diseo del formato :yesid ciro

TALLER # 13 AMORTIZACION DE CREDITOS (CUOTA FINAL)

NOMBRE ESTUDINTE: BRAHIAN GUTIERREZ RAMIREZ
VALOR TOTAL PRESTAMO
10,000,000
PLAZO (AOS)
1
TAZA INTERES MENSUAL
1.95%
VALOR DE CUOTA MENSUAL
$ 942,772
TABLA DE AMORTIZACION CUOTA FIJA
# CUOTA
VALOR CUOTA
INTERES
0
0
0
1
$ 942,772
$ 195,134
2
$ 942,772
$ 180,545
3
$ 942,772
$ 165,671
4
$ 942,772
$ 150,507
5
$ 942,772
$ 135,047
6
$ 942,772
$ 119,286
7
$ 942,772
$ 103,217
8
$ 942,772
$ 86,835
9
$ 942,772
$ 70,132
10
$ 942,772
$ 53,104
11
$ 942,772
$ 35,744
12
$ 942,772
$ 18,045
total
$ 11,313,267
$ 1,313,267

yesid ciro
OS (CUOTA FINAL)
GRADO:8C
INTERES(EFECTIVO ANUAL)
NO. PAGOS POR AO
(FUNCION TASA.NOMINAL)
(FUNCION PAGO)

26.10%
12

JA
AMORTIZACION

SALDO
0
$ 747,639
$ 762,227
$ 777,101
$ 792,265
$ 807,725
$ 823,486
$ 839,555
$ 855,938
$ 872,640
$ 889,668
$ 907,028
$ 924,728
$ 10,000,000

10,000,000
9,252,361
8,490,134
7,713,033
6,920,768
6,113,043
5,289,557
4,450,002
3,594,064
2,721,424
1,831,756
$ 924,728
$0
$ 67,300,870
$
$
$
$
$
$
$
$
$
$

diseo del formato :yesid ciro

TALLER # 13 AMORTIZACION DE CREDITOS (CUOTA FINAL)
NOMBRE ESTUDINTE: BRAHIAN GUTIERREZ RAMIREZ
VALOR TOTAL PRESTAMO
20,000,000
PLAZO (AOS)
4
TAZA INTERES MENSUAL
1.29%
VALOR DE CUOTA MENSUAL
$ 1,810,135
TABLA DE AMORTIZACION CUOTA FIJA
# CUOTA
VALOR CUOTA
INTERES
0
0
0
1
$ 1,810,135
$ 258,768
2
$ 1,810,135
$ 238,696
3
$ 1,810,135
$ 218,364
4
$ 1,810,135
$ 197,769
5
$ 1,810,135
$ 176,907
6
$ 1,810,135
$ 155,776
7
$ 1,810,135
$ 134,371
8
$ 1,810,135
$ 112,690
9
$ 1,810,135
$ 90,727
10
$ 1,810,135
$ 68,481
11
$ 1,810,135
$ 45,947
12
$ 1,810,135
$ 23,121
13
$ 1,810,135
$0
14
$ 1,810,135
($ 23,420)
15
$ 1,810,135
($ 47,144)
16
$ 1,810,135
($ 71,174)
17
$ 1,810,135
($ 95,515)
18
$ 1,810,135
($ 120,171)
19
$ 1,810,135
($ 145,146)
20
$ 1,810,135
($ 170,444)
21
$ 1,810,135
($ 196,070)
22
$ 1,810,135
($ 222,027)
23
$ 1,810,135
($ 248,320)
24
$ 1,810,135
($ 274,953)
25
$ 1,810,135
($ 301,930)
26
$ 1,810,135
($ 329,257)
27
$ 1,810,135
($ 356,938)
28
$ 1,810,135
($ 384,976)
29
$ 1,810,135
($ 413,377)
30
$ 1,810,135
($ 442,146)
31
$ 1,810,135
($ 471,287)
32
$ 1,810,135
($ 500,805)
33
$ 1,810,135
($ 530,705)
34
$ 1,810,135
($ 560,991)
35
$ 1,810,135
($ 591,670)
36
$ 1,810,135
($ 622,745)

37
38
39
40
41
42
43
44
45
46
47
48
total

$ 1,810,135
$ 1,810,135
$ 1,810,135
$ 1,810,135
$ 1,810,135
$ 1,810,135
$ 1,810,135
$ 1,810,135
$ 1,810,135
$ 1,810,135
$ 1,810,135
$ 1,810,135
$ 86,886,471

($ 654,223)
($ 686,108)
($ 718,405)
($ 751,120)
($ 784,259)
($ 817,826)
($ 851,828)
($ 886,269)
($ 921,157)
($ 956,495)
($ 992,291)
($ 1,028,550)
($ 15,448,123)

esid ciro
S (CUOTA FINAL)
GRADO:8C
INTERES(EFECTIVO ANUAL)
NO. PAGOS POR AO
(FUNCION TASA.NOMINAL)
(FUNCION PAGO)

16.68%
12

A
AMORTIZACION
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

0
1,551,367
1,571,439
1,591,771
1,612,366
1,633,227
1,654,359
1,675,763
1,697,445
1,719,407
1,741,654
1,764,188
1,787,014
1,810,135
1,833,555
1,857,278
1,881,309
1,905,650
1,930,306
1,955,281
1,980,579
2,006,204
2,032,162
2,058,454
2,085,088
2,112,065
2,139,392
2,167,072
2,195,111
2,223,512
2,252,281
2,281,422
2,310,940
2,340,839
2,371,126
2,401,805
2,432,880

SALDO
20,000,000
18,448,633
16,877,194
15,285,423
13,673,057
12,039,830
10,385,471
$ 8,709,708
$ 7,012,263
$ 5,292,855
$ 3,551,202
$ 1,787,014
$0
($ 1,810,135)
($ 3,643,690)
($ 5,500,968)
($ 7,382,277)
($ 9,287,926)
($ 11,218,232)
($ 13,173,513)
($ 15,154,092)
($ 17,160,296)
($ 19,192,458)
($ 21,250,912)
($ 23,336,000)
($ 25,448,065)
($ 27,587,457)
($ 29,754,530)
($ 31,949,640)
($ 34,173,152)
($ 36,425,433)
($ 38,706,855)
($ 41,017,794)
($ 43,358,634)
($ 45,729,760)
($ 48,131,565)
($ 50,564,445)
$
$
$
$
$
$

$ 2,464,358
$ 2,496,243
$ 2,528,540
$ 2,561,255
$ 2,594,394
$ 2,627,961
$ 2,661,963
$ 2,696,404
$ 2,731,291
$ 2,766,630
$ 2,802,426
$ 2,838,685
$ 102,334,594

($ 53,028,803)
($ 55,525,045)
($ 58,053,585)
($ 60,614,841)
($ 63,209,234)
($ 65,837,195)
($ 68,499,158)
($ 71,195,562)
($ 73,926,854)
($ 76,693,484)
($ 79,495,910)
($ 82,334,594)
($ 1,276,309,445)

diseo del formato :yesid ciro

TALLER # 13 AMORTIZACION DE CREDITOS (CUOTA FINAL)
NOMBRE ESTUDINTE: BRAHIAN GUTIERREZ RAMIREZ
VALOR TOTAL PRESTAMO
12,000,000
PLAZO (AOS)
2
TAZA INTERES MENSUAL
1.79%
VALOR DE CUOTA MENSUAL
$ 1,120,008
TABLA DE AMORTIZACION CUOTA FIJA
# CUOTA
VALOR CUOTA
INTERES
0
0
0
1
$ 1,120,008
$ 214,585
2
$ 1,120,008
$ 198,394
3
$ 1,120,008
$ 181,914
4
$ 1,120,008
$ 165,139
5
$ 1,120,008
$ 148,064
6
$ 1,120,008
$ 130,683
7
$ 1,120,008
$ 112,992
8
$ 1,120,008
$ 94,985
9
$ 1,120,008
$ 76,655
10
$ 1,120,008
$ 57,998
11
$ 1,120,008
$ 39,007
12
$ 1,120,008
$ 19,676
13
$ 1,120,008
$0
14
$ 1,120,008
($ 20,028)
15
$ 1,120,008
($ 40,414)
16
$ 1,120,008
($ 61,165)
17
$ 1,120,008
($ 82,287)
18
$ 1,120,008
($ 103,786)
19
$ 1,120,008
($ 125,670)
20
$ 1,120,008
($ 147,946)
21
$ 1,120,008
($ 170,619)
22
$ 1,120,008
($ 193,699)
23
$ 1,120,008
($ 217,190)
24
$ 1,120,008
($ 241,102)
total
$ 26,880,184
$ 36,184

formato :yesid ciro

CREDITOS (CUOTA FINAL)
GRADO:8C

INTERES(EFECTIVO ANUAL)
23.70%
NO. PAGOS POR AO
12
(FUNCION TASA.NOMINAL)
(FUNCION PAGO)
CUOTA FIJA
AMORTIZACION
SALDO
0
12,000,000
$ 905,423
$ 11,094,577
$ 921,613
$ 10,172,964
$ 938,094
$ 9,234,870
$ 954,869
$ 8,280,001
$ 971,944
$ 7,308,058
$ 989,324
$ 6,318,733
$ 1,007,015
$ 5,311,718
$ 1,025,023
$ 4,286,695
$ 1,043,353
$ 3,243,342
$ 1,062,010
$ 2,181,332
$ 1,081,001
$ 1,100,331
$ 1,100,331
$0
$ 1,120,008
($ 1,120,008)
$ 1,140,036
($ 2,260,043)
$ 1,160,422
($ 3,420,465)
$ 1,181,173
($ 4,601,638)
$ 1,202,295
($ 5,803,933)
$ 1,223,794
($ 7,027,727)
$ 1,245,678
($ 8,273,405)
$ 1,267,953
($ 9,541,359)
$ 1,290,627
($ 10,831,986)
$ 1,313,706
($ 12,145,692)
$ 1,337,198
($ 13,482,890)
$ 1,361,110
($ 14,844,000)
$ 26,844,000
($ 12,820,523)

diseo del formato :yesid ciro

TALLER # 13 AMORTIZACION DE CREDITOS (CUOTA FINAL)
NOMBRE ESTUDINTE: BRAHIAN GUTIERREZ RAMIREZ
VALOR TOTAL PRESTAMO
PLAZO (AOS)
TAZA INTERES MENSUAL
VALOR DE CUOTA MENSUAL
TABLA
# CUOTA
VALOR CUOTA
0
0
1
$ 14,677,184
2
$ 14,677,184
3
$ 14,677,184
4
$ 14,677,184
5
$ 14,677,184
6
$ 14,677,184
7
$ 14,677,184
8
$ 14,677,184
9
$ 14,677,184
10
$ 14,677,184
11
$ 14,677,184
12
$ 14,677,184
13
$ 14,677,184
14
$ 14,677,184
15
$ 14,677,184
16
$ 14,677,184
17
$ 14,677,184
18
$ 14,677,184
19
$ 14,677,184
20
$ 14,677,184
21
$ 14,677,184
22
$ 14,677,184
23
$ 14,677,184
24
$ 14,677,184
25
$ 14,677,184
26
$ 14,677,184
27
$ 14,677,184
28
$ 14,677,184
29
$ 14,677,184
30
$ 14,677,184
31
$ 14,677,184
32
$ 14,677,184
33
$ 14,677,184
34
$ 14,677,184
35
$ 14,677,184
36
$ 14,677,184

50,000,000
5
27.81%
$ 14,677,184
DE AMORTIZACION CUOTA FIJA
INTERES
0
$ 13,904,701
$ 13,689,878
$ 13,415,314
$ 13,064,395
$ 12,615,888
$ 12,042,654
$ 11,310,007
$ 10,373,615
$ 9,176,819
$ 7,647,200
$ 5,692,203
$ 3,193,534
$0
($ 4,081,637)
($ 9,298,353)
($ 15,965,806)
($ 24,487,438)
($ 35,378,885)
($ 49,299,178)
($ 67,090,621)
($ 89,829,758)
($ 118,892,512)
($ 156,037,445)
($ 203,512,161)
($ 264,189,311)
($ 341,740,414)
($ 440,858,013)
($ 567,539,624)
($ 729,450,632)
($ 936,388,121)
($ 1,200,873,687)
($ 1,538,911,106)
($ 1,970,954,706)
($ 2,523,147,044)
($ 3,228,900,765)
($ 4,130,920,370)

37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
total

$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
$ 14,677,184
880,631,037.46

($ 5,283,786,225)
($ 6,757,257,171)
($ 8,640,491,563)
($ 11,047,442,163)
($ 14,123,751,311)
($ 18,055,563,613)
($ 23,080,789,371)
($ 29,503,500,320)
($ 37,712,328,724)
($ 48,203,983,151)
($ 61,613,303,848)
($ 78,751,676,334)
($ 100,656,127,581)
($ 128,652,075,552)
($ 164,433,529,009)
($ 210,165,590,408)
($ 268,615,464,229)
($ 343,319,897,953)
($ 438,799,187,352)
($ 560,830,695,387)
($ 716,798,435,060)
($ 916,139,869,175)
###
###
###

iseo del formato :yesid ciro

ZACION DE CREDITOS (CUOTA FINAL)
REZ

GRADO:8C

INTERES(EFECTIVO ANUAL)
1800%
NO. PAGOS POR AO
12
(FUNCION TASA.NOMINAL)
(FUNCION PAGO)
TIZACION CUOTA FIJA
AMORTIZACION
SALDO
0
50,000,000
$ 772,483
$ 49,227,517
$ 987,306
$ 48,240,210
$ 1,261,870
$ 46,978,340
$ 1,612,789
$ 45,365,551
$ 2,061,296
$ 43,304,255
$ 2,634,530
$ 40,669,725
$ 3,367,177
$ 37,302,548
$ 4,303,569
$ 32,998,980
$ 5,500,365
$ 27,498,614
$ 7,029,984
$ 20,468,630
$ 8,984,980
$ 11,483,650
$ 11,483,650
$0
$ 14,677,184
($ 14,677,184)
$ 18,758,821
($ 33,436,005)
$ 23,975,537
($ 57,411,542)
$ 30,642,990
($ 88,054,531)
$ 39,164,622
($ 127,219,153)
$ 50,056,069
($ 177,275,222)
$ 63,976,362
($ 241,251,584)
$ 81,767,805
($ 323,019,388)
$ 104,506,942
($ 427,526,330)
$ 133,569,696
($ 561,096,026)
$ 170,714,629
($ 731,810,655)
$ 218,189,345
($ 950,000,000)
$ 278,866,495
($ 1,228,866,495)
$ 356,417,598
($ 1,585,284,093)
$ 455,535,197
($ 2,040,819,290)
$ 582,216,808
($ 2,623,036,098)
$ 744,127,816
($ 3,367,163,913)
$ 951,065,305
($ 4,318,229,218)
$ 1,215,550,871
($ 5,533,780,090)
$ 1,553,588,290
($ 7,087,368,379)
$ 1,985,631,890
($ 9,073,000,269)
$ 2,537,824,228
($ 11,610,824,497)
$ 3,243,577,949
($ 14,854,402,446)
$ 4,145,597,554
($ 19,000,000,000)

$ 5,298,463,409
$ 6,771,934,355
$ 8,655,168,747
$ 11,062,119,347
$ 14,138,428,495
$ 18,070,240,797
$ 23,095,466,555
$ 29,518,177,504
$ 37,727,005,908
$ 48,218,660,335
$ 61,627,981,032
$ 78,766,353,518
$ 100,670,804,765
$ 128,666,752,736
$ 164,448,206,193
$ 210,180,267,592
$ 268,630,141,413
$ 343,334,575,137
$ 438,813,864,536
$ 560,845,372,570
$ 716,813,112,244
$ 916,154,546,358
$ 1,170,931,639,610
$ 1,496,560,716,845
6,878,050,000,000.00

($ 24,298,463,409)
($ 31,070,397,763)
($ 39,725,566,510)
($ 50,787,685,857)
($ 64,926,114,353)
($ 82,996,355,149)
($ 106,091,821,704)
($ 135,609,999,208)
($ 173,337,005,115)
($ 221,555,665,450)
($ 283,183,646,482)
($ 361,950,000,000)
($ 462,620,804,765)
($ 591,287,557,501)
($ 755,735,763,695)
($ 965,916,031,286)
($ 1,234,546,172,700)
($ 1,577,880,747,837)
($ 2,016,694,612,373)
($ 2,577,539,984,943)
($ 3,294,353,097,187)
($ 4,210,507,643,545)
($ 5,381,439,283,155)
($ 6,878,000,000,000)
(31,607,656,434,375.10)