TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA )

NOMBRE DE ESTUDIANTE :SIMON CASTAEDA OAMPO

VALOR TOTAL PRESTAMO
PLAZO (AOS)
TASA DE INTERES MENSUAL
VALOR DE UOTA MENSUAL
TABLA DE AMORTIZACION CUOTA FIJA
#CUOTA

VALOR CUOTA
0
1
2
3
4
5
6
7
8
9
10
11
12

INTERES
0

N DE CREDITOS (CUOTA FIJA )

GRADO : 8E
INTERES (EFETIVO ANUAL)
NO.PAGOS POR AO
(FUNCION TASA NOMINAL
(FUNCION PAGO)

IZACION CUOTA FIJA

AMORTIZACION

SALDO
0

TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA )

NOMBRE DE ESTUDIANTE :SIMON CASTAEDA OAMPO
VALOR TOTAL PRESTAMO

$ 20,000,000

PLAZO (AOS)

TASA DE INTERES MENSUAL

1.29%

VALOR DE UOTA MENSUAL

$ 561,962.98
TABLA DE AMORTIZACION CUOTA FIJA

#CUOTA

VALOR CUOTA

INTERES

1.0

561963.0

258768.0

2.0

561963.0

254845.1

3.0

561963.0

250871.5

4.0
5.0
6.0
7.0
8.0
9.0
10.0
11.0
12.0
13.0
14.0
15.0
16.0
17.0
18.0
19.0
20.0
21.0
22.0
23.0
24.0
25.0
26.0
27.0
28.0
29.0
30.0
31.0
32.0

561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0

246846.5
242769.4
238639.5
234456.2
230218.8
225926.6
221578.8
217174.8
212713.8
208195.1
203617.9
198981.5
194285.1
189527.9
184709.2
179828.1
174883.9
169875.7
164802.7
159664.1
154459.0
149186.6
143845.9
138436.1
132956.4
127405.7
121783.2
116088.0
110319.1

33.0
34.0

561963.0
561963.0

104475.6
98556.4

35.0
36.0
37.0
38.0
39.0
40.0
41.0
42.0
43.0
44.0
45.0
46.0
47.0
48.0

561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
561963.0
26974222.9

92560.7
86487.4
80335.5
74104.0
67791.9
61398.1
54921.6
48361.3
41716.1
34984.9
28166.7
21260.2
14264.4
7178.0
6974222.9

N DE CREDITOS (CUOTA FIJA )

GRADO : 8E
INTERES (EFETIVO ANUAL)

16.68%

NO.PAGOS POR AO

12

(FUNCION TASA NOMINAL

(FUNCION PAGO)

IZACION CUOTA FIJA

AMORTIZACION

SALDO
0

$ 20,000,000.00

303195.0

19696805.0

307117.8

19389687.2

311091.5

19078595.7

315116.5
319193.6
323323.4
327506.7
331744.1
336036.4
340384.2
344788.2
349249.2
353767.9
358345.1
362981.5
367677.9
372435.1
377253.8
382134.9
387079.1
392087.3
397160.2
402298.9
407504.0
412776.4
418117.1
423526.8
429006.6
434557.3
440179.7
445875.0
451643.9

18763479.2
18444285.6
18120962.2
17793455.4
17461711.3
17125674.9
16785290.7
16440502.6
16091253.4
15737485.5
15379140.3
15016158.8
14648480.9
14276045.8
13898792.0
13516657.2
13129578.1
12737490.9
12340330.6
11938031.8
11530527.8
11117751.4
10699634.3
10276107.5
9847100.9
9412543.6
8972363.9
8526489.0
8074845.1

457487.4
463406.6

7617357.7
7153951.1

48

469402.3
475475.6
481627.5
487859.0
494171.1
500564.9
507041.4
513601.7
520246.9
526978.1
533796.3
540702.8
547698.6
554784.9
20000000.0

6684548.8
6209073.2
5727445.7
5239586.7
4745415.6
4244850.7
3737809.3
3224207.6
2703960.7
2176982.6
1643186.3
1102483.6
554784.9
0.0

TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA )

NOMBRE DE ESTUDIANTE :SIMON CASTAEDA OAMPO
VALOR TOTAL PRESTAMO

$ 10,000,000

PLAZO (AOS)

TASA DE INTERES MENSUAL

1.95%

VALOR DE CUOTA MENSUAL

$ 942,772.21
TABLA DE AMORTIZACION CUOTA FIJA

#CUOTA

VALOR CUOTA

INTERES

$ 942,772.21

$ 195,134

$ 942,772.21

$ 180,545

$ 942,772.21

$ 165,671

4
5
6
7
8
9
10
11
12

$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 11,313,266.52

$
$
$
$

150,507
135,047
119,286
103,217
$ 86,835
$ 70,132
$ 53,104
$ 35,744
$ 18,045
$ 1,313,266.52

N DE CREDITOS (CUOTA FIJA )

GRADO : 8E
INTERES (EFETIVO ANUAL)

26.10%

NO.PAGOS POR AO

12

(FUNCION TASA NOMINAL

(FUNCION PAGO)

IZACION CUOTA FIJA

AMORTIZACION

SALDO
0

$ 10,000,000

$ 747,638.55

$ 9,252,361.45

$ 762,227.49

$ 8,490,133.96

$ 777,101.12

$ 7,713,032.84

$ 792,264.98
$ 807,724.73
$ 823,486.16
$ 839,555.15
$ 855,937.70
$ 872,639.92
$ 889,668.06
$ 907,028.48
$ 924,727.66
$ 10,000,000.00

$
$
$
$
$
$
$

6,920,767.86
6,113,043.13
5,289,556.97
4,450,001.82
3,594,064.13
2,721,424.21
1,831,756.14
$ 924,727.66
$ 0.00

TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA )

NOMBRE DE ESTUDIANTE :SIMON CASTAEDA OAMPO
VALOR TOTAL PRESTAMO

$ 12,000,000.00

PLAZO (AOS)

TASA DE INTERES MENSUAL

1.79%

VALOR DE CUOTA MENSUAL

$ 619,333.70
TABLA DE AMORTIZACION CUOTA FIJA

#CUOTA

VALOR CUOTA

INTERES

0.0

0.0

619,333.7

214,585.1

619,333.7

207,347.4

619,333.7

199,980.2

4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
619,333.7
14,864,008.8

192,481.3
184,848.3
177,078.8
169,170.3
161,120.5
152,926.6
144,586.3
136,096.8
127,455.5
118,659.7
109,706.6
100,593.4
91,317.3
81,875.2
72,264.3
62,481.6
52,523.9
42,388.2
32,071.2
21,569.7
10,880.4
2,864,008.8

N DE CREDITOS (CUOTA FIJA )

GRADO : 8E
INTERES (EFETIVO ANUAL)

23.70%

NO.PAGOS POR AO

12

(FUNCION TASA NOMINAL

(FUNCION PAGO)

IZACION CUOTA FIJA

AMORTIZACION

SALDO
0.0

12,000,000.0

404,748.6

11,595,251.4

411,986.3

11,183,265.1

419,353.5

10,763,911.6

426,852.4
434,485.4
442,254.9
450,163.4
458,213.2
466,407.1
474,747.4
483,236.9
491,878.2
500,674.0
509,627.1
518,740.3
528,016.4
537,458.5
547,069.4
556,852.1
566,809.8
576,945.5
587,262.5
597,764.0
608,453.3
12,000,000.0

10,337,059.2
9,902,573.8
9,460,318.9
9,010,155.5
8,551,942.2
8,085,535.2
7,610,787.8
7,127,550.9
6,635,672.8
6,134,998.8
5,625,371.7
5,106,631.5
4,578,615.0
4,041,156.6
3,494,087.2
2,937,235.1
2,370,425.3
1,793,479.8
1,206,217.3
608,453.3
0.0

TALLER #13 AMORTIZACION DE CREDITOS (CUOTA FIJA )

NOMBRE DE ESTUDIANTE :SIMON CASTAEDA OAMPO
VALOR TOTAL PRESTAMO

$ 50,000,000.00

PLAZO (AOS)

TASA DE INTERES MENSUAL

1.39%

VALOR DE CUOTA MENSUAL

$ 1,233,670.08
TABLA DE AMORTIZACION CUOTA FIJA

#CUOTA

VALOR CUOTA

INTERES

$ 0.0

$ 0.0

$ 1,233,670.1

$ 694,421.5

$ 1,233,670.1

$ 686,932.2

$ 1,233,670.1

$ 679,338.9

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1
1,233,670.1

671,640.1
663,834.4
655,920.2
647,896.2
639,760.7
631,512.3
623,149.2
614,670.1
606,073.1
597,356.8
588,519.4
579,559.3
570,474.7
561,263.9
551,925.3
542,456.9
532,857.0
523,123.8
513,255.5
503,250.0
493,105.7
482,820.4
472,392.3
461,819.3
451,099.5
440,230.8
429,211.2
418,038.5
406,710.7
395,225.5
383,580.8

35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 1,233,670.1
$ 74,020,204.7

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

371,774.4
359,804.1
347,667.4
335,362.3
322,886.2
310,236.8
297,411.8
284,408.6
271,224.9
257,858.0
244,305.5
230,564.8
216,633.2
202,508.2
188,187.0
173,666.8
158,945.1
144,018.8
128,885.3
113,541.5
$ 97,984.7
$ 82,211.8
$ 66,219.9
$ 50,005.8
$ 33,566.6
$ 16,899.0
$ 24,020,204.7

N DE CREDITOS (CUOTA FIJA )

GRADO : 8E
INTERES (EFETIVO ANUAL)

18.00%

NO.PAGOS POR AO

12

(FUNCION TASA NOMINAL

(FUNCION PAGO)

IZACION CUOTA FIJA

AMORTIZACION

SALDO
$ 0.0

$ 50,000,000.0

$ 539,248.6

$ 49,460,751.4

$ 546,737.9

$ 48,914,013.6

$ 554,331.2

$ 48,359,682.4

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

562,030.0
569,835.7
577,749.8
585,773.9
593,909.4
602,157.8
610,520.9
619,000.0
627,597.0
636,313.3
645,150.7
654,110.8
663,195.4
672,406.1
681,744.8
691,213.2
700,813.0
710,546.2
720,414.6
730,420.0
740,564.4
750,849.7
761,277.8
771,850.8
782,570.6
793,439.2
804,458.9
815,631.5
826,959.4
838,444.6
850,089.2

47,797,652.4
47,227,816.6
46,650,066.8
46,064,292.9
45,470,383.6
44,868,225.8
44,257,704.9
43,638,704.9
43,011,107.9
42,374,794.6
41,729,643.9
41,075,533.1
40,412,337.7
39,739,931.5
39,058,186.7
38,366,973.6
37,666,160.5
36,955,614.3
36,235,199.7
35,504,779.7
34,764,215.2
34,013,365.5
33,252,087.7
32,480,237.0
31,697,666.4
30,904,227.1
30,099,768.3
29,284,136.7
28,457,177.3
27,618,732.8
26,768,643.6

60

$ 861,895.6
$ 873,866.0
$ 886,002.6
$ 898,307.8
$ 910,783.9
$ 923,433.3
$ 936,258.3
$ 949,261.5
$ 962,445.2
$ 975,812.1
$ 989,364.6
$ 1,003,105.3
$ 1,017,036.9
$ 1,031,161.9
$ 1,045,483.1
$ 1,060,003.2
$ 1,074,725.0
$ 1,089,651.3
$ 1,104,784.8
$ 1,120,128.5
$ 1,135,685.4
$ 1,151,458.2
$ 1,167,450.2
$ 1,183,664.2
$ 1,200,103.5
$ 1,216,771.0
$ 50,000,000.0

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

25,906,747.9
25,032,881.9
24,146,879.3
23,248,571.4
22,337,787.5
21,414,354.2
20,478,095.9
19,528,834.5
18,566,389.2
17,590,577.2
16,601,212.6
15,598,107.3
14,581,070.4
13,549,908.6
12,504,425.4
11,444,422.2
10,369,697.2
$ 9,280,045.9
$ 8,175,261.1
$ 7,055,132.6
$ 5,919,447.2
$ 4,767,989.0
$ 3,600,538.8
$ 2,416,874.5
$ 1,216,771.0
$ 0.0