INTERES = 10% POR PERIODO

INTERES SIMPLE

TRIMESTRE
1
2
3
4
5
6
7
8

PRINCIPAL
INICIO

AMORTIZACION

15,000.00
14,500.00
13,950.00
13,345.00
13,345.00
13,345.00
13,345.00
12,683.00

TOTAL

SERVICIO DE DEUDA

500.00
550.00
605.00
0.00
0.00
0.00
662.00

INTERES
1,500.00
1,450.00
1,395.00
1,334.50
1,334.50
1,334.50
1,334.50

2,000.00
2,000.00
2,000.00
0.00
2,000.00
2,000.00
2,000.00

6,731.70

1,268.30

8,000.00

9,048.70

10,951.30

20,000.00

INTERES COMPUESTO

TRIMESTRE
1
2
3
4
5
6
7
8
TOTAL

PRINCIPAL
INICIO

AMORTIZACION

15,000.00
14,500.00
13,950.00
13,345.00
14,679.50
13,147.45
11,462.20

500.00
550.00
605.00
0.00
1,532.05
1,685.26
1,853.78

INTERES
1,500.00
1,450.00
1,395.00
1,334.50
1,467.95
1,314.75
1,146.22

9,608.41

2,039.16

960.84

3,000.00

7,110.24

10,569.26

18,000.00

SERVICIO DE DEUDA
2,000.00
2,000.00
2,000.00
0.00
3,000.00
3,000.00
3,000.00

PRINCIPAL
FINAL

INTERESES NO
PAGADOS

14,500.00
13,950.00
13,345.00
13,345.00
13,345.00
13,345.00
12,683.00

1,334.50
669.00
3.50
0.00

5,951.30

0.00

100,464.30

PRINCIPAL
FINAL
14,500.00
13,950.00
13,345.00
14,679.50
13,147.45
11,462.20
9,608.41
7,569.26
98,261.82

2,007.00

PAGO DE
INTERESES
ATRASADOS

1,334.50
669.00
3.50

665.50
665.50
1,331.00

Mensual
PERIODOS ANUALES
Interes %
Tasa Nominal anual %
Tasa Efectiva anual %

12
5
60

(1+ In/n)n= (Ie +1)

In= Interes nominal anual
Ie= Interes efectivo anual

Quincenal
24
8
192
79.59%
534.12%

Bimensual
Trimensual
Cuatrimestral Semestral
Anual
6
4
3
2
1
10
12
15
16
18
60
48
45
32
18
77.16%
57.35%
52.09%
34.56%
18.00%

12
Interes mensual
3.00
5.00
6.00
7.00
9.00
4.00

(1+ In/n)n= (Ie +1)

Interes Nominal
0.36
0.6
0.72
0.84
1.08
0.48

Interes efectivo
0.4257608868
0.795856326
1.0121964718
1.252191589
1.8126647818
0.6010322186