Benefit Illustration of ICICI Pru Guaranteed Savings Insurance Plan

This shall form a part of the policy document.

Prepared For : Mr. Kumar

Unique Identification No. :105N114V02

Product Summary ICICI Pru Guaranteed Savings Name of the Product: Insurance Plan Age of the life assured: 25Years PremiumPaymentTerm: 7Years Policy Term: 15Years Mode of Premium Payment: Yearly Sum Assured: Rs.140000 Installment amount: Rs.20000 Service tax and cesses, as applicable, per Rs.618 instalment payment: Total premium payable at inception: Rs.20618 Annual premium (excl. Tax): Rs.20000 Annual premium (incl. Tax): Rs.20618 Benefit Summary Scenario 1 @ 6% Sum Assured Rs.140000 Estimated Regular Additions (RAs) till end Rs.63000 of the term Estimated Maturity Addition Rs.20491 Estimated Maturity Benefit Rs.223491 Detailed benefit illustration Assumed gross interest rate of 6% Scenario 2 @ 8% Rs.140000 Rs.84000 Rs.56250 Rs.280250

Proposal No.:_______ Policy No.:_______

Assumed gross interest rate of 8%

Detailed benefit illustration Assumed gross interest rate of 6% Assumed gross interest rate of 8% Estimated Estimated Guaranteed Estimated Estimated Estimated Estimated Guaranteed Estimated Estimat Policy Annualised Age Regular Maturity Death Surrender loan Regular Maturity Death Surrender loan Year Premium Additions Addition Benefit value available Additions Addition Benefit value availab 1 25 20000 4200 0 200000 0 0 5600 0 200000 0 0 2 26 20000 4200 0 200000 0 0 5600 0 200000 0 0 3 27 20000 4200 0 200000 25971 20777 5600 0 200000 21412 1713 4 28 20000 4200 0 200000 38428 30742 5600 0 200000 32526 2602 5 29 20000 4200 0 200000 53267 42614 5600 0 200000 46265 3701 6 30 20000 4200 0 200000 70835 56668 5600 0 200000 63106 5048 7 31 20000 4200 0 200000 91522 73217 5600 0 200000 83598 6687 8 32 0 4200 0 200000 101294 81035 5600 0 200000 94832 7586 9 33 0 4200 0 200000 112044 89635 5600 0 200000 107476 8598 10 34 0 4200 0 200000 123866 99093 5600 0 200000 121701 9736 11 35 0 4200 0 207830 136863 109490 5600 0 207830 137696 11015 12 36 0 4200 0 218221 151146 120917 5600 0 218221 155672 12453 13 37 0 4200 0 229132 166838 133471 5600 0 229132 175868 14069 14 38 0 4200 0 240589 184074 147259 5600 0 240589 198545 15883 15 39 0 4200 20491 252619 0 0 5600 56250 252619 0 0
l

ICICI Pru Guaranteed Savings Insurance Plan is only the name of the policy and does not in any way indicate the quality the policy, its future prospects or returns. l The above illustration is applicable to a standard life (from medical, life style and occupation point of view). l The main objective of the illustration is that the client is able to understand the features of the product and the nature o benefits under different circumstances with some level of quantification. l Regular Addition (RA) once declared is guaranteed. l The above amounts assume that all premiums are paid when due. Further, the above Guaranteed Death Benefit (GDB) an Surrender Values are illustrated assuming that all the instalment premiums payable in a policy year are paid and that the event occurs at the end of the policy year. The benefits payable will be lower than those illustrated above if death or surrender takes place before the end of the policy year or if all the instalment premiums payable in that policy year have no been paid. l The above estimated maturity benefit is based on RA every year and a Maturity Addition (MA). The rates of the RA and M are not guaranteed and vary year on year. The rate for RA is guaranteed to be 50% of the annualised Gross Redemption Yi (GRY) of the 10-year G-Sec as at the Review Date immediately preceding the policy anniversary. The Review Date shall be t 7th of the first month of every quarter. In case the 7th is not a working day, the GRY of the next working day shall be considered for this purpose. l The amounts above are indicative and are based on the age, premium term, policy term, payment frequency and sum assured chosen. This may change at a policy level based on the actual premium paid, premium payment term, policy term opted for and the age of the policyholder. l For the purpose of illustrations we have assumed 6% and 8% as the lower and the higher rates respectively, in the calculations. These are in accordance with the guidelines issued by the Life Insurance Council and in no way signify our expectations of actual rates. The actual rate may be higher or lower than the above rates. For calculating RA, we have assumed the GRY of a 10 Year G-Sec as 6% and 8% for Scenario 1 and Scenario 2 respectively.

For the purpose of illustrations we have assumed 6% and 8% as the lower and the higher rates respectively, in the calculations. These are in accordance with the guidelines issued by the Life Insurance Council and in no way signify our expectations of actual rates. The actual rate may be higher or lower than the above rates. For calculating RA, we have assumed the GRY of a 10 Year G-Sec as 6% and 8% for Scenario 1 and Scenario 2 respectively. Disclaimers ======== 1.The policy acquires a surrender value if premiums are paid for at least 3 consecutive policy years. The guaranteed surrend value will be equal to thirty five percent of all premiums paid excluding the first year premium, all extra premiums and premiums for rider benefits. The present value of accrued vested reversionary bonuses, if any, will be paid along with the guaranteed surrender value. The company, at its discretion, may also pay non-guaranteed surrender value which may be higher. 2.The above information must be read in conjunction with the sales brochure and policy document. 3.Tax Benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time. 4.Service tax and cesses will be charged extra as per applicable rates. Tax laws are subject to amendments from time to ti 5.For any further clarifications, please feel free to contact your advisor / FSC or e-mail us on lifeline@iciciprulife.com As required by the Life Insurance Council please note "Some benefits are guaranteed and some benefits are variable w returns based on the future performance of your Insurer carrying on Life Insurance business. If your policy offers guarant returns then these will be clearly marked "guaranteed"in the illustration table on this page. If your policy offers varia returns then the illustrations on this page will show two different rates of assumed future investment returns. These assu rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of y policy is dependant on a number of factors including future investment performanc
I ________________________________________, having received the information with respect to the above,have understood the above illustration before entering into the contract. Marketingofficial'sSignature:Policyholder'sSignature:______________________________ CompanySeal: Place Date: ICICI Prudential Life Insurance Company Limited. 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025 Email: lifeline@iciciprulife.com www.iciciprulife.com

Disclaimers ======== 1.The policy acquires a surrender value if premiums are paid for at least 3 consecutive policy years. The guaranteed surrend value will be equal to thirty five percent of all premiums paid excluding the first year premium, all extra premiums and premiums for rider benefits. The present value of accrued vested reversionary bonuses, if any, will be paid along with the guaranteed surrender value. The company, at its discretion, may also pay non-guaranteed surrender value which may be higher. 2.The above information must be read in conjunction with the sales brochure and policy document. 3.Tax Benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time. 4.Service tax and cesses will be charged extra as per applicable rates. Tax laws are subject to amendments from time to ti 5.For any further clarifications, please feel free to contact your advisor / FSC or e-mail us on lifeline@iciciprulife.com As required by the Life Insurance Council please note "Some benefits are guaranteed and some benefits are variable w returns based on the future performance of your Insurer carrying on Life Insurance business. If your policy offers guarant returns then these will be clearly marked "guaranteed"in the illustration table on this page. If your policy offers varia returns then the illustrations on this page will show two different rates of assumed future investment returns. These assu rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of y policy is dependant on a number of factors including future investment performanc
I ________________________________________, having received the information with respect to the above,have understood the above illustration before entering into the contract. Marketingofficial'sSignature:Policyholder'sSignature:______________________________ CompanySeal: Place Date: ICICI Prudential Life Insurance Company Limited. 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025 Email: lifeline@iciciprulife.com www.iciciprulife.com