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Professional Indemnity


• Intellectual property rights We exclude or limit cover

infringement for claims arising out of
• Dishonesty or fraudulent act the following:
of any employee • Claims and circumstances of which
• Breach of confidence and privacy the insured are, or ought reasonably
to be, aware
• Inadvertent computer virus
• Claims made by related entities
• Fines, penalties and liquidated
• Loss of documents and data
up to the limits of indemnity provided • pollution
by the policy (please check the • Claims from outside the policy territory
What is covered? quotation/policy schedule for further details). or jurisdiction
Our professional indemnity policy for
Also included • Dishonest, reckless, fraudulent acts
publishers is a broad civil liability based
wording which provides the insured with • Infringement of a third party’s patent
• All litigation costs and expenses
cover for claims brought against them by are covered when incurred with our • The insureds’ liability to their
third parties during the period of insurance agreement, (costs may be in addition employees as their employer
which are the result of work undertaken to or inclusive of the limit of indemnity • The insureds’ own property damage
after the policy’s retroactive date relating as stated in the quotation/policy
to their business activities. The policy also • The insolvency of the insureds’
provides tailored cover for the following: business
• Financial compensation per person
• Deliberate or reckless acts of
• Negligent misstatement or negligent for every day a director or an employee
misrepresentation are required to attend court in
connection with a claim covered • The failure of the insured to follow
• Defamation under the policy. legal advice given concerning the
contents of a publication

Intended for broker use only. Please refer to our policy wordings
for full terms and conditions and any exclusions that might apply.

QBE European Operations is a trading name of QBE Insurance (Europe) Limited and QBE Underwriting Limited. QBE Insurance (Europe) Limited
and QBE Underwriting Limited are authorised and regulated by the Financial Services Authority. QBE Management Services (UK) Limited and
QBE Underwriting Services (UK) Limited are both Appointed Representatives of QBE Insurance (Europe) Limited and QBE Underwriting Limited.