21 Habits of Multi Millionaires by Fabio Marciano

© 2005 Fabio Marciano & The Wealthy Pauper, LLC, All Rights Reserved http://www.FabmanSecrets.
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© 2005 Fabio Marciano & The Wealthy Pauper, LLC, All Rights Reserved http://www.FabmanSecrets.com
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Why Am I NOT Making Money Faster?............................................................................ 24
Earned vs. Passive Income.................................................................................................. 24
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MONEY GOGGLES .......................................................................................................... 25
Instant Cash Questions........................................................................................................ 26
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It’s Okay to Make Mistakes, Seriously............................................................................... 35
Be Flexible and Persistent................................................................................................... 35
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Lifestyles of The Rich and Famous? .................................................................................. 42
Choose Your Financial Destiny .......................................................................................... 43
Needs and Wants................................................................................................................. 43
99 Times Out of 100, That Need is a Want ........................................................................ 44
The Rat Race: Expenditure Rises to Meet Income ............................................................. 44
Negative Returns on Investment......................................................................................... 46
Living Below Your Means: The 4-Step System ................................................................. 47
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J87& J E0# 7&E7 E& 05 ................................................................................... 51
Budgeting Your Time: As Important as Budgeting Your Money ...................................... 52
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3 Ways to GIVE! ................................................................................................................ 61
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How do you figure out where you should be investing your time rather than wasting it?
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This is the starting point for effective time management. Gaining control of your time starts
with proper planning. During the workday you’re bombarded with putting out fires, handling
emails, and phone calls, and other fun stuff. It’s tough to focus on what you need to get done.
Plan out your days in advance and you won’t forget any tasks. Remember that if you fail to
plan, you plan to fail.
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Once you have a list of things you need to get done, you have to prioritize that list from most
important to the trivial. Jim Rohn wrote of about a method I’ve found to work best for me. He
calls it the “A-B-C-D-E” method. You take your list of tasks and assign each item a letter:
"A" is for "absolutely must do” or “very important” tasks.
"B" is for "basically important" tasks that should be done, but are not as important as “A” tasks.
"C" is for "can wait" tasks that are nice to do, but probably don’t add value. In short, you can
get away with not doing them.
"D" tasks are the ones you should "delegate." Delegate those unimportant activities or drop
them altogether which brings us to the letter “E.”
"E" means "eliminate them whenever possible." Eliminate every single unnecessary activity
you possibly can to free up your time.
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Yes, I know this is included in item #2, but I’m serious. You should evaluate your list often and
figure out what you can eliminate. Don’t overload yourself or get involved in too many side
projects. Your time is too valuable to be spent on items that you can eliminate or delegate.
Speaking of delegating…
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You should be constantly asking yourself "Who else can do this task?" This was definitely a
hard one for me to learn because I’m a bit of a perfectionist at times, but once I learned to
delegate, I found that I could handle more projects and I was less stressed.
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Not the delegating type? How about collaborating on projects? When you work together with
someone you get more done and in most cases, the results are better than you could have
achieved on your own.
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Let’s face it, we’re all overworked and we have too much to do. If you let your boss or
coworkers give you more and more work, you’ll never get anything done and you’ll soon be
sitting in the “burnout” corner pining for your next vacation. The cure is to learn how to say
NO. Hey, I’m a corporate ladder climber myself and I’ve found that you can say no sometimes
and people won’t look at you like you have two heads.
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- Don’t say no immediately. This will give the impression that you’ve thought about it and
determined you can’t do it.
- If your “no” is not accepted, you could inform the individual that you really don’t think you
can get the assignment done on time.
- If that doesn’t work, you could also ask them to take an assignment or two away from you.
- If that doesn’t work, you could ask them to work on the project together.
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So now you have a list of tasks that you pared down and prioritized. Now ask yourself,
"What's the best use of my time and energy right now?" Get working on those “A” tasks
right away because they’re the ones that will give you the most “bang for the buck.” Most
people focus on the low-priority items and never get around to the truly important tasks. When
you focus on the important tasks, you get more done. It might take some time to get into the
habit of doing the important (read: sometimes unpleasant) stuff first, but you’ll get used to it.
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The Second Habit from Stephen Covey’s book The 7 Habits of Highly Effective People.
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21 Habits of Multi Millionaires by Fabio Marciano

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© 2005 Fabio Marciano & The Wealthy Pauper, LLC, All Rights Reserved http://www.FabmanSecrets.

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Be Flexible and Persistent

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The Rat Race: Expenditure Rises to Meet Income

Negative Returns on Investment

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