DISEO DEL FORMATO: YESID CIRO

TALLER#13 AMORTIZACIN DE CREDITOS (CUOTA FIJA)

Nombre
Valor total prstamo
Plazo (AOS)
Tasa interes mensual
Valor de cuota mensual
#CUOTVALOR CUOTA
0 $
1
$ 942,772
2
$ 942,772
3
$ 942,772
4
$ 942,772
5
$ 942,772
6
$ 942,772
7
$ 942,772
8
$ 942,772
9
$ 942,772
10
$ 942,772
11
$ 942,772
12
$ 942,772
$
11,313,266.52

10,000,000.00
1
1.95%
$ 942,772.21
TABLA DE AMORTIZACION CUOTA FIJA
INTERES
$
$ 195,134
$ 180,545
$ 165,671
$ 150,507
$ 135,047
$ 119,286
$ 103,217
$ 86,835
$ 70,132
$ 53,104
$ 35,744
$ 18,045
$
1,313,266.52

L FORMATO: YESID CIRO

ACIN DE CREDITOS (CUOTA FIJA)
Grado: 8-B

Inters (Efectivo Anual)

26.1%
NO. Pagos por ao
12
(FUNCION TASA NOMINAL)
(Funcion pago
MORTIZACION CUOTA FIJA
AMORTIZACION
SALDO
$
$
10,000,000.00
$ 747,639
$ 9,252,361
$ 762,227
$ 8,490,134
$ 777,101
$ 7,713,033
$ 792,265
$ 6,920,768
$ 807,725
$ 6,113,043
$ 823,486
$ 5,289,557
$ 839,555
$ 4,450,002
$ 855,938
$ 3,594,064
$ 872,640
$ 2,721,424
$ 889,668
$ 1,831,756
$ 907,028
$ 924,728
$ 924,728
$0
$
10,000,000.00

DISEO DEL FORMATO: YESID CIRO

TALLER#13 AMORTIZACIN DE CREDITOS (CUOTA FIJA)
Nombre:
Valor total prstamo
Plazo (AOS)
Tasa interes mensual
Valor de cuota mensual
#CUOTA

VALOR CUOTA
0 $
1
$ 561,962.98
2
$ 561,962.98
3
$ 561,962.98
4
$ 561,962.98
5
$ 561,962.98
6
$ 561,962.98
7
$ 561,962.98
8
$ 561,962.98
9
$ 561,962.98
10
$ 561,962.98
11
$ 561,962.98
12
$ 561,962.98
13
$ 561,962.98
14
$ 561,962.98
15
$ 561,962.98
16
$ 561,962.98
17
$ 561,962.98
18
$ 561,962.98
19
$ 561,962.98
20
$ 561,962.98
21
$ 561,962.98
22
$ 561,962.98
23
$ 561,962.98
24
$ 561,962.98
25
$ 561,962.98
26
$ 561,962.98
27
$ 561,962.98
28
$ 561,962.98
29
$ 561,962.98
30
$ 561,962.98
31
$ 561,962.98
32
$ 561,962.98
33
$ 561,962.98
34
$ 561,962.98

20,000,000.00
4
1.29%
$ 561,962.98
TABLA DE AMORTIZACION CUOTA FIJA
INTERES
$
$
258,767.99
$
254,845.13
$
250,871.51
$
246,846.49
$
242,769.39
$
238,639.53
$
234,456.24
$
230,218.83
$
225,926.59
$
221,578.82
$
217,174.79
$
212,713.79
$
208,195.06
$
203,617.87
$
198,981.46
$
194,285.06
$
189,527.90
$
184,709.18
$
179,828.12
$
174,883.91
$
169,875.72
$
164,802.74
$
159,664.13
$
154,459.02
$
149,186.57
$
143,845.91
$
138,436.14
$
132,956.38
$
127,405.72
$
121,783.25
$
116,088.03
$
110,319.12
$
104,475.57
$
98,556.42

35
36
37
38
39
40
41
42
43
44
45
46
47
48
$

$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
26,974,222.94

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

92,560.68
86,487.36
80,335.47
74,103.98
67,791.87
61,398.08
54,921.57
48,361.27
41,716.09
34,984.92
28,166.67
21,260.20
14,264.37
7,178.03
6,974,222.94

FORMATO: YESID CIRO

CIN DE CREDITOS (CUOTA FIJA)
Grado:8-B

Inters (Efectivo Anual)

NO. Pagos por ao
(FUNCION TASA NOMINAL)
(Funcion pago
ORTIZACION CUOTA FIJA
AMORTIZACION
SALDO
$
$
$ 303,194.99 $
$ 307,117.85 $
$ 311,091.46 $
$ 315,116.49 $
$ 319,193.59 $
$ 323,323.45 $
$ 327,506.73 $
$ 331,744.15 $
$ 336,036.38 $
$ 340,384.16 $
$ 344,788.18 $
$ 349,249.19 $
$ 353,767.92 $
$ 358,345.11 $
$ 362,981.52 $
$ 367,677.92 $
$ 372,435.08 $
$ 377,253.80 $
$ 382,134.86 $
$ 387,079.07 $
$ 392,087.25 $
$ 397,160.24 $
$ 402,298.85 $
$ 407,503.96 $
$ 412,776.40 $
$ 418,117.07 $
$ 423,526.84 $
$ 429,006.60 $
$ 434,557.25 $
$ 440,179.73 $
$ 445,874.95 $
$ 451,643.86 $
$ 457,487.41 $
$ 463,406.56 $

16.68%
12

20,000,000.00
19,696,805.01
19,389,687.16
19,078,595.70
18,763,479.21
18,444,285.61
18,120,962.17
17,793,455.44
17,461,711.29
17,125,674.90
16,785,290.75
16,440,502.56
16,091,253.37
15,737,485.46
15,379,140.35
15,016,158.83
14,648,480.91
14,276,045.83
13,898,792.03
13,516,657.17
13,129,578.10
12,737,490.85
12,340,330.61
11,938,031.76
11,530,527.81
11,117,751.40
10,699,634.33
10,276,107.49
9,847,100.90
9,412,543.64
8,972,363.91
8,526,488.96
8,074,845.10
7,617,357.70
7,153,951.13

$ 469,402.30
$ 475,475.62
$ 481,627.51
$ 487,859.00
$ 494,171.11
$ 500,564.90
$ 507,041.40
$ 513,601.71
$ 520,246.89
$ 526,978.05
$ 533,796.31
$ 540,702.78
$ 547,698.61
$ 554,784.95
20,000,000.00

$
$
$
$
$
$
$
$
$
$
$
$
$
$

6,684,548.83
6,209,073.22
5,727,445.71
5,239,586.71
4,745,415.60
4,244,850.70
3,737,809.29
3,224,207.59
2,703,960.69
2,176,982.64
1,643,186.33
1,102,483.55
554,784.95
0.00

DISEO DEL FORMATO: YESID CIRO

TALLER#13 AMORTIZACIN DE CREDITOS (CUOTA FIJA)
Nombre:
Valor total prstamo
Plazo (AOS)
Tasa interes mensual
Valor de cuota mensual

12,000,000.00
2
1.8%
$ 619,333.70
TABLA DE AMORTIZACION CUOTA FIJA
#CUOTVALOR CUOTA
INTERES
0
0
0
1
$ 619,333.70 $
214,585.14
2
$ 619,333.70 $
207,347.39
3
$ 619,333.70 $
199,980.21
4
$ 619,333.70 $
192,481.29
5
$ 619,333.70 $
184,848.27
6
$ 619,333.70 $
177,078.76
7
$ 619,333.70 $
169,170.32
8
$ 619,333.70 $
161,120.46
9
$ 619,333.70 $
152,926.64
10
$ 619,333.70 $
144,586.31
11
$ 619,333.70 $
136,096.83
12
$ 619,333.70 $
127,455.54
13
$ 619,333.70 $
118,659.73
14
$ 619,333.70 $
109,706.63
15
$ 619,333.70 $
100,593.43
16
$ 619,333.70 $
91,317.27
17
$ 619,333.70 $
81,875.23
18
$ 619,333.70 $
72,264.35
19
$ 619,333.70 $
62,481.60
20
$ 619,333.70 $
52,523.92
21
$ 619,333.70 $
42,388.17
22
$ 619,333.70 $
32,071.18
23
$ 619,333.70 $
21,569.69
24
$ 619,333.70 $
10,880.42
$ 14,864,008.77
$ 2,864,008.77

L FORMATO: YESID CIRO

ACIN DE CREDITOS (CUOTA FIJA)
Grado

Inters (Efectivo Anual)

NO. Pagos por ao
(FUNCION TASA NOMINAL)
(Funcion pago
MORTIZACION CUOTA FIJA
AMORTIZACION
SALDO
0 $
$ 404,748.56 $
$ 411,986.31 $
$ 419,353.49 $
$ 426,852.41 $
$ 434,485.42 $
$ 442,254.93 $
$ 450,163.38 $
$ 458,213.24 $
$ 466,407.06 $
$ 474,747.39 $
$ 483,236.87 $
$ 491,878.16 $
$ 500,673.97 $
$ 509,627.07 $
$ 518,740.27 $
$ 528,016.43 $
$ 537,458.47 $
$ 547,069.35 $
$ 556,852.10 $
$ 566,809.78 $
$ 576,945.53 $
$ 587,262.52 $
$ 597,764.01 $
$ 608,453.28 $
$ 12,000,000.00

23.7%
12

12,000,000.00
11,595,251.44
11,183,265.13
10,763,911.64
10,337,059.23
9,902,573.80
9,460,318.87
9,010,155.49
8,551,942.25
8,085,535.19
7,610,787.80
7,127,550.93
6,635,672.78
6,134,998.81
5,625,371.74
5,106,631.47
4,578,615.04
4,041,156.57
3,494,087.22
2,937,235.12
2,370,425.34
1,793,479.81
1,206,217.29
608,453.28
-

DISEO DEL FORMATO: YESID CIRO

TALLER#13 AMORTIZACIN DE CREDITOS (CUOTA FIJA)
Nombre:
Valor total prstamo
Plazo (AOS)
Tasa interes mensual
Valor de cuota mensual
#CUOTA

VALOR CUOTA
0 $
1
$ 1,233,670.08
2
$ 1,233,670.08
3
$ 1,233,670.08
4
$ 1,233,670.08
5
$ 1,233,670.08
6
$ 1,233,670.08
7
$ 1,233,670.08
8
$ 1,233,670.08
9
$ 1,233,670.08
10
$ 1,233,670.08
11
$ 1,233,670.08
12
$ 1,233,670.08
13
$ 1,233,670.08
14
$ 1,233,670.08
15
$ 1,233,670.08
16
$ 1,233,670.08
17
$ 1,233,670.08
18
$ 1,233,670.08
19
$ 1,233,670.08
20
$ 1,233,670.08
21
$ 1,233,670.08
22
$ 1,233,670.08
23
$ 1,233,670.08
24
$ 1,233,670.08
25
$ 1,233,670.08
26
$ 1,233,670.08
27
$ 1,233,670.08
28
$ 1,233,670.08
29
$ 1,233,670.08
30
$ 1,233,670.08
31
$ 1,233,670.08
32
$ 1,233,670.08
33
$ 1,233,670.08
34
$ 1,233,670.08

50,000,000.00
5
1.4%
$ 1,233,670.08
TABLA DE AMORTIZACION CUOTA FIJA
INTERES
$
$
694,421.52
$
686,932.20
$
679,338.87
$
671,640.08
$
663,834.37
$
655,920.24
$
647,896.20
$
639,760.72
$
631,512.26
$
623,149.23
$
614,670.05
$
606,073.11
$
597,356.78
$
588,519.38
$
579,559.25
$
570,474.68
$
561,263.94
$
551,925.27
$
542,456.91
$
532,857.04
$
523,123.85
$
513,255.48
$
503,250.05
$
493,105.66
$
482,820.38
$
472,392.26
$
461,819.30
$
451,099.51
$
440,230.83
$
429,211.21
$
418,038.54
$
406,710.69
$
395,225.53
$
383,580.85

35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
$

$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
74,020,204.71

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

371,774.44
359,804.06
347,667.44
335,362.25
322,886.16
310,236.81
297,411.77
284,408.61
271,224.86
257,858.00
244,305.51
230,564.78
216,633.23
202,508.18
188,186.96
173,666.84
158,945.06
144,018.82
128,885.27
113,541.54
97,984.72
82,211.83
66,219.88
50,005.83
33,566.59
16,899.04
24,020,204.71

FORMATO: YESID CIRO

CIN DE CREDITOS (CUOTA FIJA)
Grado

Inters (Efectivo Anual)

NO. Pagos por ao
(FUNCION TASA NOMINAL)
(Funcion pago
ORTIZACION CUOTA FIJA
AMORTIZACION
SALDO
$
$
$ 539,248.56 $
$ 546,737.88 $
$ 554,331.21 $
$ 562,030.00 $
$ 569,835.71 $
$ 577,749.84 $
$ 585,773.87 $
$ 593,909.35 $
$ 602,157.82 $
$ 610,520.85 $
$ 619,000.03 $
$ 627,596.97 $
$ 636,313.30 $
$ 645,150.70 $
$ 654,110.83 $
$ 663,195.40 $
$ 672,406.14 $
$ 681,744.81 $
$ 691,213.17 $
$ 700,813.04 $
$ 710,546.23 $
$ 720,414.60 $
$ 730,420.03 $
$ 740,564.42 $
$ 750,849.70 $
$ 761,277.82 $
$ 771,850.77 $
$ 782,570.57 $
$ 793,439.25 $
$ 804,458.87 $
$ 815,631.54 $
$ 826,959.39 $
$ 838,444.55 $
$ 850,089.23 $

18%
12

50,000,000.00
49,460,751.44
48,914,013.56
48,359,682.35
47,797,652.36
47,227,816.64
46,650,066.81
46,064,292.93
45,470,383.58
44,868,225.75
44,257,704.90
43,638,704.88
43,011,107.91
42,374,794.61
41,729,643.91
41,075,533.09
40,412,337.69
39,739,931.55
39,058,186.74
38,366,973.57
37,666,160.53
36,955,614.30
36,235,199.69
35,504,779.66
34,764,215.24
34,013,365.55
33,252,087.73
32,480,236.95
31,697,666.38
30,904,227.14
30,099,768.26
29,284,136.72
28,457,177.34
27,618,732.78
26,768,643.55

$ 861,895.64
$ 873,866.01
$ 886,002.64
$ 898,307.83
$ 910,783.91
$ 923,433.27
$ 936,258.31
$ 949,261.47
$ 962,445.22
$ 975,812.07
$ 989,364.57
$ 1,003,105.29
$ 1,017,036.85
$ 1,031,161.90
$ 1,045,483.12
$ 1,060,003.24
$ 1,074,725.02
$ 1,089,651.26
$ 1,104,784.81
$ 1,120,128.53
$ 1,135,685.36
$ 1,151,458.25
$ 1,167,450.20
$ 1,183,664.25
$ 1,200,103.49
$ 1,216,771.04
50,000,000.00

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

25,906,747.91
25,032,881.90
24,146,879.26
23,248,571.43
22,337,787.52
21,414,354.24
20,478,095.93
19,528,834.46
18,566,389.24
17,590,577.17
16,601,212.59
15,598,107.30
14,581,070.45
13,549,908.55
12,504,425.43
11,444,422.20
10,369,697.18
9,280,045.92
8,175,261.11
7,055,132.58
5,919,447.21
4,767,988.97
3,600,538.77
2,416,874.52
1,216,771.04
-