A NEW SOLUTION FOR CAPTIVE INSURANCE

UBS Financial Services Inc. is one of the world's leading financial firms,
providing services to private, corporate and institutional clients. Comerica is
one of the nation’s most respected trust institutions and has a thorough
knowledge of fiduciary responsibility and trust administration. Together, UBS
Financial Services Inc. and Comerica Bank offer a fully bundled solution to a
captive insurance program, one that encompasses world class investment
management, solid trust advice and administration.

The two firms aligned to build a captive insurance program that provides:

• Trustee Services
• Custodial Services
• Asset Management
• Cash Management

Through Comerica, additional services include:

• Regulation 114 Trusts

• Letters of Credit
• Credit Facilities
• Institutional Trust Custody Services

Asset Management is coordinated through UBS Financial Services Inc. Using

an open architecture platform, we are able to provide a wide range of
investment options in conjunction with any stated investment parameters.

This unique bundled solution allows us to provide competitive pricing for both
trustee and investment management services.

Please contact our group to schedule an appointment to discuss how we can

design a solution for your specific needs.

The KC Wealth Management Group, UBS Financial Services Inc.

Thomas Cometa, Vice President- Investments, (212) 626-8642
Sanket Khanna, CFP®, Vice President- Investments, (212) 626-8641

UBS Financial Services, Inc., and Comerica Bank do not provide tax or legal advice. You must consult with
your attorney and tax advisor regarding your specific situation.

It is important that you understand the ways in which we conduct business and the applicable laws and
regulations that govern us. As a firm providing wealth management services to clients in the U.S., we are
registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser and a
broker-dealer, offering both investment advisory and brokerage services.
Though there are similarities among these services, the investment advisory programs and brokerage
accounts we offer are separate and distinct, differ in material ways and are governed by different laws and
separate contracts.

It is important that you carefully read the agreements and disclosures that we provide to you about the
products or services we offer. While we strive to ensure the nature of our services is clear in the materials
we publish, if at any time you seek clarification on the nature of your accounts or the services you receive,
please speak with your Financial Advisor or call 201-352-9999. For more information, please visit our
website at www.ubs.com/workingwithus