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(Questions 1-6 ): Pick out word with the Opposite meaning. 1. Though his view is correct his behavior was impertinent (a) healthy (b) respectful (c) inadequate (d) smooth (e) impressive Ans (b) (a) picture (b) drawing (c) vivid (d) broad (e) vague Ans (c) Instructios (Questions 6-12 ): Pick out the word synonymous with the one in the sentence given below. 6. After the dismal show the caption resigned his job. (a) poor (b) sorrowful (c) minimum (e) miser Ans (a) (d) short

2. The commission took two years to sift through the massive collection of documents. (a) meager (b) heavy (c) light (d) short (e) ugly

3. The Ministers speech precipitated the matter. (a) aggravate (b) create (c) defer (d) push (e) pull Ans (c)

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4. The chairman rebuked the accounts officer. (a) received (c) invited (e) praised (b) awarded

(d) strengthened

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(a) avoidable (b) unusual (c) strange (d) abnormal (e) new were fabricated. (a) prepared (b) forged (c) genuine (d) historical (e) constricted headway. (a) progress (b) thinking (c) efforts (d) starts (e) results

8. The soldier displayed exceptional courage and saved the members of his platoon.

9. The police officer found that the documents recovered

5. The manager is quite tactful and handles the workers union very effectively. (a) disciplined (b) naive (c) strict (d) loose (e) relaxed Ans (b)

10. In spite of their efforts, they could not make much

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Ans (c) Ans (b) Ans (b) Ans (a)

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7. The boy gave a graphic account of the theft.

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Instructios (Questions 11-18 ):Fill up to blanks in the following Questions picking out from the choices. 11. Mahesh _____ me coming to his table, he smiled and ___ me a chair (a) looked, gave (b) welcomed, took (c) saw, offered (d) found, signaled (e) met, sat Ans (c) 16. The speech ___ with subtle threats has resulted in ___ tension. (a) full, escalating (b) started, reduced (c) followed, continuous (e) forced, dissolving (d) replete, increased

to the polling stations ___ a lot. 12. The counter Clerk was very busy and ____ not pay any ___ to Sohans request. (a) did, attention (b) had, cash (c) could, respect (d) can, help (e) Certainly, acceptance Ans (a) (a) undaunted, made (b) making, suffered (d) going, dropped

(e) satisfied, turned

3.

(c) encouraged, prepared

13. We are ___ to have him ____ here to make this function a great success (a) happy, arrive (b) wonderful, again (c) sure, come (d) pleased, over (e) proud, leave Ans (d)

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(b) called, stick

18. The CM ____ the house that ____ action would be taken against all those involved in corruption. (a) instructed, preventive (c) assured, stringent Ans (c) (d) reiterated, strictly (e) informed, constructive

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Instructios (Questions 18-24 ) : In each of the following questions a part of sentence is given with underline. Below each sentence, four choices numbered (a), (b), (c), (d) are given which can substitute the part of the sentence printed with underline. Find out the choice which can correctly substitute that part of the sentence. The number of that choice is the answer. If No correction needed is your answer, the choice is (e). 18. He has received no other message than an urgent telegram asking him to rush village soon. (a) asked him to rush his village (b) asking him to have to his village (c) asking him to rush to his village (d) asking him rushing at his village (e) No correction required Ans (a)

14. Sachin ___ another feather ___ his cap by his performance in one day match. (a) created, by (b) took, in (c) captured, from (d) kept, in (e) added, to

15. The state govt staff ___ threatened to launch an indefinite strike from next month to ___ their demands. (a) have, press (b) did, get (c) were, meet (d) nearly, fulfill (e) has, press

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Ans (b)

17. By long queues and bad weather the voters__ their way

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19. We must take it granted that Madhu will not come for todays function. (a) take it for granted (b) taking it granted (c) took it as granted (d) have it granted (e) Non correction required Ans (a) 24. I need not offer any explanation, my behaviour is speaking itself. (a) will speak to itself (b) speaks for itself (c) has been speaking (e) No correction required (d) speaks about itself

during your trip to Bombay. (a) had hardly believe that (b) sincerely believe (c) certainly believing that (d) could not believe (e) No correction required Ans (b)

to fill in the blank to make the sentence complete. Although I was doubtful, my mother was . that I would pass. (a) firm (b) uncertain (c) decided (d) sure Ans (d)

21. The train will leave at 8.30 pm, we have been ready by 7.30 pm so that we can reach the station in time (a) were (c) are (b) must be (d) should have Ans (b)

(e) No correction required

22. Maria unnecessarily picked up a quarrel with Ram and left the party. (b) picked on (c) picked

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(a) has picked up

(d) picking up

(e) No correction required

Ans (e)

23. Anand has the guts to rise from the occasion and come out successfully. (b) to raise with (c) to rise against (d) to rise to (e) No correction required Ans (d) (a) in rising from

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(e) believed 1. In which type of account, banks generally dont pay interest (A) Saving Account (B) Current Account (C) Fixed Deposit Account (D) Interest is always payable in all types of account 2. A bank standing order would be suitable for paying (A) Telephone accounts (B) Electricity accounts (C) Grocery bills (D) Mortgage repayments 3. Payment of a cheque cannot be made on a cash counter of bank if the cheque is (A) Bearer (B) Cross (C) Order (D) All of these

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20. I earnestly believes that you will visit our relatives

25.Pick out the most effective words from the given words

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4. Which of the following is not Commercial Bank ? (A) Reserve Bank of India (B) State Bank of India (C) Canra Bank (D) Oriental Bank of Commerce 5. What is the Bank draft ? (A) Letter from the Bank (B) Cheque which a bank draws on itself (C) Instraction to a banker to collect a customers debt (D) Instruction not to honour a stop payment 6. The essential characteristic of whatever serves as money is that it must (A) Be issued by the State (B) Be generally acceptable (C) Not be wholly fiduciary (D) Have some instrinsic value 7. One of the following is not an example of Near-Money, which ? (A) Bill of Exchange (C) Equity shares of Ranbaxy Company Ltd. (B) Bonds and Debentures including 11. Value of Money (A) Is independent of the price level (B) Is directly related to the price level (C) Is inversely related to the price level (D) None of the above 12. Demand pull inflation can be caused by money factors (A) A fall in consumption expenditure

(B) A sharp increase in unemployment (D) An increase in Income Tax

(C) A steep reduction in direct taxation

13. The process of deplation tends to favour (A) Debtor and Creditiors a like

(D) Treasury bills of the Government of India 8. Fiat Money is that which is

(A) Accepted by overseas banks only (C) Backed by gold or silver

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(B) Accepted temporarily in lieu of gold

(D) Decreed as money by the government 9. Money is

(A) Acceptable only when it has intrinsic value (B) Constant in purchasing power (C) The most liquid of all assets 10. Greshans law states that (A) Bad money promotes good money in the system (B) Bad money drives good money out of circulation (C) Good money drives bad money out of circulation (D) Good money promotes bad money in the system (D) All of the above 15. Which of the following people is most likely to benefit from an inflationary situation ? (A) A person who buys units from the Unit Trust (B) A person who keeps his savings under the floor at home (C) A person makes a large private loan to a friend (D) A person who takes out a mortgage with a building society

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receivers true ? inflation within a country

(B) Debtor at the expense of Creditors (C) Creditors at the expense of Debtors (D) Profit receivers at the expense of fixed income

14. Which of the following statement is not completely (A) An increase in the supply of money will result in (B) Cost inflation occurs when prices rise to cover increased factor costs (C) Inflation occurs when the value of money declines (D) Inflation will have the effect of redistributing incomes

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16. The principal liability of a Joint Stock Bank relates to (A) Its investment abroad (B) Its investment at home (C) Repayment of its customers deposits (D) Its requirements to make special deposits when requested 17. Which of the following is not a function of the Commercial Banks ? (A) Acting as a lender of last resort (B) Lending to the private and public sectors (C) The provision of a cheque system for setting debts (D) The provision of safe deposit facilities 18. When the Commercial Bank create credit areas which are in effect and increases (A) The national debt (B) The supply of money (C) The purchasing power of the rupee (D) The real wealth of the country 22. The Central Bank is not expected to perform the function of (A) Acting as a clearing house (B) The banker to the government (C) Accepting deposit from Commercial Banks (D) Accepting deposits from general public 23. Increase in bank rates generally is followed by (B) A fall in market rates of interest rates

(C) A rise only in the deposits rates but not the lending

24. The major quantitative monetary tool available with the Central Bank is (A) Retioning of credit (B) Regulation of consumer credit (C) Margin requirements (D) Reserve ratio requirements 25. Bank must refuse payment of a cheque where (A) Cheque is not dated (B) Where cheque is stale, i.e. date has expired (C) Payment has been stopped by customer (D) The cheque is not presented during working hours of Bank 26. A Stale cheque is one that is (A) Over six months old (B) Converning an overdue payment (C) Cancelled by the drawer (D) Written on an account which is overdrawn 27. When the Central Bank sells securities, as a result
(A) The cash resources at the disposal of the commercial banks increase (B) The cash resources of the commercial banks remain unchanged (C) The cash resources at the disposal of commercial banks get diminished (D) None of the above

19. A customer does not require a bank account to obtain (A) A Loan (C) A Bankers Draft (B) A Cheque Card (D) An Overdraft

20. Which of the following is not a liability of Commercial Banks (A) Security Holdings (B) Treasury deposit at banks

(C) Demand deposits and time deposits

(D) Borrowing from Central Bank

21. Not negotiable written on a cheque crossing means (A) The cheque cannot be paid to any one but the payee (B) The cheque is valid only for payment of the transaction for which it is made out (C) An honest person receiving a stolen cheque is liable to repay the rightful owner (D) The cheque must be paid into a bank

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(D) A rise only in the lending rates

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(A) An increase in market rate of interest

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28. When a cheque is returned by the bank marked Refer to Drawer this means the drawer (A) Has instructed the bank not to pay the cheque (B) Whishes to be contacted before the cheque is cashed (C) Has improperly completed the cheque and must correct (D) Had insufficient funds in his account to pay the cheque 29. The current Bank Rate is (A) 6% (B) 8% (C) 9% (D) 9.5% 30. It has been made compulsory for Non-Banking Financing Companies to get themselves registered with before July 8, 1997. (A) RBI (B) SEBI (D) None of the above (C) Government of India RBI to control the inflationary pressure in the country ? (A) Bank Rate (BR) (B) Special Drawing Rights (SDR) (D) Cash Reserve Ratio (CRR) it before payment 35. Scheduled commercial banks recorded nonperforming assets (NPAs) of at the end of March 2006-07 against 1.8% during 2005-06. (A) 2.3% (B) 3.3% (C) 1.5% (D) 7.9%

(C) Statutory Liquidity Ratio (SLR)

Money in India ?

(A) Coins and currency notes

31. India ranks number among the countries with the latest report of world Economic Forum. (A) Six (B) Five (C) Four (D) Three

biggest growth potential in the world according to the

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(B) Bank Rate6% (A) Mumbai (D) Kolkata
Answers

(B) Coins and bank drafts (C) Currency notes and SDRs (D) Currency notes issued by RBI 38. Which of the following is correctly matched? (A) CRR on FCNR (B) Scheme12% (C) SLR on NRE deposits31.5% (D) CRR on NRE13%

32. Which is the most competitive country of the world according to the latest report of world Economic Forum ? (A) Hong Kong (B) Singapore (C) United State of America (D) Netherlands

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39. Indias First Financial Archive has been set up at (B) New Delhi (C) Ahmedabad

33. The maximum permissible limit of interest on period upto 90 days is

postshipment rupee credit on demand bills for transit

40. Which of the following Bank merged with Oriented Bank of Commerce ? (A) New Bank of India (C) Bari Doab Bank (B) Punjab Co-operative Bank (D) (B) and (C) both

(A) 13% (B) 14% (C) 15% (D) 16% 34. Which of the following statement is correct about India according to the World Banks latest calculations ? (A) Indias per capita national wealth is $ 25000 (B) Indias per capita incomeis $ 360 (C) Indias per capita income (according to purchasing power parity) is $ 2390 (D) All of the above

1. (B) 2. (D) 3. (B) 4. (A) 5. (B) 6. (B) 7. (C) 8. (B) 9. (C) 10. (B) 11. (C) 12. (C) 13. (C) 14. (A) 15. (D) 16. (C) 17. (A) 18. (B) 19. (A) 20. (A) 21. (C) 22. (D) 23. (A) 24. (D) 25. (C) 26. (A) 27. (C) 28. (D) 29. (A) 30. (A) 31. (D) 32. (B) 33. (A) 34. (D) 35. (C) 36. (B) 37. (A) 38. (B) 39. (D) 40. (D)

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36. Which of the following is not a tool in the hands of

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PAPER : ORIENTAL BANK OF COMMERCE GENERAL AWARENESS 1. Jayasuriya who decided to take retirement from Test Cricket is from which of the following countries ? (A) Pakistan (D) South Africa (B) India (C) West Indies (E) Sri Lanka 6. Zhang Zilin who was adjudged as the Miss World 2007 is from which of the following coun- tries ? (A) South Africa (B) Russia (C) South Korea (E) China 2. In order to give impetus to agri-culture which of the following states has launched Contract Farming Scheme ? (A) Jammu and Kashmir (B) Orissa (C) West Bengal (E) None of these 3. Dola Banerjee who won a Gold Medal in an international games event in November 2007 is associated with : (A) Archery (B) Badminton (C) Table tennis (D) Swimming (E) None of these (D) Haryana House Gas ? (A) Methane (D) Vietnam

(B) Carbon dioxide (C) Nitrous oxide (D) Oxygen

(E) All these are not green house gases 8. Which of the following terms is not a financial term ? (A) Investment (B) El Nino effect (C) Core banking Solution (D) RTGs (E) All are financial terms 9. Who amongst the following is the Chairperson of the 13th Finance Commission ? (A) Dr. C. Rangarajan (B) Dr. Bimal Jalan (C) Dr. Rakesh Mohan (D) Dr. Vijay Kelkar (E) None of these 10. The Green revolution in India was the outcome of the efforts of who amongst the following ? (A) Dr. M. S. Swaminathan (B) Dr. C. Rangarajan (C) Mr.K. V. Kamath (D) Dr. Rakesh Mohan (E) None of these

4. Who amongst the following is the highest wicket taker in the history of Test cricket in the world ? (A) R. Hadlee (B) Kapil Dev

(C) Anil Kumble

(D) Shane Warne

5. Late Benzair Bhutto was associa-ted with which of the following political parties ? (A) Muslim League (B) Pakistan National Congress (C) Pakistan Peoples Party (D) National Forum of Pakistan (E) None of these

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(E) Mutthiah Muralidharan

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7. Which of the following is not considered as a green

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11. Which of the following is a project to develop watersheds in India ? (A) DRDO (B) CARE (C) AVARD (D) NWDPRA (E) None of these 12. Who amongst the following is the author of the book The Namesake ? (A) Salman Rushdie (B) Steve Waugh (C) Monica Ali (D) V. S. Naipaul (E) Jhumpa Lahiri 13. Which of the following countries launched its first Lunar Orbiter Change-I ? (A) India (D) France (B) South Korea (C) China (E) None of these 16. Many a times we read in news-paper about the benefits of National Electronic, Funds Trans-fer (NEFT) a delivery service launched by the bank. Why banks advocate for such delivery channels ? 1. It is a system in which no physical transfer takes place 2. In this system banks are not required to transfer any money actually to the account of the customer. is not needed. Only book adjustment is done. Hence actual fund 3. This facility is available to anybody at any place. Even having a bank account is not at all necessary. (C) Only (3) is correct hence risk is very low.

(D) Both (1) and (2) are correct

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(E) All (1), (2) and (3) are correct

17. The prestigious Indira Gandhi National Award for Peace Disar-mament and Development 2006 was conferred upon whom amongst the following ? (B) Mr. Phillips Talbot (D) Ms. Doris Lessing

(A) Prof. Wangari Maathai (C) Mr. Damilo Turk (E) None of these

14. Who amongst the following is ranked No. 1 Tennis ranking)

players amongst the women players ? (as per recent (A) Maria Sharapova (C) Sania Mirza (E) None of these

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(B) Ana Ivanovic

18. As reported in the newspapers China has asked its banks to put 12.5% money instead of earlier 12% as CRR. This correction in CRR is made for the seventh time in last one year. Why did China have to take this step again and again and so frequently ? 1. It will put a curb on lending of the money by the banks. 2. It will help Govt. of China to tame the rate of inflation. 3. It will help poor to get easy loans at cheaper rates from the banks as higher CRR brings more money for acti-vities of the social sector. (A) Only (1) is correct (D) Only (3) is correct (E) Both (1) and (2) are correct (B) Only (2) is correct (C) All (1), (2) and (3) are correct

(D) Justine Henin

15. The Information and Broadcas-ting Ministry has selected which of the following pairs for its prestigious Life Time Achieve-ment Award given away recen-tly ?

(A) Amitabh Bachchan and Jaya Bachchan (B) Rajesh Khanna and Dilip Kumar (C) Asha Bhosle and Lata Man-geshkar (D) Lata Mangeshkar and Dilip Kumar (E) None of these

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(A) Only (1) is correct

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(B) Only (2) is correct

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19. NRI Day is observed on which of the following days ? (A) 9th February (B) 9th January (C) 19th February (D) 19th March (E) 9th March 20. Which of the following isnot a mode of foreign capital inflow to India ? (A) FDI (B) FII (C) NRI Accounts (D) No Frills Accounts (E) All these are valid for foreign capital inflow 21. India-European Union Summit 2007 was organized in November 2007 at New Delhi. Which of the following is true about the same ? 24. As per 23. The 53rd Commonwealth Heads of Government Meeting (CHO-GM) was organized at which of the following places in Novem-ber 2007 ? (A) Kampala (B) London (D) Perth (E) None of these the reports (C) New Delhi

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papers/magazines the overall credit (credit by banks) grew by over Rs. 1,00,000 crores in 2005-06 and

(A) Housing and real estate sector

1. A landmark MOU was signed by both the parties which envisages that EU would help India to achieve millennium Goals. sector in WTO meets. 2. EU will plead Indias case of more subsidy to agro

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3. Both the parties reaffirmed their commitment to the rule based multilateral trading system. (A) Only (1) is correct (B) Only (2) is correct (C) Only (3) is correct

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(D) Both (1) and (3) are correct

(E) All (1), (2) and (3) are correct

22. Mr. Kevin Rudd is the new : (A) President of Australia (B) Prime Minister of Australia (C) President of Argentina (D) Prime Minister of Argentina (E) Secretary General of UNO

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1. ATM (A) Only (1) (B) Only (2) (D) Only (3)

(B) Agriculture sector (C) Business loans to doctors and account professionals (D) Manufacturing Sector (E) None of these

25. Many times we see banks adver-tiseAnywhere Banking : Any-time Banking. Which of the following products/facilities launched by banks make it possible for the customers to avail banking services 24 hours all seven days ? 2. Internet Banking 3. Universal Cheque book facility

(C) Both (1) and (2) (E) All (1), (2) and (3)

3.

2006-07. Which of the following sectors was one single main contributor to this boom ?

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PAPER : ORIENTAL BANK OF COMMERCE PROBATIONARY OFFICERS SOLVED PAPER (Held on 16-3-2008) GENERAL AWARENESS 26. Which of the following organiza-tion/agencies has asked all the banks in India to form customer service panels at branch levels ? (A) Indian Banks Association (B) Reserve Bank of India (RBI) (C) Supreme Court of India (D) Securities and Exchange Board of India (SEBI) (E) None of these 27. As we all know Securities and Exchange Board of India (SEBI) has taken some corrective steps to restrict Stock Markets. Why are P-Notes considered functioning of Partici-patory Notes (P-Notes) in Indian dangerous for the financial markets of a country ? 28. The Banking Industry a few years back was badly in the grip of Non Performing Assets (Bad loans) for which the RBI and banks took special measures. As per the latest financial reports of the industry, what is the status of NPAs at present ? lakhs and above is given by the bank without proper paperwork. 2. As reported of 2006-07 the NPAs have declined. 1. There are no NPAs now as not a single loan of Rs. 5

3. As the interest rates are very high banks are not providing loans to middle class and poor general borrows. Hence NPAs in private and personal

1. This allows a foreign inves-tor to invest funds without

knowing the history/finan-cial health of a company. If Company fails foreign investors lose their money. Govt. of India does not want this as this will bring a bad name to the country.

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2. P-Notes allow foreign inves-tors to buy shares of blue chip companies without following know Your Custo-mer (KYC) norms. Hence money invested here may not be from a valid and legal source. 3. P-Notes are launched to arrange funds only for social schemes. Due to huge funds available with NRI for investment they are sending it in bulk. Hence cost of such investments is very high and it is not commercially viable for banks to accept such investments. (B) Only (2) is correct

(A) Only (1) is correct (C) Only (3) is correct

(D) Both (1) and (2) are correct (E) None of these

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(A) Only (1) is correct (B) Only (2) is correct (C) Both (1) and (2) are correct (D) Only (3) is correct (E) None of these

29. Which of the following car com-panies has launched a small cheaper car Nano ? (A) Maruti Suzuki Udhyog Ltd. (B) Hyundai Motor India Ltd. (C) Tata Motors Ltd. (D) Hindustan Motors Ltd. (E) None of these 30. The Govt. of India in general and the Banks in particular are very much after the Financial Inclusion a goal which both of them wish to achieve as early as pos-sible. What is the actual meaning of Financial Inclusion ? 1. Each and every individual above the age of 21 years should have an employ-ment and/or independent source of income enough for him/her to sustain.

3.
cent.

bank-ing area are zero where as in industrial credit sector NPAs are still at the level of 22 per

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2. It is a concept which envi-sages that maximum people in India should have access to banking services. 3. Banking services should be provided only to those who have a valid and legal source of income as Govt. of India wants each and every per-son in the income tax net irrespective of the level of their income. (A) Only (1) is true (B) Only (2) is true (C) Only (3) is true (D) Both (1), (2), (3) are true (E) None of these 31. As per the reports in the major financial newspapers India has urged China to redress imba-lance in trade. What does it really mean ? It means does not export much to India import from China is of higher value (A) India exports more items to China whereas China (B) India is not able to export much to China whereas its 33. As reported in some financial newspapers some banks in India (including major banks) these days are not accepting US dollar transactions from Iranian buyers. Which of the following is the major reason of banks not accep-ting such transactions from Iran ? Indian banks are also not accepting transaction from Iran as they do not get return of the same 2. Iran is facing a major Reces-sion hence all Banks have stopped major transactions with Iranian banks. 3. Iran has declared itself as an Islamic country and hence from it. 1. USA has put a ban on major iranian Banks hence

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(A) Only (1) (A) Only (1) (D) Only (3) (E) China

3.
(B) Only (2) (D) Both (1) and (2) (E) All (1), (2) and (3) (s) of this other income) cheque etc.) 3. Interest on advances and loans. (B) Only (2) (E) All (1), (2) and (3) (A) None (B) Brazil (C) Russia (D) India

its banking is also Islamic Banking. This is the reason owing to which most of the countries are not able to develop financial ties with it. (C) Only (3)

(C) China and India are not at all trade partners. Hence there is no transaction between the two countries (D) As per WTO laws India is supposed to export food

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34. As reported in some major financial news papers many times it is said that Other Income boosts the profit of a bank to a substantial level. What is this other income for a bank ? (Pick up the option (s) which are the part

grains to China. But China has not placed any order for the same in 2006-07. It has also refused to accept 200 lakh tonnes of wheat exported to it by India. (E) None of these

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1. Commission for selling insurance policies. 2. Fee for providing various services (like ATM/Extra

32. As reported in the newspapers the collection of Direct Taxes which includes IT, FBT, STT and BCTT grew by about 50% during the current fiscal year. Which of the following is the name of the tax levied on a cash withdrawal or deposit from/to a bank ?

35. Amongst the BRIC nations the GDP of which of the following took a fast growth of 11.5% in recent past ?

(A) IT (B) FBT (C) STT (D) BCTT (E) None of these

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36. Which of the following is the achievement/outcome of Mrs. Sonia Gandhis visit to China in October 2007 ? 1. A working group is estab-lished to prepare a framework for the settlement of boundary issue. 2. China has agreed to support Indias claim to have a permanent seat in UN Security Council. 3. China agreed to stop all exports to Pakistan till it switches over to a democra-tically elected government. (A) Only (1) (B) Only (2) (C) Only (3) (D) Both (1), (2) and (3) (E) None of these 37. As reported time and again and in the media most of the Indian Industrialists are against a regional trade pact with China. Why China is not a preferred partner in trade and business activities in India ? against China under anti dumping laws. products are not of good market value. 39. As reported in some news-papers/magazines some banks have decided to install Biometric ATMs so that fraudulent with-drawals can be prevented. Bio-metric ATMs will be able to do so as it also checks 1. Signatures of the card holdes. 3. Skin colour of the card holders. (A) Only (1) (B) Only (2) (C) Only (3) 2. Finger prints of the card holders.

(D) Both (1) and (3)

(E) All (1), (2) and (3)

40. Which of the following schemes is launched specifically for helping Senior Citizens to avail loan by mortgage of their resi-dential property ?

1. India has already instigated maximum number of cases

2. China is not a quality cons-cious country. Hence the

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3. Oliver Smiths (A) Only (1) (B) Only (2) (C) Only (3)

(A) English mortgage scheme (B) Senior Capital Loan scheme (C) Reverse Mortgage Loan scheme (D) DEMAT Account Scheme (E) None of these

3. China has maximum trade agreements with those countries whose activities are not liked by India and some major countries of E.U. China is importing goods from them and redirecting it to India. (A) Only (1) (B) Only (2) (C) Only (3)

41. Who amongst the following received the Nobel Prize 2007 for Medicine ? 1. Martin Evans 2. Mario Capecchi

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(D) Both (1) and (3) (E) All (1), (2) and (3) jointly 42. A summit of which of the follo-wing two countries took place for the first time recently which is being considered a big leap in the direction of diffusing conflict between them from last 50 years ? (A) China-Russia (B) Vietnam-USA (D) Russia-USA

(D) All (1), (2) and (3) (E) None of these

38. India has a regional trade pact SAFTA. This pact is with mem-bers of which of the following group of countries ? (E) SAARC

(A) IBSA (B) EU (C) OPEC (D) BRIC

(C) China-Pakistan

(E) South-Korea-North Korea

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43. The Gorkha Hill Council is in function in which of the follo-wing districts of West Bengal (Since October 2007) ? (A) Midnapore (B) Birbhum (D) Howrah (E) Darjeeling (C) Nadia 3. Interest rates of short term loans in money market will shoot up sharply as demand for short term rupee loan will shoot up. (A) Only (1) (D) Only (3) (B) Only (2) (C) Both (1) and (2) (E) All (1), (2) and (3)

44. Prime Minister of India was on a visit to Russia in November 2007. Which of the following is/are the outcome of his meeting with Russian Leaders ? 1. Both the countries signed an agreement for their joint space programme. 2. India signed a nuclear deal with Russia for construction of four new Nuclear Reac-tions in Tamil Nadu. 3. India and Russia agreed to take a joint military action to stop insurgency problem in some parts of India. (A) Only (1) (D) Only (3) (E) All (1), (2) and (3) (B) Only (2) (C) Both (1) and (2)

48. As published in the newspapes the RBI has issued certain guide-lines to be followed by the Recovery Indian Bank Association (IBA) has to formulate a special training course for them. Why RBI and IBA has to come into picture for such an issue which is the 1. RBI and Govt. were getting many complaints from the public about the misbeha-viour of Recovery agents. Agents appointed by the banks. In addition to this the

45. The Govt. of India has decided to take a major stake in Sakhalin IV and Sakhalin V oil fields. Both these oil fields are situated in which of the following countries? (A) Brazil (B) Russia (C) China (D) Saudi Arabia

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(E) None of these

46. The Planning commission of India has established a National Fund to improve the distribution of which of the following in the country ? (A) Electricity (B) Cooking gas (D) Fresh currency notes (E) None of these

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(A) Only (1) (D) Only (3)

2. Govt. of India is paying much emphasis on provi-ding banking services to the poor section of society. News about ill treatment by agents or suicides due to inability to payback loans create a negative picture. RBI do not want this to hap-pen. do not wish to repay their loans intentionally. Recovery agents will help banks to get their money back by all possible means. (B) Only (2) (C) Both (1) and (2) (E) All (1), (2) and (3)

3. Despite banks efforts to recover loans many people still

49. The imports of which of the following items from Indiahas been lesser than its Exports of the same during 2007-08 ? (A) Oil (B) Chemicals (E) None of these 50. The Planning commission of India decided to fix the target growth of GDP during 11th Five year plan at 9%. What was the growth rate in 10th plan period ? (A) 4% (B) 8% (C) 5.5% (D) 7.6% (E) 6.7% (C) Steel (D) Tea

(C) Food grains through public distribution system

47. The US economy is in a bad shape these days as a slow down is noticed in it in recent past. What will be its impact on Global economy in general ? 1. Dollar will be depreciated. 2. Export from European mar-kets will gain strength.

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res-ponsibility of the banks ?

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Answers with Explanations : 1. (E) 2. (D) 3. (A) 4. (E) 5. (C) 6. (E) 7. (D) 8. (B) El-Nino is the natures Vicious Cycle caused due to deranged weather pattern, as happed the giant ElNino of 1997-98, killed about 2,100 people. 9. (D) 10. (A) 11. (D) NWDPRA (National Water- shed Development Project for Rainfed Area) was launched in 1990-91 for 25 states and 2 UTs in the country for rainfed farming. 12. (E) 13. (C) 14. (D) With 6330 Points, Justine Henin is at the First Place. 15. (D) 16. (D) 17. (A) 18. (E) 19. (B) 20. (D) 21. (D) 22. (B) 23. (C) 24. (B) 25. (E) 26. (B) 27. (D) 28. (C) 29. (C) 30. (B) 31. (A) 32. (D) 33. (D) 34. (D) 35. (E) 36. (A) 37. (B) 38. (E) 39. (E) 40. (C) Andhra Bank Special Officers Solved Paper Directions(Q. 1-5 ) In a certain code the symbol for 0 (zero) is l and that for 1 is H. There are no other symbols for numbers and all numbers greater than 1 are written using these two symbols only, the value of the symbol for Thus 0 is written l 1 is written H 2 is written H l 1 doubling itself every-time it shifts one place to the left.

3 is written H H

4 is written H l l and so on

01. If HHH is multiplied by HH, the product will be (A) H l H l H (B) H H l l H (C) H l l H H (E) H l l l H

41. (E) The Nobel Prize, 2007 in Medicine/or (USA), Sir Martin J. Evans (UK) and Oliver Smiths (USA) i.e., 1/3 of the prize to each, announced on 8th

Physiology was awarded jointly to Mario R. Capecchi

Oct., 2007 at Karolinska Institute by the Nobel Assembly. 42. (E) 43. (E) 44. (A) 45. (B) 46. (C) 47. (E) 48. (A) 49. (D)

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50. (B) In 10th Plan (2002-07), NDC (National

Development Council) envisaged an average growth rate of 8%

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(D) l H H H H 02. Which of the following will represent 20% of 45 in that code ? (A) H H H H (B) H H H (C) H l l H (D) H H l H (E) H H H l 03. Which of the following stands for 7 in that code ? (A) H H H H H H H (B) H l H l H l H (C) H H l (D) H l l H (E) H H H 04. If H H l is added to H l H H, the sum will be (A) H H H H H (B) H l l l H (D) H l l H H (C) H H l l H (E) H H H l H

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05. Which of the following numbers is written as H l H l in that code ? (A) 8080 (B) 202 (C) 42 (D) 10 (E) 9 II alone are sufficient to answer the question. (D) If the data even in both the Statements I and II are not sufficient to answer the ques-tion. (E) If the data in both the State-ments I and II together are 06. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group ? (A) Jasmine (B) Rose (C) Dahlia (D) Marigold (E) Lotus 07. Jackal is related to Carnivo-rous in the same way as Goat is related to . (A) Omnivorous (B) Carnivorous (C) Herbivorous (D) Multivorous (E) None of these 08. If blue is called red, red is called green, green is called black and black is called white, what is the colour of grass? (A) Red (B) Black (E) None of these (C) White (D) Green necessary to answer the question. 11. How many children are there in the group ? group.

I. Sangita has scored more marks than 12 children in the II. Reena has scored less than Sangita. 12. What is the value of 36$4H8 ? I. P$Q means divide P by Q. II. AHB means multiply A by B.

09. In a certain code RAID is written as %#H$, ripe is written as %H@.. How is dear written in that code ? 10. Radish is related to Root in the same way as Brinjal is related to .

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(A) Fruit (B) Stem (C) Flower (D) Root (E) None of these Directions(Q. 11-15) Each of the questions below consists of a question and two statements num-bered I and II are given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and give the answers (A) If the data in Statement I alone are sufficient to answer the question, while the data in Statement II alone are not sufficient to answer the question. (B) If the data in Statement II alone are sufficient to answer the question, while the data in Statement I alone are not sufficient to answer the question. (C) If the data either in State-ment I alone or in Statement

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students ? from the bottom. college ? the first to reach. ka.

13. What is Samirs rank from the top in the class of 30 I. Sudhir, who is four ranks above Samir, is fifteenth in rank from the bottom. II. Samir is three ranks below Neeta who is eighteenth

14. Who among L, N, F, G and Q was the first to reach the I. F reached before L and G but not before Q who was not II. N reached before F and G and L reached after F. 15. In the code language what is the code for fat ? I. In the code language she is fat is written as he ra ca. II. In the same code language fat boy is written as ra Directions(Q. 16-20) Below in each question are given two state-ments (a) and (b). These statements may be either independent causes or may be effects of independent causes or a common cause. One of these statements may be the effect of the other statement. Read both the state-ments and decide which of the following answer choice correctly

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depicts the relationship between these two statements. Mark answer (A) If statement (a) is the cause and statement (b) is its effect. (B) If statement (b) is the cause and statement (a) is its effect. (C) If both the statements (a) and (b) are independent causes. (D) If both the statements (a) and (b) are effects of independent causes. (E) If both the statements (a) and (b) are effects of some common cause. 16. (a) Large number of primary schools in the villages in the district are closed down this year. (b) Severe draught situation gripped the state resulting into acute shortage of drink-ing water. Directions(Q. 21-25) Study the following information carefully and answer the questions given below. Digits in the numbers are to be codes as follows Digit : 3 5 7 2 4 6 1 8 9 Code : F K R L D T G H B i) If the first digit is even and the last digit is odd, both are to be coded as X. are to be coded as A. (ii) If the first digit is odd and the last digit is even, both Following conditions are to be applied

(iii) If the first digit as well as the last digit is even, both are to be coded as the code for last digit.

to be coded as the code for the first digit. Applying above conditions you have to find out the correct code for the letter in each question and indicate your answer accordingly. If none of the codes is correct, (E) i.e. None of these is your answer. 21. 364289 (A) BTDLHB (B) FTDLHB (D) BTDLHF 22. 521437 (A) KLGDFK (B) RLGDFR (C) KLGDFR (D) KLDGFK 23. 392648 (A) ALBTDA (B) XBLTDA (C) XBLTDX (D) ABLTDA 24. 279654 (A) LRBTKD (B) LRBTKL (C) DRBTKL (D) DRTBKD (E) None of these 25. 725638 (A) ALKTFH (B) ALKTFA (D) XLKTFH (E) None of these (C) XLKTFX (E) None of these (E) None of these (E) None of these (C) FTDLHF

17. (a) Govt. has imposed a strict ban on use of plastics all over the state. on the verge of closure. (b) All the small scale units producing plastic products are

18. (a) Police had launched a crack-down on all the criminal activities in the locality last month. criminal activities in the locality.

(b) There has been a significant decline in the cases of

19. (a) Large number of devotees visited the shrine on Satur-day. (b) Every Saturday special prayers are offered. 20. (a) The Village Panchayats in the state are empowered by the Govt. to settle cases of land disputes in the villages. (b) There has been significant reduction in the number of criminal cases in the district court.

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(iv) If the first digit as well as the last digit is odd, both are

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Directions(Q. 26-33) In the following questions the symbols @, #, $, % and & are used with different meanings as follows P @ Q means P is neither smaller than nor equal to Q. P # Q means P is not greater than Q. P % Q means P is neither greater than nor smaller than Q. P & Q means P is neither greater than nor equal to Q. In each of the following ques-tions assuming the given statements to be true, find out which of the two conclusions I and II given below them is/are definitely true. Give the answer (A) If only conclusion I is true. (B) If only conclusion II is true. (C) If either conclusion I or con-clusion II is true. (D) If neither conclusion I nor conclusion II is true. (E) If both conclusions I and II are true. 26. Statements : G # H, H $ K, K @ M Conclusions : I. M # G II. G & M Conclusions : I. L & A II. S @ L Conclusions I. H $ Q II. E $ M P $ Q means P is not smaller than Q. 30. Statements :D & T, R # T, R $ M Conclusions : I. M & T II. M % T 31. Statements :E % H, H $ M, M # Q

32. Statements :S # A, S @ T, L & T

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27. Statements :F $ D, H # M, M % D Conclusions : I. F $ H II. F @ H

28. Statements : R & M, M # L, L $ Q Conclusions : I. M % Q II. M @ Q

29. Statements :F # R, Q $ R, Q & M Conclusions : I. F # Q II. R & M

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Conclusions : I. G @ N II. G % N (A) H (B) G

33. Statements :G $ J, J @ K, K % N

Directions(Q. 34-40) These questions are based on the following arrangement of numerals, symbols and letters.
W T D I 5 M K % L $ 3 7 F E B # 1 G H A . @ J U V 2 4

34. How many such symbols are there in the above arrangement each of which is immediately followed by a numeral and also immediately preceded by a letter ? (A) None (B) Two (C) Three (D) One (E) None of these 35. If KL : $7 then B1 : ? (A) GA (B) H. (C) GH (D) .J (E) None of these 36. If all the vowels are dropped from the arrangement, which element will be fifth to the right of the thirteenth element from the right ? (C) A (D) 1 (E) None of these

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37. If the first ten elements in the arrangement are reversed, which element will be third to the left of eleventh element from the left ? (A) D (B) % (C) K (D) I (E) None of these (A) do lean of not out window (B) do lean of out not window (C) do lean not out window of (D) do lean not of window out (E) None of these the basis of their position in the above arrangement and so form a group. Which is the one that does not belong to the group ? (A) D5W (B) L3K (C) E#7 (D) H.G (E) U2@ 42. If the input is for third batch ?

please do not delay the matter, what will be the pass-code (A) do please not delay the matter (B) delay do matter please not the (C) delay do matter not please the

39. How many such vowels are there in the above arrangement which are immediately preceded as well as immediately followed by a consonant ? (A) None (B) One (E) None of these (C) Two (D) Three

43. If the pass-code for third batch is brisk every for

40. Which element is exactly mid-way between the eighth ? (A) E (B) 7 (C) B (D) #

element from the left and the tenth ele-ment from the right (E) None of these

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the fifth batch ? arrangement ?

morning go walk, what will definitely be the input ? (A) morning brisk go walk for every (B) morning go brisk walk for every (C) morning go walk brisk for every (D) Cannot be determined (E) None of these

44. If the pass-code for the second batch is children for not is good watching television, what will be the pass-code for (A) children for good not is watching television (B) children for good is not wat-ching television (C) children good for is not tele-vision watching (D) Cannot be determined (E) None of these

Directions(Q. 41-45) Given an input, a coding machine

generates pass-codes for six batches every day as follows Input the shopkeeper offered dis-count to customers Passcode for : Batch I customer the shopkeeper offered discount to

Batch II customer discount the shopkeeper offered to

Batch III customer discount offered the shopkeeper to and so on until the arrangement is completed. After the arrangement is com-pleted the next batch gets the same code as that for Batch I. Duration of each batch is 1 hour. There is a break of one hour after the fourth batch. Sixth batch is the last batch. Now answer the following questions 41. If the pass-code for the second batch is do lean window out of not, what will be the pass-code for the fourth batch ? Directions(Q. 46-55) Study the following information carefully and answer the questions given below. An organization wants to recruit System Analysts. The following con-ditions apply. 45. If the input is necessary arrange-ments have already been made, how many batches are required to complete the (A) Three (B) Four (C) Five (D) Six (E) None of these

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(D) delay do matter not the please (E) None of these

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38. Four of the following five are alike in a certain way on

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The candidate must (i) be an engineering graduate in Computer/IT with at least 60% marks. (ii) have working experience in the field of Computer at least for 2 years after acquiring the requi-site qualification. (iii) have completed minimum 25 years and maximum 30 years of age as on 1.12.2005. (iv) be willing to sign a bond for Rs. 50,000. (v) have secured minimum 55% marks in selection test. However, if a candidate fulfills all other conditions except (a) At (i) above, but is an Electronics Engineer with 65% or more marks the case is to be referred to the General Manager (GM)-IT. (b) At (iv) above, but has an experience of at least 5 years as a Software Manager, the case is to be referred to the VP. In each question below, detailed information of candidate is given. You have to carefully study the infor-mation provided in each case and take one of the following courses of actions based on the information and the 48. Ramkumar is an engineering graduate in Computers Since then he is working as a Software Manager in an with 78% marks passed out in 1999 at the age of 23 years. engineering firm. He doesnt want to sign the bond for Rs. years. He has secured 72% marks at graduation and 67% marks in selection test. His date of birth is 5th December 1976. He is not willing to sign the bond for Rs. 50,000.

49. Nishant is an Electronics Engi-neer passed out in June 2002 at the age of 22 years. Since then he is working as a selection test with 66% marks and is willing to sign the bond.

conditions given above. You are not to assume anything

other than the information povided in each ques-tion. All indicate your decision by marking answers to each question as follows. Mark answer-

these cases are given to you as on 01.12.2005. You have to

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(A) If the case is to be referred to VP.

(B) If the case is to be referred to GM. (D) If the candidate is to be selected.

(C) If the data provided is not sufficient to take a decision.

(E) If the candidate is not to be selected. 46. Ms. Suneeta is an IT Engineer with 60% marks at graduation as well as in selection test. She is working as a Software Engineer for last 3 years after complet- ing engineering degree and has completed 27 years of age. She is willing to sign the bond of Rs. 50,000. 47. Rakesh Rao is a Computer Engineer Graduate and there- after is working as a Software Manager for past 6

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50. Kalyani is an engineer with 72% marks in Telecommunication. She has just completed 27 years of age. She has cleared the selection test with 59% marks. She is willing to sign the bond. 51. Sangita is an IT Engineer and is working as an EDP Officer in a bank for past 5 years. She has completed 28 years of age and is willing to sign the bond of Rs. 50,000. She has obtained 65% marks in the selection test.

52. Abhijit is a Computer Engineer with 65% marks passed out in 2001 at the age of 22 years. Since then he is working as a Software Engineer, in a private firm. He is willing to sign the bond for the required amount. He has secured 63% marks in selection test. 53. Giridhar is working as a Soft-ware Engineer in a reputed com-pany for past 4 years after com-pleting Computer Engineering with 68% marks. He has cleared the selection test with 75% marks and is willing to sign the bond. His date of birth is December 17, 1978.

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Programmer in a software company. He has pas-sed the

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54. Nikita has just completed 26 years of age. She has passed IT Engineering examination in 2002 with 66% marks and is working as a Sr. Programmer since then. She has no problem in signing the bond of Rs. 50,000. She has secured 53% marks in selection test. 55. Mr. Rajan is working as a Programmer for the last 6 years in an engineering firm after pas-sing engineering examination. He has passed Electronics Engi-neering with 76% marks. His date of birth is 16.05.78. He has cleared the selection test with 62% marks and is willing to sign the bond for Rs. 50,000. Directions(Q. 56-60) Study the following information to answer these questions. Seven Professors A, B, C, D, E, F and G are engaged in evaluation of answer papers in three different subjects English, Mathematics and History. At least two persons stay in different buildings P, Q, R, S, T, V & W not (A) P 59. Papers in which subject are evaluated by D ? (D) English or Mathematics (E) History or Mathematics 60. E stays in which building ? (B) Q (C) T (A) History (B) Maths (C) English 58. Which of the following groups of persons evaluate the Mathema-tics paper ? (A) CF (B) EFG (C) CFG (D) FG (E) None of these

(D) Cannot be determined (E) None of these

Directions(Q. 61-65) In each question given below, use the follow-ing notations A ] B means Add A to B, A I B means Subtract B from A, A $ B means Multiply A by B, and A @ B means Divide A by B. 61. Profit percentage is computed by using the following method. Cost Price (C) is subtracted from the Sale Price (S) and the difference is multiplied by 100 and the product is then divided by Cost Price (C).Which of the following expres-sions indicates the profit percen-tage ? (A) (CIS) $ 100 @ C (C) (SIC) @ 100 @ C (D) CIS $ 100 ] C (E) None of these 62. IQ is worked out by dividing mental age (MA) of a person by his chronological age (CA) and the quotient so obtained is multiplied by 100. Which of the following expressions indicates the IQ of a person ? (A) MA $ 100 @ CA (B) MA $ CA @ 100 (C) CA $ MA ] 100 (D) MA $ CAI 100 (E) None of these (B) (SIC) $ 100 @ C

evaluate the papers in each subject. Each of the evaluators necessarily in the same order. A evaluates English papers

only with E and stays in building R. D stays in building W and does not evaluate Maths papers. The one who stays in building V evaluates History papers. B and C do not evaluate the papers in the same subject. Those who

evaluate English papers do not stay in building Q. F stays in building P but does not evaluate History papers. G evaluates same papers as F. C stays in building T.

56. Who stays in building V ? (A) E (B) F (C) G (D) B (E) None of these

57. Which of the following combina-tions of subject, person and buildings is definitely correct ? (A) Maths F-Q (B) Maths G-Q (C) History D-T (D) History E-S (E) None of these

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63. The percentage increase in pro-duction in a particular year over that of its previous year is com-puted by dividing the difference between production of the two years (P1 and P2) by the pro-duction in the previous year (P1), and multiplying the quotient so obtained by 100. Which of the following expressions indicate the percentage increase in pro-duction in the particular year over its previous year ? (A) P2 I P1 @ 100 $ P1 (C) (P2 I P1) @ P1 @ 100 (D) P2 I P1 $ P1 @ 100 (E) None of these (B) P1 I P2 $ P1 @ 100 Directions(Q. 66-68) Study the following information carefully to answer these questions Seven executives A, B, C, D, E, F and G from a company have to visit seven different places Ahmedabad, Kolkata, Delhi, Chennai, Hyderabad, Bangalore and Jaipur to and cities may not be necessarily the same. Each one flies by a different airline Spicejet, King-fisher, Sahara, Jet, Air same order. C goes to Kolkata but not by Sahara or Jet Airlines. D flies by Air India to Bangalore. The one who 64. The average salary of the Mana-gers is computed by the follow-ing method (i) The average salary (A) is multiplied by the Grand Number (GN), (ii) The average salary of other employees (AE) is multiplied by number of emplo-yees (N), (iii) (ii) is subtracted from (i), and Managers (NM). salary of the Managers ? (A) A $ GN I (AE $ N @ NM) (B) A $ GN ] (AE $ N @ NM) (C) GN I AE @ N @ NM goes to Jaipur does not travel by Air Deccan or Sahara. E travels to Hyderabad by Spice jet. B goes to Chennai by Kingfisher. E does not go to Ahmedabad. G does not go to Deccan, Indian Airlines, Air India, not necessary in the market their newly launched product. The order of persons

(iv) The difference so obtained is divided by the number of Which of the following expres-sions indicates the average

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Jaipur. (A) A (B) C (A) A (B) E (A) Ahmedabad (C) Chennai

66. Who travels by Sahara Airlines ? (C) G (E) None of these (D) Cannot be determined 67. Who goes to Jaipur ? (C) G (D) D (E) None of these

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68. The one who travels by Air Deccan, visits which place? (B) Delhi (D) Bangalore (E) None of these

(D) (GN $ A I AE $ N) @ NM

(E) None of these

65. For earthquake relief fund, each employee of a

company had con-tributed an amount equal to the total number of employees (N) in the company. To this amount was added the contribution made by 10 Directors, each of whom had paid Rs. 100 more than what each employee had paid. Which of the following expressions indi-cate the total contribution made by the company ? (A) N ] N $ 10 @ (N ] 100) (B) N $ N ] 10 $ (100 ] N) (C) N $ N @ 10 $ (N I 100) (D) N $ N ] 10 $ (100 $ N) (E) None of these

Directions(Q. 69-75) Study the following information carefully and answer the given questions A word and number arrange-ment machine when given an input line of words and numbers rear-ranges them following a particular rule in each step. The following is an illustration of input and rearrange-ment Input day case 20 13 now for 49 56 Step I 13 day case 20 now for 49 56 Step II 13 now day case 20 for 49 56 Step III 13 now 20 day case for 49 56

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travels by Air Deccan. A does not go to Ahmeda-bad. F

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Step IV 13 now 20 for day case 49 56 Step V 13 now 20 for 49 day case 56 Step VI 13 now 20 for 49 day 56 case and Step VI is the last step As per the rules followed in the above steps, find out in each of the following questions the appropriate Step for the given input. 69. Input : yes 21 far 32 17 12 wide goal Which of the following will be Step V of the above input ? (A) 12 yes 21 wide 32 far 17 goal (B) 12 yes 21 wide far 32 17 goal (C) 12 yes 21 far 32 17 wide goal (D) There will be no such step (E) None of these 75. Step II of an input is : 39 sure 72 63 height over 42 lamp. Which of the following is definitely the input ? (A) height 39 sure 72 63 over 42 lamp (B) 72 63 39 sure height over 42 lamp (C) 63 39 sure 72 height over 42 lamp (D) Cannot be determined (E) None of these

ANSWER SHEET : Andhra Bank Special Off Exam H H (2 + 1) = 3 (H H H) . (H H) = 7 . 3 = 21

2. (C) 20% of 45 = 9 70. Step IV of an input is : 17 hotel 29 father 83 76 door eye. Which of the following will be Step VII ? (A) 17 hotel 29 father 76 door 83 age (B) 17 hotel 29 father 76 age 83 door (C) 17 hotel 29 father 76 83 door age (D) There will be no such step = (8 + 0 + 0 + 1)

3.

= (16 + 0 + 4 + 0 + 1)

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= 6 + 11 = 17

03. (E) 7 = 4 + 2 + 1 04. (B) (H H l) + (H l H H) = (4 + 2 + 0) + (8 + 0 + 2 + 1) = (16 + 0 + 0 + 0 + 1)

(E) None of these

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05. (D) H l H l (8 + 0 + 2 + 0) = 10 06. (E) Only lotus is a water flower. 07. (C) As Jackal is Carnivorous in the same way Goat is a Herbi-vorous. 08. (B) The colour of Grass is green and green is called black. Hence the colour of Grass is black. 09. (D) R A I D % # H $ and R I P E % H @ . D E A R $ . # % 10. (A) As Radish is related to Root in the same way

71. Step III of an input is : 25 win 32 85 73 tax break the rearrangement ?

home. How many more steps will be required to complete (A) Five (B) Four (C) Six (D) Seven (E) None of these

72. Step III of an input is : 37 yellow 42 61 53 violet green red. How many more steps will be requi-red to complete the rearrange-ment ? (A) 3 (B) 4 (C) 5 (D) 6 (E) None of these

73. Input : can you go there 22 36 13 46. How many steps will be required to complete the rearrangement ? (A) 7 (B) 8 (C) 6 (D) 5 (E) None of these

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Brinjal is related to Fruit. 11. (D) The data even in both the statements I and II are not sufficient to answer the question. 12. (E) From I and II, 36 $ 4 H 8 = 36 4 . 8 = 8 = 72

74. Input : 42 36 go and come back 20 15 Which of the following steps will be the last but one ? (A) IV (B) V (C) VII (D) VIII (E) None of these

HajaPeerMohamedH[hajapeermohamedh@msn.com]

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=HlHlH =HllH =HHH =HlllH

1. (A) H H H (4 + 2 + 1) = 7

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13. (C) From I, 15 + l l l l l + 10 Sudhir Samir Samirs rank from the top is 20th. From II, 12 + l l l l + 14 Neeta Samir Samirs rank from the top is 16th. 14. (A) From I, N > Q > F > L, G Hence N was the first to reach the college. From II, N > F, G and F > L There is no any information regarding Q. 15. (E) From I, she is fat . he ra ca From II, fat boy . ra ka From I and II, fat . ra 16. (D) 17. (A) 18. (A) 19. (B) 20. (D) 21. (C) 22. (A) 23. (D) 24. (E) 25. (B) 26. (D) G # H G H H $ K H K and K @ M K > M GHK>M 32. (E) S # A S A S @ T S > T and L & T L <> L (True) 33. (A) G $ J G J J @ K J > K and K % N K = N I. G @ N G > N (True) II. G % N G = N (False) 34. (B) L $ 3 and B # 1 35. (A) GJ>K=N

36. (B) After dropping all the vowels we get, the right of 7 is G.

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I. M # G M G (False) II. G & M G <>

27. (A) F $ D F D H # M H M and M % D

M = D \ F D = M H I. F $ H F H (True) II. F @ H F > H (False) 28. (D) R & M R < m =" Q"> Q (False) 29. (E) F # R F R Q $ R Q R and Q & M Q <> 30. (C) D & T D < m =" T"> 31. (B) E % H E = H H $ M H M and M # Q M Q \ E = H M Q I. H $ Q H Q (False) II. E $ M E M (True)

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38. (D) 43. (D) television

37. (A) On reversing the first ten elements we get, 11th element from the left is 3 and the third element to the left of 3 is D. 39. (C) F E B and J U V 40. (E) 8th element from the left is % and 10th element from the right is G. The element exactly midway betwe'en % and G is F. 41. (D) Batch II do lean window out of not

Batch III do lean not win-dow out of Batch IV do lean not of window out 42. (B) Input please do not delay the matter Batch I delay please do not the matter Batch II delay do please not the matter Batch III delay do matter please not the 44. (E) Batch II children for not is good watching Batch III children for good not is watching television Batch IV children for good is not watching television Batch V children for good is not television watching

3.

Here 13th element from the right is 7 and fifth element to

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45. (C) Input necessary arrangements have already been made Batch I already necessary arrangements have been made Batch II already arrange-ments necessary have been made Batch III already arrange-ments been neces-sary have made Batch IV already arrange-ments been have necessary made Batch V already arrange-ments been have made necessary This is the last batch. 46. (D) Ms. Suneeta fulfils all the conditions. Hence she is to be selected. 47. (A) Rakesh Rao fulfils all the conditions except (iv) but he has been working as a software manager for the last 6 years so according to (b) his case is to be referred to V.P. 48. (A) Ram Kumar fulfils all the conditions except (iv) but he has been working as a software manager for the last 49. (C) Since the marks obtained by Nishant in graduation a decision. 66. (C) 67. (A) 68. (B) 69. (E) Input yes 21 far 32 17 12 wide goal Step II 12 yes 17 21 far 32 wide goal Step I 12 yes 21 far 32 17 wide goal 61. (B) 62. (E) 63. (E) 64. (D) 65. (B)

Step III 12 yes 17 wide 21 far 32 goal Step V 12 yes 17 wide 21 goal 32 far

70. (D) Step IV 17 hotel 29 father 83 76 door eye Step V 17 hotel 29 father 76 83 door eye There will be no VII step.

6 years so according to (b) his case is to be referred to V.P. are not given. So the data provided is not sufficient to take

50. (E) Kalyani is a Telecommuni-cation engineer. Hence she is not to be selected.

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51. (C) The marks of graduation is not given. So data is inadequate to take the decision. selected. 52. (D) Abhijit fulfils all the condi-tions. Hence he is to be

53. (D) Giridhar fulfils all the condi-tions. Hence he is to be selected.

54. (E) Nikita does not fulfil the condition V. Hence she is not to be selected. 55. (B) Mr. Rajan does not fulfil the condition (i) But he passed the Electronics Engineering will more than 65%. Hence according to (a) his case is to be referred to G.M. 56. (D) 57. (B) 58. (C) 59. (A) 60. (E)

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required. required.

71. (E) Step III 25 win 32 85 73 tax break home Step IV 25 win 32 tax 85 73 break home Step V 25 win 32 tax 73 85 break home Step VI 25 win 32 tax 73 home 85 break To complete the rearrange-ment there will be 3 more steps. 72. (A) Step III 37 yellow 42 61 53 violet green red Step IV 37 yellow 42 violet 61 53 green red Step V 37 yellow 42 violet 53 61 green red Step VI 37 yellow 42 violet 53 red 61 green Hence to complete the rearrange-ment 3 more steps will be 73. (A) Input can you go there 22 36 13 46 Step I 13 can you go there 22 36 46 Step II 13 you can go there 22 36 46 Step III 13 you 22 can go there 36 46 Step IV 13 you 22 there can go 36 46 Step V 13 you 22 there 36 can go 46 Step VI 13 you 22 there 36 go can 46 Step VII 13 you 22 there 36 go 46 can Hence to complete the rearrange-ment 7 steps will be

3.

Step VI 17 hotel 29 father 76 eye 83 door

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Step IV 12 yes 17 wide 21 goal far 32

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74. (B) Input 42 36 go and come back 20 15 Step I 15 42 36 go and come back 20 Step II 15 go 42 36 and come back 20 Step III 15 go 20 42 36 and come back Step IV 15 go 20 come 42 36 and back Step V 15 go 20 come 36 42 and back Step VI 15 go 20 come 36 back 42 and The last but one step is V. 75. (D) (C) USA, Australia and EU presented a formulae which is not acceptable to India (D) India wishes to resign from the membership of the WTO as it is not ready sacrifice the interests of the agriculturists of India 4. Which of the following European Countries was recently in news as violent riots broke out there ? (D) France Haryana Gramin Bank Officer Exam 2008 1. Food For Oil programme running in which of the following countries was in news recently ? (A) Kuwait (D) Lebanon (B) Iran (C) Iraq (E) None of these (A) Italy (B) Germany (C) Spain (E) None of these

5. Sunil Mittal is adjudged the Business Leader of the (A) Businessworld

(C) Economic Times

2. The Supreme Court of India recently declared which of the following proclamations unconstitutional ? Reports (B) Dissolution of Bihar Assembly Commission

(A) Formation of an enquiry commission to probe Volcker

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(E) None of these (A) Physics (D) Literature (A) Britain (D) France least

6. Thomas C. Schelling and Robert J. Aumann won the Nobel Prize-2005 for their contribution in the field of (B) Economics (E) None of these (C) Chemistry

(C) Setting up another commission in place of Phukan (D) Setting up a commission headed by an eminent of allowing CBI to do the same (E) None of these

]7. India, recently decided to conduct a joint air exercise with which of the following countries ? (The exercise was in news recently as a group of people was not in favour of such joint ventures) (B) Sri Lanka (E) USA (C) China

diplomat to investigate recent Bomb Blast in Delhi instead

3. Which of the following is true about the recent WTO ?

discussion on the tariff reduction formulae proposed at the (A) India accepted the formulae presented by South Africa as it more or less matches with the formulae presented by it. South Africa was given the responsibility to find an amicably acceptable solution to the same (B) India along with several others presented a formulae which was accepted by the USA but the EU refused to accept it

w .b

8. India wants that the UN Security Council must have at (A) 5 permanent members including India and China (B) 7 permanent members including India and China (C) 9 permanent members including India and China (D) 11 permanent members including India and Pakistan (E) 15 permanent members in both permanent and nonpermanent category

HajaPeerMohamedH[hajapeermohamedh@msn.com]

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Year by which of the following news paper/magazines ? (B) Business India (D) Business Standard

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(E) None of these

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9. Which of the following states was badly hit by a killer earthquake in October 2005 ? (A) Himachal Pradesh (D) Haryana (B) Punjab (C) Gujarat (E) Jammu & Kashmir 16. Who amongst the following is the Chairman of the Central Information Commission (CIC) set up recently under the Right to Information Act ? (A) Sam Pitroda (B) M. S. Swaminathan Championship held in Pretoria recently is associated with which of the following games/sports ? (A) Rifle Shooting (B) Archery (A) Dhaka 11. Which of the following companies is not an IT/Software company ? (A) Infosys (D) Rolex (B) Wipro (C) NIIT (E) All are IT/Software Companies (C) Islamabad (C) Power lifting (D) 400 mt. Race (E) None of these (D) Wajahat Habibullah (E) None of these (C) Rakesh Mohan

17. The 13th SAARC meet was held in (B) Kathmandu (D) New Delhi

18. Who amongst the following is the author of the book The Mathematical Theory of Black Holes ? (The author is regarded a great astrophysicists of the modern times) (A) Dr. C. V. Raman (B) Dr. J. V. Narlikar (C) Dr. S. Chandrashekhar (D) Dr. Homi Jehangir Bhabha (E) Dr. Vikram Sarabhai 19. Asian Junior Table Tennis Championship matches were played recently in (A) China (D) Singapore (B) India (E) None of these (C) South Korea

12. Which of the following is not a banking/finance related term ? (A) NPA (D) NAFTA (B) NAV (E) IPO (C) Liquidity

13. Rahul Dravid was appointed the Captain of the Indian Cricket Team for one day series against which of the following ? (1) Sri Lanka (A) Only (1) (D) Only (3)

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(2) South Africa (3) Australia

(B) Only (2)

(C) Only (1) and (2)

(E) (1), (2) and (3) all

14. Nalchik which was recently in news, is a city in (A) Italy (B) France (C) Germany (D) China (E) Russia

15. Anju Bobby George won Gold Medal in 16th Asian Atheletics Meet held recently. The meet was organized in (A) South Korea (B) India (D) Pakistan (E) None of these (C) China

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(E) None of these (A) 3rd (B) 4th (E) None of these

20. Mr. Khurshid Mahmud Kasuri is the (A) External Affairs Minister of Pakistan (B) External Affairs Minister of Bangladesh (C) Home Minister of Pakistan (D) Home Minister of Bangladesh

21. What is Indias position in terms of the number of Internet users in the world ? (C) 5th (D) 10th

HajaPeerMohamedH[hajapeermohamedh@msn.com]

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(E) None of these

10. R. K. Surati who won four Gold Medals in a

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22. Which of the following countries had emerged as Worlds largest Cell phone maker ? (As per the figures available upto April 2005) (A) India (E) None of these 23. Which of the following schemes is being implemented in rural areas which provides an assured employment of 100 days to a willing youth in India ? (A) Sampoorna Gramin Rozgar Yojana (SGRY) (B) National Rural Employment Programme (NREP) (C) Rural Landless Employment Guarantee Programme (D) Jawahar Rozgar Yojana (JRY) (E) None of these 24. Who amongst the following is the author of the book Doctor Zhivago ? (A) Maxim Gorky (C) Aldous Huxley (E) None of these (B) Boris Pasternak (D) George Eliot SAARC ? (A) Bhutan (D) Surinam (B) Maldives (B) USA(C) Japan (D) China 28. Harold Pinter, who won the Nobel Prize for Literature, is a citizen of (A) China (E) Canada 29. Which of the following countries is not the member of (B) Britain (C) USA(D) Russia

30. Veselin Tapolev who became the World Champion recently, is associated with which of the following (A) Chess

3.
(B) Golf (B) Geneva (E) Myanmar

games/sports ?

(D) Badminton

25. Who amongst the following is not a recipient of Bharat Ratna ? (A) Pt. Ravishankar (C) Amitabh Bachchan (B) Lata Mangeshkar

w .b

(D) Prof. Amartya Sen

(E) Dr. A.P.J. Abdul Kalam

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(E) Music

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(WTO) is in (A) Vienna (D) Nebraska (D) Mongolia

31. Which of the following is not an anti inflationary measure of the Government ? (A) Strict fiscal discipline (B) Rationalization of Excise Duties (C) Strengthening Public Distribution System (D) Issuing new currency notes/coins (E) Rationalization of Import Duties 32. The headquarters of the World Trade Organization (C) New York

26. Justice Yogesh Kumar Sabharwal was the new Chief

Justice of

(A) Allahabad High Court (B) Mumbai High Court (C) Delhi High Court (D) Kolkata High Court (E) Supreme Court of India 27. Ramon Magsaysay Awards are not given in which of the following categories ? (A) Government Service (B) Community Leadership (C) Journalism (D) Public Service

33. Kyat is the monetary unit of (A) North Korea (B) Israel (C) Indonesia

34. Which of the following is the full form of PPP ? (A) Purchase Price and Power (B) Producer Price and Power (C) Poverty, Production and Purchases (D) Purchasing Power Parity (E) None of these

HajaPeerMohamedH[hajapeermohamedh@msn.com]

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(E) None of these (E) None of these

(E) All are members

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(C) Sri Lanka (C) Snooker

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35. Which of the following universities of North-East states has now the status of a Central University ? (A) Manipur (D) Mizoram (B) Shilong (E) None of these 44. The study of the origin of universe is known as (A) Australia (D) France (B) Canada (E) USA (A) India-China (C) Japan (D) Orography (E) None of these (A) Cosmology (B) Chronology (C) Geology (C) Guwahati 43. Which of the following is a major jute producing state? (A) Uttar Pradesh (C) Karnataka (B) Himachal Pradesh (D) Kerala (E) West Bengal

37. Quartz, which is used in ornaments or in industries, is a crystal containing (A) Silicon Dioxide (C) Silver Chloride (E) None of these 38. A farmer engaged in Organic Farming will never use which of the following manures ? (A) Compost (C) Cow dung (B) Sewage Sludge (D) Urea (B) Platinum Dioxide (D) Fluoro Carbon

(C) Russia-Afghanistan (E) India-Pakistan

46. Which of the following is the currency of Saudi Arabia?

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(A) Taka (D) Ruble Abdul Kalam ? (A) Wings of Fire (E) None of these (A) 4% (D) 5.25% (D) Kanha (A) Football (D) Cricket

3.
(B) Rial (B) 4.25% (E) 6.00% (B) Hockey

(E) None of these

47. Which of the following is a book written by Dr. A.P.J. (B) The Transparent Mind (D) Indian Modernity

39. Which of the following is a Cricket related term ? (A) Push in (D) Smash (B) Scissor Kick (C) Hook (E) Dribble

40. Nirmal Verma who died recently was a famous (A) Painter (B) Classical singer (D) Politician (E) Social Worker

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(C) Author (C) Par Value

(C) A Brief History of Time

48. The RBI revised the Reverse Repo Rate recently by 25 basis points. The present rate is (C) 5%

41. Which of the following is not a Banking/Finance related term ? (A) Current Account (D) Short Position (B) Pay Order (E) Infringement

49. Which of the following is not a famous Tiger Reserve in India ? (A) Sunderbans (B) Kaziranga (E) None of these (C) Sariska

42. Which of the following awards is given for excellence in the area of music ? (A) Saraswati Samman (C) Vyas Samman (E) None of these (B) Tansen Samman (D) Borlaugh Award 50. Subroto Cup is associated with which of the following games/sports ? (C) Badminton (E) None of these

HajaPeerMohamedH[hajapeermohamedh@msn.com]

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(B) China-Russia (C) Baht (E) None of these

45. Radcliffe Line divides the borders of

(D) Pakistan-Afghanistan

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36. Who amongst the following is not a member of G-8 ?

QuestionBank

Answers with Explanation 1. (E) 2. (B) 3. (B) 4. (B) 5. (C) Sunil Bharti Mittal is adjudged the Business Leader of the Award by the Economic Times news paper in the 6. (B)The Nobel Prize winners in Economics in the field of Game Theory Analysis in the year 2005 were Thomas C. Schelling and Robert J. Aumann (Jointly). 7. (C) 8. (C) 9. (E) 10. (C) 11. (D) 12. (D) 13. (E) 14. (E) 15. (A) 16. (D) 17. (A)18. (C) 19. (C) 20. (E) 21. (C) 22. (D) 23. (E) 24. (B) 25. (C) 26. (E) 27. (E) 28. (B) 29. (D) 30. (A) 31. (D) 32. (B) 33. (E) 34. (D) 35. (B) 36. (A) 37. (A) 38. (D) For Organic Farming, fertilizers use is restricted like Urea, DAP, MOP etc. Only organic sourcesconventional / FYM, Compost etc. and nonconventional organic sources like sewage, Municipal Waste, Press mud, coir pith etc. are being used. (B) 47. (A) 48. (E) 49. (B) 50. (A) year 2005.

39. (C) 40. (C) 41. (D) 42. (B) 43. (E) 44. (A) 45. (E) 46.

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