Documentos de Académico
Documentos de Profesional
Documentos de Cultura
0.00
1.00
2.00
3.00
4.00
5.00
6.00
7.00
8.00
Deuda
2000000.00
2105000.00
2215512.50
2215512.50
2215512.50
1739886.80
1239290.75
562413.40
0.00
Inters
0.00
105000.00
110512.50
116314.41
116314.41
116314.41
91344.06
65062.76
29526.70
Cuota
0.00
0.00
0.00
116314.41
116314.41
591940.11
591940.11
741940.11
591940.11
Amortizar
0.00
-105000.00
-110512.50
0.00
0.00
475625.70
500596.05
676877.34
562413.40
Prstamo
Tasa de Inters
R
Cuota extra
2000000.00
0.05
591940.11
150000.00
Una persona se compromete a cancelar una deuda de $400.000 en intereses al 36% C.T mediante pagos trimestrales dura
ao el valor de las cuotas crece un 15%, pero dentro de cada ao la cuota no vara. Elaborar la tabla de amor
Perodo
0.00
1.00
2.00
3.00
4.00
5.00
6.00
7.00
8.00
9.00
10.00
11.00
12.00
13.00
14.00
15.00
16.00
17.00
18.00
19.00
20.00
21.00
22.00
23.00
24.00
25.00
26.00
27.00
28.00
29.00
30.00
31.00
32.00
33.00
34.00
35.00
Deuda
400000.00
409737.49
420351.35
431920.46
444530.79
454336.67
465025.08
476675.45
489374.35
498685.87
508835.42
519898.44
531957.13
539891.27
548539.49
557966.04
568240.99
573449.38
579126.52
585314.61
592059.63
592521.70
593025.36
593574.35
594172.75
586901.51
578975.86
570336.90
560920.44
541544.47
520424.67
497404.09
472311.65
434482.07
393247.83
348302.51
Intereses
0.00
36000.00
36876.37
37831.62
38872.84
40007.77
40890.30
41852.26
42900.79
44043.69
44881.73
45795.19
46790.86
47876.14
48590.21
49368.55
50216.94
51141.69
51610.44
52121.39
52678.32
53285.37
53326.95
53372.28
53421.69
53475.55
52821.14
52107.83
51330.32
50482.84
48739.00
46838.22
44766.37
42508.05
39103.39
35392.30
Cuota
0.00
26262.51
26262.51
26262.51
26262.51
30201.89
30201.89
30201.89
30201.89
34732.17
34732.17
34732.17
34732.17
39942.00
39942.00
39942.00
39942.00
45933.30
45933.30
45933.30
45933.30
52823.29
52823.29
52823.29
52823.29
60746.79
60746.79
60746.79
60746.79
69858.80
69858.80
69858.80
69858.80
80337.63
80337.63
80337.63
Amortizacin
0.00
-9737.49
-10613.86
-11569.11
-12610.33
-9805.88
-10688.41
-11650.37
-12698.90
-9311.52
-10149.56
-11063.02
-12058.69
-7934.14
-8648.22
-9426.56
-10274.95
-5208.39
-5677.15
-6188.09
-6745.02
-462.07
-503.66
-548.99
-598.40
7271.24
7925.65
8638.96
9416.47
19375.97
21119.80
23020.58
25092.44
37829.58
41234.24
44945.32
36.00
37.00
38.00
39.00
40.00
299312.11
233861.93
162521.24
84759.88
0.00
31347.23
26938.09
21047.57
14626.91
7628.39
80337.63
92388.27
92388.27
92388.27
92388.27
48990.40
65450.18
71340.70
77761.36
84759.88
0.09
400000.00
0.15
0.41
Ao
1.00
2.00
3.00
4.00
5.00
6.00
7.00
8.00
9.00
10.00
R anual
120101.86
138117.14
158834.71
182659.91
210058.90
241567.73
277802.89
319473.33
367394.33
422503.47
R trimestral
26262.51
30201.89
34732.17
39942.00
45933.30
52823.29
60746.79
69858.80
80337.63
92388.27
Halla la distribucin del pago #58 en una amortizacin de $5000000 en pagos mensuales durante 10 a
Suponga que los pagos son crecientes en un 2% y que la tasa es del 3% e.m.
Periodo
0.00
1.00
2.00
3.00
4.00
5.00
6.00
7.00
8.00
9.00
10.00
11.00
12.00
13.00
14.00
15.00
16.00
17.00
18.00
19.00
20.00
21.00
22.00
23.00
24.00
25.00
26.00
27.00
28.00
29.00
30.00
31.00
32.00
33.00
34.00
35.00
36.00
37.00
38.00
39.00
Deuda
5000000.00
5077521.84
5155919.76
5235191.08
5315332.40
5396339.68
5478208.12
5560932.18
5644505.52
5728920.96
5814170.48
5900245.11
5987134.98
6074829.19
6163315.84
6252581.91
6342613.31
6433394.72
6524909.63
6617140.26
6710067.47
6803670.75
6897928.16
6992816.24
7088309.96
7184382.68
7281006.05
7378149.96
7475782.46
7573869.70
7672375.83
7771262.94
7870490.99
7970017.68
8069798.40
8169786.16
8269931.42
8370182.07
8470483.30
8570777.48
Interes
0.00
150000.00
152325.66
154677.59
157055.73
159459.97
161890.19
164346.24
166827.97
169335.17
171867.63
174425.11
177007.35
179614.05
182244.88
184899.48
187577.46
190278.40
193001.84
195747.29
198514.21
201302.02
204110.12
206937.84
209784.49
212649.30
215531.48
218430.18
221344.50
224273.47
227216.09
230171.27
233137.89
236114.73
239100.53
242093.95
245093.58
248097.94
251105.46
254114.50
Cuota
0.00
72478.16
73927.73
75406.28
76914.41
78452.70
80021.75
81622.18
83254.63
84919.72
86618.11
88350.48
90117.49
91919.84
93758.23
95633.40
97546.07
99496.99
101486.93
103516.67
105587.00
107698.74
109852.71
112049.77
114290.76
116576.58
118908.11
121286.27
123712.00
126186.24
128709.96
131284.16
133909.84
136588.04
139319.80
142106.20
144948.32
147847.29
150804.23
153820.32
Amortizar
0.00
-77521.84
-78397.93
-79271.31
-80141.33
-81007.28
-81868.44
-82724.06
-83573.34
-84415.45
-85249.51
-86074.64
-86889.87
-87694.21
-88486.64
-89266.08
-90031.39
-90781.41
-91514.91
-92230.62
-92927.21
-93603.29
-94257.41
-94888.08
-95493.72
-96072.72
-96623.37
-97143.91
-97632.50
-98087.24
-98506.13
-98887.11
-99228.04
-99526.69
-99780.73
-99987.75
-100145.26
-100250.65
-100301.23
-100294.18
40.00
41.00
42.00
43.00
44.00
45.00
46.00
47.00
48.00
49.00
50.00
51.00
52.00
53.00
54.00
55.00
56.00
57.00
58.00
59.00
60.00
61.00
62.00
63.00
64.00
65.00
66.00
67.00
68.00
69.00
70.00
71.00
72.00
73.00
74.00
75.00
76.00
77.00
78.00
79.00
80.00
81.00
82.00
83.00
84.00
85.00
86.00
8671004.08
8771099.54
8870997.18
8970627.03
9069915.78
9168786.59
9267158.99
9364948.74
9462067.69
9558423.61
9653920.08
9748456.33
9841927.03
9934222.20
10025226.97
10114821.44
10202880.50
10289273.62
10373864.67
10456511.71
10537066.78
10615375.70
10691277.82
10764605.83
10835185.46
10902835.32
10967366.56
11028582.65
11086279.14
11140243.29
11190253.89
11236080.87
11277485.05
11314217.79
11346020.67
11372625.17
11393752.28
11409112.17
11418403.81
11421314.56
11417519.80
11406682.52
11388452.86
11362467.71
11328350.23
11285709.39
11234139.50
257123.32
260130.12
263132.99
266129.92
269118.81
272097.47
275063.60
278014.77
280948.46
283862.03
286752.71
289617.60
292453.69
295257.81
298026.67
300756.81
303444.64
306086.42
308678.21
311215.94
313695.35
316112.00
318461.27
320738.33
322938.17
325055.56
327085.06
329021.00
330857.48
332588.37
334207.30
335707.62
337082.43
338324.55
339426.53
340380.62
341178.76
341812.57
342273.37
342552.11
342639.44
342525.59
342200.48
341653.59
340874.03
339850.51
338571.28
156896.73
160034.66
163235.35
166500.06
169830.06
173226.66
176691.20
180225.02
183829.52
187506.11
191256.23
195081.36
198982.98
202962.64
207021.90
211162.34
215385.58
219693.29
224087.16
228568.90
233140.28
237803.09
242559.15
247410.33
252358.54
257405.71
262553.82
267804.90
273161.00
278624.22
284196.70
289880.64
295678.25
301591.81
307623.65
313776.12
320051.64
326452.68
332981.73
339641.37
346434.19
353362.88
360430.13
367638.74
374991.51
382491.34
390141.17
-100226.60
-100095.46
-99897.63
-99629.86
-99288.75
-98870.81
-98372.40
-97789.75
-97118.94
-96355.92
-95496.48
-94536.24
-93470.71
-92295.17
-91004.77
-89594.47
-88059.06
-86393.12
-84591.05
-82647.04
-80555.07
-78308.92
-75902.12
-73328.00
-70579.64
-67649.86
-64531.24
-61216.10
-57696.48
-53964.16
-50010.60
-45826.98
-41404.18
-36732.74
-31802.88
-26604.50
-21127.11
-15359.89
-9291.63
-2910.75
3794.76
10837.28
18229.66
25985.15
34117.48
42640.84
51569.89
87.00
88.00
89.00
90.00
91.00
92.00
93.00
94.00
95.00
96.00
97.00
98.00
99.00
100.00
101.00
102.00
103.00
104.00
105.00
106.00
107.00
108.00
109.00
110.00
111.00
112.00
113.00
114.00
115.00
116.00
117.00
118.00
119.00
120.00
11173219.70
11102513.42
11021567.89
10929913.58
10827063.61
10712513.20
10585739.02
10446198.63
10293329.78
10126549.77
9945254.75
9748819.06
9536594.43
9307909.27
9062067.91
8798349.72
8516008.39
8214270.98
7892337.10
7549377.96
7184535.46
6796921.20
6385615.52
5949666.40
5488088.45
4999861.80
4483930.97
3939203.68
3364549.67
2758799.43
2120742.96
1449128.38
742660.62
0.00
337024.19
335196.59
333075.40
330647.04
327897.41
324811.91
321375.40
317572.17
313385.96
308799.89
303796.49
298357.64
292464.57
286097.83
279237.28
271862.04
263950.49
255480.25
246428.13
236770.11
226481.34
215536.06
203907.64
191568.47
178489.99
164642.65
149995.85
134517.93
118176.11
100936.49
82763.98
63622.29
43473.85
22279.82
397943.99
405902.87
414020.93
422301.35
430747.38
439362.32
448149.57
457112.56
466254.81
475579.91
485091.51
494793.34
504689.20
514782.99
525078.65
535580.22
546291.82
557217.66
568362.01
579729.25
591323.84
603150.32
615213.32
627517.59
640067.94
652869.30
665926.69
679245.22
692830.12
706686.73
720820.46
735236.87
749941.61
764940.44
60919.81
70706.28
80945.53
91654.31
102849.97
114550.41
126774.17
139540.39
152868.85
166780.01
181295.01
196435.69
212224.63
228685.15
245841.37
263718.18
282341.33
301737.41
321933.88
342959.14
364842.50
387614.25
411305.69
435949.12
461577.95
488226.65
515930.83
544727.29
574654.01
605750.24
638056.48
671614.58
706467.76
742660.62
i
G
Saldo
0.03
0.02
5000000.00
72478.16
0.025
0.077
Periodo
0.00
Deuda
100000.000
Intereses
0.000
Cuota
0.000
Amortizacin
0.000
1.00
107689.063
7689.062
0.000
-7689.062
2.00
115969.342
8280.279
0.000
-8280.279
3.00
108929.763
8916.955
15956.534
7039.579
4.00
101348.907
8375.678
15956.534
7580.856
5.00
93185.154
7792.781
15956.534
8163.753
6.00
64393.684
7165.065
35956.534
28791.469
7.00
50037.549
4951.271
19307.406
14356.135
8.00
34577.562
3847.418
19307.406
15459.988
9.00
17928.846
2658.690
19307.406
16648.716
10.00
0.000
1378.560
19307.406
17928.846
n=
i=
36.00
0.03
10.00
11.00
12.00
13.00
14.00
15.00
16.00
17.00
18.00
19.00
20.00
21.00
22.00
23.00
24.00
25.00
26.00
27.00
28.00
29.00
30.00
31.00
32.00
33.00
34.00
35.00
36.00
Periodo
0.00
1.00
2.00
3.00
4.00
5.00
6.00
7.00
8.00
9.00
10.00
11.00
12.00
13.00
14.00
15.00
16.00
17.00
18.00
19.00
20.00
21.00
22.00
23.00
24.00
25.00
26.00
27.00
28.00
29.00
30.00
31.00
32.00
33.00
34.00
35.00
36.00
Costos fijos
0.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
Costo Variable
0.00
0.00
0.00
0.00
0.00
0.00
0.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
Produccin
0.00
0.00
0.00
0.00
0.00
0.00
0.00
300.00
500.00
700.00
900.00
1100.00
1300.00
1500.00
1700.00
1900.00
2100.00
2300.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
2500.00
Precio Ventas
3250314.87
600000.00
600000.00
600000.00
600000.00
600000.00
600000.00
645000.00
675000.00
705000.00
735000.00
765000.00
795000.00
825000.00
855000.00
885000.00
915000.00
945000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
975000.00
7957778.01
13409675.25
Vpresente =
17791599.60
0.11
Deuda
1000000.00
914130.72
819245.17
414396.64
267039.01
104208.83
0.00
Intereses
0.00
105000.00
95983.73
86020.74
43511.65
28039.10
10941.93
Primera Alternativa
Periodo
0.00
1.00
2.00
3.00
4.00
5.00
6.00
7.00
8.00
Cuota
0.00
190869.28
190869.28
490869.28
190869.28
190869.28
115150.76
Amortizacin
0.00
85869.28
94885.55
404848.53
147357.63
162830.18
104208.83
Extra
Segunda Alternativa
Periodo
0.00
1.00
2.00
3.00
4.00
5.00
6.00
7.00
8.00
Deuda
1000000.00
914130.72
819245.17
414396.64
347191.66
272930.16
190871.20
100196.04
0.00
Intereses
0.00
105000.00
95983.73
86020.74
43511.65
36455.12
28657.67
20041.48
10520.58
Cuota
0.00
190869.28
190869.28
490869.28
110716.63
110716.63
110716.63
110716.63
110716.63
Amortizacin
0.00
85869.28
94885.55
404848.53
67204.98
74261.50
82058.96
90675.15
100196.04
0.03
Nmero de periodos
Deuda
180.00
2000000.00
Cuota "R"
Deuda en el periodo 109
60294.84
1763385.18
6388423.79
Periodo
0.00
109.00
110.00
Deuda
2000000.00
1763385.18
1755991.90
Intereses
Cuota
Amortizacin
52901.56
60294.84
7393.28
0.15
Periodo
0.00
1.00
2.00
3.00
4.00
5.00
6.00
Capital
0.00
59593.33
128125.65
276937.83
378071.83
434782.61
500000.00
Intereses
0.00
0.00
8939.00
19218.85
41540.67
56710.78
65217.39
Cuota
0.00
59593.33
59593.33
129593.33
59593.33
0.00
0.00
Capitalizacin
0.00
59593.33
68532.33
148812.18
101134.00
56710.78
65217.39
0.10
0.20
Periodo
0.00
1.00
2.00
3.00
4.00
5.00
6.00
Deuda
100000.00
110000.00
121000.00
100063.72
56522.28
32438.88
0.00
Intereses
0.00
10000.00
11000.00
12100.00
10006.37
5652.23
3243.89
Cuota
0.00
0.00
0.00
33036.28
53547.81
29735.64
35682.76
Amotizacin
0.00
-10000.00
-11000.00
20936.28
43541.44
24083.41
32438.88
Ejercicio 14
Bacca Captulo 4
Tasa de Inters
0.02
Periodo
0.00
1.00
2.00
3.00
4.00
5.00
6.00
7.00
8.00
9.00
10.00
11.00
12.00
13.00
14.00
15.00
16.00
17.00
18.00
19.00
20.00
21.00
22.00
23.00
24.00
25.00
26.00
27.00
28.00
29.00
30.00
31.00
32.00
33.00
34.00
35.00
36.00
Deuda
2000000.00
1961534.29
1922299.28
1882279.56
1841459.44
1799822.93
1757353.68
1714035.05
1669850.04
1624781.34
1578811.26
1531921.78
1484094.51
1435310.70
1385551.20
1334796.52
1283026.75
1230221.58
1176360.30
1121421.81
1065384.54
1008226.52
949925.35
890458.15
829801.61
767931.93
704824.87
640455.66
574799.07
507829.34
439520.22
369844.92
298776.12
226285.93
152345.95
76927.16
0.00
Intereses
0.00
40000.00
39230.69
38445.99
37645.59
36829.19
35996.46
35147.07
34280.70
33397.00
32495.63
31576.23
30638.44
29681.89
28706.21
27711.02
26695.93
25660.53
24604.43
23527.21
22428.44
21307.69
20164.53
18998.51
17809.16
16596.03
15358.64
14096.50
12809.11
11495.98
10156.59
8790.40
7396.90
5975.52
4525.72
3046.92
1538.54
Cuota
0.00
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
78465.71
Amortizacin
0.00
38465.71
39235.02
40019.72
40820.11
41636.52
42469.25
43318.63
44185.00
45068.70
45970.08
46889.48
47827.27
48783.81
49759.49
50754.68
51769.77
52805.17
53861.27
54938.50
56037.27
57158.01
58301.17
59467.20
60656.54
61869.67
63107.07
64369.21
65656.59
66969.72
68309.12
69675.30
71068.81
72490.18
73939.99
75418.79
76927.16
6.00
36.00
0.03
0.19
Periodo
0.00
1.00
2.00
3.00
4.00
5.00
6.00
7.00
8.00
9.00
10.00
11.00
12.00
13.00
14.00
15.00
16.00
17.00
18.00
19.00
20.00
21.00
22.00
23.00
24.00
25.00
26.00
27.00
28.00
29.00
30.00
Deuda
900000.00
893536.62
886879.33
880022.33
872959.62
865685.03
807997.12
798773.66
789273.48
779488.31
769409.57
759028.48
698140.88
685621.72
672726.99
659445.42
645765.40
631674.98
566966.77
550512.40
533564.39
516107.93
498127.79
479608.24
410338.04
389184.79
367396.96
344955.48
321840.77
298032.61
223315.13
Intereses
0.00
27000.00
26806.10
26606.38
26400.67
26188.79
25970.55
24239.91
23963.21
23678.20
23384.65
23082.29
22770.85
20944.23
20568.65
20181.81
19783.36
19372.96
18950.25
17009.00
16515.37
16006.93
15483.24
14943.83
14388.25
12310.14
11675.54
11021.91
10348.66
9655.22
8940.98
Cuota
0.00
33463.38
33463.38
33463.38
33463.38
33463.38
83658.45
33463.38
33463.38
33463.38
33463.38
33463.38
83658.45
33463.38
33463.38
33463.38
33463.38
33463.38
83658.45
33463.38
33463.38
33463.38
33463.38
33463.38
83658.45
33463.38
33463.38
33463.38
33463.38
33463.38
83658.45
31.00
32.00
33.00
34.00
35.00
36.00
196551.20
168984.36
140590.50
111344.84
81221.80
0.00
6699.45
5896.54
5069.53
4217.72
3340.35
2436.65
33463.38
33463.38
33463.38
33463.38
33463.38
83658.45
Amortizacin
0.00
6463.38
6657.28
6857.00
7062.71
7274.59
57687.90
9223.47
9500.17
9785.18
10078.73
10381.09
60887.60
12519.16
12894.73
13281.57
13680.02
14090.42
64708.21
16454.38
16948.01
17456.45
17980.14
18519.55
69270.21
21153.24
21787.84
22441.47
23114.72
23808.16
74717.48
26763.93
27566.85
28393.85
29245.67
30123.04
81221.80
Periodo
Ingresos
3000000.00 3900000.00
Egresos
Costos Produccion
800000.00
Depreciacin
1000000.00
2000000.00 2000000.00
Base de impuestos
200000.00
900000.00
Impuestos
76000.00
342000.00
Utilidad Neta
2124000.00 2558000.00
Inversiones
6000000.00
-6000000.00
VPN Calculada
-385288.05
No se debe realizar
VNA Excel
-385288.05
2124000.00 2558000.00
Tasa impositiva
0.38
TIO
0.4
2000000.00
1870000.00 5191000.00 6968300.00
710600.00
1972580.00 2647954.00
Con prstamo
Estado de Resultados
Ao
0.00
1.00
2.00
Ingresos
0.00
7000000.00
7000000.00 7000000.00
Egresos
0.00
1000000.00
1000000.00 1000000.00
Depreciacin
0.00
2666666.67
2666666.67 2666666.67
Utilidad bruta
0.00
3333333.33
3333333.33 3333333.33
Gastos Operacionales
0.00
0.00
Utilidad Operacional
3333333.33
3333333.33 3333333.33
Gastos financieros
0.00
600000.00
435164.84
0.00
2733333.33
2898168.50 3095970.70
Impuestos
0.00
956666.67
1014358.97 1083589.74
0.00
1776666.67
1883809.52 2012380.95
0.00
3.00
0.00
237362.64
"Menos" Inversin
"Menos" Amortizacin
"Mas" Depreciaciones
5000000.00
0.00
0.00
824175.82
2666666.67
989010.99 1186813.19
2666666.67 2666666.67
-5000000.00
3619157.51
3561465.20 3492234.43
VNP
TIR
674866.78
0.51
Tasa impositiva
TIO
Tasa Inters prestamo
0.35
0.40
0.20
Periodo
0.00
1.00
2.00
3.00
Deuda
3000000.00
2175824.18
1186813.19
0.00
Amortizacin
Inters
0.00
600000.00
435164.84
237362.64
0.00
2733333.33
"Mas" Intereses
0.00
600000.00
Impuestos
0.00
1166666.67
0.00
0.00
0.00
0.00
8000000.00
2733333.33
600000.00
1166666.67
2666666.67
-8000000.00
4833333.33
VNA
TIR
-320213.80
0.37
Cuota
0.00
1424175.82
1424175.82
1424175.82
Amortizacin
0.00
824175.82
989010.99
1186813.19
2898168.50
3095970.70
435164.84
237362.64
1166666.67
1166666.67
2898168.50
435164.84
1166666.67
2666666.67
3095970.70
237362.64
1166666.67
2666666.67
4833333.33
4833333.33
0.00
1.00
0.00
500000.00
2.00
3.00
4.00
Ingresos
2000000.00 3000000.00 5000000.00
Egresos
Inversin
Costos
3000000.00 1000000.00
Utilidad Neta
700000.00
500000.00
500000.00
-3000000.00
TIO
VNA
TIR
0.30
1579415.72
0.4463
Egresos periodo 0
Ingresos periodo 5
TIRM Calculada
TIRM Excel
3384615.38
18431100.00
0.4035
0.4035
5.00
6000000.00
500000.00
5500000.00
5500000.00
Amortizacin Deuda
Periodo
Deuda
Intereses
Cuota
Amortizacin
Tasa prstamo
0.00
3000000.00
0.00
0.00
0.00
0.30
Tasa impositiva
0.35
Ao
0.00
1.00
Ingresos
0.00
15000000.00
0.00
6000000.00
Depreciaciones y salvamentos
Mquina
Salvamento Mquina
1.00
2515112.33
900000.00
1384887.67
484887.67
1080000.00
Equipos de oficina
Salvamento Equipos
352000.00
Depreciacin total
1432000.00
Utilidad bruta
0.00
7568000.00
Gastos Operacionales
Utilidad Operacional
0.00
0.00
2800000.00
4768000.00
Gastos financieros
Utilidad antes de impuestos
0.00
0.00
900000.00
3868000.00
Impuestos
0.00
1353800.00
0.00
2514200.00
"Menos" Inversin
5000000.00
"Menos" Amortizacin
"Mas" Depreciaciones
0.00
0.00
484887.67
1432000.00
-5000000.00
3461312.33
VNP
TIR
0.03
0.30000000
2.00
1884758.36
754533.70
1384887.67
630353.97
3.00
1065298.21
565427.51
1384887.67
819460.16
4.00
0.00
319589.46
1384887.67
1065298.21
2.00
3.00
4.00
5.00
13689446.66
12493396.66
11401845.81
10405664.01
5994000.00
5988006.00
5982017.99
5976035.98
1080000.00
1080000.00
1080000.00
1080000.00
600000.00
352000.00
352000.00
352000.00
352000.00
240000.00
1432000.00
1432000.00
1432000.00
1432000.00
6263446.66
5073390.66
3987827.82
2997628.03
3128000.00
3135446.66
3494480.00
1578910.66
3903960.80
83867.02
4361495.05
-523867.02
754533.70
2380912.96
565427.51
1013483.15
319589.46
-235722.44
0.00
-523867.02
833319.54
354719.10
-82502.86
-183353.46
1547593.42
658764.05
-153219.59
-340513.56
630353.97
1432000.00
819460.16
1432000.00
1065298.21
1432000.00
0.00
1432000.00
2349239.46
1271303.89
213482.21
1091486.44
Ingresos...Egresos
Periodo
Produccin
Precio Unidad
Costos Unitario M.P.
Nmina Produccin
Nmina Administrativo
Ingresos
Esgresos Materia Prima
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1
20000.00
750.00
300.00
2000000.00
800000.00
15000000.00
6000000.00
2
18000.00
760.52
333.00
2240000.00
888000.00
13689446.66
5994000.00
Tasa venta
0.01403
VPN
TIR
0.03
0.300000005
3
16200.00
771.20
369.63
2508800.00
985680.00
12493396.66
5988006.00
4
14580.00
782.02
410.29
2809856.00
1094104.80
11401845.81
5982017.99
5
13122.00
792.99
455.42
3147038.72
1214456.33
10405664.01
5976035.98
Ao
Ingresos
0.00
20000000.00
0.00
9000000.00
Depreciaciones y salvamentos
Automotores
Valor de recuperacin
0.00
7000000.00
Utilidad bruta
0.00
4000000.00
Gastos Operacionales
Utilidad Operacional
0.00
0.00
0.00
4000000.00
Gastos financieros
Utilidad antes de impuestos
0.00
0.00
2747074.15
1252925.85
Impuestos
0.00
438524.05
0.00
814401.80
"Menos" Inversin
Capital de trabajo
"Menos" Amortizacin
"Mas" Depreciaciones
"Ms" recuperacin capital Tra
Flujo neto de caja
40000000.00
0.00
0.00
20000000.00
0.00
7000000.00
-40000000.00
-12185598.20
VNP
TIR
-7734650.72
0.08
Ao
Ingresos
0.00
20000000.00
0.00
9000000.00
Depreciaciones y salvamentos
Automotores
Valor de recuperacin
0.00
7000000.00
Utilidad bruta
0.00
4000000.00
Gastos Operacionales
Utilidad Operacional
0.00
0.00
0.00
4000000.00
Gastos financieros
Utilidad antes de impuestos
0.00
0.00
0.00
4000000.00
Impuestos
0.00
1400000.00
0.00
2600000.00
"Menos" Inversin
"Menos" Capital de trabajo
"Menos" Amortizacin
"Mas" Depreciaciones
"Ms" recuperacin capital Tra
Flujo neto de caja
50000000.00
0.00
0.00
20000000.00
0.00
7000000.00
-50000000.00
-10400000.00
VNP
TIR
-3281042.32
0.10
Tasa impositiva
TIO
0.35
0.12
21600000.00
34992000.00
37791360.00
9630000.00
13805100.00
14810283.00
7000000.00
7000000.00
7000000.00
4970000.00
14186900.00
15981077.00
0.00
4970000.00
0.00
14186900.00
0.00
15981077.00
3501715.79
1468284.21
2915245.43
11271654.57
2167667.32
13813409.68
513899.48
3945079.10
4834693.39
954384.74
7326575.47
8978716.29
5000000.00
2134890.88
7000000.00
5000000.00
2721361.23
7000000.00
5000000.00
3468939.34
7000000.00
819493.86
6605214.24
7509776.95
Tasa impositiva
TIO
0.35
0.12
21600000.00
34992000.00
37791360.00
9630000.00
13805100.00
14810283.00
7000000.00
7000000.00
7000000.00
4970000.00
14186900.00
15981077.00
0.00
4970000.00
0.00
14186900.00
0.00
15981077.00
0.00
4970000.00
0.00
14186900.00
0.00
15981077.00
1739500.00
4965415.00
5593376.95
3230500.00
9221485.00
10387700.05
5000000.00
0.00
7000000.00
5000000.00
0.00
7000000.00
5000000.00
0.00
7000000.00
5230500.00
11221485.00
12387700.05
5
40814668.80
15890919.39
7000000.00
15000000.00
17923749.41
0.00
32923749.41
1214723.96
31709025.45
11098158.91
20610866.54
5000000.00
4421882.70
7000000.00
40000000.00
58188983.84
5
40814668.80
15890919.39
7000000.00
15000000.00
17923749.41
0.00
32923749.41
0.00
32923749.41
11523312.29
21400437.12
5000000.00
0.00
7000000.00
40000000.00
63400437.12
Periodo
Deuda
Intereses
Cuota
Amortizacin
Tasa N.T.A prstamo
Tasa E.T.A prstamo
Tasa E.A.A prstamo
Tasa E.A prstamo i=ia/(1-ia)
0
10000000.00
0.00
0.00
0.00
0.20
0.05
0.21550625
0.274707415
Amortizacin Deuda
Periodo de Gracia
1
12747074.15
2747074.15
0.00
0.00
2
10612183.27
3501715.79
5636606.66
2134890.88
3
7890822.04
2915245.43
5636606.66
2721361.23
4
4421882.70
2167667.32
5636606.66
3468939.34
5
0.00
1214723.96
5636606.66
4421882.70
Periodo
Cantidad
Precio por unidad
Costo unitario
Ingresos por Produccin
Costo fijo
Egresos por produccin
0
0.00
0.00
0.00
0.00
0.00
0.00
Ingresos- Egresos
1
20000.00
1000.00
300.00
20000000.00
3000000.00
9000000.00
2
20000.00
1080.00
324.00
21600000.00
3150000.00
9630000.00
3
30000.00
1166.40
349.92
34992000.00
3307500.00
13805100.00
4
30000.00
1259.71
377.91
37791360.00
3472875.00
14810283.00
5
30000.00
1360.49
408.15
40814668.80
3646518.75
15890919.39