City Bank is one of the oldest private Commercial Banks operating in Bangladesh.

It is a top bank among the oldest five Commercial Banks in the country which started their operations in 1983. The Bank started its journey on 27th March 1983 through opening its first branch at B. B. Avenue Branch in the capital, Dhaka city. It was the visionary entrepreneurship of around 13 local businessmen who braved the immense uncertainties and risks with courage and zeal that made the establishment & forward march of the bank possible. Those sponsor directors commenced the journey with only Taka 3.4 crore worth of Capital, which now is a respectable Taka 330.77 crore as capital & reserve. The bank currently has 83 online branches spread across the length & breadth of the country that include a full fledged Islami Banking branch. Besides these traditional delivery points, the bank is also very active in the alternative delivery area. It currently has 25 ATMs of its own; and ATM sharing arrangement with a partner bank that has 225 ATMs in place; SMS Banking; Interest Banking and so on. Soon its Customer Call Center is going to start operation. The bank has a plan to end the current year with 50 own ATMs.

Account Category
City Bank is offering different category account. The Bank offer Personal, Partnership, Proprietorship, Private Ltd. Co, Public Ltd. Co account. Also The Bank opens other category account, If special request from customer.

Products
Deposit Products: 1. Current Account 2. Savings Account 3. City Onayash 4. City Shomridhdhi 5. City Projonmo 6. City Ichchapurun 7. Fixed Deposit
Details of deposit products:
1. Current Account:
Our current account meets the needs of individual and commercial customers through our schedule benefit. Minimum balance: Taka 5,000/Interest Rate: Nil

Customer Benefit:
Cheque-book facility Opportunity to apply for - safe deposit locker facility Collect foreign remittance in both T.C. & Taka draft. Transfer of fund from one branch to another by Demand Draft Mail Transfer Telegraphic Transfer

2. Savings Account:
It is a sound savings for retail customer. We give the major facilities and services to our customer through 77 branches allover in Bangladesh with our skilled manpower. Minimum balance: Taka 500/-

Interest Rate: 6.50

Customer Benefit: Cheque-book facility Opportunity to apply for - safe deposit locker facility Utility payment service Collect foreign remittance in both T.C. & Taka draft. Transfer of fund from one branch to another by Demand Draft Mail Transfer Telegraphic Transfer Transfer of fund on Standing Instruction Arrangement Collection of cheques through Clearing House. Online banking service.

3. City Onayash:
City Onayash earn easy on your savings account, earn profit every month! City Onayash is a unique kind of savings account which calculates interest on your daily balance and pays interest to you every month.

Eligibility:
Age: At least 18 years Nationality: Bangladeshi

Availability:
All 83 of City Bank branches spread across the country.

What you need to do: Just fill up the City Onayash account opening form and hand it over to our branch staff. Thats it! Enjoy saving in a unique way!

Special Feature:
Withdraw and deposit cash as you wish without at all having your monthly interest earning eligibility No hidden or undisclosed fees or charges or profit-cutting

 Interest forfeiture rules of a common conventional savings account do not apply here. So, stay tension-free-100% Every months interest earning goes into your account automatically. What better way to take care of you familys recurring monthly expenses?

Interest Rate: 5.50

4. City Shomridhdhi:
City Shomridhdhi - A unique offer from City Bank City Shomridhdhi is an exceptional DPS product that is distincity more attractive than the prevalent DPS products in the market. You receive a hefty sum at the end of the term against your monthly deposit of small installments. It's a perfect way to secure your financial future!
Eligibility

Age: At least 18 Years Nationatity: Bangladeshi

Features

No initial deposit required Flexible tenor of 3, 5, 7 and 10 years Monthly installment deposit ranges from Tk. 500 to Tk. 20,000 On premature encashment, you get the maturity value of nearest term - not the routine savings rate.

Profitability Matrix:

Term 3 (Three) Years 5 (Five) Years 7 (Seven) Years 10 (Ten) Years

Interest Rate 10.00 10.25 10.50 11.00

5. City Projonmo:
City Projonmo financial safety for your future generations backed by complete immense protection!
Eligibility:

Age: At least 18 years Nationality: Bangladeshi You will have to have a savings or current account in your name in order to operate your City Projonmo account.

Availability: All 83 branches of City Bank spread across the country. What you need to do: Just fill up the City Projonmo account opening form. Submit it to the branch. And thats it! Enjoy earning for your junior ones!

Profitability Matrix:
Term 5 (Five) Years 10 (Ten) Years 15 (Fifteen) Years 20 (Twenty) Years Interest Rate 9.25 9.50 9.00 9.00

6. City Ichchapurun:
City Ichchapurun great opportunity to earn against your savings every month!

Eligibility:
Age: At least 18 years. Nationality: Bangladeshi

Availability:
All 83 of City Bank branches spread across the country.

What you need to do:

Just fill up the City Ichchapuron account opening form. Deposit your money. And now keep enjoying the fixed deposit interest every month. Enjoy earning! And remember, there is the scope of getting personal loan worth up to 90% of your City Ichchapuron value!

Profitability Matrix:
Term 3 Years 5 Years Fixed Deposit Amount Tk. 1 lac Tk. 1 lac Interest Rate 11% 11.5% Monthly Interest (before tax) Tk. 917.00 Tk. 958.00

7. Fixed Deposit:
If you believe in long-term investments and wish to earn higher interests on your savings, NOW is the time to invest your money in our Fixed Deposit. Fixed Deposit Rate
Term of Deposit 1 month 3 month 6 month 01(One) year Below Tk. 1.00 crore Tk. 1 crore to below Tk. 20.00 crore Tk. 20.00 crore & above 02(Two) years 12.50 13.00 13.50 12.00 Interest Rate 10.00 12.00 11.50

Account Opening Procedure

Just fill up the City Bank account opening form and hand it over to City Bank branch staff. Thats it!

Account Opening Form Requirements:

Account Opening Form: To be filled in and signed by each account holder. Latest passport size photograph (2 copies) for each account holder attested by the introducer. Account payee cheque in favor of the Account holder or cash deposit.

 Copy of passport/Voter identity card/Motor driving license/Office ID/Ward

Commissioner certificate/Gazzetted officer certificate/Other ID acceptable to the bank. Introduction of account holder (Mandatory): To be singed by introducer with ID and account number. 1 copy of nominees photograph (attested by the account holder) Minor account additional require: 1 copy passport size photograph. Foreign citizens in Bangladesh additionally require: Photocopy of passport with valid visa and work permit.

In case of Proprietorship Account: Attested copy of valid Trade license. Attested copy of passport of the proprietor. Company seal & Tin Certificate. In case of Partnership Account: Partnership Letter. Copy of notarized Partnership Deed certified by all the Partners or Registered Partnership Deed (registered with the resistor of joint stock Companies and firms)-duly certified by the Register of joint stock Companies and Firm. Partnership Resolution signed by all the partners to open account with The City Bank indicating type of account and mode of operation. In case of Private / Public Limited Company Account: Memorandum and Articles of Association duly certified by the Registered of joint stock Companies and Firms. Certificate of Incorporation duly certified by the Register of Joint Stock Companies and Firm. Board Resolution duly certified by the Chairman / Secretary of the Company. FORM Xll and Schedule X duly certified by the Register of joint stock companies and firms. Certificate of Commencement of Business duly certified by the Register of joint Stock Company and Firm (only incase of Public Limited Company).

In case of Club / Society: Certified copy of Registration Certificate. Certified copy of Charter / Bye-Laws and Regulation/ Constitution of the relevant organization. Copy of Resolution of managing Committee / Executive Committee for opening Account with The City Bank and operation of account duty certified by the chairman / Secretary. List of members of the Managing Committee / Executive committee duty certified by the Chairmen / Secretary. In case of Clue / Society: Certified copy of Registration Certificate. Copy of Resolution of Managing Committee/ Governing Body authorizing opening and operation of account with The City Bank duty certified by president / Secretary of the managing committee. List of Members of Managing Committee / Governing Body duty certified by a Gazetted Officer. In case of Sector Corporation: Certified copy of the relevant presidential Order / Act of Parliament establishing the Corporation. Resolution of Board of Directors / Competent Authority to open Account with The City Bank. Certified list of Board of Director (if any). In case of Local Authorities, City Corporation etc: Certified copy of the Statute / any other Law by which the body is created and governed. Resolution of municipal Committee / Managing Body (if any) to open Account with The City Bank duly certified by Chairman / Mayor / Competent Authority. List of Members of such Committee / Body duly certified by Chairman / Mayor / Competent Authority.