Increasing Concerns Surrounding MA Foreclosure Case
Now Brought to Massachusetts Supreme Judicial Court.
Boston, MA, September 14, 2014 The troubling Massachusetts foreclosure case which continues to gain National and Global attention is now headed to the MA Supreme Judicial Court, as Further Appellate Review (FAR) has been filed by Wrongfully Foreclosed Homeowner Mohan A. Harihar.
The well documented and well supported list of concerns by Mr. Harihar, continues to question whether or not corrective action is attainable within the Commonwealth. The growing list of concerns include: Confirmation of Fraudulent Mortgage Assignments by Fraud Expert - Lynn Syzmoniak, Irrefutable 14 th Amendment infractions to Due Process and Equal Protection Rights, Perjury, Fraudulent Concealment/Misrepresentation, Deceptive practices including Fraud, Aiding and Abetting Fraud, Collusion/irrefutable conflict within this matter, and multiple abuses of Judicial discretion. The most recent concern, involves the MA Appeals Court decision allowing the validation/affirmation of information on file with the Court to take place, then changing direction without cause, and refusing to clarify their decision. And while the Appeals Court has granted leave for Mr. Harihar to file for new trial, the collective, and growing concerns question whether a fair and just trial is possible.
The documented civil and criminal misconduct associated with this 3+ year legal matter involves multiple parties including: US Bank NA, Wells Fargo NA, the Securitized Mortgage Trust CMLTI 2006-AR1, Harmon Law Offices PC, and Nelson Mullins LLP. Recently updated Criminal complaints have been sent directly to the attention of Attorney General Martha Coakley. There has yet to be a response regarding mediation efforts to resolve the criminal portion of this matter.
A Mediation effort is now similarly requested with the filling of the FAR Application with the Massachusetts SJC. Scroll down to view a copy of the filed FAR Application in its entirety.
Mr. Harihar has consistently maintained the intention to hold ALL responsible parties accountable for their associated misconduct, while providing a framework which assists the 4.2M other parties harmed by this foreclosure/financial crisis*, and also assisting the DOJ with a path for future prosecution.
* This Framework is a reference to a project(s) involving the intellectual property belonging to Mohan A. Harihar, designed to assist this Nations and overall Global Economic recovery from damages suffered by the US Foreclosure/Financial Crisis.
For Further Media Information Contact : Mohan A. Harihar Email: mo.harihar@gmail.com Phone: 617.921.2526 (Mobile)
Follow on Twitter: Mohan Harihar@Mo_Harihar 2 Commonwealth of Massachusetts
Supreme Judicial Court
Docket No. 2013-P-1829
_________________________________________
Mohan A. Harihar Appellant
vs.
US Bank NA, Wells Fargo NA, CMLTI 2006-AR1, Harmon Law Offices PC Appellees __________________________________________
FAR Application From A Judgment Of The MA Appeals Court
__________________________________________
Argument For The Appellant
____________________________________________
Mohan A. Harihar Pro Se 168 Parkview Avenue Lowell, MA 01852 617.921.2526 (Mobile) Mo.harihar@gmail.com
3 Statement of Prior Proceedings This matter pertains to a 3 year Foreclosure case which has been irrefutably associated with this Nations Foreclosure/Financial Crisis. Since the initial rulings of the Lower Court(s), substantial new information and new evidence has, and continues to come forth in support of the Appellants consistent claims of both civil and criminal misconduct against Appellees US Bank NA, Wells Fargo NA, the Securitized Mortgage Trust CMLTI 2006-AR1, and Harmon Law offices PC. 1 The Massachusetts Appeals Court agreed, recently granting leave to the Appellant to file for new trial. 2
Since inception, and consistently thereafter, the Appellant has expressed clear concern regarding the accuracy, availability and integrity of information provided by Appellees which has either been inaccurate, unsupported, or
1 Civil and criminal misconduct against Appellees US Bank NA, Wells Fargo NA and the Securitized Mortgage Trust CMLTI 2006-AR1 now additionally includes confirmation of fraudulent mortgage assignments identified by Fraud Expert, Lynn Syzmoniak, including declarations and testimony from Case Nos: 10-bk-21656 DCN, United States Bankruptcy Court for the Eastern Division of California Sacramento Division; Also C.A. No. 10-cv-01465-JFA, United States District Court, District of South Carolina, Rock Hill Division 2 See Docket 2013-P-1829, RE#19: Appellant is granted leave to file for new trial, dated 07/01/2014. 4 where Appellees have refused to provide requested Discovery evidence entirely. To ensure the accuracy, integrity, and availability of information prior to the commencement of a new trial, the Appellant requested to initiate a validation/affirmation process. The Court agreed, allowing the Appellant to file a motion requesting affirmative relief. 3 A motion was filed by the Appellant, itemizing the necessary and very basic requests for validation, to ensure the accuracy and integrity of information available and on file with the Court. The MA Appeals Court then changed direction and DENIED the Appellants motion, without cause. A motion requesting Clarification and Reconsideration was then filed by the Appellant. The MA Appeals Court DENIED this request for clarification, which is the primary reason for filing this request for Further Appellate Review (FAR), and clearly signifies an abuse of judicial discretion. There are a number of serious historical concerns related to this matter, as detailed in the associated Appellant
3 See Docket 2013-P-1829, RE#22: To the extent that Plaintiff seeks affirmative relief, he may file appropriate motions in any case that is pending in this Court. 5 Brief, Reply Brief, etc These documented and supported concerns already filed with the Court(s) include (but are not limited to): Irrefutable 14 th Amendment infractions to Due Process and Equal Protection Rights, Perjury, Fraudulent Concealment/Misrepresentation, Deceptive practices including Fraud, Aiding and Abetting Fraud, Collusion/irrefutable conflict within this matter, and multiple abuses of Judicial discretion. These collective concerns now warrant the involvement of the MA Inspector General and question whether or not a corrective path is attainable within this Commonwealth. It additionally reveals that Appellees, who have claimed ZERO related misconduct, have historically LIED to this Court, and every Court related to this matter. If a corrective path is attainable, it must begin with the accuracy, integrity, and availability of the facts in order to proceed. Most recently, it has been discovered that Fraud Expert Lynn Syzmoniak, has confirmed misconduct including (but not limited to) fraudulent mortgage assignments associated with Appellees US Bank NA, Wells Fargo NA, and the Securitized Mortgage Trust CMLTI 2006-AR1. 4
4 C.A. No. 10-cv-01465-JFA, United States District Court, District of South Carolina, Rock Hill Division 6 This Appellant has afforded numerous opportunities to these Appellees to seek mutual agreement, all of which have been either denied or ignored. If the continued insistence by these parties is to ignore these opportunities, and to instead continue causing harm and accruing damages to this Appellant, both civil and criminal accountability is undoubtedly warranted. This Appellant maintains the hope that a corrective path is still attainable within this Commonwealth. However, the collective concerns question whether this can be achieved in the lower Court(s) or even the MA Appeals Court. If a corrective path appears unattainable within this Commonwealth, preparations are being made for transfer to Federal Court via Writ of Certiorari and/or Congressional Petition. Criminal complaints related to the documented misconduct have been recently updated with the MA Office of the Attorney General. A request for mediation has been made, in effort to reach a mutual agreement between parties, as it pertains to the criminal portion of this matter. Separate communication was additionally sent directly to the attention of MA Attorney General Martha Coakley. Since the misconduct associated with this matter is believed to bring increased risk/infringement to the Appellants intellectual 7 property, and a project(s) designed to assist this Nations and overall Global Economy, additional parties copied on the AGs communication include: Vice President Joe Biden, the Office of the MA Inspector General, US Senator Elizabeth Warren (MA), US Senator Ed Markey (MA), Governor Deval Patrick (MA), US Congresswoman Niki Tsongas (MA), the US Attorneys Office, the Consumer Financial Protection Bureau (CFPB), the American Civil Liberties Union (ACLU), and the Managing Partners of Nelson Mullins LLP.
Statement of the Facts 1. Consistent requests by the Appellant for basic validation have historically either been ignored or denied. 2. An overwhelming amount of information and evidence supporting the Appellants consistent claims already on file. 3. Clear disconnect between Appellees US Bank NA/Wells Fargo NA and Appellee Harmon Law Offices PC. 4. Irrefutable 14 th Amendment infractions to Due Process and Equal Protection Rights. 8 5. Documented Concerns of Collusion and Irrefutable Conflict involving the MA Attorney Generals Office, the US Attorneys Office and counsel for the Appellees Nelson Mullins LLP. 6. Appellees have failed to provide a single case example with equivalent circumstances to justify argument. 7. Nationally recognized Fraud Expert confirms fraudulent mortgage assignments associated with RMBS CMLTI 2006- AR1. 8. Recent related $1.125B settlement between Citigroup and includes Appellees US Bank NA, Wells Fargo NA and CMLTI 2006-AR1 is revealed. 9. Increased Risk/Infringement to the Intellectual property of the Appellant directly related to this matter. 10. The Leaders of this Commonwealth recognize the significant harm and damages to Wrongfully Foreclosed Homeowners. 11. Northeast Association of Realtors to Address Ethics Violations.
9 Statement of the points with respect to which FAR is sought Since the MA Appeals Court has granted the Appellant Mohan A. Harihar, leave to file for new trial, the primary reason for requesting FAR within this Court is to ensure that ALL the facts related to this case are available and accurate to render a fair and just decision. The sudden change in direction by the MA Appeals Court, pertaining to validation/affirmation and availability of relative information and evidence raises serious concerns; The refusal to Clarify decision(s) is of considerable concern, signifying clear abuse of judicial discretion, with multiple occurrences throughout this 3+ year legal effort, which is also tied to irrefutable 14 th Amendment infractions to Due Process and Equal Protection Rights of the Appellant, stemming from the Northeast Housing Court. Argument 1. Consistent requests by the Appellant for basic validation have historically either been ignored or denied. To ensure accuracy of information, validation efforts by this Appellant have been made throughout these three (3) plus years of legal proceedings in all 10 Court(s), resulting in either a denial, or simply ignored entirely. These requests include: the availability of recorded conversations during the 22- month loan modification attempts between Appellee Wells Fargo NA and Appellant Mohan A. Harihar; Validating Chain of Title as Leaders of Massachusetts have acknowledged issues with over 65,000 Titles within this Commonwealth; Validating signatures on file as Forgery has been identified as a major component of this US Foreclosure Crisis; Refusal by Appellees to complete a validation questionnaire, clarifying information submitted by counsel on file with the Court(s). This is a mere sample of basic validation which should have been not only allowed, but confirmed prior to any summary judgment or eviction. 2. An overwhelming amount of information and evidence supporting the Appellants consistent claims already on file. Misconduct associated with the referenced foreclosure has been confirmed by both the MA Attorney Generals Office as well as Federal Bank Regulators; April 2011 11 Report by Federal Bank Regulators confirming related misconduct by Appellees Wells Fargo NA and US Bank NA; Admission by Appellee Harmon Law Offices PC (and initial counsel to US Bank NA) that the Appellants claims are VALID 5 ; December 2011 Complaint filed with Suffolk County Superior Court by the MA Attorney General on behalf of the Commonwealth against parties which include Appellee Wells Fargo NA 6 ; the documented 150 page Foreclosure Manual of Appellee - Wells Fargo NA. 3. Clear disconnect between Appellees US Bank NA/Wells Fargo NA and Appellee Harmon Law Offices PC. 7
Appellee Harmon Law Offices failure to file ANY Appellee Brief or Opposition related to this matter
5 Lowell District Court Transcripts, Docket No: 201111SU001495 6 Docket BLS 11-4363; In this action, the Commonwealth of Massachusetts seeks restitution, civil penalties and injunctive relief -for violations of M. G. L. c. 93A arising out Defendants' unfair and deceptive acts during the height of the foreclosure crisis in Massachusetts A complete copy of the complaint in its entirety will be provided to the Court upon request. 7 See - Docket No. 12-P-407, Harmon Law Offices vs. Attorney General, filed with the MA Appeals Court. A recent unanimous ruling by this Appeals Court affirmed a 2011 Suffolk Superior Court decision allowing the MA Attorney Generals office to continue examining Harmon Law Offices for alleged unfair and deceptive acts related to the firms foreclosure and eviction work.
12 exemplifies lack of alignment and disconnect, clearly questioning the accuracy and validity of information filed by Appellees US Bank NA, Wells Fargo NA, and the Securitized Mortgage Trust CMLTI 2006-AR1. 8
4. Irrefutable 14 th Amendment infractions to Due Process and Equal Protection Rights. This Appellant seeks the acknowledgment by the Court(s) regarding the infringement of Constitutional Rights, specifically, 14 th Amendment infractions to Due Process and Equal protection rights. It is well documented and involves the Northeast Housing Court and their failure/refusal to process this Appellants Notice of Appeal. This fact is irrefutable, and it has been ignored by the Court(s), signifying an abuse of judicial discretion, and questioning whether fair resolution in the Commonwealth can be achieved, or if transfer to Federal Court is deemed necessary.
8 Harmon Law Offices PC, who has been directly linked to disbarred Foreclosure Kingpin David Stern, is the originally retained counsel to US Bank in this matter, has intricate knowledge of this matter, and who withdrew as counsel as the MA Attorney General began their investigation against them. 13 5. Documented Concerns of Collusion and Irrefutable Conflict involving the MA Attorney Generals Office, the US Attorneys Office and counsel for the Appellees Nelson Mullins LLP. West LegalEdcenters course entitled, After the Bubble Bursts: Mortgage and Foreclosure Issues in Criminal and Civil Litigation, where the Content Partner is the Boston Bar Association; Program Co- Chairs are from Nelson Mullins Riley and Scarborough LLP, and the US Attorneys Office; Program Speakers are from Nelson Mullins Riley and Scarborough LLP, and the US Attorneys Office, and the MA Attorney Generals Office. There has yet to be ANY Denial or even a response from ANY party, refuting what is a clearly documented example of Collusion and Conflict with this matter. Should Criminal and/or Civil mediation efforts fail, or new trial becomes necessary, special prosecutor(s) are clearly warranted and necessary for future proceedings. These concerns additionally necessitate the involvement of the MA Inspector General. 14 6. Appellees have failed to provide a single case example with equivalent circumstances to justify argument. The Appellant respectfully brings to this Courts attention, that upon review of the supporting cases submitted over three (3) years by the Appellee(s), there does not appear to be one (1) example provided, which reflects circumstances equivalent to this matter. Specifically, no case example has been provided to the Court(s) which includes the magnitude of documented civil and criminal misconduct as does this matter. In fact, the Appellant does not believe there to be a case decision, in this Commonwealth, or any state in the Nation, which articulates and provides justification in lieu of documented civil and criminal misconduct, collusion, conflict and the confirmation of Fraud by a Fraud Expert. Therefore, all such related arguments by Appellees, and their impact to ALL related decisions, respectfully, should be considered VOID. Any continued argument by opposing parties attempting to claim ZERO misconduct, further justifies civil and criminal accountability. 15 7. Nationally recognized Fraud Expert confirms fraudulent mortgage assignments associated with RMBS CMLTI 2006- AR1. The Appellants recent discovery reveals that Fraud Expert Lynn Syzmoniak has identified fraudulent mortgage assignments, False Claims, etc - including (But not limited to) Massachusetts False Claims Act, Mass. Ann. Laws ch. 12, 5(A)-(0) against Appellees US Bank NA, Wells Fargo NA and the RMBS CMLTI 2006- AR1. Should it become necessary to move forward with new trial, the Appellant will call upon the Fraud Expert to assist with articulating the depth of associated misconduct by these parties. 8. Recent related $1.125B settlement between Citigroup and includes Appellees US Bank NA, Wells Fargo NA and CMLTI 2006-AR1 is revealed. The details leading up to and including the decision by Appellee US Bank NA to file suit against Citigroup and the associated Trust RMBS CMLTI 2006-AR1, resulting in a $1.125B settlement between parties signifies clear admission by the Appellee(s) that in fact, there is misconduct associated with this matter. 16 9. Increased Risk/Infringement to the Intellectual property of the Appellant directly related to this matter. It is well documented that this matter is directly related to a project(s) considered to be the intellectual property belonging to the Appellant Mohan A. Harihar, created to assist the United States and overall Global Economic recovery from the US Foreclosure/Financial Crisis. Any party responsible for, or contributing to increased risk or infringement to this intellectual property is subject to future legal action. 10. The Leaders of this Commonwealth recognize the significant harm and damages to Wrongfully Foreclosed Homeowners. State legislators of this Commonwealth acknowledge not only the related harm and damages suffered by homeowners, but also the fact that 65,000 home titles are considered invalid, and agree that the homeowner should be allowed to file suit to recoup damages incurred. If this 3+ year collective legal effort is unsuccessful in even the validation of information, 17 what chance is there of this, or any homeowner, successfully recovering ANY appropriate amount for damages incurred by the harm caused? What precedent does it set, and what message does it send to homeowners throughout this Commonwealth and across this Nation? 11. Northeast Association of Realtors (NEAR) to Address Ethics Violations. Deceptive acts by Appellees and the associated Real Estate Broker, Weichert Realtors Daher Companies in Methuen, MA, appear to continue with the attempted re- sale of the referenced foreclosure. After reviewing the Ethics complaint filed by the Appellant, the NEAR Grievance Committee agreed - violations to the National Associations of Realtors (NAR) Code of Ethics may exist, and a hearing is now in the process of scheduling. 9
These collective concerns respectfully call for corrective action by this Court.
9 A copy of the Ethics Complaint is filed with the MA Appeals Court, and will be provided to the MA SJC upon request. 18 Conclusion The request to validate information, prior to making ANY decision, whether it is Court related or not, is a matter of Common Sense. For the Appeals Court to allow validation/ affirmation, change direction and deny without cause, then refuse to clarify, reaffirms this Appellants collective concerns whether a fair resolution is attainable in the Commonwealth of Massachusetts. It also signifies clear abuse of judicial discretion. The lengthy list of documented misconduct, which now includes confirmation by a Fraud Expert, demonstrates beyond ANY doubt, that these Appellees and their retained counsel have blatantly LIED to this, and every Court associated with this Matter. The Appellee stance which for over three (3) years has claimed ZERO MISCONDUCT, is a blatant lie, and must no longer be allowed to continue. With updates to criminal complaints now filed with the MA Attorney Generals Office, mediation has now been requested to seek resolution, as it pertains to the associated criminal misconduct of the Appellees and their retained counsel. With the amount of collective concerns brought to this Courts attention, similar action is requested as it pertains to the related civil misconduct of the Appellees. 19 The Appellant respectfully requests an order for mediation in effort to reach a mutually agreed upon solution. Otherwise, the Appellant requests that a thorough validation process, as previously detailed in the Motion submitted to the Appeals Court, be initiated. 10 Following a recap of the validation process, a determination will be made whether filing for new trial proceeds in MA State Court, or if transfer to Federal Court is deemed necessary. Additionally, if mediation is unsuccessful or is not an allowable option, the Appellant calls for Appellees and their retained counsel to be held accountable for numerous counts of perjury. The Court is also asked to update the MA Board of BAR Overseers/BAR Counsel to address supported complaints already filed against Attorney David E. Fialkow, and Attorney Peter Haley (both of Nelson Mullins Riley and Scarborough LLP), and Harmon Law Offices PC. An additional complaint will be filed against Attorney Jeffrey Patterson, also of Nelson Mullins Riley and Scarborough LLP. With regard to the referenced foreclosed property, an additional order is requested for the property to be taken off the market, as this legal matter proceeds and to also
10 A copy of the filed Motion requesting Validation/ Affirmation will be provided upon request. 20 protect potential homebuyers and other real estate professionals from potential future legal risk; and that this Court correct the wrongful displacement of the Appellant, Mohan A. Harihar, who is still homeless, and should not be. The Appellant requests that ALL costs associated with this wrongful displacement be reimbursed by the Appellees. If the Court has additional questions, needs additional information to be provided, or requires separate motions to be filed for the requests stated within, please advise. Due to the growing complexity of this matter, copies of this FAR Application are additionally sent to the following parties: Vice President Joe Biden, the Office of the MA Inspector General, US Senator Elizabeth Warren (MA), US Senator Ed Markey (MA), Governor Deval Patrick (MA), US Congresswoman Niki Tsongas (MA), MA Attorney General Martha Coakley, the US Attorneys Office, the Consumer Financial Protection Bureau (CFPB), and the American Civil Liberties Union (ACLU).
21 Respectfully Submitted, Mohan A. Harihar Pro Se 168 Parkview Avenue Lowell, MA 01852
HARIHAR Extends Opportunity To Reach Settlement Agreement W/ Real Estate Brokers WEICHERT REALTORS/Daher Companies in Methuen, MA (Ref. HARIHAR V US BANK Et Al, Docket No. 15-cv-11880)
HARIHAR Files Notice w/ MA Superior Court: "MA AGO’S Continued Failures to Address Evidenced Criminal Violations of Record Shows Cause to Expand Upon Color of Law, Due Process, RICO Claims, etc., against the Commonwealth of Massachusetts"
In Addition to Civil/Criminal Penalties, HARIHAR Seeks Revocation of Professional Licensure from WEICHERT Real Estate Brokers - Ken and Mary Daher (Daher Companies - Methuen, MA)... Ref. HARIHAR v US BANK, et al, Docket No. 15-cv-11880
HARIHAR Slams Wells Fargo Executive, Showing Cause to Expand Upon Existing Claims of Slander/Defamation and Economic Espionage against Defendant - WELLS FARGO (Ref. HARIHAR v US BANK et al, Docket No. 15-cv-11880)
HARIHAR to K&L Gates Chairman Michael Caccese: " K&L Gates, LLP can now be credited for helping to publicly expose an unprecedented, and certainly egregious level of judicial abuse in both the MA State and Federal Judiciary..."
HARIHAR Updates National Association of REALTORS (NAR), Seeking Licensure Revocation for Evidenced Code of Ethics Violations by WEICHERT Realtors/Daher Companies in Massachusetts (Ref. HARIHAR v US BANK, et al, Docket No. 15-cv-11880)
HARIHAR Files NOTICE in MA Superior Court RE: Upcoming Congressional Meetings in March (2020) to Discuss the Ongoing Committee Investigation of Defendant - WELLS FARGO Consumer Abuses - Including the Plaintiff's Offer to Testify.
HARIHAR Brings Evidenced Obstruction of Justice Claims Involving RECUSED US District Court Judge - Hon. Allison Dale Burroughs and Referenced Clerks to the Attn of US Attorney Andrew Lelling (MA) and Deputy Chief Dan Jackson (AO US Courts)
HARIHAR Files NOTICE w/ MA Superior Court - Documenting Email to Mass AG Maura Healey and Extended Offer to Reach a Mutual Agreement with the DEFENDANT - Commonwealth of Massachusetts (Ref. HARIHAR v US BANK et al, Docket No. 15-cv-11880)
HARIHAR's NOTICE Officially Docketed w/ Massachusetts Superior Court, Exposing MA AGO's Failure (or REFUSAL) to Bring Criminal Indictments Against Defendants - WELLS FARGO, US BANK, Judicial Officers and other Named Defendants
HARIHAR's Increased Exposure of CORRUPTION Between Government and Bank Defendants - WELLS FARGO/US BANK Calls For Intervention by DOJ and US Secret Service To Enforce EO No. 13818
HARIHAR Evidences Incremental Criminal Violations Against WELLS FARGO, US BANK & Atty's for K&L Gates LLP, Including Misprision of Treason, Fraud, RICO and Economic Espionage (Ref. HARIHAR v US BANK et al, Docket No. 15-cv-11880)
BREAKING NEWS: HARIHAR's NEW Discovery Evidences UNDISCLOSED Conflict of Interest Between Middlesex Superior Court Judge - Hon. Janice W. Howe and her Husband - William Raveis Managing Partner (Andover, MA), Douglas Howe, Jr. (Ref. HARIHAR v WELLS FARGO, Docket No. 1981-cv-00050)
HARIHAR Brings Evidenced Obstruction of Justice Claims Under 18 U.S. Code § 1503 Against Disqualified MA Superior Court Judge - Hon. Janice W. Howe and Court Clerk (HARIHAR v WELLS FARGO et al, Docket No. 1981-cv-11880)
HARIHAR Exposes Tangled Web of Corruption in Massachusetts Courts - Involving Disqualified MA Superior Court Judge - Hon. Janice W. Howe, Her Husband - Real Estate Businessman Douglas Howe Jr. and Attorneys for Bank Defendants - WELLS FARGO, US Bank and MERS Inc.
HARIHAR Files EMERGENCY Motion for the Removal of Disqualified MA Superior Court Judge - Hon. Janice W. Howe, Including NEW Claims against Defendant - Commonwealth of Massachusetts in Related Fed Lawsuit (Ref. HARIHAR v US BANK et al, Docket No. 15-cv-11880)
HARIHAR Submits Whistleblower Form to House Financial Services Committee, calling out Evidenced Judicial Abuses, DOJ Failures and Nonfeasance by Legislative Leaders incl. 2020 Presidential Candidate - US Senator Elizabeth Warren (D-MA)