monto

cuotas
interes

Pago

TABLA DE AMORTIZACION P
Periodo(Mes)

Saldo Inicial

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25

11,587,500.00
11,502,292.53
11,414,954.86
11,325,433.76
11,233,674.63
11,139,621.52
11,043,217.08
10,944,402.53
10,843,117.62
10,739,300.59
10,632,888.13
10,523,815.36
10,412,015.77
10,297,421.18
10,179,961.74
10,059,565.81
9,936,159.98
9,809,669.00
9,680,015.75
9,547,121.17
9,410,904.23
9,271,281.86
9,128,168.93
8,981,478.18
8,831,120.16

26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

8,677,003.18
8,519,033.29
8,357,114.15
8,191,147.02
8,021,030.73
7,846,661.52
7,667,933.08
7,484,736.43
7,296,959.87
7,104,488.89
6,907,206.14
6,704,991.32
6,497,721.12
6,285,269.18
6,067,505.93
5,844,298.61
5,615,511.10
5,381,003.90
5,140,634.02
4,894,254.90
4,641,716.29
4,382,864.23
4,117,540.86
3,845,584.40
3,566,829.04
3,281,104.79
2,988,237.43
2,688,048.39
2,380,354.63
2,064,968.52
1,741,697.76
1,410,345.23
1,070,708.88
722,581.63
365,751.20

Mensual

Anual

11,587,500
60

11,587,500
5

2.5%

30.0%

Bs. F 374,894.97 Bs. F 4,757,613.69

AMORTIZACION POR MES A MES

Cuotas

Interes

Capital

Saldo Final

374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97

289,687.50
287,557.31
285,373.87
283,135.84
280,841.87
278,490.54
276,080.43
273,610.06
271,077.94
268,482.51
265,822.20
263,095.38
260,300.39
257,435.53
254,499.04
251,489.15
248,404.00
245,241.73
242,000.39
238,678.03
235,272.61
231,782.05
228,204.22
224,536.95
220,778.00

85,207.47
87,337.66
89,521.10
91,759.13
94,053.11
96,404.44
98,814.55
101,284.91
103,817.03
106,412.46
109,072.77
111,799.59
114,594.58
117,459.45
120,395.93
123,405.83
126,490.98
129,653.25
132,894.58
136,216.95
139,622.37
143,112.93
146,690.75
150,358.02
154,116.97

11,502,292.53
11,414,954.86
11,325,433.76
11,233,674.63
11,139,621.52
11,043,217.08
10,944,402.53
10,843,117.62
10,739,300.59
10,632,888.13
10,523,815.36
10,412,015.77
10,297,421.18
10,179,961.74
10,059,565.81
9,936,159.98
9,809,669.00
9,680,015.75
9,547,121.17
9,410,904.23
9,271,281.86
9,128,168.93
8,981,478.18
8,831,120.16
8,677,003.18

374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97
374,894.97

216,925.08
212,975.83
208,927.85
204,778.68
200,525.77
196,166.54
191,698.33
187,118.41
182,424.00
177,612.22
172,680.15
167,624.78
162,443.03
157,131.73
151,687.65
146,107.47
140,387.78
134,525.10
128,515.85
122,356.37
116,042.91
109,571.61
102,938.52
96,139.61
89,170.73
82,027.62
74,705.94
67,201.21
59,508.87
51,624.21
43,542.44
35,258.63
26,767.72
18,064.54
9,143.78

157,969.90
161,919.14
165,967.12
170,116.30
174,369.21
178,728.44
183,196.65
187,776.56
192,470.98
197,282.75
202,214.82
207,270.19
212,451.95
217,763.25
223,207.33
228,787.51
234,507.20
240,369.88
246,379.12
252,538.60
258,852.07
265,323.37
271,956.45
278,755.36
285,724.25
292,867.36
300,189.04
307,693.77
315,386.11
323,270.76
331,352.53
339,636.34
348,127.25
356,830.43
365,751.20

8,519,033.29
8,357,114.15
8,191,147.02
8,021,030.73
7,846,661.52
7,667,933.08
7,484,736.43
7,296,959.87
7,104,488.89
6,907,206.14
6,704,991.32
6,497,721.12
6,285,269.18
6,067,505.93
5,844,298.61
5,615,511.10
5,381,003.90
5,140,634.02
4,894,254.90
4,641,716.29
4,382,864.23
4,117,540.86
3,845,584.40
3,566,829.04
3,281,104.79
2,988,237.43
2,688,048.39
2,380,354.63
2,064,968.52
1,741,697.76
1,410,345.23
1,070,708.88
722,581.63
365,751.20
0.00

TABLA DE AMORTIZACION DE CAPITAL DE DEUDA

Periodo(Ao)

Saldo Inicial

Cuotas

Interes

1
2
3
4
5

11,587,500.00
10,306,136.31
8,640,363.51
6,474,858.87
3,659,702.84

4,757,613.69
4,757,613.69
4,757,613.69
4,757,613.69
4,757,613.69

###
###
###
###
###

INVERSION INICIAL
CAPITAL 27.037.500 Bs
CAPITAL 11.587.500 Bs

TOTAL

38,625,000

AO

VALOR EN LIBRO

APITAL DE DEUDA
Capital

Saldo Final

36,000,000

###
###
###
###
###

10,306,136.31
8,640,363.51
6,474,858.87
3,659,702.84
0.00

2
3
4
5

29,520,000
23,040,000
16,560,000
10,080,000

CARGA ANUAL POR

DEPRECIACON

DEPRECIACION
ACUMULADA

VALOR EN LIBRO FINAL DE

AO

6,480,000

6,480,000

29,520,000

6,480,000
6,480,000
6,480,000
6,480,000

12,960,000
19,440,000
25,920,000
32,400,000

23,040,000
16,560,000
10,080,000
3,600,000

INGRESOS BRUTOS Y COSTOS DE OPERACIN ESTIMADOS

Ao
1
2
3
4
5

Ingresos Brutos
33,104,202.58
33,104,202.58
33,104,202.58
33,104,202.58
33,104,202.58

TOS DE OPERACIN ESTIMADOS

Costo de Operacin
1,364,798.64
1,774,238.23
2,306,509.70
2,998,462.61
3,898,001.39

Ao
1
2
3
4
5

Ingresos Brutos

Costo
Operacional

Depre

33,104,203
33,104,203
33,104,203
33,104,203
33,104,203

1,364,799
1,774,238
2,306,510
2,998,463
3,898,001

6,480,000
6,480,000
6,480,000
6,480,000
6,480,000

Amort
Intangible

Interes

I.N.G

UNT

I.S.R

525,000
525,000
525,000
525,000
525,000

3,476,250
3,091,841
2,592,109
1,942,458
1,097,911

21,258,154
21,233,123
21,200,584
21,158,282
21,103,290

141,721
141,554
141,337
141,055
140,689

7,152,772
7,144,262
7,133,199
7,118,816
7,100,119

7,227,772.34
7,219,261.98
7,208,198.50
7,193,815.99
7,175,118.72

Cuota Prestamo

-4,757,613.69
-7,152,772

Costo Operacin

-1,364,799
33,104,202.58

I.S.R

Ingresos Brutos
Inv. Inicial

19.829.018.58

19,428,088.89

-38,625,000

-38,625,000

Inv. Inicial

-4,757,613.69

-4,757,613.69

-4,757,613.69

-4,757,613.69

-7,144,262

-7,133,199

-7,118,816

-7,100,119

-1,774,238

-2,306,510

-2,998,463

-3,898,001

33,104,202.58

33,104,202.58

33,104,202.58

33,104,202.58

18,906,879.89

18,229,309.89

17,348,469

3,600,000

3,600,000 VR
3

VR

Ao Ingreso Bruto
0
1
2
3
4
5

Costos Oper . I.S.R Capital Fijo

Prestamo

Cuotas

VR

FMN