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PERSONAL
NOTES ON
FINANCE
By Joyce Meyer
my personal
notes on finance
Chapter 1:
Chapter 2:
Chapter 3:
Chapter 4:
Principles to Live By
Chapter 5:
Chapter 6:
Chapter 7:
Scriptures on Finance
Psalm 37:5
The Journey to
Financial Freedom
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Avoid Waste
In John 6:12, after Jesus fed the multitude He told the
people, Gather up now the fragments (the broken pieces that are left over), so that nothing may be lost and
wasted. Now, He could have easily done another miracle, so why clean up all the leftovers off the ground?
Because He knew the importance of making the most
of what God has provided.
Ephesians 5:3 talks about not living a wasteful life:
But immorality (sexual vice) and all impurity [of lustful,
rich, wasteful living] or greediness must not even be named
among you, as is fitting and proper among saints (Gods
consecrated people).
God gives each of us the talents, abilities, and finances in the proportion that He believes we can handle.
Matthew 25:15 is a good example of this: To one he
gave five talents [probably about $5,000], to another
two, to another oneto each in proportion to his own
personal ability. What we need to do is take what we
have and do the best we can with it. If we will trust
God and refuse to worry or think about what we dont
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So while you are in the middle of the tests and waiting for your financial breakthrough, I want to encourage you to put a smile on your face and see something
good for your future. Be a good steward with every
penny Gods given you, give to help others, work really hard, keep a right relationship with money, and
little by little God will give you more.
The more you increase, the more youll be able to be
a blessing in the body of Christ. Then, as you help
others, youll be able to sing the praises of a good God
who continually provides for His children.
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take action
ASK YOURSELF:
Money &
Relationships
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John 14:15
But seek first his kingdom and his righteousness, and all
these things will be given to you as well.
Robert Katz
Money Came by the House the Other Day
Let the Lord be magnified, Who takes pleasure in the prosperity of His servant.
Psalm 35:27
1 Timothy 6:17-18
The story of Lazarus is a great example of how important it is to treat others well. In Luke 16:19-20, we
learn about a rich man who had it allthe best life,
best clothes, best food. And at his gate there lay an
utterly destitute man named Lazarus. It says he was
begging and was very sick, even covered in sores.
Every time the rich man went in and out of that gate
he had to see him lying there, but the sad thing is, he
never did anything for him. Please dont allow your
status or amount of money negatively affect how you
treat others. People all around are hurting and we
need to keep our eyes open and be excited every time
we get the opportunity to meet a need.
Our relationships in this life are so important. If we
can maintain a balanced relationship with money
and not let it affect our relationships with God and
others, we will be able to live in joy, to help a lot of
people, and God will receive all the glory!
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take action
BREAKING UP IS HARD TO DO...
but sometimes we need to
be willing to do it. Even if
you have to literally take
out your checkbook, debit card or piggy bank and
talk to it, you need to be
able to say, Youre nice
and I enjoy you, but I can
live without you if I have
to; however, I cannot live
without God and I am not
going to let you have first
place in my life!
Principles to Live By
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closer to God?
Do you really believe in what theyre doing?
Do you see good fruit as a result of what theyre doing?
Are they reaching the poor and needy?
Are they preaching the Gospel?
When God asks us to give our money away (or anything else we have), Hes never trying to take anything away from us. Hes simply giving us the opportunity to be part of what Hes doing to meet the needs
of others. And thats part of His purpose and calling
on our lives.
The Red Dress
One day I was praying that God would use me to be
a blessing to others. I happened to be standing in my
closet and my eyes fell on a beautiful, brand-new red
dress I was excited about wearing when the right
time or event came along. So out of all the things in
my closet, this was the one thing I really didnt want
to give away. But at that moment, I felt in my heart
that God wanted me to give it to a girl who worked for
us. And because I didnt want to, I tried to ignore it.
Before this, I didnt realize God would ask us to give
away new stuff. But He spoke to my heart that if I really
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Now, God knows what you have, and if you dont have
a lot to give, thats okay. I love the story of the woman
at the temple who gave her last mite, which is less
than a penny today. In the Word of God she is hon-
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Deuteronomy 28:8
36
take action
Practical Steps to
Financial Freedom
40
have two debts that are the same amount. Then youll pay
Step 3: Once you pay off a debt, add what you were paying to
couple debts left and enough money to pay them off quickly.
Step 6: After youve done all that, start saving for six months of
Step 7: At this point, youre ready to pay off those high debts and
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Ship your grain across the sea; after many days you may
receive a return. Invest in seven ventures, yes, in eight; you
do not know what disaster may come upon the land.
Ecclesiastes 11:1-2 NIV
take action
WRITE DOWN ALL OF YOUR DEBTS
I hope this teaching has been a blessing and encouragement to you. God has shown me so many things
over the years as Ive gone through the circumstances
that are discussed in this book. I know these principles work. And I know that God wants us to receive
and enjoy the abundant life He offers us in Christ,
which includes stable, healthy finances.
Moreover, when God gives someone wealth and possessions,
and the ability to enjoy them, to accept their lot and be happy in their toilthis is a gift of God.
take action
Pray this over your life
Scriptures
on
Finance
Gods Blessings
Let the Lord be magnified, Who takes pleasure in the prosperity
of His servant.
Psalm 35:27
The Lord will open the heavens, the storehouse of his bounty, to send
rain on your land in season and to bless all the work of your hands.
You will lend to many nations but will borrow from none. The Lord
will make you the head, not the tail. If you pay attention to the
commands of the Lord your God that I give you this day and carefully follow them, you will always be at the top, never at the bottom.
The Lord shall command the blessing upon you in your storehouse
and in all that you undertake. And He will bless you in the land
which the Lord your God gives you.
Deuteronomy 28:8
When the Lord your God blesses you as He promised you, then you
shall lend to many nations, but you shall not borrow; and you shall
rule over many nations, but they shall not rule over you.
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Deuteronomy 15:6
Keeping a Healthy
Relationship with Money
He who is of a greedy spirit stirs up strife, but he who puts his trust
in the Lord shall be enriched and blessed.
Proverbs 28:25
But immorality (sexual vice) and all impurity [of lustful, rich,
wasteful living] or greediness must not even be named among you,
as is fitting and proper among saints (Gods consecrated people).
Ephesians 5:3
For the love of money is a root of all evils; it is through this craving
that some have been led astray and have wandered from the faith
and pierced themselves through with many acute [mental] pangs.
1 Timothy 6:10
3 John 2
His master replied, Well done, good and faithful servant! You have
been faithful with a few things; I will put you in charge of many
things. Come and share your masters happiness!
scriptures on finance
John 14:15
Ephesians 5:5
52
Trusting God
But seek first his kingdom and his righteousness, and all these
things will be given to you as well.
Commit your way to the Lord [roll and repose each care of your
load on Him]; trust (lean on, rely on, and be confident) also in Him
and He will bring it to pass.
Psalm 37:5
Commit to the Lord whatever you do, and he will establish your plans.
scriptures on finance
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Investing
Ship your grain across the sea; after many days you may receive
a return. Invest in seven ventures, yes, in eight; you do not know
what disaster may come upon the land.
scriptures on finance
Giving
A tithe of everything from the land, whether grain from the soil or
fruit from the trees, belongs to the Lord; it is holy to the Lord.
Woe to you, teachers of the law and Pharisees, you hypocrites! You
give a tenth of your spicesmint, dill and cumin. But you have
neglected the more important matters of the lawjustice, mercy
and faithfulness. You should have practiced the latter, without
neglecting the former.
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