Clculo del Porcentaje de Financiamiento

Mes.
Ob. ejecutada Anticipo
Estimacin
Amort. Atcpo. Cobros
Gastos Cobro - Gasto Dif. Acumul.
Int. a Pagar
Int. a Favor
1
309,853.55
1'972,476.79
0.00
0.00
1'972,476.79
262,986.
85
1'709,489.94
1'709,489.94
0.00
6,339.36
2
4'510,797.20
0.00
0.00
0.00
0.00
3'828,519.51
-3'828,5
19.51 -2'119,029.57 7,893.39
0.00
3
1'753,349.25
0.00
309,853.55
92,969.11
216,884.44
1'488,147.55
-1'271,263.11 -3'390,292.68 12,628.84
0.00
4
0.00
0.00
4'510,797.20
1'353,429.08
3'157,368.12
0.00
3'157,368.12
-232,924.566
867.64 0.00
5
0.00
0.00
1'753,349.25
526,078.60
1'227,270.65
0.00
1'227,270.65
994,346.09
0.00
3,687.37
Totales:
6'574,000.00

6'574,000.00
5'579,653.91

1'972,476.79
21,389.87

6'574,000.00
10,026.73

1'972,476.79

Int. a Pagar = 4.47% anual

Int. a Favor = 4.45% anual
Inters Neto = Inters a Pagar - Inters a Favor = 21,389.87 - 10,026.73 = 11,363.14
% Financiamiento = Inters Neto / Gastos de Obra = 11,363.14 / 5'579,653.91 = 0.20
%