JDW Sugar Mills

5-Year Financial Plan - Manufacturing

Model Inputs and Investor scenario
Use this area to capture key components of the Profit and Loss statement and the Balance sheet for the first year only.
1. Year one revenue expectancy
Product 1
2,800.00 $
120.00 $
336,000 $
Total Revenue Year 1 496,000 $
2. Year 1 cost of goods sold
Product 1
50%
168,000 $
Total year 1 cost of goods sold 222,400 $
3. Annual maintenance, repair and overhaul
Factors (%) on capital eqipment 15%
4. Numberr of years for straight line depreciation 5
5. Annual tax rate 30%
6. If long term debt is being usedto fiance opertions, 80,000 $
enter the total loan value
Annual revenue per product
Expectedd gross margin per product
Annual cost of goods sold per products
Year 1 model inputs
Name of units sold annually
Average sales price per unit
Use this area to capture key components of the Profit and Loss statement and the Balance sheet for the first year only.
Product 2 Product 3 Product 4
1,200.00 $ 1,600.00 $ - $
80.00 $ 40.00 $ - $
96,000 $ 64,000 $ - $
Product 2 Product 3 Product 4
40% 25% 0%
38,400 $ 16,000 $ - $
Year 1 model inputs
JDW Sugar Mills
5-Year Financial Plan - Manufacturing
Profit and Loss projections
Year 1
Annual cumulative price (revenue) increase 0%
Annual cumulative inflation (expense) increase 0%
Interest rate on ending cash balance 0.50%
Year 1
Revenue
Gross revenue 496,000 $
Cost of goods sold 222,400 $
Gross margin 273,600
Other revenue (source) - $
Interest Income 1,000 $
Total revenue 274,600
Operating expenses
Sales and marketing 40,000 $
Payroll and payroll taxes 60,000 $
Depreciation 40,000 $
Insurance 40,000 $
Maintenance, repair and overhaul 15,000 $
Utilities 30,000 $
Property taxes 15,000 $
Administrative fees 18,000 $
Others 4,000 $
Total operating expenses 262,000 $
Operating income 12,600
Interest expense on long term debt 3,590
Operating income before other items 9,010
Loss (gain) on sales of assets 0
Other unusual expenses (Income 0
Year by Year profit and loss assumptions
Earnings before taxes 9,010 $
Taxes on income 30% 2,703 $
Net income (loss) 6,307 $
Year 2 Year 3 Year 4 Year 5
2% 4% 6% 8%
2% 4% 6% 8%
0.05% 0.50% 0.50% 0.50%
Year 2 Year 3 Year 4 Year 5
505,920 $ 526,157 $ 557,726 $ 602,344 $
226,848 $ 235,922 $ 250,077 $ 270,083 $
279,072 290,235 307,649 332,261
- $ 10,000 $ - $ - $
- $ - $ - $ - $
279,072 300,235 307,649 332,261
40,800 $ 42,432 $ 44,978 $ 48,576 $
61,200 $ 63,648 $ 67,467 $ 72,864 $
40,800 $ 41,600 $ 42,400 $ 43,200 $
40,800 $ 42,432 $ 44,978 $ 48,576 $
15,300 $ 15,600 $ 15,900 $ 16,200 $
30,600 $ 31,824 $ 33,733 $ 36,432 $
15,300 $ 15,912 $ 16,867 $ 18,216 $
18,360 $ 19,094 $ 20,240 $ 21,859 $
4,080 $ 4,243 $ 4,498 $ 4,858 $
267,240 $ 276,786 $ 291,061 $ 310,782 $
11,832 23,449 16,588 21,479
2,866 2,106 1,308 470
8,966 21,344 15,281 21,010
0 1000 0 0
0 0 0 0
Year by Year profit and loss assumptions
8,966 $ 22,344 $ 15,281 $ 21,010 $
2,690 $ 6,703 $ 4,584 $ 6,303 $
6,276 $ 15,641 $ 10,697 $ 14,707 $
JDW Sugar Mills
5-Year Financial Plan - Manufacturing
Balance sheet projection
Assets Initial Balance Year 1
Cash & short-term investment 50,000 $ 181,829 $
Accounts receivable 3,000 $ 3,000 $
Total Inventory 25,000 $ 25,000 $
Prepared expenses - $ - $
Deferred income tax - $ - $
Other current assets 5,000 $ 5,000 $
Total current asset 83,000 $ 214,829 $
Building 100,000 $ 100,000 $
Land 100,000 $ 100,000 $
Capital Improvement - $ - $
Machinery and equipment 100,000 $ 100,000 $
Less: Accumulated depriciation expenses. - $ 40,000 $
Net property/equipment 300,000 $ 260,000 $
Goodwill - $ - $
Deferred income tax - $ - $
Deposits - $ - $
Other long-term assets - $ - $
Total assets 383,000 $ 474,829 $
Liabilities Initial Balance Year 1
Accounts payable 2,000 $ 2,000 $
Accrued expenses - $ - $
Notes payable/short-term debt - $ - $
Capital leases - $ - $
Other current liabilities 100 $ 100 $
Total current liabilities 2,100 $ 2,100 $
Long term debt from loan payment calculator 80,000 $ 65,522 $
Other long term debt 100,000 $ 200,000 $
Total debt 182,100 $ 267,622 $
Other liabilities - $ - $
Total liabilities 82,100 $ 67,622 $
Equity Initial Balance Year 1
Owners equity (common) 50,000 $ 50,000 $
Paid in capital 250,000 $ 250,000 $
Preferred equity - $ - $
Retained earnings - $ 6,307 $
Total equity 300,000 $ 306,307 $
Total liability and equity 382,100 $ 373,929 $
Year 2 Year 3 Year 4 Year 5
164,704 $ 229,982 $ 314,819 $ 280,128 $
3,000 $ 3,000 $ 3,000 $ 3,000 $
25,000 $ 25,000 $ 25,000 $ 25,000 $
- $ - $ - $ - $
- $ - $ - $ - $
5,000 $ 5,000 $ 5,000 $ 5,000 $
197,704 $ 262,982 $ 347,819 $ 313,128 $
100,000 $ 100,000 $ 100,000 $ 100,000 $
100,000 $ 100,000 $ 100,000 $ 100,000 $
- $ - $ - $ - $
100,000 $ 100,000 $ 100,000 $ 100,000 $
80,800 $ 122,400 $ 164,800 $ 208,000 $
219,200 $ 177,600 $ 135,200 $ 92,000 $
- $ - $ - $ - $
- $ - $ - $ - $
- $ - $ - $ - $
- $ - $ - $ - $
416,904 $ 440,582 $ 483,019 $ 405,128 $
Year 2 Year 3 Year 4 Year 5
3,000 $ 3,000 $ 1,500 $ 1,500 $
- $ - $ - $ - $
- $ - $ - $ - $
- $ - $ - $ - $
100 $ 100 $ 100 $ 100 $
3,100 $ 3,100 $ 1,600 $ 1,600 $
50,320 $ 34,358 $ 17,598 $ - $
150,000 $ 175,000 $ 225,000 $ 150,000 $
203,420 $ 212,458 $ 244,198 $ 151,600 $
- $ - $ - $ - $
53,420 $ 37,458 $ 19,198 $ 1,600 $
Year 2 Year 3 Year 4 Year 5
50,000 $ 50,000 $ 50,000 $ 50,000 $
250,000 $ 250,000 $ 250,000 $ 250,000 $
- $ - $ - $ - $
12,584 $ 28,224 $ 38,921 $ 53,628 $
312,584 $ 328,224 $ 338,921 $ 353,628 $
366,004 $ 365,682 $ 358,119 $ 355,228 $
JDW Sugar Mills
5-Year Financial Plan - Manufacturing
Loan payment calculator
Annual Interest rate 5.0%
Monthly rate 0.41%
Loan amount 80,000 $
Term of loan (months) 60
Payment ($1,506)
Month Principal balance
1 80,000 $
2 78,820 $
3 77,636 $
4 76,446 $
5 75,252 $
6 74,053 $
7 72,849 $
8 71,640 $
9 70,427 $
10 69,208 $
11 67,984 $
12 66,756 $
13 65,522 $
14 64,283 $
15 63,040 $
16 61,791 $
17 60,537 $
18 59,278 $
19 58,014 $
20 56,745 $
21 55,470 $
22 54,190 $
23 52,906 $
24 51,615 $
25 50,320 $
26 49,020 $
27 47,714 $
28 46,402 $
29 45,086 $
30 43,764 $
31 42,436 $
32 41,104 $
33 39,766 $
34 38,422 $
35 37,073 $
36 35,718 $
37 34,358 $
38 32,993 $
39 31,621 $
40 30,244 $
41 28,862 $
42 27,474 $
43 26,080 $
44 24,681 $
45 23,276 $
46 21,865 $
47 20,449 $
48 19,026 $
49 17,598 $
50 16,164 $
51 14,724 $
52 13,279 $
53 11,827 $
54 10,370 $
55 8,906 $
56 7,437 $
57 5,962 $
58 4,480 $
59 2,993 $
60 1,500 $
Principal payment Interest Payment
(1,180) 326 (1506)
(1,185) 321 (1506)
(1,189) 316 (1506)
(1,194) 311 (1506)
(1,199) 307 (1506)
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(1,214) 292 (1506)
(1,219) 287 (1506)
(1,224) 282 (1506)
(1,229) 277 (1506)
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(1,290) 216 (1506)
(1,295) 210 (1506)
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(1,322) 184 (1506)
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(1,333) 173 (1506)
(1,338) 167 (1506)
(1,344) 162 (1506)
(1,349) 157 (1506)
(1,355) 151 (1506)
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(1,366) 140 (1506)
(1,371) 134 (1506)
(1,377) 129 (1506)
(1,382) 123 (1506)
(1,388) 118 (1506)
(1,394) 112 (1506)
(1,399) 106 (1506)
(1,405) 101 (1506)
(1,411) 95 (1506)
(1,417) 89 (1506)
(1,422) 83 (1506)
(1,428) 78 (1506)
(1,434) 72 (1506)
(1,440) 66 (1506)
(1,446) 60 (1506)
(1,452) 54 (1506)
(1,457) 48 (1506)
(1,463) 42 (1506)
(1,469) 36 (1506)
(1,475) 30 (1506)
(1,481) 24 (1506)
(1,487) 18 (1506)
(1,493) 12 (1506)
(1,500) 6 (1506)