Abbreviations ALM ADB ADR BSE BOLTS CP CD CDSL CAPM CML CF CRISIL CARE CCI CRR DPS DP DCA

DEA DF DDM EBIT ETF EBT EAT EPS EMH ECGC FI FII F&O FV FVIFA FDR FCCB FCD FVIF GoI GDR GDP GNP HDFC HUF Asset Liability Management Asian Development Bank American Depository Receipts Bombay Stock Exchange Bombay Online Trading System Commercial Paper Certificate of Deposit Central Depository Services (India) Limited Capital Asset Pricing Model Capital Market Line Compounding Factor Credit Rating and Information Services of India Limited Credit Analysis & Research Limited Controller of Capital Issues Cash Reserve Ratio Dividend Per Share Depository Participant Department of Company Affairs Department of Economic Affairs Discounting Factor Dividend Discount Model Earnings Before Interest and Taxes Exchange Traded Funds Earnings Before Taxes Earnings After Taxes Earnings Per Share Efficient Market Hypothesis Export Credit Guarantee Corporation of India Limited Financial Institution Foreign Institutional Investor Futures & Options Future Value Future value Interest Factor Fixed Deposit Receipt Foreign Currency Convertible Bond Fully Convertible Debenture Future Value Interest Factor for Annuity Government of India Global Depository Receipt Gross Domestic Product Gross National Product Housing Development Finance Corporation Limited Hindu Undivided Family

IMF IBRD IDA ICD IDR ICICI IDBI IRFC ISE IPO ICRA IFCI KVP LIBOR LIC MTM MF MCX MMMFs MIBOR MPS NSS NCD NSC NRI NRE NHB NSE NSDL NSEIL NYSE NSMS NEAT NASDAQ NAV NSCCL NCDEX NABARD OTCEI PV PAT PBT PBIT PVIFA P/E Ratio

International Monetary Fund The International Bank for Reconstruction and Development International Development Association Inter Corporate Deposits Indian Depository Receipt Industrial Credit and Investment Corporation of India Limited Industrial Development Bank of India Indian Railway Finance Corporation Limited Inter Connected Stock Exchange Of India Initial Public Offering The Investment Information and Credit Rating Agency of India Limited Industrial Finance Corporation of India Kisan Vikas Patra London Interbank Offer Rate Life Insurance Corporation of India Mark To Market Mutual Fund Multi Commodity Exchange Money Market Mutual Funds Mumbai Interbank Offer Rate Market Price per Share National Savings Scheme Non Convertible Debenture National Savings Certificate Non Resident Indian Non Resident External National Housing Bank National Stock Exchange National Securities Depository Limited National Stock Exchange of India Limited New York Stock Exchange National Stock Market System National Exchange for Automated Trading National Association of Securities Dealers Automated Quotations Net Asset Value National Securities Clearing Corporation Limited National Commodity & Derivative Exchange Limited National Bank for Agriculture and Rural Development Over-the-Counter Exchange of India Present Value Profit After Tax Profit Before Tax Profit Before Interest and Taxes Present value Interest Factor for Annuity Price Earnings Ratio

PSU PMS PCD PPF POSB QIB QIP RBI RDM ROE ROCE ROR ROI RONW RRBs REPO SAPM SCRA S&P SFCs SIDBI SIDCs SLR SGL SBI SML SSNNL SEBI SEC SML SBTS SAT TB TDS UTI ULIP VSATs WDM YTM ZCB

Public Sector Undertaking Portfolio Management Service Partly Convertible Debenture Public Provident Fund Post Office Savings Bank Qualified Institutional Buyers Qualified Institutional Placements Reserve Bank of India Retail Debt Market Return On Equity Return On Capital Employed Rate of Return Return On Investment Return On Net Worth Regional Rural Banks Repurchase Options Security Analysis and Portfolio Management Securities Contracts Regulation Act Standard & Poors State Finance Corporations Small Industries Development Bank of India State Industrial Development Corporations Statutory Liquidity Ratio Subsidiary General Ledger State Bank of India Securities Market Line Sardar Sarovar Narmada Nigam Limited Securities Exchange and Board of India Securities Exchange Commission Security Market Line Screen Based Trading by System Securities Appellate Tribunal Treasury Bills Tax Deducted at Source Unit Trust of India Unit Linked Insurance Plan Very Small Aperture Terminals Wholesale Debt Market Yield To Maturity Zero Coupon Bond