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2012 VA County Loan Limits

2012 loan limits: The procedure for calculating loan limits for 2012 has changed from 2011. VAs previous procedure expires December 31, 2011. If Congress passes legislation permitting VA to calculate maximum guaranty as it has in the past, the numbers below could increase slightly; they will NOT decrease. If that occurs, we will post announcements and reissue this loan limit chart. Loan limits: VA does not impose a maximum amount that an eligible veteran may borrow using a VA-guaranteed loan; however loan limits establish the maximum possible guaranty on a loan. The maximum guaranty amount (available for loans over $144,000) is 25 percent of the 2012 VA Limit shown below. A veteran with full entitlement available may borrow up to the limit shown below and VA will guarantee 25 percent of the loan amount. If a veteran has previously used entitlement that has not been restored, the maximum guaranty amount available to that veteran is reduced accordingly. Lenders should check their own investor requirements regarding guaranty amounts and down payments.

NOTE: For all counties other than those listed below, the 2012 Limit is $417,000.
STATE AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK COUNTY 2012 VA LIMIT Regional Loan Center ALEUTIANS EAST $625,500 DENVER ALEUTIANS WEST $625,500 DENVER ANCHORAGE $625,500 DENVER BETHEL $625,500 DENVER BRISTOL BAY $625,500 DENVER DENALI $625,500 DENVER DILLINGHAM $625,500 DENVER FAIRBANKS NORTH $625,500 DENVER HAINES $625,500 DENVER HOONAH-ANGOON $625,500 DENVER JUNEAU $625,500 DENVER KENAI PENINSULA $625,500 DENVER KETCHIKAN GATEWAY $625,500 DENVER KODIAK ISLAND $625,500 DENVER LAKE AND PENINSULA $625,500 DENVER MATANUSKA-SUSITNA $625,500 DENVER NOME $625,500 DENVER NORTH SLOPE $625,500 DENVER NORTHWEST ARCTIC $625,500 DENVER PETERSBURG $625,500 DENVER PRINCE OF WALES-HYDER $625,500 DENVER SITKA $625,500 DENVER SKAGWAY MUNICIPALITY $625,500 DENVER SOUTHEAST FAIRBANKS $625,500 DENVER VALDEZ-CORDOVA $625,500 DENVER WADE HAMPTON $625,500 DENVER WRANGELL CITY/BOROUGH $625,500 DENVER YAKUTAT CITY $625,500 DENVER YUKON-KOYUKUK $625,500 DENVER

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CA CA CA CA CA CA CA CA CA CA CA CA CA CA CA CA CO CO CO CO CO CO CT DC GU HI HI HI HI HI ID MA MA MA MA MA MA MA MD MD MD MD MD MD MD MD MD

ALAMEDA CONTRA COSTA LOS ANGELES MARIN NAPA ORANGE SAN BENITO SAN DIEGO SAN FRANCISCO SAN LUIS OBISPO SAN MATEO SANTA BARBARA SANTA CLARA SANTA CRUZ SONOMA VENTURA EAGLE LAKE PITKIN ROUTT SAN MIGUEL SUMMIT FAIRFIELD DISTRICT OF COLUMBIA GUAM HAWAII HONOLULU KALAWAO KAUAI MAUI TETON DUKES ESSEX MIDDLESEX NANTUCKET NORFOLK PLYMOUTH SUFFOLK ANNE ARUNDEL BALTIMORE BALTIMORE CITY CALVERT CARROLL CHARLES FREDERICK HARFORD HOWARD

$625,500 $625,500 $621,000 $625,500 $460,000 $621,000 $625,500 $477,000 $625,500 $457,700 $625,500 $598,000 $625,500 $610,650 $419,750 $518,650 $625,500 $625,500 $625,500 $523,250 $625,500 $621,000 $601,450 $625,500 $625,500 $625,500 $695,750 $625,500 $625,500 $625,500 $600,300 $625,500 $460,000 $460,000 $625,500 $460,000 $460,000 $460,000 $494,500 $494,500 $494,500 $625,500 $478,400 $625,500 $625,500 $478,400 $478,400

PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX DENVER DENVER DENVER DENVER DENVER DENVER CLEVELAND ROANOKE HONOLULU HONOLULU HONOLULU HONOLULU HONOLULU HONOLULU DENVER CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE

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MD MD MD NH NH NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NY NY NY NY NY NY NY NY NY NY PA UT UT UT VA VA VA VA VA VA VA VA VA VA VA VA VA VA VA VI

MONTGOMERY PRINCE GEORGE'S QUEEN ANNE'S ROCKINGHAM STRAFFORD BERGEN ESSEX HUDSON HUNTERDON MIDDLESEX MONMOUTH MORRIS OCEAN PASSAIC SOMERSET SUSSEX UNION BRONX KINGS NASSAU NEW YORK PUTNAM QUEENS RICHMOND ROCKLAND SUFFOLK WESTCHESTER PIKE SALT LAKE SUMMIT TOOELE ALEXANDRIA ARLINGTON CLARKE FAIRFAX FAIRFAX IND FALLS CHURCH FAUQUIER FREDERICKSBURG LOUDOUN MANASSAS MANASSAS PARK PRINCE WILLIAM SPOTSYLVANIA STAFFORD WARREN ST. CROIX

$625,500 $625,500 $478,400 $460,000 $460,000 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $594,550 $594,550 $594,550 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500 $625,500

ROANOKE ROANOKE ROANOKE CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND DENVER DENVER DENVER ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ST. PETERSBURG

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VI VI WA WA WA WA WV WY

ST. JOHN ST. THOMAS KING PIERCE SAN JUAN SNOHOMISH JEFFERSON TETON

$625,500 $625,500 $458,850 $458,850 $432,400 $458,850 $625,500 $625,500

ST. PETERSBURG ST. PETERSBURG DENVER DENVER DENVER DENVER ROANOKE DENVER

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