ILUSIONES FEMENINAS S.A.S.

FLUJO DE CAJA A LA DEUDA

AO 2013 Y PROYECCION 2014
Prstamo
Plazo
TEA

100,000.00
10
12%

a) Cuotas constantes
0
Saldo Inicial
Intereses
Principal
Cuota Intereses + Principal
Saldo Final

100,000.00

Flujo de caja Deuda

100,000.00

Flujo de caja Deuda(Desp de Impu

100,000.00

100,000.00

OTRA ALTERNATIVA
b) CUOTAS DECRECIENTES PRINCIPAL CONSTANTES
Saldo Inicial
Intereses
Principal
Cuota Intereses + Principal
Saldo Final

0
100,000.00

100,000.00

Flujo de caja Deuda

100,000.00

Flujo de caja Deuda(Desp de Impu

100,000.00

C) CUOTAS CRECIENTES (MTODO DE SUMA DE DIGITOS)

Saldo Inicial
Intereses
Principal
Cuota Intereses + Principal
Saldo Final

0
100,000.00

100,000.00

Flujo de caja Deuda

100,000.00

Flujo de caja Deuda(Desp de Impu

100,000.00

d) CUOTAS CONSTANTES UN AO DE GRACIA TOTAL(no se paga ni intereses ni principal)

0
Saldo Inicial
100,000.00
Intereses
Principal
Cuota Intereses + Principal
Saldo Final
100,000.00
Flujo de caja Deuda

100,000.00

Flujo de caja Deuda(Desp de Impu

100,000.00

A.S.
DA
2014
millones
aos
anual

100,000
12,000
5,698
17,698
94,302

94,302
11,316
6,382
17,698
87,919

17,698

16,258

1
100,000
12,000
10,000
22,000
90,000

87,919
10,550
7,148
17,698
80,771

80,771
9,693
8,006
17,698
72,765

17,698

17,698

17,698

16,340

16,432

16,535

2
90,000
10,800
10,000
20,800
80,000

3
80,000
9,600
10,000
19,600
70,000

4
70,000
8,400
10,000
18,400
60,000

22,000

20,800

19,600

18,400

20,560

19,504

18,448

17,392

1
100,000
12,000
6,667
18,667
93,333

2
93,333
11,200
13,333
24,533
80,000

3
80,000
9,600
20,000
29,600
60,000

4
60,000
7,200
26,667
33,867
33,333

18,667

24,533

29,600

33,867

17,227

23,189

28,448

33,003

se paga ni intereses ni principal)

1
100,000
12,000 112,000
-

2
112,000
13,440
23,434
36,874
88,566

3
88,566
10,628
26,246
36,874
62,319

4
114,812
13,777
23,097
36,874
91,715

36,874

36,874

36,874

35,261

35,599

35,221

72,765
8,732
8,967
17,698
63,799

63,799
7,656
10,043
17,698
53,756

17,698

16,651

5
60,000
7,200
10,000
17,200
50,000

17,200

16,336

5
33,333
4,000
33,333
37,333
-

53,756
6,451
11,248
17,698
42,509

42,509
5,101
12,597
17,698
29,911

17,698

17,698

17,698

16,780

16,924

17,086

37,333

36,853

5
137,909
16,549
20,325
36,874
117,584

36,874

34,888

9
-

10
29,911
3,589
14,109
17,698
15,802

15,802
1,896
15,802
17,698
-

17,698

17,698

17,268

17,471

TIR
-4%
TIR
-6%

TIR
-1%
TIR
-3%

TIR
12%
TIR
11%

TIR
12%
TIR
15%

ES = AL COSTO DE LA DEUDA