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Jos Alfredo Guerrero

I. RANKING CARTERA DE CREDITOS POR TIPO


30/06/2013
TIPOS DE CRDITOS

Nmero
Prstamos

Saldo Cap. y Part. % Cartera del:


MM RD$
Banco Total Bcos

Saldo Mn y % por
Tipo en Bco

Saldo ME
(MM RD$)

Tasa Inters Banco y Total BM


Mn
Me
Mn
Me

Prstamos Personales para Vehculos Usados

Caribe
Popular
BLH
Len
BDI
Banesco
Vimenca
Bancamerica
Total Todos los Bancos

3,381
349
159
34
26
11
25
137
4,122

919.8
184.3
58.2
18.4
12.4
6.5
5.1
3.6
1,208.3

23.4%
0.1%
1.3%
0.1%
0.2%
0.1%
0.3%
0.2%
0.2%

76.1%
15.2%
4.8%
1.5%
1.0%
0.5%
0.4%
0.3%
100.0%

919.8
184.3
58.2
18.4
10.9
6.5
5.1
3.6
1,206.8

100.0%
100.0%
100.0%
100.0%
87.7%
100.0%
100.0%
100.0%
99.9%

0.0
0.0
0.0
0.0
1.5
0.0
0.0
0.0
1.5

20.57
16.92
13.76
14.74
14.52
13.58
19.39
25.06

0.00
0.00
0.00
0.00
8.71
0.00
0.00
0.00
19.51

Fuente: Datos tomados del Portal de la Superintendencia de Bancos www.sb.gov.do y procesados en base datos Access de Jos Alfredo Guerrero.
30/06/2013 Tasa Cambio: 41.793

mircoles, 14 de agosto de 2013

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Page 1 of 1

8.71

Prstamos Personales para Vehculos Usados


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

MN

4,122

1,208.3

4,119

1,206.8

99.9%

19.5

349

184.3

349

184.3

100.0%

28

13.7

28

13.7

100.0%

EL SEIBO

0.1

0.1

100.0%

HATO MAYOR

0.7

0.7

100.0%

LA ALTAGRACIA

2.5

2.5

100.0%

LA ROMANA

3.8

3.8

100.0%

13

6.6

13

6.6

100.0%

227

124.7

227

124.7

100.0%

164

90.2

164

90.2

100.0%

63

34.4

63

34.4

100.0%

79

39.4

79

39.4

100.0%

DUARTE

1.6

1.6

100.0%

ESPAILLAT

0.3

0.3

100.0%

21

10.8

21

10.8

100.0%

MARIA TRINIDAD SANCHEZ

0.6

0.6

100.0%

MONSEOR NOUEL

0.4

0.4

100.0%

PUERTO PLATA

1.6

1.6

100.0%

SAMANA

0.6

0.6

100.0%

SANCHEZ RAMIREZ

0.9

0.9

100.0%

SANTIAGO

42

22.1

42

22.1

100.0%

VALVERDE

0.4

0.4

100.0%

15

6.5

15

6.5

100.0%

AZUA

0.2

0.2

100.0%

PERAVIA

1.4

1.4

100.0%

SAN CRISTOBAL

4.4

4.4

100.0%

16.9
17.6
20.5
15.5
19.2
18.1
16.9
16.9
17.0
16.8
16.4
17.2
15.0
16.5
19.0
21.5
16.7
19.0
18.2
15.9
20.5
18.5
20.5
20.5
17.9

TOTAL BANCOS
Popular
Regin Este

SAN PEDRO DE MACORIS


Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO
Regin Norte

LA VEGA

Regin Sur

mircoles, 14 de agosto de 2013

ME

8.7

% Cartera x Clasificacin de Riesgo


A

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

30.9

2.6%

36.3

96 2
97 3
100
100
92 8
96 4
100
95 2
95 2
94 3
99 1
100
100
100
100
100
100
100
100
99 1
100
93 7
100
100
90 10

3.4

1.9%

4.0

0.0

0.2%

0.1

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.5%

0.0

0.0

0.3%

0.0

0.0

0.0%

0.1

3.4

2.7%

3.4

2.7

3.0%

2.4

0.7

2.0%

1.0

0.0

0.1%

0.4

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.1

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.1%

0.2

0.0

0.0%

0.0

0.0

0.2%

0.1

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.3%

0.1

94

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1
0
1

2
3
2

0
1

Page 1 of 9

Prstamos Personales para Vehculos Usados


Regin y Provincia

TOTAL
Nmero

SAN JOSE DE OCOA

mircoles, 14 de agosto de 2013

Nmero

Monto
1

Tasa Inters

En Moneda Nacional

0.5

Monto
1

% en MN

0.5

100.0%

MN

17.5

ME

% Cartera x Clasificacin de Riesgo


A

100

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas
0.0

0.0%

Provisiones
Requeridas
0.0

Page 2 of 9

Prstamos Personales para Vehculos Usados


Regin y Provincia

TOTAL
Nmero

Len

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

34

18.4

34

18.4

100.0%

Regin Este

0.3

0.3

100.0%

LA ROMANA

0.3

0.3

100.0%

26

13.0

26

13.0

100.0%

25

11.7

25

11.7

100.0%

1.3

1.3

100.0%

4.2

4.2

100.0%

LA VEGA

2.8

2.8

100.0%

MARIA TRINIDAD SANCHEZ

0.3

0.3

100.0%

SANTIAGO

1.1

1.1

100.0%

0.9

0.9

100.0%

0.9

0.9

100.0%

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO
Regin Norte

Regin Sur
SAN CRISTOBAL

mircoles, 14 de agosto de 2013

MN

14.7
19.0
19.0
14.3
14.4
14.0
15.2
14.1
21.9
16.0
17.0
17.0

ME

% Cartera x Clasificacin de Riesgo


A

94
100
100
94
94
100
93
100
6
100
100
100

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3
3

E
4

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.7

4.0%

0.9

0.0

0.0%

0.0

0.0

0.0%

0.0

0.4

3.2%

0.6

0.4

3.6%

0.6

0.0

0.0%

0.0

0.3

7.4%

0.3

0.0

0.0%

0.0

0.3

93.5%

0.3

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

7
94

Page 3 of 9

Prstamos Personales para Vehculos Usados


Regin y Provincia

TOTAL
Nmero

Caribe

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

3,381

919.8

3,381

919.8

100.0%

253

75.7

253

75.7

100.0%

0.4

0.4

100.0%

250

74.9

250

74.9

100.0%

LA ROMANA

0.2

0.2

100.0%

SAN PEDRO DE MACORIS

0.2

0.2

100.0%

2,274

588.4

2,274

588.4

100.0%

2,270

587.3

2,270

587.3

100.0%

1.2

1.2

100.0%

851

254.9

851

254.9

100.0%

26

9.4

26

9.4

100.0%

ESPAILLAT

0.4

0.4

100.0%

LA VEGA

0.1

0.1

100.0%

MONTE CRISTI

13

4.1

13

4.1

100.0%

PUERTO PLATA

70

17.4

70

17.4

100.0%

SANTIAGO

738

223.0

738

223.0

100.0%

VALVERDE

0.5

0.5

100.0%

Regin Sur

0.8

0.8

100.0%

BARAHONA

0.4

0.4

100.0%

PERAVIA

0.2

0.2

100.0%

SAN CRISTOBAL

0.2

0.2

100.0%

Regin Este
EL SEIBO
LA ALTAGRACIA

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO
Regin Norte
DUARTE

mircoles, 14 de agosto de 2013

MN

20.6
22.3
19.0
22.3
21.0
21.0
20.6
20.6
19.7
20.1
19.2
21.0
25.0
17.8
21.9
20.0
21.0
21.3
19.0
19.0
30.0

ME

% Cartera x Clasificacin de Riesgo


A

93
87
100
87
100
100
93
93
100
94
100
100
100
100
89
94
56
100
100
100
100

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4
7
7

4
4
3

9
3

1
2
2

1
1
1

1
44

0
0
0

0
0
0

1
0

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

25.9

2.8%

29.7

4.2

5.5%

4.0

0.0

0.0%

0.0

4.2

5.6%

4.0

0.0

0.0%

0.0

0.0

0.0%

0.0

14.9

2.5%

17.7

14.9

2.5%

17.7

0.0

0.0%

0.0

6.8

2.7%

7.9

0.0

0.0%

0.1

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.3

1.6%

0.3

6.5

2.9%

7.4

0.0

2.3%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

Page 4 of 9

Prstamos Personales para Vehculos Usados


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

BDI

26

12.4

23

10.9

87.7%

Regin Metropolitana

25

12.0

23

10.9

90.5%

23

11.4

21

10.2

90.0%

0.7

0.7

100.0%

0.4

0.4

DISTRITO NACIONAL
SANTO DOMINGO
Regin Sur
AZUA

mircoles, 14 de agosto de 2013

MN

14.5
14.5
14.4
16.8

ME

8.7
8.6
8.6
9.0
9.0

% Cartera x Clasificacin de Riesgo


A

97
97
97
100
100
100

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Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.4

3.0%

0.5

0.4

3.1%

0.5

0.4

3.3%

0.5

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

Page 5 of 9

Prstamos Personales para Vehculos Usados


Regin y Provincia

TOTAL
Nmero

BLH

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

159

58.2

159

58.2

100.0%

10

3.8

10

3.8

100.0%

HATO MAYOR

0.3

0.3

100.0%

LA ALTAGRACIA

1.5

1.5

100.0%

LA ROMANA

1.7

1.7

100.0%

SAN PEDRO DE MACORIS

0.4

0.4

100.0%

128

47.4

128

47.4

100.0%

128

47.4

128

47.4

100.0%

18

6.2

18

6.2

100.0%

ESPAILLAT

0.2

0.2

100.0%

LA VEGA

0.3

0.3

100.0%

PUERTO PLATA

1.1

1.1

100.0%

SANTIAGO

10

4.2

10

4.2

100.0%

VALVERDE

0.3

0.3

100.0%

0.8

0.8

100.0%

PERAVIA

0.0

0.0

100.0%

SAN JOSE DE OCOA

0.8

0.8

100.0%

Regin Este

Regin Metropolitana
DISTRITO NACIONAL
Regin Norte

Regin Sur

mircoles, 14 de agosto de 2013

MN

13.8
13.5
13.5
13.5
13.5
13.5
13.8
13.8
13.5
13.5
13.5
13.5
13.5
13.5
13.5
13.5
13.5

ME

% Cartera x Clasificacin de Riesgo


A

100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100

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0
0

E
0

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.1

0.1%

0.6

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.1

0.1%

0.5

0.1

0.1%

0.5

0.0

0.0%

0.1

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

Page 6 of 9

Prstamos Personales para Vehculos Usados


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

Banesco

11

6.5

11

6.5

100.0%

Regin Metropolitana

11

6.5

11

6.5

100.0%

11

6.5

11

6.5

100.0%

DISTRITO NACIONAL

mircoles, 14 de agosto de 2013

MN

13.6
13.6
13.6

ME

% Cartera x Clasificacin de Riesgo


A

100
100
100

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Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

0.1

0.0

0.0%

0.1

0.0

0.0%

0.1

Page 7 of 9

Prstamos Personales para Vehculos Usados


Regin y Provincia

TOTAL
Nmero

Bancamerica

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

137

3.6

137

3.6

100.0%

13

0.5

13

0.5

100.0%

0.4

0.4

100.0%

12

0.1

12

0.1

100.0%

Regin Sur

124

3.0

124

3.0

100.0%

BAHORUCO

23

0.5

23

0.5

100.0%

BARAHONA

101

2.5

101

2.5

100.0%

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO

mircoles, 14 de agosto de 2013

MN

25.1
28.7
28.0
32.0
24.4
24.8
24.4

ME

% Cartera x Clasificacin de Riesgo


A

96 3
96 2
100
76 10
96 3
98 2
95 4

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1
2
14
0
0

1
1

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

1.4%

0.1

0.0

2.6%

0.0

0.0

0.0%

0.0

0.0

15.0%

0.0

0.0

1.2%

0.0

0.0

0.3%

0.0

0.0

1.3%

0.0

Page 8 of 9

Prstamos Personales para Vehculos Usados


Regin y Provincia

TOTAL
Nmero

Vimenca

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

25

5.1

25

5.1

100.0%

Regin Este

0.3

0.3

100.0%

LA ALTAGRACIA

0.3

0.3

100.0%

24

4.8

24

4.8

100.0%

20

3.6

20

3.6

100.0%

1.1

1.1

100.0%

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO

mircoles, 14 de agosto de 2013

MN

19.4
20.0
20.0
19.3
19.7
18.1

ME

% Cartera x Clasificacin de Riesgo


A

65 12
100
100
70 6
65 7
86 1

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15

16
16
13

9
11

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.4

8.0%

0.4

0.0

5.5%

0.0

0.0

5.5%

0.0

0.4

8.2%

0.4

0.4

10.3%

0.4

0.0

1.3%

0.0

Page 9 of 9