DATOS

Valor terreno
Valor edificaciones y mejoras
Precio de propiedad
Pago al contado
Prstamo
Tasa de inters anual
Plazo en aos

DETALLE / AOS
Ingresos brutos
Menos
Cargos V&C
Gastos de operacin
Ingreso neto
Menos
Depreciacin
Intereses
Utilidad imponible
Impuestos pagados (ahorrados)
Amortizacin prstamo
Flujo neto
VAN del negocio

SUPUESTOS
Ingreso por alquileres
Inflacin anual
Cargos V&C
Gastos operativos
Tasa impositiva
Crecim. valor propiedad
Comisin sobre venta
Tasa de descuento

$30,000.00
$140,000.00
$170,000.00
$40,000.00
$130,000.00
0.11
20

$35,000
0.04
0.03
0.45
0.28
0.025
0.05
0.12

1
$35,000.00

2
$36,400.00

3
$37,856.00

4
$39,370.24

5
$40,945.05

$1,050.00
$15,750.00
$18,200.00

$1,092.00
$16,380.00
$18,928.00

$1,135.68
$17,035.20
$19,685.12

$1,181.11
$17,716.61
$20,472.52

$1,228.35
$18,425.27
$21,291.43

$5,090.91
$14,300.00
-$1,190.91

$5,090.91
$14,077.27
-$240.18

$5,090.91
$13,830.04
$764.17

$5,090.91
$13,555.61
$1,826.01

$5,090.91
$13,250.99
$2,949.52

-$333.45

-$67.25

$213.97

$511.28

$825.87

$2,024.83

$2,247.56

$2,494.80

$2,769.22

$3,073.84

$2,208.62
$11,000.87

$2,670.42

$3,146.32

$3,636.41

$4,140.73

Aos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20

$16,324.83
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1

inters
$14,300.00
$14,077.27
$13,830.04
$13,555.61
$13,250.99
$12,912.87
$12,537.56
$12,120.96
$11,658.53
$11,145.24
$10,575.48
$9,943.05
$9,241.06
$8,461.84
$7,596.91
$6,636.84
$5,571.16
$4,388.26
$3,075.23
$1,617.78

Amort.
$2,024.83
$2,247.56
$2,494.80
$2,769.22
$3,073.84
$3,411.96
$3,787.28
$4,203.88
$4,666.30
$5,179.60
$5,749.35
$6,381.78
$7,083.78
$7,862.99
$8,727.92
$9,687.99
$10,753.67
$11,936.58
$13,249.60
$14,707.06

Acumulado
$2,024.83
$4,272.40
$6,767.19
$9,536.42
$12,610.26
$16,022.22
$19,809.49
$24,013.37
$28,679.68
$33,859.27
$39,608.62
$45,990.41
$53,074.18
$60,937.18
$69,665.10
$79,353.09
$90,106.77
$102,043.34
$115,292.94
$130,000.00

SEMESTRE 1-2011

Precio de venta
- Comisin ventas
= Precio neto

$192,339.40
$9,616.97
$182,722.43

- Valor Residual
= Ganancia imponible

$144,545.45
$38,176.97

Precio Neto
- Impuestos
- Pago prstamo
= Ingreso lquido

$182,722.43
$10,689.55
$117,389.74
$54,643.13

VAN del Ingreso Lquido

+ VAN del negocio
- Capital inicial
= VAN Final

Amort+int
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83
$16,324.83

$31,005.98
$11,000.87
$40,000.00
$2,006.85

$130,000
$7.96

DATOS
Valor terreno
Valor edificaciones y mejoras
Precio de propiedad
Pago al contado
Prstamo
Tasa de inters anual
Plazo en aos

Tasa inflacin anual

Cargos por V&C
Gastos de operacin
DETALLE / AOS
Ingresos brutos
Menos
Cargos V&C
Gastos de operacin
Ingreso neto
Menos
Depreciacin
Intereses
Utilidad imponible
Impuestos pagados (ahorrados)
Amortizacin prstamo
Flujo neto
VAN del negocio

SUPUESTOS
Ingreso por alquileres
Inflacin anual
Cargos V&C
Gastos operativos
Tasa impositiva
Crecim. valor propiedad
Comisin sobre venta
Tasa de descuento

30,000.00
140,000.00
170,000.00
40,000.00
130,000.00
0.11
20

35,000
0.04
0.03
0.45
0.28
0.025
0.05
0.12

0.03
0.45

0.04
0.03
0.45

0.04
0.03
0.45

0.04
0.03
0.45

0.04
0.03
0.45

1
35,000.00

2
36,400.00

3
37,856.00

4
39,370.24

5
40,945.05

1,050.00
15,750.00
18,200.00

1,092.00
16,380.00
18,928.00

1,135.68
17,035.20
19,685.12

1,181.11
17,716.61
20,472.52

1,228.35
18,425.27
21,291.43

5,090.91
14,300.00
-1,190.91

5,090.91
14,077.27
-240.18

5,090.91
13,830.04
764.17

5,090.91
13,555.61
1,826.01

5,090.91
13,250.99
2,949.52

-333.45

-67.25

213.97

511.28

825.87

2,024.83

2,247.56

2,494.80

2,769.22

3,073.84

2,208.62
11,000.87

2,670.42

3,146.32

3,636.41

4,140.73

Aos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20

16,324.83
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1

inters
14,300.00
14,077.27
13,830.04
13,555.61
13,250.99
12,912.87
12,537.56
12,120.96
11,658.53
11,145.24
10,575.48
9,943.05
9,241.06
8,461.84
7,596.91
6,636.84
5,571.16
4,388.26
3,075.23
1,617.78

Amort.
2,024.83
2,247.56
2,494.80
2,769.22
3,073.84
3,411.96
3,787.28
4,203.88
4,666.30
5,179.60
5,749.35
6,381.78
7,083.78
7,862.99
8,727.92
9,687.99
10,753.67
11,936.58
13,249.60
14,707.06

Acumulado
2,024.83
4,272.40
6,767.19
9,536.42
12,610.26
16,022.22
19,809.49
24,013.37
28,679.68
33,859.27
39,608.62
45,990.41
53,074.18
60,937.18
69,665.10
79,353.09
90,106.77
102,043.34
115,292.94
130,000.00

SEMESTRE 1-2011

Precio de venta
- Comisin ventas
= Precio neto

192,339.40
9,616.97
182,722.43

- Valor Residual
= Ganancia imponible

144,545.45
38,176.97

Precio Neto
- Impuestos
- Pago prstamo
= Ingreso lquido

182,722.43
10,689.55
117,389.74
54,643.13

VAN del Ingreso Lquido

+ VAN del negocio
- Capital inicial
VAN Final

Amort+int
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83
16,324.83

130,000.00

31,005.98
11,000.87
40,000.00
2,006.85