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Jos Alfredo Guerrero

I. RANKING CARTERA DE CREDITOS POR TIPO


30/06/2013
TIPOS DE CRDITOS

Nmero
Prstamos

Saldo Cap. y Part. % Cartera del:


MM RD$
Banco Total Bcos

Saldo Mn y % por
Tipo en Bco

Saldo ME
(MM RD$)

Tasa Inters Banco y Total BM


Mn
Me
Mn
Me

Prstamo para adquisicin de la Vivienda del


Deudor

Popular
Reservas
Scotia
Len
BHD
Progreso
Banesco
ADEMI
Santa Cruz
BDI
BLH
Caribe
Bancamerica
Vimenca
Promerica
Total Todos los Bancos

10,832
11,187
3,680
1,542
1,160
448
260
796
326
219
171
120
160
38
4
30,943

24,515.5
15,639.0
7,526.1
2,976.6
2,329.3
990.9
915.8
804.4
803.6
794.6
691.7
260.0
173.3
73.3
10.6
58,504.7

15.4%
9.3%
21.4%
11.1%
3.3%
6.9%
18.6%
7.9%
8.9%
13.0%
15.7%
6.6%
10.6%
4.4%
0.3%
11.1%

41.9%
26.7%
12.9%
5.1%
4.0%
1.7%
1.6%
1.4%
1.4%
1.4%
1.2%
0.4%
0.3%
0.1%
0.0%
100.0%

23,258.2
15,582.9
7,073.7
2,705.1
2,015.9
911.9
863.8
804.4
782.6
513.2
453.6
225.2
164.6
73.3
10.6
55,439.1

94.9%
99.6%
94.0%
90.9%
86.5%
92.0%
94.3%
100.0%
97.4%
64.6%
65.6%
86.6%
94.9%
100.0%
100.0%
94.8%

1,257.3
56.1
452.4
271.5
313.4
79.0
52.0
0.0
21.0
281.4
238.1
34.8
8.8
0.0
0.0
3,065.6

13.01
10.67
12.98
12.55
10.99
11.98
11.24
17.49
13.40
12.48
13.81
13.55
15.47
11.69
13.51

7.63
8.77
7.27
9.55
7.72
7.65
8.00
0.00
9.77
8.28
8.66
10.27
11.05
0.00
0.00
12.29

Fuente: Datos tomados del Portal de la Superintendencia de Bancos www.sb.gov.do y procesados en base datos Access de Jos Alfredo Guerrero.
30/06/2013 Tasa Cambio: 41.793

mircoles, 14 de agosto de 2013

www.scribd.com/JoseAlfredoGuerreroB

Page 1 of 1

7.98

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

MN

ME

TOTAL BANCOS

30,943

58,504.7

30,466

55,439.1

94.8%

12.3

Reservas

11,187

15,639.0

11,166

15,582.9

99.6%

254

410.6

250

404.5

98.5%

EL SEIBO

2.2

2.2

100.0%

HATO MAYOR

3.0

3.0

100.0%

LA ALTAGRACIA

91

169.0

87

162.9

96.4%

LA ROMANA

70

118.5

70

118.5

100.0%

7.9

7.9

100.0%

83

110.0

83

110.0

100.0%

8,881

12,036.7

8,865

11,987.9

99.6%

DISTRITO NACIONAL

7,734

10,340.7

7,718

10,291.9

99.5%

SANTO DOMINGO

1,147

1,695.9

1,147

1,695.9

100.0%

1,656

2,519.0

1,655

2,517.8

100.0%

DAJABON

16

17.0

16

17.0

100.0%

DUARTE

209

364.0

209

364.0

100.0%

ESPAILLAT

49

48.7

49

48.7

100.0%

HERMANAS MIRABAL

41

71.6

41

71.6

100.0%

129

210.8

129

210.8

100.0%

MARIA TRINIDAD SANCHEZ

67

97.1

67

97.1

100.0%

MONSEOR NOUEL

81

114.0

81

114.0

100.0%

MONTE CRISTI

16

18.7

16

18.7

100.0%

PUERTO PLATA

95

152.5

95

152.5

100.0%

17.5

17.5

100.0%

SANCHEZ RAMIREZ

105

200.3

105

200.3

100.0%

SANTIAGO

768

1,123.7

767

1,122.6

99.9%

25

23.4

25

23.4

100.0%

10.7 8.8
12.8 10.2
13.6
13.7
12.5 10.2
13.1
12.9
12.9
10.0
8.6
9.6 8.6
12.7
12.8
8.0
12.9
12.8
12.5
12.6
12.7
12.5
12.7
12.7
13.2
12.7
13.0
12.9 8.0
11.7

Regin Este

MONTE PLATA
SAN PEDRO DE MACORIS
Regin Metropolitana

Regin Norte

LA VEGA

SAMANA

SANTIAGO RODRIGUEZ
mircoles, 14 de agosto de 2013

8.0

% Cartera x Clasificacin de Riesgo


A

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

1,693.5

2.9%

34,255.0

58.6%

2,084.0

90 2
88 4
100
73
88 3
86 4
100
87 6
91 2
92 2
88 3
86 3
100
77 4
97 3
92
91 4
73 12
86
84 16
90
100
91 1
85 4
100

4
5

1
1

781.5

5.0%

15,812.1 101.1%

820.8

15.3

3.7%

418.0 101.8%

19.2

0.0

0.0%

2.2

99.3%

0.0

27

0.8

26.9%

3.0

99.4%

0.8

1.9

1.1%

178.8 105.8%

5.6

9.6

8.1%

115.9

97.8%

9.2

0.0

0.0%

7.8

99.4%

0.1

3.0

2.7%

110.4 100.3%

3.5

568.5

4.7%

12,141.4 100.9%

619.4

475.0

4.6%

10,435.3 100.9%

511.5

93.5

5.5%

1,706.1 100.6%

107.9

173.9

6.9%

2,568.8 102.0%

160.7

0.0

0.0%

17.8 105.0%

0.2

20.9

5.7%

363.2

99.8%

22.1

0.0

0.0%

48.1

98.7%

0.5

0.0

0.0%

71.9 100.5%

1.9

4.6

2.2%

218.6 103.7%

4.3

11.9

12.3%

11.5

10.1%

0.0

0.0%

12.5

8.2%

0.0

0.0%

4.7

92

www.scribd.com/JoseAlfredoGuerreroB

7
3
6
3
3
4
6
17

1
2
2
1
1
1
1
0

8
5
7
9

2
7
4

94.2

97.0%

8.9

115.0 100.9%

8.2

18.5

98.9%

0.2

159.1 104.3%

12.8

17.3

99.0%

0.2

2.3%

203.2 101.5%

7.5

107.7

9.6%

1,155.5 102.8%

93.2

0.0

0.0%

24.2 103.5%

0.2

Page 1 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

VALVERDE

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

48

59.7

48

59.7

100.0%

396

672.8

396

672.8

100.0%

AZUA

46

51.9

46

51.9

100.0%

BAHORUCO

13

17.5

13

17.5

100.0%

BARAHONA

59

107.3

59

107.3

100.0%

ELIAS PIA

17

33.1

17

33.1

100.0%

INDEPENDENCIA

8.9

8.9

100.0%

PEDERNALES

2.1

2.1

100.0%

PERAVIA

86

134.4

86

134.4

100.0%

SAN CRISTOBAL

84

160.3

84

160.3

100.0%

SAN JOSE DE OCOA

15

35.1

15

35.1

100.0%

SAN JUAN

72

122.1

72

122.1

100.0%

Regin Sur

mircoles, 14 de agosto de 2013

MN

12.4
12.7
12.8
12.1
12.8
14.0
12.9
13.0
12.8
12.3
12.3
12.9

ME

% Cartera x Clasificacin de Riesgo


A

98
95
96
100
92
100
100
100
93
98
100
91

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2
1
4
1

0
0

6
1

1
1
9

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

62.1 103.9%

0.6

23.9

3.6%

683.9 101.7%

21.6

0.2

0.5%

51.5

99.2%

0.6

0.0

0.0%

18.8 107.4%

0.2

7.6

7.1%

0.0

104.5

97.3%

2.5

0.0%

33.6 101.5%

0.3

0.0

0.0%

10.4 116.8%

0.1

0.0

0.0%

3.6

2.1

99.2%

0.0

2.7%

137.3 102.1%

3.6

2.0

1.2%

159.1

99.2%

2.9

0.0

0.0%

35.0

99.6%

0.4

10.5

8.6%

131.8 107.9%

11.1

Page 2 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Popular

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

10,832

24,515.5

10,647

23,258.2

94.9%

777

2,226.9

701

1,582.1

71.0%

EL SEIBO

5.0

5.0

100.0%

HATO MAYOR

4.5

4.5

100.0%

LA ALTAGRACIA

189

672.4

144

324.7

48.3%

LA ROMANA

268

853.1

253

625.0

73.3%

SAN PEDRO DE MACORIS

311

691.9

295

623.0

90.0%

8,709

19,284.1

8,629

18,808.6

97.5%

DISTRITO NACIONAL

5,824

14,172.1

5,755

13,732.1

96.9%

SANTO DOMINGO

2,885

5,112.0

2,874

5,076.5

99.3%

960

2,233.6

933

2,112.9

94.6%

DAJABON

1.5

1.5

100.0%

DUARTE

64

127.2

64

127.2

100.0%

ESPAILLAT

33

51.8

33

51.8

100.0%

10.3

10.3

100.0%

142

341.6

141

341.4

99.9%

10.5

10.5

100.0%

40

91.0

40

91.0

100.0%

112

281.3

106

258.1

91.8%

SAMANA

14

47.0

10

29.2

62.1%

SANCHEZ RAMIREZ

39

65.6

39

65.6

100.0%

SANTIAGO

491

1,180.9

475

1,101.4

93.3%

VALVERDE

13

25.0

13

25.0

100.0%

386

770.8

384

754.5

97.9%

AZUA

29

49.0

29

49.0

100.0%

BARAHONA

32

49.3

32

49.3

100.0%

Regin Este

Regin Metropolitana

Regin Norte

HERMANAS MIRABAL
LA VEGA
MARIA TRINIDAD SANCHEZ
MONSEOR NOUEL
PUERTO PLATA

Regin Sur

mircoles, 14 de agosto de 2013

MN

ME

13.0 7.6
13.2
7.4
12.1
15.8
13.3 7.5
13.0 6.9
13.4 9.0
13.0
7.8
12.8 7.8
13.4 8.1
13.0
8.3
15.9
12.3
13.8
15.0
12.7 11.0
12.3
13.9
13.7 8.3
14.2 9.2
13.7
12.9 8.0
13.5
13.4
6.7
14.0
13.3

% Cartera x Clasificacin de Riesgo


A

94
94
100
100
95
96
92
94
94
93
97
100
100
94
100
97
100
97
96
100
100
97
100
97
95
100

www.scribd.com/JoseAlfredoGuerreroB

2
3

3
3
3
2
2
2
1

2
1

1
1
2
2
2
2
1

2
2

2
1
3
2
2
3
1

1.4%

7,442.9

30.4%

623.6

31.9

1.4%

776.1

34.9%

50.9

0.0

0.0%

0.3

5.9%

0.1

0.0

0.0%

2.0

45.6%

0.0

5.4

0.8%

251.6

37.4%

16.0

2.2

0.3%

274.2

32.1%

13.0

24.3

3.5%

247.9

35.8%

21.8

287.4

1.5%

5,599.9

29.0%

525.6

202.0

1.4%

4,211.1

29.7%

365.1

85.5

1.7%

1,388.8

27.2%

160.5

24.0

1.1%

842.2

37.7%

35.3

0.0

0.0%

0.0

0.0%

68.4

53.8%

1.3

0.2

0.3%

10.5

20.2%

1.1

0.0

0.0%

0.3

0.1%

127.3

37.3%

3.6

0.0

0.0%

4.0

38.2%

0.1

0.1

0.1%

19.5

21.5%

1.0

5.0

1.8%

112.2

39.9%

5.6

0.0

0.0%

19.2

40.9%

0.5

0.0

0.0%

27.0

41.2%

0.7

18.5

1.6%

447.1

37.9%

21.0

0.0

0.0%

6.9

27.7%

0.2

2.7

0.3%

224.7

29.1%

11.7

0.1

0.2%

8.4

17.0%

0.5

0.0

0.0%

16.5

33.5%

0.5

1
2
5

2
0

1
1

Provisiones
Requeridas

346.0

3
2

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

0.0

0.1

Page 3 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

ELIAS PIA

Tasa Inters

En Moneda Nacional
Monto

Nmero

Monto

% en MN

30.3

30.3

100.0%

82

158.2

82

158.2

100.0%

196

414.7

194

398.4

96.1%

SAN JOSE DE OCOA

17

37.5

17

37.5

100.0%

SAN JUAN

21

31.8

21

31.8

100.0%

PERAVIA
SAN CRISTOBAL

mircoles, 14 de agosto de 2013

MN

12.2
13.5
13.4
13.0
14.2

ME

6.7

% Cartera x Clasificacin de Riesgo


A

100
93
98
97
97

www.scribd.com/JoseAlfredoGuerreroB

5
2
3
3

2
0

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

27.7

91.2%

0.3

0.3

0.2%

33.6

21.3%

3.7

2.2

0.5%

129.1

31.1%

6.0

0.0

0.1%

0.0

0.0%

0.4
9.4

29.6%

Page 4 of 18

0.3

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

BHD

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

1,160

2,329.3

1,130

2,015.9

86.5%

Regin Este

37

97.5

29

56.0

57.4%

LA ALTAGRACIA

28

78.1

20

36.6

46.8%

LA ROMANA

11.3

11.3

100.0%

SAN PEDRO DE MACORIS

8.2

8.2

100.0%

1,054

2,080.8

1,034

1,821.8

87.6%

965

1,904.6

945

1,645.6

86.4%

89

176.2

89

176.2

100.0%

57

130.3

55

117.5

90.1%

10

21.9

10

21.9

100.0%

ESPAILLAT

2.0

2.0

100.0%

LA VEGA

5.4

5.4

100.0%

MARIA TRINIDAD SANCHEZ

5.6

5.6

100.0%

MONSEOR NOUEL

5.3

5.3

100.0%

PUERTO PLATA

15.2

2.3

15.3%

SANCHEZ RAMIREZ

1.2

1.2

100.0%

32

73.8

32

73.8

100.0%

Regin Sur

12

20.7

12

20.7

100.0%

BARAHONA

9.1

9.1

100.0%

SAN CRISTOBAL

9.0

9.0

100.0%

SAN JUAN

2.5

2.5

100.0%

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO
Regin Norte
DUARTE

SANTIAGO

mircoles, 14 de agosto de 2013

MN

11.0
11.5
10.8
12.6
13.1
10.9
10.7
12.7
12.2
11.0
9.0
10.3
12.8
13.6
12.2
9.0
12.7
13.0
10.7
15.8
11.4

ME

7.7
7.7
7.7

7.8
7.8
6.6

6.6

% Cartera x Clasificacin de Riesgo


A

93 5
91 4
94 3
69 17
100
93 5
93 5
89 9
94 3
100
100
100
100
70 30
100
100
91 3
100
100
100
100

www.scribd.com/JoseAlfredoGuerreroB

2
4
3
13
2
2
1

0
0

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

26.0

1.1%

2,113.5

90.7%

45.4

0.1

0.1%

86.6

88.7%

1.8

0.1

0.1%

67.5

86.4%

1.3

0.1

0.5%

11.0

97.9%

0.4

0.0

0.0%

8.1

98.7%

0.1

22.0

1.1%

1,886.7

90.7%

38.2

19.7

1.0%

1,716.6

90.1%

33.6

2.3

1.3%

170.1

96.6%

4.6

3.8

3.0%

121.1

93.0%

5.2

0.0

0.0%

21.2

96.8%

0.2

0.0

0.0%

0.0

0.0%

5.3

99.2%

0.1

0.0

0.0%

5.6

98.8%

0.1

0.0

0.4%

5.2

99.1%

0.1

0.0

0.0%

15.1

99.7%

0.2

0.0

0.0%

1.2

99.8%

0.0

3.8

5.2%

67.5

91.5%

4.6

0.0

0.0%

19.0

92.0%

0.2

0.0

0.0%

8.9

97.7%

0.1

0.0

0.0%

8.7

96.4%

0.1

0.0

0.0%

1.4

56.2%

0.0

0.0

Page 5 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Scotia

Tasa Inters

En Moneda Nacional
Monto

Nmero

Monto

% en MN

3,680

7,526.1

3,604

7,073.7

94.0%

331

789.0

299

576.2

73.0%

LA ALTAGRACIA

110

347.7

90

202.4

58.2%

LA ROMANA

118

288.1

106

220.6

76.6%

SAN PEDRO DE MACORIS

103

153.2

103

153.2

100.0%

2,460

5,156.0

2,433

5,003.9

97.0%

2,460

5,156.0

2,433

5,003.9

97.0%

683

1,240.9

666

1,153.4

92.9%

DAJABON

32

38.8

32

38.8

100.0%

DUARTE

35

54.8

35

54.8

100.0%

ESPAILLAT

50

99.5

49

95.5

96.0%

LA VEGA

25

20.2

25

20.2

100.0%

MARIA TRINIDAD SANCHEZ

54

55.4

54

55.4

100.0%

MONSEOR NOUEL

39

41.8

39

41.8

100.0%

PUERTO PLATA

45

121.2

34

75.0

61.9%

SAMANA

29

69.4

25

43.9

63.2%

SANTIAGO

347

695.0

346

683.1

98.3%

VALVERDE

27

44.9

27

44.9

100.0%

206

340.2

206

340.2

100.0%

AZUA

15

15.9

15

15.9

100.0%

PERAVIA

31

52.3

31

52.3

100.0%

SAN CRISTOBAL

96

182.9

96

182.9

100.0%

SAN JUAN

64

89.1

64

89.1

100.0%

Regin Este

Regin Metropolitana
DISTRITO NACIONAL
Regin Norte

Regin Sur

mircoles, 14 de agosto de 2013

MN

13.0
12.9
12.8
12.8
13.2
13.0
13.0
13.0
14.1
12.3
12.1
13.6
13.1
13.8
13.1
13.3
13.0
13.5
13.3
13.4
13.5
13.5
12.6

ME

7.3
7.4
7.3
7.5
7.2
7.2
7.0

7.0

7.5
6.3
6.5

% Cartera x Clasificacin de Riesgo


A

91 3
88 2
88 1
88 2
87 3
91 3
91 3
92 3
97 3
86 7
97
77 4
94 6
82 12
91 1
100
92 3
99
92 2
100
91
90 3
97 1

www.scribd.com/JoseAlfredoGuerreroB

2
4
2
8
1
2
2
2

1
0
1
0
1
1
1

0
2

2
1
2
1
4
9
4
1

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

351.5

4.7%

2,582.9

34.3%

384.1

62.3

7.9%

246.4

31.2%

65.7

31.9

9.2%

94.3

27.1%

34.2

14.5

5.0%

110.5

38.3%

15.4

15.8

10.3%

41.6

27.2%

16.0

230.4

4.5%

1,787.8

34.7%

250.5

230.4

4.5%

1,787.8

34.7%

250.5

50.9

4.1%

410.2

33.1%

54.7

0.0

0.0%

8.7

22.4%

0.4

3.9

7.1%

24.9

45.4%

4.4

0.3

0.3%

32.8

32.9%

2.0

19

3.8

18.9%

8.7

42.8%

4.0

0.0

0.0%

20.7

37.3%

0.6

1.8

4.4%

18.7

44.8%

2.4

8.3

6.8%

26.2

21.6%

9.6

0.0

0.0%

26.7

38.5%

0.7

32.1

4.6%

221.4

31.9%

30.0

0.6

1.4%

21.5

47.9%

0.6

7.9

2.3%

138.4

40.7%

13.3

0.0

0.0%

3.5

22.0%

0.2

0.1

0.2%

14.6

27.9%

1.4

7.0

3.8%

85.7

46.9%

9.9

0.8

0.9%

34.6

38.9%

1.8

2
2

Page 6 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Len

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

1,542

2,976.6

1,473

2,705.1

90.9%

Regin Este

57

117.8

51

97.3

82.6%

LA ALTAGRACIA

31

70.9

30

69.9

98.6%

LA ROMANA

18

38.3

13

18.9

49.2%

8.6

8.6

100.0%

1,237

2,347.9

1,187

2,159.6

92.0%

DISTRITO NACIONAL

848

1,761.7

802

1,584.0

89.9%

SANTO DOMINGO

389

586.2

385

575.6

98.2%

203

432.3

190

369.6

85.5%

DUARTE

13.4

13.4

100.0%

ESPAILLAT

8.6

8.6

100.0%

LA VEGA

27

43.9

27

43.9

100.0%

MARIA TRINIDAD SANCHEZ

10

25.3

10

25.3

100.0%

MONSEOR NOUEL

16

21.7

16

21.7

100.0%

MONTE CRISTI

4.5

4.5

100.0%

PUERTO PLATA

21

67.9

13

22.0

32.4%

2.1

2.1

100.0%

111

244.9

106

228.1

93.1%

45

78.6

45

78.6

100.0%

21

38.6

21

38.6

100.0%

11.5

11.5

100.0%

17

28.4

17

28.4

100.0%

SAN PEDRO DE MACORIS


Regin Metropolitana

Regin Norte

SANCHEZ RAMIREZ
SANTIAGO
Regin Sur
PERAVIA
SAN CRISTOBAL
SAN JUAN

mircoles, 14 de agosto de 2013

MN

ME

12.6 9.6
13.8
8.5
13.7 10.5
13.7 8.4
15.1
12.2
9.6
11.4 9.6
14.1 9.1
13.9
9.8
14.0
14.3
13.9
13.3
14.9
14.5
14.5 9.8
12.8
13.8 9.7
15.5
15.2
16.1
15.6

% Cartera x Clasificacin de Riesgo


A

92
96
94
99
95
92
92
92
94
100
100
100
98
92
44
99
100
91
69
58
57
89

www.scribd.com/JoseAlfredoGuerreroB

5
4
6

2
56
1
4
17
16
36
11

2
2
1
1

0
0
0

58.0

1.9%

0.4

0.4%

116.8

99.1%

1.6

0.0

0.1%

70.2

99.0%

0.8

0.4

1.0%

38.1

99.4%

0.7

0.0

0.1%

8.5

98.7%

0.1

41.2

1.8%

2,366.4 100.8%

54.0

31.6

1.8%

1,774.8 100.7%

41.6

9.6

1.6%

591.5 100.9%

12.3

13.6

3.1%

431.0

99.7%

12.9

0.0

0.0%

13.2

99.1%

0.1

0.0

0.0%

8.5

99.0%

0.1

0.0

0.0%

43.5

99.2%

0.4

0.0

0.1%

25.1

99.2%

0.4

1.3

6.2%

21.4

98.6%

0.5

0.1

1.1%

4.4

97.7%

0.1

0.0

0.0%

67.3

99.1%

0.7

0.0

0.0%

2.1

99.5%

0.0

12.2

5.0%

245.4 100.2%

10.6

2.8

3.5%

78.0

99.2%

3.1

2.6

6.8%

38.4

99.4%

2.4

0.1

0.9%

10.9

94.8%

0.4

0.0

0.1%

28.6 100.7%

0.3

2
6

2
14
26
7

2,992.0 100.5%

Provisiones
Requeridas

5
5
5
5
3

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Page 7 of 18

71.5

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Progreso

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

448

990.9

433

911.9

92.0%

Regin Este

21

62.6

12

28.0

44.7%

LA ALTAGRACIA

15

54.1

19.5

35.9%

LA ROMANA

3.6

3.6

100.0%

SAN PEDRO DE MACORIS

5.0

5.0

100.0%

349

774.6

344

736.6

95.1%

291

673.8

286

635.8

94.4%

58

100.9

58

100.9

100.0%

64

135.6

63

129.2

95.3%

DUARTE

3.6

3.6

100.0%

HERMANAS MIRABAL

3.9

3.9

100.0%

LA VEGA

6.8

0.5

6.9%

MARIA TRINIDAD SANCHEZ

6.5

6.5

100.0%

PUERTO PLATA

10.9

10.9

100.0%

SAMANA

1.2

1.2

100.0%

SANCHEZ RAMIREZ

1.4

1.4

100.0%

SANTIAGO

46

96.1

46

96.1

100.0%

VALVERDE

5.2

5.2

100.0%

14

18.1

14

18.1

100.0%

PERAVIA

6.3

6.3

100.0%

SAN CRISTOBAL

2.0

2.0

100.0%

SAN JOSE DE OCOA

4.0

4.0

100.0%

SAN JUAN

5.7

5.7

100.0%

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO
Regin Norte

Regin Sur

mircoles, 14 de agosto de 2013

MN

12.0
13.8
14.3
11.4
13.4
11.7
11.6
12.8
12.8
13.7
12.4
12.0
13.4
12.4
13.0
15.0
12.8
13.4
13.7
15.1
14.2
13.2
12.3

ME

7.7
8.0
8.0

7.3
7.3
8.0

8.0

% Cartera x Clasificacin de Riesgo


A

90 5
59
53
89
100
92 7
92 6
91 9
96 1
100
100
100
100
100
100
100
94 2
100
91 8
100
86
100
76 24

www.scribd.com/JoseAlfredoGuerreroB

0
1

0
0

5
2
14

Provisiones
Requeridas

31.2

3.1%

787.7

79.5%

41.0

41

25.4

40.6%

26.3

41.9%

25.4

47

25.4

47.0%

17.8

32.9%

25.0

0.0

0.0%

3.5

99.0%

0.3

0.0

0.0%

4.9

99.3%

0.0

3.3

0.4%

636.7

82.2%

13.1

3.3

0.5%

539.8

80.1%

11.9

0.1

0.1%

96.9

96.1%

1.2

2.2

1.6%

110.2

81.3%

2.2

0.0

0.0%

2.3

63.3%

0.0

0.0

0.0%

3.9

99.5%

0.0

0.0

0.0%

0.3

4.1%

0.1

0.0

0.0%

6.4

99.7%

0.1

0.0

0.0%

9.2

84.6%

0.1

0.0

0.0%

1.2

99.5%

0.0

0.0

0.0%

1.4

99.8%

0.0

2.2

2.2%

80.3

83.6%

1.8

0.0

0.0%

5.2

99.1%

0.1

0.3

1.5%

14.6

80.6%

0.4

0.0

0.0%

2.9

46.1%

0.1

0.3

13.5%

2.0

99.4%

0.2

0.0

0.0%

4.0

99.3%

0.0

0.0

0.1%

5.7

99.0%

0.1

11

1
1

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Page 8 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

Santa Cruz

326

803.6

318

782.6

97.4%

Regin Este

10

28.1

23.0

81.8%

LA ALTAGRACIA

10

28.1

23.0

81.8%

252

649.4

250

639.5

98.5%

185

533.2

183

523.3

98.1%

67

116.2

67

116.2

100.0%

64

126.1

61

120.2

95.3%

6.7

6.7

100.0%

ESPAILLAT

13

17.6

13

17.6

100.0%

SANTIAGO

47

101.8

44

95.9

94.2%

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO
Regin Norte
DUARTE

mircoles, 14 de agosto de 2013

MN

ME

13.4 9.8
12.6
9.4
12.6 9.4
13.4 10.0
13.2 10.0
14.3
13.6
9.7
14.2
13.8
13.5 9.7

% Cartera x Clasificacin de Riesgo


A

89 4
100
100
88 4
91 3
74 11
88 4
72 28
92 8
88 2

www.scribd.com/JoseAlfredoGuerreroB

7
5
14
3

1
1
2
5

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

35.1

4.4%

777.8

96.8%

26.5

0.0

0.0%

27.2

96.9%

0.3

0.0

0.0%

27.2

96.9%

0.3

26.8

4.1%

638.4

98.3%

18.2

15.9

3.0%

524.8

98.4%

12.7

10.9

9.4%

113.6

97.8%

5.5

8.3

6.6%

112.2

89.0%

8.1

0.0

0.5%

6.6

98.4%

0.1

0.0

0.1%

17.4

99.0%

0.2

8.3

8.1%

88.2

86.6%

7.8

Page 9 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Caribe

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

120

260.0

115

225.2

86.6%

Regin Este

8.5

4.5

53.2%

LA ALTAGRACIA

8.5

4.5

53.2%

79

183.8

76

154.7

84.2%

79

183.8

76

154.7

84.2%

Regin Norte

38

67.7

37

66.0

97.5%

PUERTO PLATA

11.5

11.5

100.0%

32

56.2

31

54.5

97.0%

Regin Metropolitana
DISTRITO NACIONAL

SANTIAGO

mircoles, 14 de agosto de 2013

% Cartera x Clasificacin de Riesgo

MN

ME

13.6
14.0
14.0
12.9
12.9
15.0
15.7
14.8

10.3
12.0
12.0
10.0
10.0
10.0

89
100
100
87
87
93
100
91

10.0

www.scribd.com/JoseAlfredoGuerreroB

5
6

10

13
13
3
3

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

20.0

7.7%

253.8

97.6%

7.4

0.0

0.0%

8.4

99.3%

0.1

0.0

0.0%

8.4

99.3%

0.1

18.1

9.8%

179.6

97.7%

6.3

18.1

9.8%

179.6

97.7%

6.3

1.9

2.8%

65.8

97.2%

1.1

0.0

0.0%

11.4

98.6%

0.1

1.9

3.4%

54.4

96.9%

1.0

Page 10 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

BDI

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

219

794.6

203

513.2

64.6%

Regin Este

125.6

5.6

4.5%

LA ALTAGRACIA

42.7

LA ROMANA

83.0

5.6

6.8%

199

597.3

191

478.6

80.1%

185

577.8

177

459.1

79.5%

14

19.5

14

19.5

100.0%

10

68.4

25.8

37.7%

DAJABON

61.6

19.0

30.8%

SAMANA

5.7

5.7

100.0%

SANTIAGO

1.0

1.0

100.0%

3.2

3.2

100.0%

AZUA

2.1

2.1

100.0%

BARAHONA

1.1

1.1

100.0%

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO
Regin Norte

Regin Sur

mircoles, 14 de agosto de 2013

MN

12.5
13.0
13.0
12.3
12.3
11.9
15.7
17.0
11.7
12.9
15.1
13.6
18.0

ME

8.3
8.6
9.0
8.4
7.9
7.9
8.5
8.5

% Cartera x Clasificacin de Riesgo


A

94 4
87 3
62 10
100
94 5
94 5
100
100
100
100
100
100
100
100

www.scribd.com/JoseAlfredoGuerreroB

2
10
28
0
0

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

14.7

1.8%

505.5

63.6%

12.2

12.0

9.6%

32.7

26.0%

3.6

12.0

28.1%

32.7

76.7%

2.8

0.0

0.0%

2.7

0.5%

451.0

75.5%

7.9

2.7

0.5%

443.1

76.7%

7.7

0.0

0.0%

7.9

40.6%

0.2

0.0

0.0%

19.8

29.0%

0.7

0.0

0.0%

19.8

32.2%

0.6

0.0

0.0%

0.1

0.0

0.0%

0.0

0.0

0.0%

1.9

59.6%

0.0

0.0

0.0%

0.8

39.4%

0.0

0.0

0.0%

1.1

98.5%

0.0

0.8

Page 11 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

BLH

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

171

691.7

127

453.6

65.6%

Regin Este

21

124.5

11

55.8

44.8%

LA ALTAGRACIA

10

85.2

27.1

31.8%

LA ROMANA

28.7

28.7

100.0%

SAN PEDRO DE MACORIS

10.6

149

564.8

116

397.9

70.4%

149

564.8

116

397.9

70.4%

2.5

2.5

Regin Metropolitana
DISTRITO NACIONAL
Regin Norte
SANTIAGO

mircoles, 14 de agosto de 2013

MN

13.8
12.8
11.1
14.4

ME

8.7
8.4
8.2

9.8
14.0
8.7
14.0 8.7
14.5
14.5

% Cartera x Clasificacin de Riesgo


A

93 6
91 8
100
95
8 92
94 6
94 6

www.scribd.com/JoseAlfredoGuerreroB

100
100

0
1
5
0
0

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

2.1

0.3%

8.4

0.0

0.0%

1.7

0.0

0.0%

0.9

0.0

0.0%

0.6

0.0

0.3%

0.3

2.1

0.4%

6.6

2.1

0.4%

6.6

0.0

1.5%

0.1

0.0

1.5%

0.1

Page 12 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Monto

Nmero

Monto

% en MN

Banesco

260

915.8

253

863.8

94.3%

Regin Metropolitana

260

915.8

253

863.8

94.3%

245

873.3

238

821.4

94.0%

15

42.5

15

42.5

100.0%

DISTRITO NACIONAL
SANTO DOMINGO

mircoles, 14 de agosto de 2013

MN

11.2
11.2
11.2
11.3

ME

8.0
8.0
8.0

% Cartera x Clasificacin de Riesgo


A

91
91
91
95

www.scribd.com/JoseAlfredoGuerreroB

7
7
8

1
1
1
5

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

8.8

1.0%

903.9

98.7%

17.1

8.8

1.0%

903.9

98.7%

17.1

8.5

1.0%

862.1

98.7%

16.3

0.3

0.8%

41.8

98.5%

0.8

Page 13 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Monto

Nmero

Monto

% en MN

Promerica

10.6

10.6

100.0%

Regin Metropolitana

10.6

10.6

100.0%

10.6

10.6

100.0%

DISTRITO NACIONAL

mircoles, 14 de agosto de 2013

MN

13.5
13.5
13.5

ME

% Cartera x Clasificacin de Riesgo


A

100
100
100

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

10.4

98.9%

0.1

0.0

0.0%

10.4

98.9%

0.1

0.0

0.0%

10.4

98.9%

0.1

Page 14 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Bancamerica

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

160

173.3

159

164.6

94.9%

26

73.8

25

65.0

88.1%

23

65.8

22

57.0

86.7%

7.9

7.9

100.0%

Regin Sur

134

99.6

134

99.6

100.0%

BAHORUCO

5.6

5.6

100.0%

BARAHONA

128

93.9

128

93.9

100.0%

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO

mircoles, 14 de agosto de 2013

MN

ME

15.5 11.1
13.8 11.1
13.6 11.1
15.4
16.5
16.3
16.5

% Cartera x Clasificacin de Riesgo


A

91 5
90 4
92 1
76 24
92 6
100
92 7

www.scribd.com/JoseAlfredoGuerreroB

3
6
7
0
0

1
1

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

3.6

2.1%

3.3

2.3

3.1%

1.6

2.2

3.4%

1.5

0.0

0.4%

0.1

1.3

1.3%

1.7

0.0

0.0%

0.1

1.3

1.4%

1.6

Page 15 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Vimenca

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

38

73.3

38

73.3

100.0%

Regin Este

1.8

1.8

100.0%

LA ALTAGRACIA

1.8

1.8

100.0%

37

71.5

37

71.5

100.0%

36

69.5

36

69.5

100.0%

2.1

2.1

100.0%

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO

mircoles, 14 de agosto de 2013

MN

11.7
14.0
14.0
11.6
11.6
14.0

ME

% Cartera x Clasificacin de Riesgo


A

81 16
100
100
81 16
83 17

www.scribd.com/JoseAlfredoGuerreroB

3
100

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.3

0.4%

72.5

98.8%

1.4

0.0

0.0%

1.8

98.8%

0.0

0.0

0.0%

1.8

98.8%

0.0

0.3

0.4%

70.7

98.8%

1.3

0.2

0.3%

68.7

98.9%

0.9

0.1

2.8%

2.0

96.0%

0.4

Page 16 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

ADEMI

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

796

804.4

796

804.4

100.0%

63

57.4

63

57.4

100.0%

EL SEIBO

0.6

0.6

100.0%

HATO MAYOR

0.9

0.9

100.0%

LA ALTAGRACIA

8.5

8.5

100.0%

LA ROMANA

19

19.2

19

19.2

100.0%

SAN PEDRO DE MACORIS

35

28.1

35

28.1

100.0%

390

449.2

390

449.2

100.0%

DISTRITO NACIONAL

131

187.3

131

187.3

100.0%

SANTO DOMINGO

259

261.9

259

261.9

100.0%

147

119.0

147

119.0

100.0%

DAJABON

0.3

0.3

100.0%

DUARTE

9.6

9.6

100.0%

ESPAILLAT

6.2

6.2

100.0%

38

36.3

38

36.3

100.0%

2.0

2.0

100.0%

27

16.2

27

16.2

100.0%

PUERTO PLATA

1.2

1.2

100.0%

SAMANA

0.7

0.7

100.0%

SANCHEZ RAMIREZ

3.7

3.7

100.0%

52

42.8

52

42.8

100.0%

196

178.8

196

178.8

100.0%

17

13.3

17

13.3

100.0%

BAHORUCO

4.2

4.2

100.0%

BARAHONA

14

16.2

14

16.2

100.0%

PERAVIA

24

22.9

24

22.9

100.0%

Regin Este

Regin Metropolitana

Regin Norte

LA VEGA
MARIA TRINIDAD SANCHEZ
MONSEOR NOUEL

SANTIAGO
Regin Sur
AZUA

mircoles, 14 de agosto de 2013

MN

17.5
18.8
19.0
22.6
18.5
19.5
18.2
16.8
14.5
18.5
18.1
20.0
18.8
18.6
16.9
21.9
19.7
20.6
17.0
19.4
17.8
18.4
20.8
21.7
20.1
17.9

ME

% Cartera x Clasificacin de Riesgo


A

97
99
100
100
100
96
100
96
92
99
100
100
100
100
100
100
100
100
100
100
100
99
100
100
100
100

www.scribd.com/JoseAlfredoGuerreroB

1
1

1
1
0

0
0

Provisiones
Requeridas

14.7

1.8%

21.1

0.0

0.0%

0.6

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.1

0.0

0.1%

0.2

0.0

0.0%

0.3

13.7

3.1%

16.7

13.1

7.0%

13.9

0.6

0.2%

2.8

0.1

0.1%

1.2

0.0

0.0%

0.0

0.1

0.8%

0.1

0.0

0.0%

0.1

0.0

0.0%

0.4

0.0

0.0%

0.0

0.0

0.0%

0.2

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.4

0.9

0.5%

2.6

0.0

0.0%

0.1

0.0

0.0%

0.0

0.0

0.0%

0.2

0.0

0.0%

0.2

4
1
0
1
0

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Page 17 of 18

Prstamo para adquisicin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

SAN CRISTOBAL
SAN JOSE DE OCOA
SAN JUAN

mircoles, 14 de agosto de 2013

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

77

76.6

77

76.6

100.0%

6.4

6.4

100.0%

51

39.3

51

39.3

100.0%

MN

17.5
19.5
18.2

ME

% Cartera x Clasificacin de Riesgo


A

99
100
100

www.scribd.com/JoseAlfredoGuerreroB

E
1

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.9

1.2%

1.6

0.0

0.0%

0.1

0.0

0.0%

0.4

Page 18 of 18