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Commentary-
Small Change Makes Change
Most of us save some money from time to time. How we go about doing that is the interesting thing.
During the Great Depression my grandmother saved whatever she could in a fruit jar. Now I put savings
in the bank but still have little bits socked away in odd containers at home. This is always small-time
change. Pennies. Pin money. But the act of hanging on to it is compulsive. You never know when you
might need it. It’s an ancient, defensive feeling that comes from deep in our bones.
This need to horde capital isn’t a Western invention anymore than capitalism is a creation of the modern
world. Capital, real tradable currency of some description, is what has glued the remnants of civilization
together throughout human history. Cattle, shells, beads, coinage, currency; they have all financed trade
at one time or another. It takes some capital, some grease, some dinero, some jack to make things hap-
pen. If you haven’t got it then you usually take your collateral, the accumulated value of the things you
own, and go to the bank and borrow it.
But what if you haven’t got anything, nothing that the bank will value as collateral? I mean nothing at
all. We all know that banks only lend when you don’t really need the money. Without access to credit
you’re nobody, you’re nothing, you’re out of the game and, essentially, you don’t exist in the Industrial
World. The same is true only more so in the Third World. The very, very poor barely seem human to us
in the conditions of their day to day lives. Access to capital is beyond their lifetime dreams and yet loans
on a tiny scale, a microfinance level, to impossibly poor individuals are almost always repaid. Repay-
ment levels that banks never see here. Loan repayments of 97%+ happen because each borrower knows
Enjoy and Discover: that that loan is the absolute last hope of ever seeing any independent capital again. There is no recourse
Watercolour on Yupo Paper Workshop whatsoever to even a small additional amount of money unless that loan is repaid. That capital provides
the only chance for a stable life for their families. These people aren’t stupid; they know one golden
Tuesday November 17, 10 am to 4 pm opportunity when they see it. All they need is a little capital to make something happen.
Location: Hidden Treasures Studio Amazingly, these people, most frequently women, are almost constantly saving small drips and drabs of
and Gallery money one way or another. A few pennies are salted away, a chicken is bought, or a goat or a pig. Even-
tually, a few women will pool their money to put it in a safer place, perhaps a three-way lock box. Like
544 Pottery Street sharing a safety deposit box with a friend you trust. If a village is fortunate enough to eventually accu-
Eastend mulate savings then they will want some better return on their funds. Generally, they form a credit union
Materials supplied and make small loans to their members. Everyone supports the whole and everyone benefits. Small capi-
$45 per person tal earned by making yoghurt or weaving cane chairs has grown to be enough to finance a tractor or a
Bring a bag lunch well or an education.
Please pre-register by phoning Alice Hanlin Does this begin to sound vaguely familiar? In the end it’s always the same story with capital and it’s the
295-3775 or by email: jahanlin@sasktel.net same the same road to saving it. None of us are so very different, at least not when we’re poor. Capital
and access to credit are big issues, big enough to distinguish the haves from the have-nots. That line of
demarcation is only subtle to us because we live pretty comfortably on the right side of it now. Getting
there is what it’s all about. JK
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Roger Mirka, CFC, CFP, Commercial Food History
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Aunt Jemima pancake flour, invented in 1889,
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306-773-3191 | 1-800-667-2466 California's Frank Epperson invented the Popsicle
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RBC Dominion Securities Nabisco's "Oreo's" are the world's best-selling Legends Hair and
Inc.137 – 1st Avenue N.E., brand of cookie at a rate of 6 billion sold each
year. The first Oreo was sold in 1912.
Nail Salon
Swift Current
Sliced bread was introduced under the Wonder Now accepting
Bread label in 1930 new Clientele
To determine the percentage of alcohol in a
bottle of liquor divide the proof by two. Hair cuts, colours,
perms, foils,
Chop-suey does not come from China. It was waxing, manicures,
created by Chinese immigrants in California. pedicures,
gel nail extensions
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295-4091
George Bernard Shaw
t m o d n p u o t ww t e o h b Ingredients -
l e e c m p n r m t s z s a r t 1 tablespoon olive oil, divided
1 1/2 cups chopped leeks (about 2 small
e r h a o wa s k e o s c e p s stalks; white and pale green parts only)
f e d n a me l l a a h a b a h 1 8-ounce container sliced crimini (baby
bella) mushrooms
t n y l l l o r d n a k c o r i 2 garlic cloves, pressed
s g k t o t a t o p d e h s a m 2 1/4 teaspoons minced fresh rosemary
i u t e s h d v i a f r u g o m 1 14.5-ounce can diced tomatoes in juice
1 cup pearl barley
w e v u c j am n o u a m n i y 4 cups (or more) vegetable broth
t i a n e r e c a mn b k w u i 1 bunch kale (about 8 ounces), trimmed,
center stalks removed, leaves coarsely
j u j i t t e r b u g e s s a a chopped (about 8 cups packed)
t s a m b a n a k a y s h a k e
Preparation -
Heat oil in heavy large pot over medium
minuet allemande
This Week in History heat. Add leeks; sprinkle with salt and
1532 - Pizarro seizes Incan emperor pepper and sauté until leeks begin to sof-
schottische mazurka
Atahualpa ten, stirring often, about 5 minutes. Add
waltz jitterbug mushrooms, garlic, and rosemary; in-
1883 - Standard time zones established by
Charleston meringue railroads in US Canada crease heat to medium-high and sauté
tango rumba until mushrooms soften and begin to
1869 - Suez Canal opens and 1913 - Panama
samba mambo Canal opens brown, stirring often, about 7 minutes.
bossa nova mashed potato 1906 - Intl Radio Telegraphic Convention
Add tomatoes with juice; stir 1 minute.
twist frug adopts "SOS" as new call for help Add barley and 4 cups broth; bring to
watusi shake boil. Reduce heat to low, cover, and sim-
1928 - Walt Disney's Mickey Mouse debuts in
hitch hike shimmy NY in "Steamboat Willie" mer until barley is almost tender, about 20
pony loco-motion minutes. Add kale; stir until wilted, about
1947 - Britain's Princess Elizabeth marries
macerena bump Duke Philip Mountbatten 1 minute. Cover and simmer until kale
and barley are tender, adding more broth
hustle YMCA 1953 - 1st airplane to exceed 1300 mph - Scott
Crossfield
by 1/4 cupfuls as needed for desired stew
cha-cha freddy consistency, about 10 minutes.
bunny hop jerk 1959 - Ford cancels Edsel
monkey hustle 1963 - JFK assassinated in Dallas
swim moonwalk 1968 - Beatles release "The Beatles" their
only double album
Astronomy on the Edge
breakdance rock and roll
be-bop jive 1980 - Who Shot JR episode of Dallas VY Canis Majoris is the largest star
known to man. It is a red Hypergiant, lo-
cated in the Milky Way and measuring
Black Holes between 1800 to 2100 solar radii. One
Radius is equal to the current radius of the
When a star ten times more massive than our own Sun and it is approximately 432,450 miles
Sun explodes (Supernova) it leaves behind the (695,500 kilometers). VY Canis Majoris
Atlatl strangest phenomenon in the Universe. The Black is so large that if our Sun were replaced
Hole. After the explosion what is left behind is a by it, its surface would extend to (or
This spear-thrower is a tool that uses leverage to heavy core of subatomic particles, a Neutron Star.
achieve greater velocity in dart-throwing, and maybe even pass) the orbit of Saturn. In
It can be very small, but with enormous density.
includes a bearing surface which allows the user Scientists calculated that approximately one tea- Earth terms it would take 70 000 000 000
to temporarily store energy during the throw. It spoon of Neutron Star would weight around bil- 000 000 (70 quadrillion) Earths to fill up
consists of a shaft with a cup or a spur, which lions of tons. The gravitational pressure of this the VY Canis Majoris.
may be integrated into the weapon or made highly dense object is so large that it can bend
separately and attached, in which the butt of the fabric of time and space. This theory is based on
projectile, properly called a dart, rests. It is held Einstein's proposition that space and time are Who Would Have Known?
near the end farthest from the cup, and the dart woven together in a flexible fabric. Massive ob-
is thrown by the action of the upper arm and jects like the Sun warp the fabric of space and Rubber bands last longer when refrigerated.
wrist. An atlatl can readily achieve ranges of time and pull smaller objects like the Earth. A Peanuts are one of the ingredients in dynamite.
greater than 100 meters and speeds of over very large Neutron Star can warp time and space
150 km/h. fabric so much that it can create a hole where Almonds are a member of the peach family.
gravity is so strong that not even light could es- Clocks made before 1660 had only one hand -
cape. Black Holes are pulling everything around an hour hand.
them closer to the center of the hole. In some
Facts about Canada sense Black Holes are creators of the galaxies Bats always turn left when exiting a cave .
Many inventions including basketball, the elec- since they are pulling planets and stars towards
tric light bulb, the electric range, the electron the spiral center. Each galaxy has a Black Hole
microscope, the telephone, standard time, the and occasionally galaxies collide together because
television, and the zipper, and the first snowmo- of the gravitational pull from the larger Black Did you know
bile were invented in Canada Holes. It is expected that in 5 billion years Andro-
meda galaxy will collide with our Milky Way
"Those who survived the San Francisco earth- The world's strongest current is found in the
quake said, "Thank God, I'm still alive." But, of The Eastend Edge is a proud supporter of our Nakwakto Rapids at Slingsby Channel, British
course, those who died, their lives will never be community and is distributed across North Columbia. The current has been measured at
the same again." Senator Barbara Boxer America. Editor: Jeanne Kaufman speeds up to 18.4 miles per hour.