DARSHAN CONSULTANCY

A/2, NEWSHIV KRUPA CHS LTD

KULUPWADI, OPP : RAHEJA ESTATE,
NR NATIONAL PARK, BORIVALI (E),
MUMBAI 400 066
Mobile : 98206 30015 O - 022 2885 0160/ 2886 3035 20641418

Plan

Features

______________________
JEEVAN
TARANG PLAN(178)

MR. AJAY
Age : 29 Yrs. ( 02/04/1984 )

Protect your loved ones from any unexpected in life,

anytime

Introduction
A Unique Combination of Whole Life + Money Back Plan

Am I eligible?
Age Selection : 0 to 60 Years
Basic Sum Assured : Rs.1,00,000 to No Limit
Accumulation Term : 10, 15 or 20
Mode : Single, 6, 10, 15 or 20

Survival Benefits
Lifetime Guaranteed 5.5% of S.A.,
after completion of accumulation period
Risk will be cover upto age 100 with S. A. + Loyalty Amount

Death Benefit
During the Accumulation period : Sum Assured along with vested reversionary bonuses
After the Accumulation period : Sum Assured along with Loyalty Addition(assumed)

Maturity Benefit
Total Bonus are paid in lump sum at the end of accumulation period
5.5% of Sum Assured p.a. between accumulation period to Death / 100 Age
At the age of 100 Sum Assured + Loyalty Amount

Other Benefit
D. A. B. / Term Rider / Critical Illness & P. W. B. are also available
When policy acquires Surrender Value, Loan is also available
Suitable for Tax Payers regarding Premiums Paid

Permanenet Disability Benefit

Future Premiums are waived.
Sum Assured /120 Amount as Annuity for next 10 years paid p.m.
Insurance Continues & Maturity Amount pay at completion of term.

THERE IS NO SUBSTITUTE FOR LIFE INSURANCE

INSURANCE TODAY FOR BETTER TOMORROW
These calculations are presently based on specific data feeding & are liable to revision/alterations according to Govt.policies.
Developed for DARSHAN CONSULTANCY by Pfiger Software Technologies Pvt.Ltd. - (Web) www.pfiger.com
Insurance is the Subject Matter of Solicitation /ARJUN SONAGARA/ Quot No. : 661 Quot Date : 23/04/2013

DARSHAN CONSULTANCY
A/2, NEWSHIV KRUPA CHS LTD
KULUPWADI, OPP : RAHEJA ESTATE,
NR NATIONAL PARK, BORIVALI (E),
MUMBAI 400 066
Mobile : 98206 30015 O - 022 2885 0160/ 2886 3035 20641418

______________________
JEEVAN
TARANG PLAN(178)

MR. AJAY
Age : 29 Yrs. ( 02/04/1984 )
Basic Sum Assured

10,00,000

Basic Premium

Accidental Benefit Sum Assured

10,00,000

Accidental Benefit Premium

Plan - Term

178/71/20

Bonus Rate

48.00

I. T. Slab

30.00

Critical Illness Sum Assured

Tax. Exmpt. Limit

30000

Print Date

48,220.00
1,000.00

Term Rider Sum Assured

Daily Premium

135

23/04/2013

Total Premium During Policy

9,84,400

Total Installment Premium

(Yly)

49,220

Risk Coverage, Tax Benefit & Cash Flow

Year Age

Risk Cover
Natural

Accidental

Annual
Premium

Tax
Saved

Net
Premium

Return
From LIC

Net
Return

Cash Value

Cummu.
Loan
Available

2013

29

10,00,000

20,00,000

49,220

14,766

34,454

-34,454

2014

30

10,48,000

20,48,000

49,220

14,766

34,454

-34,454

2015

31

10,96,000

20,96,000

49,220

14,766

34,454

-34,454

35,006

31,500

2016

32

11,44,000

21,44,000

49,220

14,766

34,454

-34,454

86,409

77,750

2017

33

11,92,000

21,92,000

49,220

14,766

34,454

-34,454

1,19,579

1,07,500

2018

34

12,40,000

22,40,000

49,220

14,766

34,454

-34,454

1,57,318

1,41,500

2019

35

12,88,000

22,88,000

49,220

14,766

34,454

-34,454

2,00,166

1,80,250

2020

36

13,36,000

23,36,000

49,220

14,766

34,454

-34,454

2,48,665

2,23,750

2021

37

13,84,000

23,84,000

49,220

14,766

34,454

-34,454

3,03,543

2,73,250

2022

38

14,32,000

24,32,000

49,220

14,766

34,454

-34,454

3,65,465

3,29,000

2023

39

14,80,000

24,80,000

49,220

14,766

34,454

-34,454

4,35,134

3,91,500

2024

40

15,28,000

25,28,000

49,220

14,766

34,454

-34,454

5,05,570

4,55,000

2025

41

15,76,000

25,76,000

49,220

14,766

34,454

-34,454

5,84,802

5,26,250

2026

42

16,24,000

26,24,000

49,220

14,766

34,454

-34,454

6,74,446

6,07,000

2027

43

16,72,000

26,72,000

49,220

14,766

34,454

-34,454

7,76,455

6,98,750

2028

44

17,20,000

27,20,000

49,220

14,766

34,454

-34,454

8,93,030

8,03,750

2029

45

17,68,000

27,68,000

49,220

14,766

34,454

-34,454

10,34,484

9,31,000

2030

46

18,16,000

28,16,000

49,220

14,766

34,454

-34,454

11,94,285

10,74,750

2031

47

18,64,000

28,64,000

49,220

14,766

34,454

-34,454

13,74,812

12,37,250

2032

48

19,12,000

29,12,000

49,220

14,766

34,454

-34,454

15,78,662

14,20,750

2033

49

19,60,000

29,60,000

9,60,000

9,60,000

9,84,400

295,320

6,89,080

9,60,000

2,70,920

Money Back Installment Every Year

Rs.

55,000

Bonus Amount
Total Money Back Installment upto Age 99

Rs.
Rs.

9,60,000

Sum Assured (At Age 100 / At Death)

Rs.

27,50,000
10,00,000

Loyalty Amount (At Age 100)

Rs.

17,04,000

Total Amount

Rs.

64,14,000

THERE IS NO SUBSTITUTE FOR LIFE INSURANCE

INSURANCE TODAY FOR BETTER TOMORROW
These calculations are presently based on specific data feeding & are liable to revision/alterations according to Govt.policies.
Developed for DARSHAN CONSULTANCY by Pfiger Software Technologies Pvt.Ltd. - (Web) www.pfiger.com
Insurance is the Subject Matter of Solicitation /ARJUN SONAGARA/ Quot No. : 661 Quot Date : 23/04/2013