(5) 207
{4) 298
not
know
(3)228
183. Out of the students studying

Homeopathy, what is the ratio
between number of boys knowing
English and the number of girls
knowing Hindi respectively?
(1)3:5
(4) 9:13
(2)2:3
(5) 1 : 3
(3)9.11
184. Out of the total number of students

studying Dentistry, what percent
knows at least two languages?
(1)61
1.3
(2)57
1
(4) 664
(5)62
f6
12
(3)59
17
19
185. What percent of the total number

of girls in the college do not know
Hindi? (rounded off to nearest
integer)
(1)38
(4) 36
(2)46
(5) 43
(3)48
COMPETITION iFOCUS
September
2014
21
Solutions (Q. Nos. 1 79-185)
We can tabulate the given information like below.
Students in Dentistry -45% of 1600 -720
Number of boys = - x72Q =450
Number of girls =
Students in Homeopathy -1600 -720 -880

x 720 =270
Number of boys = - *880 =320
Number of girls =
11
7
x880 =560
11
In Eng =16% of 450=72
En Eng =20% of 270=54
In Eng =20% 01320 = 64
In Eng =15% of 560=84
In Hin =10% of 450 = 45
In Hin =10% of 270 =27
In Hin =15% of 320 = 48
In Hin =15%0f 560 = 84
In Bang = 4% of 450=18
In Bang =10% of 270 =27
In Bang = 5% of 320=16
In Bang = 5% of 560=28
In (E + H) =24% of 450 =108
In (E+H) =20% of 270 = 54
In (E + H) =15% of 320 = 43
In (E + H) =20% of 560 = 112
In (E + B) =20% of 450 = 90
In (E + B) =20% of 270 = 54
In (E + B) =25% of 320 = 80
In (E+B) =20% of 560 =112
In (H + B)=14%cf 450 = 63
In (H + B) =10%of 270=27
In (H + B) =10% of 320 = 32
In (H + B) = 1 5% of 560 = 84
In (E + H + B) =270 In (E + H + B) = 320 - (64 + 48 + 16 + In (E + H + B) = 560 -{84 + 84 +28 +

In (E + H + B) = 450 48 + 80 + 32}
(72 + 45 + 18 + 108 + 90 + 63)
(54+27 + 27 + 54 + 54 + 27)
112 +112 +84)
=
=
320-288
32
=270-243 = 27
= 450-396=54
= 560-504 = 56
= 72
*-
186. Total number of luxury watches sold by stores C and H
179, (4) Required number of students
together is by what percent less than total number of

watches (sports of watches and luxury watches) sold by
stores F and H together?
+ 45+ 54 + 27= 198
180. (3) Required number of students

= 54 + 27 + 32 + 56= 169
181. (5J Required percentage
27 + 54 + 27 + 27 + 28 + 112 + 84+ 56
x 100%
(1)296
(2)277
(4)28-
(4)26
270+ 560
415
_
x 100%
830
182. (1) Required number of students

= 48 + 16 + 32 + 84 + 28 + 84 = 292
=* 183. (2) Required ratio
= (64 + 48 + 80 + 32) : (84 + 112 + 84 + 56)
= 224:336=2 : 3
* 184. (4) Required percentage
108 + 90 + 63 + 54 + 54 + 54 + 27 + 27
x 100%
720
= 17% of 56000= 9520

9520 - 6800
Therefore, required percentage =
x 100%
9520
4
2720
100% = 28-%
=
7
9520
(1)22 5
x 100%- 43%
(4) 35
HI*
Directions (Q, Nos, 1 86-193) Refer to the pie charts

and answer the given questions.
Distribution of Number of
Watches (Sports Watches and
Luxury Watches)
Sold by 8 Stores in 2004
G\
H
9%
5%
Distribution of Number of
Sports Watches Sold by
8 Stores in 2004
G\
18%
8%
D
15%
Total Number : 56000
COMPETITION
< FOCUS
September
16%
6%
22%
16%
7%
D
13%
Total Number : 32000
2014
(2) 25
(4) 30
(3) 27. 5
(2) Number of watches (sports and luxury watches) sold by
store D
56000= 8400
Number of sports watches sold by stores Cf F and G together
= {7 + 8+ 6)% Of 32000
= 15% of
= 21% of 32000 = 6720

8400 - 6720
x 100%= 25%
x 100% =
6720
6720
8%
11%
F
20%
H
12%
(7 + 1 2}% of 32000
187. Number of watches (sports watches and luxury watches)

sold by store D is by what percent more than total
number of sports watches sold by stores C, F and G
together?
54 + 27 + 54 + 84+ 26+ 112

x 100%
270 + 560
830
= 12880 - 6080= 6800

Total number of sport and luxury watches sold by stores F
and H together = (8 + 9)%of 56000
x 100%= 66-%
185. (5J Required percentage
1v
= (14+ 9)% of 56000
720
477
(4) Total number of luxury watches sold by stores C and H

together = Total number of (luxury + sports) watches sold by
stores C and H together - Total number of sports watches
sold by stores C and H together
- 50%
(3)31-
188. What is the respective ratio between total number of

sports watches sold by stores A and B together and total
number of watches (sports and luxury) sold by stores C
and F together?
(1)64:77
(4) 64 : 81
(2) 48 : 61
(4) 48 : 73
(3) 56 : 77
111
22
* (1) Total number of sports watches
sold by stores A and B together

= (16+ 16}% of 32000
= 32% of 32000 = 10240
Total number of watches {sports and
luxury) sold by stores C and F
together -(14+ 8)% of 56000
= 22% of 56000 = 12320
Therefore, required ratio
= 10240:12320= 64 : 77
189. What is the average number of

luxury watches sold by stores A,
D, E, F and H together?
(1)3152
(3) 3548
(4) 3428
(2) 3296
(4) 3186
(2) Total number of luxury watches

sold by stores A, D, E, F and H
191. What is the central angle
-(16+13 + 22+8+ 12)%

of 32000
= 70% of 56000 - 71% of 32000
= 39200-22720= 16480
Therefore, required average
= - x 16480 = 3296
190. If the number of watches sold by

stores A, D, and E increased by
10%f 35%, and 15% respectively
from 2004 to 2005 what was the
total number of luxury watches

sold by these three stores in 2005?
(1) 16172
(2) 14966
(3) 15848
(4) 16392
(4) 15964
+ (4) In 2005, number of
watches
(sports and luxury)

by store A = 110% of 18% of 56000
= 11088
by store D = 135% of 15% of 56000
= 11340
by store E = 115% of 20% of 56000
112
120
100
* (1) v 100% = 360D

11% =
192.
100
x 11=39.6
Total number of sports watches

sold by stores E and F together is
what percent of the number of
watches (sports waLehes and
Luxury watches) sold by store E?
(1)78
(2)
83
14
(4)
65
11
(3) 82
(4)
Total Investments (in ? Thousand)

of Gautam and Rudra in 6 Schemes
(M, N, Or P, Q and R)
(2) 36. 6
(4) 42. 2C
(1)39. 6a
(3) 44. 2C
(4) 45. 4"
14
85
(5) Total number of sport watches

sold by stores E and F together
= (22 + 8)% of 32000

= 30% of 32000
I 80
> 60
2
1
II
0i i i i i i
Q
M
N
P
R
jO 20
0
Scheme
Percentage of Gautam's Investment

Out of Total Investment
70
60
so
= =
% 40
|30
== = =
o 20
10
0
i i i
= 9600
193. What is the difference between

average number of sports watches
sold by stores B, C, G and H
together and average number of
luxury watches sold by the same
stores together?
(1) 1100
(2) 1200
(3) 900
(4) 800
(4) 1300
(1) Total number of sports watches
sold by stores B, C, G and H together
= (16 + 7 + 6 + 12 }% Of 32000
= 40% Of 32000
= 13120
Total number of luxury watches sold
by stores B, C, G and H together
= (11+14+5 + 9)% Of 56000
-(16+7+6 + 12)% of 32000
= 39% of 56000
41% of 32000
21840- 13120= 8720

Now, difference in their average
13120 8720
4
4
4400
=1100
Scheme
Number of watches (sports and

luxury watches)
sold by store E = 20% of 56000
= 11200
5
_ 9600 x 100%= 85-%
7
11200
= 12880
In 2005, number of sports watches
sold by
store A = 110% of 16% of 32000
= 5632
by store D = 135% of 13% of 32000
= 5616
by store E = 115% of 22% of 32000
= 6096
Thus, total number of luxury watches
sold by stores A, D and E In 2005
= (11088+ 11340+ 12880)
-(5632 + 5616+ 8096)
= 35308-19344= 15964
Study the graphs and answer the

given questions.
corresponding to the number of

watches (sports watches and
Luxury watches) sold by store B?
together
= (13+15+20+8 + 9)%of 56000
194. Scheme M offers simple interest at

a certain rate of interest
(p.c.p.a).
If the difference between the
interest earned by Gautam and
Rudra from scheme M after
4 years in ? 4435. 20 what is the
rate of interest (p.c.p.a)?
(1)17.5
(2)13
(4) 20
(3) 16.5
(5)15
{3} Amount invested by Gautam
scheme M
= 54% Of 84000= ? 45360
.'.Amount invested by Rudra in

scheme M
= 84000- 45360= ? 38640
let the required rate be r% per
annum. Then,
45360 x r x 4 38640 xrx4
100
100
= 4435,20
=> 6720 x r x 4 = 443520
r = 16.5
195. What is the respective ratio

between total amount invested by
Gautam in schemes O and Q
together and total amount
invested by Rudra in the same
schemes together?
(1)31 : 44
(2) 31 : 42
(4) 35 : 43
(3) 27 : 44
(5) 29 : 38
COMPETITION iFOCUS
September
2014
23
* (1) Required
ratio = (Total amount

invested by Gautam in schemes 0 and
Q together) : (Total amount invested
by Rudra in schmes 0 and G together)
32000 + 42%
of
of
= (40%
64000) : (60% of 32000 + 53% of
= 6400
(1)? 29248
(3)7 31126
(5) 7 23843
= 45360 + 43200 + 12300

+ 18000+ 26380
= 7 146240
Required average
16 'I2
+
200
[(1 ) ~1J
= 60000 [(1.08)2
=
= x 146240 = 7 29248
6
- 1]
199. Rudra invested in scheme R for 4

years. If scheme R offers simple
60000 X 0,1664= 7 9984
interest @ 7 p.c.p.a for the first

two years and then compound
interest @ 10 p.c.p.a (compound
annually) for the 3rd and 4th year,
what will be the interest earned
by Rudra after 4 years?
(1) 7 13548
(2) 7 12096
(3)7 12242
(4) 7 12364
(5) 7 11836
197. If scheme O offers compound

interest {compounded annually)
@ 12 p.c.p.a what is the
difference between interest earned
by Gautam and Rudra from

scheme O after 2 years?
(1)?
(2)?
(3)?
(4)7
(5)7
(1) Total amount invested by Gautam

in schemes M, N. O, P & G together
+ 42% of 64000
earned by Gautam and Rudra after

one year
= 60000
(2) 7 30562
(4) 7 29638
= 54% of 34000 + 60% of 72000

+ 40% of 32000 + 30% of 60000
m- (4) Required amount of interest
1623. 16
1584. 38
1672. 74
1536. 58
1722.96
(1) Difference of amount invested by
Gautam and Rudra in scheme O

= 60% of 32000 - 40% Of 32000
= 20% of 32000 = 7 6400
Required difference in their interest
= 4338.40+ 7257.60= 7 12096
200. Amount invested by Gautam is
invested by Gautam in schemes

M, N, O, P and Q together?
196. If scheme P offers compounds
[(
12
198. Wliat is the average amount
39680: 56320= 31 : 44
interest {compounded half yearly)

@ 16 p.c.p.a what would he sum
of interest earned by Gautam and
Rudra from scheme P after l year
(1)? 10244
(2)? 10464
(4) 7 9984
(3) 7 9872
(5) 7 9442
[(,+ ioo) ~'J
= 6400 x 02544 = 7 1628 16
64000)
=
\(
scheme S is equal to the amount

invested by him in scheme N. The
rate of interest (p.c.p.a) of scheme
S and N are same. The only
difference is scheme S offers
compound interest (compounded
annually) whereas the scheme N
offers simple interest. If the
difference between the interest
earned by Gautam from both the
schemes after 2 years is 7 349. 92
what is the rate of interest.
(1)9%
(3) 13%
(5) 7%
* (fj Amount invested by Gautam in

each of scheme S and N
= 60% of 72000= 43200
let the rate of interest be r% per
annum, Then, according to the
question,
43200 x r x 2
100
f1
I.
ONE-Liners
100
sjf/V
=>
ra = 349.92
4.32
=>
r2 = 81
r= 9%
dePends n Preparation
with
General
Knowledge
ONE- Liners
|Vi
+,
(WOTTOI.
i
ftm po ciwii,
ONE- Liners
Ui
ptituoe
Ms
SBI PO CLarfe,
mCt th 'ItoMH
_
I 1
r
100
= 349.92
864r = 349.92
Then, total interest earned by Rudra

after 4 years
34560 x 7 x 2
+ 34560
100
i*-
20*15
10000
=> 864r + 4.32r2 -
ONE-LinerS
GpS
= 36% of 96000= 7 34560

Now, let the required rate percent be r.
i mm
1j 349.92
864r+ 43200
=j
ONE.-Liners
rat
f 1
[(1+ioo)
We Prepare you to fulfill your Dreams
inspiring Minus
+ 43200
\t
(2) Amount invested by Rudra in

investment R = (100 - 64)% of 96000
SUCCESS
arihant
(2) 5%
(4) 11%

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1

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Exam Held on 28-06-2014

State Bank of India Probationary Officer Exam

1. Choose the word which is

opposite in meaning to word given

52. According to the passage, which

absorb all the

in the country also increase which

Downloaded From www.exampundit.in

B. The agriculture and the industrial

their threshold and there would he

the agriculture and

4, What does the author mean by

sector of the country would be

(5) Prerequisites means 'something

must exist or happen' . Here the

appropriate answer is acknowledge

agriculture sector to the service

(2) The service sector of the country is

6, What does the author mean by

efforts to improve the sectors that

9. According to the author, which of

(2) The expansion of service sector in

India was seen mainly because of

(5) Perspective means 'objectivity.

Similar meaning of this word will be

8. Which of the following is

per the passage?

(4) Massive means 'large'. Here the

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11. Which of the following is most

* (3) 'Entail1 means 'include.1 Here the

12. Which of the following can be the

(1) Educating through Technology

13. Which of the following is true

accommodate the changes in

B. With the onset of technology

16. According to the author, which of

student will be different.

14. Which of the following is most

15. Which of the following is most

17. Which of the following is

OPPOSITE is meaning word given

Downloaded From www.exampundit.in

(2) 'Impediment' means 'obstruction.1

The opposite meaning for this word

uses the words will be for naught?

the following is not true about

(2) Tormented Mistreated

(3) Not much is being done to curtail it

(3) Striking Impressive

19. According to the author, which of

* (2) By using the words 'will be for

IS. What does the author mean when he

* (1) Devastated Demolished

Directions (Q. Nos, 26-30) These

26, As per the present definition, the

27. The family members of the victim

(3) allowed, maintaining

28. The new management is

29. Sixty-six years after India attained

30. With women participation

Directions (Q. Nos. 31-35)