TNT 12%

Suma
Valor Presente
Suma

250000
$197,352.31
$1,765,417.85

Otra forma
Anualidad(250)
VP1(250)
VP2(500)
VP

2
250000

$1,121,282.34
996,244.83
$769,173.02
$ 1,765,417.85

TET 3%

3
250000
500000
750000

TEA 12.55%

4
250000

5
250000

250000

250000

6
250000
500000
750000

7
250000

8
250000

250000

250000

$526,034.91 $155,791.73 $138,418.94 $368,950.30 $109,269.19

vp(500-3)
$350,689.94

vp(500-6)
$245,966.87

9
500000
500000

$97,084.26 $172,516.21

vp(500-9)
$172,516.21

TEA 36.07%

TEM 2.6%

0
1
2
3
4
Inversin $ 3,000,000.00
Costos
$ 95,000.00 $ 100,000.00 $ 105,000.00 $ 110,000.00
Ingresos
$ 245,000.00 $ 254,800.00 $ 264,992.00 $ 275,591.68
V.M
Flujo $
3,000,000 $ 150,000.00 $ 154,800.00 $ 159,992.00 $ 165,591.68
Valor Presente
Suma

$3,000,000
$4,839,827

VAN $ 1,839,827.25

$146,199

$147,054

$148,135

$149,435

10

11

$ 115,000.00
$ 286,615.35

$ 120,000.00
$ 298,079.96

$ 125,000.00
$ 310,003.16

$ 130,000.00
$ 322,403.29

$ 135,000.00
$ 335,299.42

$ 140,000.00
$ 348,711.39

$ 145,000.00
$ 362,659.85

$ 171,615.35 $ 178,079.96 $ 185,003.16 $ 192,403.29 $ 200,299.42 $ 208,711.39 $ 217,659.85

$150,946

$152,663

$154,579

$156,689

$158,986

$161,465

$164,120

12

13

14

15

16

17

18

$ 150,000.00
$ 377,166.24

$ 155,000.00
$ 392,252.89

$ 160,000.00
$ 407,943.01

$ 165,000.00
$ 424,260.73

$ 170,000.00
$ 441,231.16

$ 175,000.00
$ 458,880.41

$ 180,000.00
$ 477,235.62

$ 227,166.24 $ 237,252.89 $ 247,943.01 $ 259,260.73 $ 271,231.16 $ 283,880.41 $ 297,235.62

$166,948

$169,943

$173,099

$176,414

$179,883

$183,501

$187,265

19

20

21

22

23

$ 185,000.00
$ 496,325.05

$ 190,000.00
$ 516,178.05

$ 195,000.00
$ 536,825.17

$ 200,000.00
$ 558,298.18

$ 205,000.00
$ 580,630.10

$191,172

$195,217

$199,398

$203,711

$208,153

24

$ 210,000.00
$ 603,855.31
$ 1,300,000.00
$ 311,325.05 $ 326,178.05 $ 341,825.17 $ 358,298.18 $ 375,630.10 $ 1,693,855.31
$914,853