im

Mes

VPAV

5.00%

Pagos Factor
(A)
de descuento
Valor descontado
1 $40,000.00 0.95238095 $
38,095.24
2 $40,000.00 0.90702948 $
36,281.18
3 $40,000.00
0.8638376 $
34,553.50
Flujos Desc. $
108,929.92
Frmula
$
108,929.92
Funcin VA
$108,929.92

1.05 $ 38,095.24
1.1025 $ 36,281.18
1.157625 $ 34,553.50
$ 108,929.92

im
Mes

VFAV

5.00%

Pagos (A) Factor FuturValor Proyectado

1 $40,000.00
1.1025 $
44,100.00
2 $40,000.00
1.05 $
42,000.00
3 $40,000.00
1 $
40,000.00
Flujos Proy $
126,100.00
Frmula
$
126,100.00
Funcin VA
$126,100.00

nper
24
pago
$ 6,300.00
im
1.08333%
$132,514.90

Vf
nper

180000
20

It

3.500%
$6,365

Pago
nper
im
Vf
Inters

1500
120
0.6667%
$274,419.05
180000
$94,419.05

nper
Pagos
Iq
Vf
Inters

$
$
$

Pagos
Nper
it

3,500.00
48
0.6550%
196,659.49
168,000.00
28,659.49

5000
12
0.03

vf
Intereses

$70,960.15
60,000.00
$10,960.15

pagos
Nper
Is
Vf

3500
17
0.055
$94,487.41

nper
pagos
isem
vf

65
500
0.0019230769
$34,583.23

nper
IS
pagos
VP

11
0.14
7200
$39,259.68

nper
pago
im
vp

20
5399
0.0239583333
$85,000.01

it
nper
pago
vp

0.085
12
22000
$161,583.09

Pago inicial
Pagos bimestr
nper
ib
Val de cont.
VP
Val de cont.
Interes

20000
1200
84
0.016

Pago inicial + VA
$55,230.77
$75,230.77
$
100,800
$45,569.23

nper
pagos
ise
VA
Vcont.
Intereses

nper
inicial + VA

pago
it
VA

Pago
Nper
im
VP

$
$
$
$
$

40
85
0.0092307692
3,400
2,832
2,917
567.86

4
$

904.90
0.065
$3,100.01

11000
300
0.0108333333
$975,319.71

VF
ib
nper
pago

im
VF
Nper
Pago

500,000
0.0233333333
59
$4,023.67

1%
100,000
60
$1,224.44
$73,466.69
26,533

Intereses

im
nper
VF
Pago

0.0066
60
$
5,000,000
$68,190.65
$4,091,438.76
$ 908,561.24

Intereses

Vcon
VP
nper
im
Pago
Interes

$
$

1,315,000
986,250
300
0.0133333333
$13,402.04
$4,020,612.49
$3,034,362.49

VP
Nper

800000
18

ic
pago

0.0366666667
$61,494.51

IM
NPER
Valor contado $
VP
Interes

0.0125
36
195,700
$6,784.00
$244,224.17
$48,524.17

VP
im
nper
Pago
Importe tot
Interes
Costo tot

VP
nper
im
Pago

1,350,000
0.004375
432
$6,962.42

870000
652500
0.0115833333
120
$10,091.94
$1,211,032.72
$558,532.72
$1,428,532.72

1,630,000
420
0.0131
$21,443.64

VP
Nper
im
Pago
Costo tot
Interes

VP
Pago
Im
Nper

8630
18
0.0366666667
$663.37
$11,940.70
$3,310.70

Contado
VP
Pagos

$ 6,200.00
$ 4,960.00
$
246.72

Isem
Nper

0.00798077
22

$
$

15,800,000
184,923.18
0.0083333333
150

Pago
iq
VF
Nper

$
300
0.00296667
$
20,028
61

Pago
im
VP

$
1,600
0.02916667
$
30,000

Nper
Nper1
Pago a
Nper 2
Pago b

27.534032
28.00

$1,582.55
27

$1,620.78

Pag compl

$ 860.17

VF
Pago
im
nper
npera.
pago
nper b.
pago

$
$

21,000
1,200 Pag comp
0.0073333333

16.525
17

$1,164.41
16

$1,241.81

$
$

VP
PAGO
Im
Nper
Pag complem $

725,000
507,500
7500
0.014

211.74
5,544.64

$558.170

VF
Pag q
iq
Nper
Dep comp

$ 170,000
$
5,000
0.0042

31.864
###

Vp
ret
iq
nper
pag compl

pago
VP
im
Nper

438765
4000
0.0041666667

147

146

436852.316016584
1913

1.8426919

3200
500000
0.0066
#VALUE!

3524.4873

pagos
VF
im
nper
Nper Ulti
Pago adic

$
$

5,463

VP
Pago
im
Nper

$
$

66,990
17,812
3%
4
71,249
4,258.6

Interes

20,000.00
600,000.00
0.02

46.2712
47

$
$

VP
Nper
Pago
iq
Jq
EA

4625
36
173.77
1.733%

41.60%
51.05%

Pago
Nper
VF
30.14%

Interes
IS
Jsem
Ea

Pagos
VF
Nper
It
Jt

300
260
95058
78000
17,058
0.14808%
7.7%
8.0%

625
25329.39
28
2.61%
10.45%

VP
Pagos
Nper
Im
Jm

4750
260
24
2.31%
27.702%

Pago
im

480
12
3.10%
37.180%

430
0.03833333

Tasa
16 $
17 $
17

Pago complementario - VF
0.007333333
1,200
21,000

$
15.05 $
1.132255633 $
$
1.132255633

18,054.08
18,547
492.97
558.17

Pago complementario - VP
Tasa
0.02916667
27 $
$
28
Pdta

1,600
30,000

18.5096383 $
1 $
$
2.23665975 $

29,615.42
30,000
384.58
860.17

Colocar el valor para formular o de lo contrario se altera la formula

ontrario se altera la formula

Pagos (q)
Nper
Iq
VF(V)
VF(A)

$ 1,750.00
288
0.4167%
$970,976.97
$970,976.97

100.4167% $975,022.71

Pagos (sem) $
250,000.00
is
0.05
Nper
12
VF(A)
$4,178,245.71
VF(V)
$3,979,281.63
Diferencia de
$198,964.08
$ 3,000,000.00
Intereses
VP(V)
$2,215,812.91
$
784,187.09

Pago
Nper
Im
VA(V)
VA(A)

VF(V)
VP(V)

50.00
4
2.00%
190.39
$194.19

$206.08
$190.39

102.00% $

102.00%
106.12%

194.19

$202.04
$202.04

Pago
Nper
Im
VF(A)

150,000.00
144
0.80%
$40,313,325.50

100.80% $40,635,832.11