tasa de interes

1+ tasa de interes

TABLA DE MORTALIDAD CSO 80 HOMBRES

x
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

l(x)
100,000
99,582
99,475
99,377
99,280
99,185
99,096
99,011
98,932
98,856
98,783
98,711
98,635
98,551
98,454
98,340
98,210
98,061
97,898
97,723
97,542
97,356
97,170
96,987
96,806
96,630
96,459
96,292
96,128
95,964
95,800
95,634
95,464
95,289
95,107
94,917
94,717
94,505
94,278
94,035
93,772

d(x)
418
107
98
97
94
89
85
79
75
73
72
76
84
98
113
131
148
164
174
182
185
186
184
180
176
171
167
165
163
164
166
170
175
182
190
200
212
227
243
262
283

p(x;1)
0.99582
0.99893
0.99901
0.99902
0.99905
0.9991
0.99914
0.9992
0.99924
0.99926
0.99927
0.99923
0.99915
0.99901
0.99885
0.99867
0.99849
0.99833
0.99822
0.99814
0.9981
0.99809
0.99811
0.99814
0.99818
0.99823
0.99827
0.99829
0.9983
0.99829
0.99827
0.99822
0.99817
0.99809
0.998
0.99789
0.99776
0.9976
0.99742
0.99721
0.99698

vx

1
0.96153846
0.92455621
0.88899636
0.85480419
0.82192711
0.79031453
0.75991781
0.73069021
0.70258674
0.67556417
0.64958093
0.62459705
0.60057409
0.57747508
0.5552645
0.53390818
0.51337325
0.49362812
0.47464242
0.45638695
0.4388336
0.42195539
0.40572633
0.39012147
0.3751168
0.36068923
0.34681657
0.33347747
0.32065141
0.30831867
0.29646026
0.28505794
0.27409417
0.26355209
0.25341547
0.24366872
0.23429685
0.22528543
0.21662061
0.20828904

D(x)

100,000.00
95,751.92
91,970.23
88,345.79
84,864.96
81,522.84
78,317.01
75,240.22
72,288.64
69,454.91
66,734.26
64,120.78
61,607.13
59,187.18
56,854.73
54,604.71
52,435.12
50,341.89
48,325.21
46,383.48
44,516.90
42,723.08
41,001.40
39,350.18
37,766.10
36,247.54
34,791.72
33,395.66
32,056.52
30,770.99
29,536.93
28,351.68
27,212.77
26,118.16
25,065.65
24,053.44
23,079.57
22,142.22
21,239.46
20,369.92
19,531.68

4%
1.04
N(x)

2,378,285.72
2,278,285.72
2,182,533.80
2,090,563.57
2,002,217.78
1,917,352.82
1,835,829.97
1,757,512.97
1,682,272.74
1,609,984.10
1,540,529.19
1,473,794.93
1,409,674.15
1,348,067.02
1,288,879.84
1,232,025.11
1,177,420.40
1,124,985.28
1,074,643.38
1,026,318.18
979,934.69
935,417.80
892,694.72
851,693.31
812,343.13
774,577.03
738,329.49
703,537.77
670,142.11
638,085.59
607,314.60
577,777.67
549,425.99
522,213.22
496,095.06
471,029.41
446,975.97
423,896.40
401,754.18
380,514.72
360,144.80

S(x)

50,498,489.13
48,120,203.41
45,841,917.70
43,659,383.90
41,568,820.33
39,566,602.56
37,649,249.74
35,813,419.77
34,055,906.80
32,373,634.06
30,763,649.96
29,223,120.77
27,749,325.84
26,339,651.69
24,991,584.67
23,702,704.83
22,470,679.72
21,293,259.32
20,168,274.05
19,093,630.67
18,067,312.49
17,087,377.80
16,151,960.00
15,259,265.28
14,407,571.97
13,595,228.84
12,820,651.81
12,082,322.31
11,378,784.54
10,708,642.43
10,070,556.84
9,463,242.25
8,885,464.58
8,336,038.59
7,813,825.38
7,317,730.32
6,846,700.91
6,399,724.94
5,975,828.54
5,574,074.36
5,193,559.65

41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87

93,489
93,182
92,850
92,490
92,103
91,684
91,233
90,747
90,227
89,666
89,065
88,414
87,711
86,947
86,115
85,214
84,237
83,185
82,055
80,843
79,543
78,148
76,648
75,034
73,297
71,434
69,445
67,331
65,096
62,742
60,263
57,653
54,906
52,016
48,989
45,844
42,611
39,325
36,026
32,745
29,509
26,337
23,249
20,267
17,425
14,760
12,308

308
332
359
388
419
451
485
521
560
602
650
704
764
831
902
977
1052
1130
1212
1300
1395
1500
1614
1736
1863
1989
2114
2235
2355
2479
2609
2747
2890
3027
3145
3233
3286
3299
3280
3237
3172
3088
2982
2842
2665
2451
2210

0.99671
0.99644
0.99613
0.99581
0.99545
0.99508
0.99468
0.99426
0.99379
0.99329
0.9927
0.99204
0.99129
0.99044
0.98953
0.98854
0.98751
0.98641
0.98523
0.98392
0.98246
0.98081
0.97894
0.97686
0.97458
0.97215
0.96956
0.96681
0.96383
0.96049
0.9567
0.95235
0.94736
0.94181
0.93581
0.92947
0.92288
0.9161
0.90895
0.90116
0.89252
0.88275
0.87174
0.85975
0.84705
0.83391
0.82045

0.20027793
0.19257493
0.1851682
0.17804635
0.17119841
0.16461386
0.15828256
0.15219476
0.14634112
0.14071262
0.13530059
0.13009672
0.125093
0.12028173
0.11565551
0.11120722
0.10693002
0.10281733
0.09886282
0.0950604
0.09140423
0.08788868
0.08450835
0.08125803
0.07813272
0.07512762
0.07223809
0.0694597
0.06678818
0.0642194
0.06174942
0.05937445
0.05709081
0.05489501
0.05278367
0.05075353
0.04880147
0.04692449
0.0451197
0.04338433
0.0417157
0.04011125
0.03856851
0.0370851
0.03565875
0.03428726
0.03296852

18,723.78
17,944.52
17,192.87
16,467.51
15,767.89
15,092.46
14,440.59
13,811.22
13,203.92
12,617.14
12,050.55
11,502.37
10,972.03
10,458.14
9,959.67
9,476.41
9,007.46
8,552.86
8,112.19
7,684.97
7,270.57
6,868.32
6,477.40
6,097.11
5,726.89
5,366.67
5,016.57
4,676.79
4,347.64
4,029.25
3,721.21
3,423.11
3,134.63
2,855.42
2,585.82
2,326.74
2,079.48
1,845.31
1,625.48
1,420.62
1,230.99
1,056.41
896.68
751.60
621.35
506.08
405.78

340,613.12
321,889.34
303,944.82
286,751.95
270,284.44
254,516.56
239,424.10
224,983.51
211,172.29
197,968.37
185,351.23
173,300.68
161,798.31
150,826.28
140,368.14
130,408.47
120,932.06
111,924.59
103,371.73
95,259.55
87,574.58
80,304.01
73,435.69
66,958.29
60,861.17
55,134.28
49,767.61
44,751.04
40,074.25
35,726.61
31,697.35
27,976.15
24,553.03
21,418.40
18,562.98
15,977.17
13,650.42
11,570.94
9,725.64
8,100.15
6,679.53
5,448.55
4,392.14
3,495.46
2,743.85
2,122.50
1,616.42

4,833,414.85
4,492,801.73
4,170,912.39
3,866,967.58
3,580,215.62
3,309,931.18
3,055,414.62
2,815,990.52
2,591,007.02
2,379,834.73
2,181,866.36
1,996,515.13
1,823,214.44
1,661,416.13
1,510,589.85
1,370,221.71
1,239,813.24
1,118,881.18
1,006,956.59
903,584.85
808,325.31
720,750.73
640,446.72
567,011.03
500,052.75
439,191.57
384,057.29
334,289.68
289,538.64
249,464.39
213,737.78
182,040.43
154,064.28
129,511.25
108,092.85
89,529.87
73,552.70
59,902.28
48,331.34
38,605.70
30,505.55
23,826.02
18,377.47
13,985.33
10,489.88
7,746.03
5,623.53

88
89
90
91
92
93
94
95
96
97
98
99

10,098
8,147
6,458
5,026
3,835
2,863
2,084
1,467
983
605
315
108

1952
1689
1432
1191
972
779
617
484
378
291
207
108

0.80673
0.79271
0.77823
0.76302
0.74655
0.72789
0.7041
0.67004
0.61545
0.5198
0.34202
0

0.0317005
0.03048125
0.0293089
0.02818163
0.02709772
0.0260555
0.02505337
0.02408978
0.02316325
0.02227235
0.02141572
0.02059204

320.11
248.33
189.28
141.64
103.92
74.60
52.21
35.34
22.77
13.47
6.75
2.22

1,210.64
890.53
642.20
452.92
311.28
207.36
132.77
80.55
45.21
22.44
8.97
2.22

4,007.11
2,796.47
1,905.94
1,263.74
810.82
499.53
292.17
159.41
78.85
33.64
11.19
2.22

VARIACION DEL FAA RESPECTO AL PLAZO t PARA UNA MISMA EDAD x

TEA 4%

x
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20

VARIACION DEL FAA

TEA

x+t

l(x)

l(x+t)

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542

97,542
97,356
97,170
96,987
96,806
96,630
96,459
96,292
96,128
95,964
95,800
95,634
95,464
95,289
95,107
94,917
94,717
94,505
94,278
94,035
93,772
93,489
93,182
92,850
92,490
92,103
91,684
91,233
90,747
90,227
89,666
89,065
88,414
87,711
86,947
86,115
85,214
84,237
83,185
82,055
80,843

p(x,t)
1.0000000
0.9980931
0.9961863
0.9943101
0.9924545
0.9906502
0.9888971
0.9871850
0.9855037
0.9838224
0.9821410
0.9804392
0.9786964
0.9769023
0.9750364
0.9730885
0.9710381
0.9688647
0.9665375
0.9640463
0.9613500
0.9584487
0.9553013
0.9518976
0.9482069
0.9442394
0.9399438
0.9353202
0.9303377
0.9250067
0.9192553
0.9130938
0.9064198
0.8992126
0.8913801
0.8828505
0.8736134
0.8635972
0.8528121
0.8412274
0.8288020

v
1.0000000
0.9615385
0.9245562
0.8889964
0.8548042
0.8219271
0.7903145
0.7599178
0.7306902
0.7025867
0.6755642
0.6495809
0.6245970
0.6005741
0.5774751
0.5552645
0.5339082
0.5133732
0.4936281
0.4746424
0.4563869
0.4388336
0.4219554
0.4057263
0.3901215
0.3751168
0.3606892
0.3468166
0.3334775
0.3206514
0.3083187
0.2964603
0.2850579
0.2740942
0.2635521
0.2534155
0.2436687
0.2342968
0.2252854
0.2166206
0.2082890

E(x;t)
1.00000000
0.95970493
0.92103019
0.88393810
0.84835429
0.81424224
0.78153974
0.75017947
0.72009789
0.69122054
0.66349929
0.63687461
0.61129086
0.58670218
0.56305922
0.54032151
0.51844519
0.49738921
0.47711009
0.45757725
0.43874758
0.42059948
0.40309453
0.38620994
0.36991588
0.35420007
0.33902762
0.32438453
0.31024666
0.29660470
0.28342357
0.27069604
0.25838216
0.24646895
0.23492509
0.22372797
0.21287226
0.20233811
0.19212615
0.18222718
0.17263037

x
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20

41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80

61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100

97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542
97,542

79,543
78,148
76,648
75,034
73,297
71,434
69,445
67,331
65,096
62,742
60,263
57,653
54,906
52,016
48,989
45,844
42,611
39,325
36,026
32,745
29,509
26,337
23,249
20,267
17,425
14,760
12,308
10,098
8,147
6,458
5,026
3,835
2,863
2,084
1,467
983
605
315
108
0

0.8154744
0.8011728
0.7857948
0.7692481
0.7514404
0.7323409
0.7119497
0.6902770
0.6673638
0.6432306
0.6178159
0.5910582
0.5628960
0.5332677
0.5022349
0.4699924
0.4368477
0.4031597
0.3693383
0.3357015
0.3025261
0.2700068
0.2383486
0.2077772
0.1786410
0.1513194
0.1261815
0.1035246
0.0835230
0.0662074
0.0515265
0.0393164
0.0293515
0.0213652
0.0150397
0.0100777
0.0062025
0.0032294
0.0011072
0.0000000

0.2002779
0.1925749
0.1851682
0.1780463
0.1711984
0.1646139
0.1582826
0.1521948
0.1463411
0.1407126
0.1353006
0.1300967
0.1250930
0.1202817
0.1156555
0.1112072
0.1069300
0.1028173
0.0988628
0.0950604
0.0914042
0.0878887
0.0845084
0.0812580
0.0781327
0.0751276
0.0722381
0.0694597
0.0667882
0.0642194
0.0617494
0.0593744
0.0570908
0.0548950
0.0527837
0.0507535
0.0488015
0.0469245
0.0451197
0.0433843

0.16332151
0.15428580
0.14550422
0.13696182
0.12864540
0.12055347
0.11268922
0.10505655
0.09766277
0.09051066
0.08359086
0.07689474
0.07041435
0.06414237
0.05808624
0.05226655
0.04671214
0.04145180
0.03651383
0.03191192
0.02765216
0.02373054
0.02014245
0.01688356
0.01395771
0.01136827
0.00911511
0.00719079
0.00557835
0.00425180
0.00318173
0.00233439
0.00167570
0.00117284
0.00079385
0.00051148
0.00030269
0.00015154
0.00004996
0.00000000

41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80

VARIACION DEL FAA RESPECTO A LA EDAD DE CONTRATACION x PARA UN MISMO PLAZO t

4%

t
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20

x+t
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

l(x)

l(x+t)

100,000
99,582
99,475
99,377
99,280
99,185
99,096
99,011
98,932
98,856
98,783
98,711
98,635
98,551
98,454
98,340
98,210
98,061
97,898
97,723
97,542
97,356
97,170
96,987
96,806
96,630
96,459
96,292
96,128
95,964
95,800
95,634
95,464
95,289
95,107
94,917
94,717
94,505
94,278
94,035
93,772

97,542
97,356
97,170
96,987
96,806
96,630
96,459
96,292
96,128
95,964
95,800
95,634
95,464
95,289
95,107
94,917
94,717
94,505
94,278
94,035
93,772
93,489
93,182
92,850
92,490
92,103
91,684
91,233
90,747
90,227
89,666
89,065
88,414
87,711
86,947
86,115
85,214
84,237
83,185
82,055
80,843

p(x,t)
0.97542000
0.97764656
0.97682835
0.97595017
0.97508058
0.97424006
0.97338944
0.97253840
0.97165730
0.97074533
0.96980250
0.96882820
0.96785117
0.96690039
0.96600443
0.96519219
0.96443336
0.96373686
0.96302274
0.96226068
0.96134998
0.96027980
0.95895853
0.95734480
0.95541599
0.95315120
0.95049710
0.94746189
0.94402255
0.94021716
0.93597077
0.93131104
0.92615017
0.92047351
0.91420190
0.90726635
0.89966954
0.89134966
0.88233734
0.87260063
0.86212302

v
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695

E(x;t)
0.44516896
0.44618513
0.44581171
0.44541092
0.44501405
0.44463044
0.44424223
0.44385383
0.44345171
0.4430355
0.4426052
0.44216054
0.44171464
0.44128071
0.44087181
0.44050112
0.44015479
0.43983692
0.43951101
0.43916321
0.43874758
0.43825916
0.43765615
0.43691967
0.43603938
0.43500576
0.43379447
0.43240924
0.43083957
0.42910284
0.42716484
0.4250382
0.42268285
0.42009209
0.41722981
0.41406452
0.41059743
0.40680035
0.40268725
0.39824354
0.39346169

20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20

61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100

93,489
93,182
92,850
92,490
92,103
91,684
91,233
90,747
90,227
89,666
89,065
88,414
87,711
86,947
86,115
85,214
84,237
83,185
82,055
80,843
79,543
78,148
76,648
75,034
73,297
71,434
69,445
67,331
65,096
62,742
60,263
57,653
54,906
52,016
48,989
45,844
42,611
39,325
36,026
32,745

79,543
78,148
76,648
75,034
73,297
71,434
69,445
67,331
65,096
62,742
60,263
57,653
54,906
52,016
48,989
45,844
42,611
39,325
36,026
32,745
29,509
26,337
23,249
20,267
17,425
14,760
12,308
10,098
8,147
6,458
5,026
3,835
2,863
2,084
1,467
983
605
315
108
0

0.85082737
0.83865983
0.82550350
0.81126608
0.79581555
0.77913267
0.76118291
0.74196392
0.72146918
0.69973011
0.67661820
0.65207999
0.62598762
0.59824951
0.56887882
0.53798672
0.50584660
0.47274148
0.43904698
0.40504435
0.37098173
0.33701438
0.30332168
0.27010422
0.23773142
0.20662430
0.17723378
0.14997549
0.12515362
0.10292946
0.08340109
0.06651865
0.05214366
0.04006460
0.02994550
0.02144228
0.01419821
0.00801017
0.00299783
0.00000000

0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695
0.45638695

0.38830651
0.3827534
0.37674902
0.37025125
0.36319983
0.35558598
0.34739394
0.33862265
0.32926912
0.31934769
0.30879971
0.29760079
0.28569258
0.27303327
0.25962887
0.24553011
0.23086178
0.21575304
0.20037531
0.18485695
0.16931122
0.15380897
0.13843205
0.12327204
0.10849752
0.09430063
0.08088718
0.06844686
0.05711848
0.04697566
0.03806317
0.03035825
0.02379769
0.01828496
0.01366673
0.00978598
0.00647988
0.00365574
0.00136817
0