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Sunday, December 06, 2015

SIMULADOR - PRODUCTO GNV AUTO NUEVO


Valor del Auto (S/.)
Tipo de persona
Inicial (S/.)
Gastos Notariales (S/.)
Gastos Registrales (S/.)
GPS Equipo (S/.)
SOAT (S/.)
Monto a financiarse (K)
Tipo de Seguro de Desgravamen
Tasa de Seguro de Desgrav. (tsd)
Tasa de Seguro vehicular (tsv)
Seguro Vehicular Anual (S/.)
Fecha de desembolso

30,000.00
Taxista
12,000.00
60.00
500.00
979.40
270.00
19,811.38
Titular
0.066%
5.26%
1,578.80
05/08/2012

Periodo de Gracia (meses)


Primera fecha de pago

Cuota Doble (Jul/Dic)


Tasa de inters efectiva anual (TIEA)
Tasa de inters efectiva anual equivalente (TIEAEq)

No

Plazo (meses)
Requiere Instalar GPS Monitoreo

57

Cuota (A+I+SD)
GPS Monitoreo (GM)
Seguro Vehicular
Gastos Por Portes (PT)
Cuota Total a Pagar Mensual (T)

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

Fecha

05-08-2012
14-10-2012
15-11-2012
15-12-2012
15-01-2013
15-02-2013
15-03-2013
15-04-2013
15-05-2013
15-06-2013
15-07-2013
15-08-2013
15-09-2013
15-10-2013
15-11-2013
15-12-2013
15-01-2014
15-02-2014
15-03-2014
15-04-2014
15-05-2014
15-06-2014
15-07-2014
15-08-2014
15-09-2014
15-10-2014
15-11-2014
15-12-2014
15-01-2015
15-02-2015
15-03-2015

10/14/2012
21.00%
21.96%
57
Si
556.68
89.51
153.12
2.50
801.81

Tasa de Costo Efectivo Anual (360 das)

Cuota

Nota:
La simulacin es referencial. Las cuotas no incluye ITF y los montos sern calculados en funcin a las tasas,
comisiones y gastos vigentes a la fecha en que se efectue la operacin.

46.04%

Saldo

Amortizacin (A)

19,811.38
19,811.38
19,811.38
19,606.53
19,387.63
19,164.96
18,906.28
18,675.32
18,429.92
18,190.75
17,937.28
17,689.63
17,437.71
17,171.68
16,910.84
16,636.03
16,365.96
16,091.23
15,784.75
15,500.01
15,201.69
14,906.91
14,598.70
14,293.53
13,983.10
13,659.49
13,338.14
13,003.78
12,671.13
12,332.75
11,967.83

Intereses (I)

Seguro
Desgravamen
(SD)

Cuota (C)

GPS
Monitoreo

GPS Seg.
Vehicular

Gastos por
Portes (PT)

Total a Pagar
(T)

19,811.38

11,434.66

468.15

31,714.19

5,102.07

8,727.98

142.50

45,686.74

0.00
0.00
204.85
218.90
222.67
258.68
230.96
245.40
239.17
253.47
247.65
251.92
266.03
260.84
274.81
270.07
274.73
306.48
284.74
298.32
294.78
308.21
305.17
310.43
323.61
321.35
334.36
332.65
338.38
364.92

526.34
542.81
338.83
324.49
320.87
286.26
312.90
299.03
305.02
291.27
296.86
292.76
279.21
284.19
270.77
275.33
270.86
240.35
261.24
248.18
251.59
238.69
241.61
236.56
223.90
226.06
213.57
215.21
209.71
184.21

30.34
13.87
13.00
13.30
13.15
11.74
12.82
12.26
12.50
11.94
12.16
12.00
11.44
11.65
11.10
11.28
11.10
9.86
10.71
10.17
10.31
9.78
9.90
9.69
9.18
9.26
8.75
8.82
8.59
7.55

556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68
556.68

89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51
89.51

153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12
153.12

2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50
2.50

-19,811.38
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81
801.81