TALLER#13 AMORTIZACION DE CREDITOS(CUOTAS FIJA)

NOMBRE:Karen Michel Ocampo Marin GRADO:8D

VALOR TOTAL PRESTAMO

$ 10,000,000

PLAZO (AOS)

1 AO

TASA INTERES MENSUAL

1.95%

VALOR DE CUOTA MENSUAL

$ 942,772.21
TABLA DE AMORTIZACION CUOTA FIJA

# CUOTAS

VALOR CUOTA
0
1
2
3
4
5
6
7
8
9
10
11
12

0
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 942,772.21
$ 11,313,266.52

INTERES
0
$ 195,133.66
$ 180,544.72
$ 165,671.09
$ 150,507.23
$ 135,047.48
$ 119,286.05
$ 103,217.06
$ 86,834.51
$ 70,132.29
$ 53,104.15
$ 35,743.73
$ 18,044.55
$ 1,313,266.52

CION DE CREDITOS(CUOTAS FIJA)

INTERES (EFECTIVO ANUAL)

26.10%

NO.PAGOS POR AO

12

(FUNCION TASA.NOMINAL)
(FUNCION PAGO)

MORTIZACION CUOTA FIJA

AMORTIZACION
0
$ 747,638.55
$ 762,227.49
$ 777,101.12
$ 792,264.98
$ 807,724.73
$ 823,486.16
$ 839,555.15
$ 855,937.70
$ 872,639.92
$ 889,668.06
$ 907,028.48
$ 924,727.66
$ 10,000,000.00

SALDO
$ 10,000,000
$ 9,252,361.45
$ 8,490,133.96
$ 7,713,032.84
$ 6,920,767.86
$ 6,113,043.13
$ 5,289,556.97
$ 4,450,001.82
$ 3,594,064.13
$ 2,721,424.21
$ 1,831,756.14
$ 924,727.66
$ 0.00

TALLER#13 AMORTIZACION DE CREDITOS(CUOTAS FIJA)

NOMBRE:Karen Michel Ocampo Marin GRADO:8D

VALOR TOTAL PRESTAMO

20,000,000

PLAZO (AOS)

TASA INTERES MENSUAL

1.29%

VALOR DE CUOTA MENSUAL

$ 561,963
TABLA DE AMORTIZACION CUOTA FIJA

# CUOTAS

VALOR CUOTA
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

INTERES
$0
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963
561,963

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

$0
258,768
254,845
250,872
246,846
242,769
238,640
234,456
230,219
225,927
221,579
217,175
212,714
208,195
203,618
198,981
194,285
189,528
184,709
179,828
174,884
169,876
164,803
159,664
154,459
149,187
143,846
138,436
132,956
127,406
121,783
116,088
110,319
104,476

34
35
36
37
38
39
40
41
42
43
44
45
46
47
48

$ 561,963
$ 561,963
$ 561,963
$ 561,963
$ 561,963
$ 561,963
$ 561,963
$ 561,963
$ 561,963
$ 561,963
$ 561,963
$ 561,963
$ 561,963
$ 561,963
$ 561,963
$ 26,974,223

$
$
$
$
$
$
$
$
$
$
$
$
$
$

98,556
92,561
86,487
80,335
74,104
67,792
61,398
54,922
48,361
41,716
34,985
28,167
21,260
14,264
$ 7,178
$ 6,974,223

CION DE CREDITOS(CUOTAS FIJA)

INTERES (EFECTIVO ANUAL)

16.68%

NO.PAGOS POR AO

12

(FUNCION TASA.NOMINAL)
(FUNCION PAGO)

MORTIZACION CUOTA FIJA

AMORTIZACION
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

$0
303,195
307,118
311,091
315,116
319,194
323,323
327,507
331,744
336,036
340,384
344,788
349,249
353,768
358,345
362,982
367,678
372,435
377,254
382,135
387,079
392,087
397,160
402,299
407,504
412,776
418,117
423,527
429,007
434,557
440,180
445,875
451,644
457,487

SALDO
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

20,000,000
19,696,805
19,389,687
19,078,596
18,763,479
18,444,286
18,120,962
17,793,455
17,461,711
17,125,675
16,785,291
16,440,503
16,091,253
15,737,485
15,379,140
15,016,159
14,648,481
14,276,046
13,898,792
13,516,657
13,129,578
12,737,491
12,340,331
11,938,032
11,530,528
11,117,751
10,699,634
10,276,107
$ 9,847,101
$ 9,412,544
$ 8,972,364
$ 8,526,489
$ 8,074,845
$ 7,617,358

$ 463,407
$ 469,402
$ 475,476
$ 481,628
$ 487,859
$ 494,171
$ 500,565
$ 507,041
$ 513,602
$ 520,247
$ 526,978
$ 533,796
$ 540,703
$ 547,699
$ 554,785
$ 20,000,000

$
$
$
$
$
$
$
$
$
$
$
$
$

7,153,951
6,684,549
6,209,073
5,727,446
5,239,587
4,745,416
4,244,851
3,737,809
3,224,208
2,703,961
2,176,983
1,643,186
1,102,484
$ 554,785
$0

TALLER#13 AMORTIZACION DE CREDITOS(CUOTAS FIJA

NOMBRE:Karen Michel Ocampo Marin GRADO:8D

VALOR TOTAL PRESTAMO

12,000,000

PLAZO (AOS)

TASA INTERES MENSUAL

1.79%

VALOR DE CUOTA MENSUAL

$ 619,333.70
TABLA DE AMORTIZACION CUOTA FIJA

# CUOTAS

VALOR CUOTA
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

0
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 619,333.70
$ 14,864,008.77

INTERES
0
$ 214,585.14
$ 207,347.39
$ 199,980.21
$ 192,481.29
$ 184,848.27
$ 177,078.76
$ 169,170.32
$ 161,120.46
$ 152,926.64
$ 144,586.31
$ 136,096.83
$ 127,455.54
$ 118,659.73
$ 109,706.63
$ 100,593.43
$ 91,317.27
$ 81,875.23
$ 72,264.35
$ 62,481.60
$ 52,523.92
$ 42,388.17
$ 32,071.18
$ 21,569.69
$ 10,880.42
$ 2,864,008.77

N DE CREDITOS(CUOTAS FIJA)

INTERES (EFECTIVO ANUAL)

23.70%

NO.PAGOS POR AO

12

(FUNCION TASA.NOMINAL)
(FUNCION PAGO)

IZACION CUOTA FIJA

AMORTIZACION

SALDO
0
$ 404,748.56
$ 411,986.31
$ 419,353.49
$ 426,852.41
$ 434,485.42
$ 442,254.93
$ 450,163.38
$ 458,213.24
$ 466,407.06
$ 474,747.39
$ 483,236.87
$ 491,878.16
$ 500,673.97
$ 509,627.07
$ 518,740.27
$ 528,016.43
$ 537,458.47
$ 547,069.35
$ 556,852.10
$ 566,809.78
$ 576,945.53
$ 587,262.52
$ 597,764.01
$ 608,453.28
$ 12,000,000.00

12,000,000
$ 11,595,251.44
$ 11,183,265.13
$ 10,763,911.64
$ 10,337,059.23
$ 9,902,573.80
$ 9,460,318.87
$ 9,010,155.49
$ 8,551,942.25
$ 8,085,535.19
$ 7,610,787.80
$ 7,127,550.93
$ 6,635,672.78
$ 6,134,998.81
$ 5,625,371.74
$ 5,106,631.47
$ 4,578,615.04
$ 4,041,156.57
$ 3,494,087.22
$ 2,937,235.12
$ 2,370,425.34
$ 1,793,479.81
$ 1,206,217.29
$ 608,453.28
$ 0.00

TALLER#13 AMORTIZACION DE CREDITOS(CUOTAS FIJA)

NOMBRE:Karen Michel Ocampo Marin GRADO:8D

VALOR TOTAL PRESTAMO

50,000,000

PLAZO (AOS)

TASA INTERES MENSUAL

VALOR DE CUOTA MENSUAL

1.39%
$ 1,233,670.08
TABLA DE AMORTIZACION CUOTA FIJA

# CUOTAS

VALOR CUOTA
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

0
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08
1,233,670.08

INTERES
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

0
694,421.52
686,932.20
679,338.87
671,640.08
663,834.37
655,920.24
647,896.20
639,760.72
631,512.26
623,149.23
614,670.05
606,073.11
597,356.78
588,519.38
579,559.25
570,474.68
561,263.94
551,925.27
542,456.91
532,857.04
523,123.85
513,255.48
503,250.05
493,105.66
482,820.38
472,392.26
461,819.30
451,099.51
440,230.83
429,211.21
418,038.54
406,710.69
395,225.53

34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
$

$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
74,020,204.71 $

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

383,580.85
371,774.44
359,804.06
347,667.44
335,362.25
322,886.16
310,236.81
297,411.77
284,408.61
271,224.86
257,858.00
244,305.51
230,564.78
216,633.23
202,508.18
188,186.96
173,666.84
158,945.06
144,018.82
128,885.27
113,541.54
$ 97,984.72
$ 82,211.83
$ 66,219.88
$ 50,005.83
$ 33,566.59
$ 16,899.04
24,020,204.71

CION DE CREDITOS(CUOTAS FIJA)

INTERES (EFECTIVO ANUAL)

18.00%

NO.PAGOS POR AO

12

(FUNCION TASA.NOMINAL)
(FUNCION PAGO)

MORTIZACION CUOTA FIJA

AMORTIZACION

SALDO
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

0
539,248.56
546,737.88
554,331.21
562,030.00
569,835.71
577,749.84
585,773.87
593,909.35
602,157.82
610,520.85
619,000.03
627,596.97
636,313.30
645,150.70
654,110.83
663,195.40
672,406.14
681,744.81
691,213.17
700,813.04
710,546.23
720,414.60
730,420.03
740,564.42
750,849.70
761,277.82
771,850.77
782,570.57
793,439.25
804,458.87
815,631.54
826,959.39
838,444.55

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

50,000,000
49,460,751.44
48,914,013.56
48,359,682.35
47,797,652.36
47,227,816.64
46,650,066.81
46,064,292.93
45,470,383.58
44,868,225.75
44,257,704.90
43,638,704.88
43,011,107.91
42,374,794.61
41,729,643.91
41,075,533.09
40,412,337.69
39,739,931.55
39,058,186.74
38,366,973.57
37,666,160.53
36,955,614.30
36,235,199.69
35,504,779.66
34,764,215.24
34,013,365.55
33,252,087.73
32,480,236.95
31,697,666.38
30,904,227.14
30,099,768.26
29,284,136.72
28,457,177.34
27,618,732.78

$ 850,089.23
$ 861,895.64
$ 873,866.01
$ 886,002.64
$ 898,307.83
$ 910,783.91
$ 923,433.27
$ 936,258.31
$ 949,261.47
$ 962,445.22
$ 975,812.07
$ 989,364.57
$ 1,003,105.29
$ 1,017,036.85
$ 1,031,161.90
$ 1,045,483.12
$ 1,060,003.24
$ 1,074,725.02
$ 1,089,651.26
$ 1,104,784.81
$ 1,120,128.53
$ 1,135,685.36
$ 1,151,458.25
$ 1,167,450.20
$ 1,183,664.25
$ 1,200,103.49
$ 1,216,771.04
50,000,000.00

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

26,768,643.55
25,906,747.91
25,032,881.90
24,146,879.26
23,248,571.43
22,337,787.52
21,414,354.24
20,478,095.93
19,528,834.46
18,566,389.24
17,590,577.17
16,601,212.59
15,598,107.30
14,581,070.45
13,549,908.55
12,504,425.43
11,444,422.20
10,369,697.18
$ 9,280,045.92
$ 8,175,261.11
$ 7,055,132.58
$ 5,919,447.21
$ 4,767,988.97
$ 3,600,538.77
$ 2,416,874.52
$ 1,216,771.04
$ 0.00