HITUNGAN INCOME & OUTCOME BULANAN

JUMLAH INCOME
JUMLAH OUTCOME
KULIAH
KONTRAKAN
BENSIN
MAKAN
SERVICE MOTOR
BIAYA TAK TERDUGA
NABUNG
INVEST
KREDIT BANK
AMAL
JUMLAH OUTCOME

Perencanaan pengeluaran 25 Mei 2013

keluarga
di pinjam mas dodo
kontrakan
service
sisa rekening BNI
MANDIRI

1,085,000.00
167,000.00
100,000.00
580,000.00
75,000.00
170,000.00
340,000.00
119,200.00
678,800.00
85,000.00
3,400,000.00

KETERANGAN
(average)

PROSENTASE (%)
31.91
4.91
2.94
17.06
2.21
5.00
10.00
3.51
19.96
2.50
100.00

HARUS KOMIT

3,400,000.00

2,000,000.00
800,000.00
167,000.00
75,000.00
3,042,000.00

PERHITUNGAN KREDIT cimb niaga

JUMLAH BUNGA PER TAHUN

17.88 %

JUMLAH PEMINJAMAN
JUMLAH RUPIAH + BUNGA
JUMLAH LAMA WAKTU

=
=
=

18,000,000.00
24,436,800.00
36.00

BULAN 1
BULAN 2
BULAN 3
BULAN 4
BULAN 5
BULAN 6
BULAN 7
BULAN 8
BULAN 9
BULAN 10
BULAN 11
BULAN 12
BULAN 13
BULAN 14
BULAN 15
BULAN 16
BULAN 17
BULAN 18
BULAN 19
BULAN 20
BULAN 21
BULAN 22
BULAN 23
BULAN 24
BULAN 25
BULAN 26
BULAN 27
BULAN 28
BULAN 29
BULAN 30
BULAN 31
BULAN 32
BULAN 33
BULAN 34
BULAN 35
BULAN 36

=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=

678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00
678,800.00

JUMLAH YANG DIBAYAR

JUMLAH INCOME
JUMLAH OUTCOME
KULIAH
KONTRAKAN
BENSIN
MAKAN
SERVICE MOTOR
DHUAFA
KREDIT
JUMLAH OUTCOME
SISA PEMAKAIAN KHAS

24,436,800.00
3,400,000.00
1,085,000.00
167,000.00
100,000.00
580,000.00
75,000.00
85,000.00
678,800.00
2,770,800.00
629,200.00

selisih
profit bank per th
profit bank per bln profit bank per hr
6,436,800.00
2,145,600.00
178,800.00
5,960.00
BLN
TANGGAL PEMBAYARAN

KETERANGAN

SELAMA 36 BLN

PERHITUNGAN KREDIT cimb niaga

JUMLAH BUNGA PER TAHUN

17.88 %

JUMLAH PEMINJAMAN
JUMLAH RUPIAH + BUNGA
JUMLAH LAMA WAKTU

=
=
=

25,000,000.00
34,000,000.00
36.00

BULAN 1
BULAN 2
BULAN 3
BULAN 4
BULAN 5
BULAN 6
BULAN 7
BULAN 8
BULAN 9
BULAN 10
BULAN 11
BULAN 12
BULAN 13
BULAN 14
BULAN 15
BULAN 16
BULAN 17
BULAN 18
BULAN 19
BULAN 20
BULAN 21
BULAN 22
BULAN 23
BULAN 24
BULAN 25
BULAN 26
BULAN 27
BULAN 28
BULAN 29
BULAN 30
BULAN 31
BULAN 32
BULAN 33
BULAN 34
BULAN 35
BULAN 36

=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=

944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44

JUMLAH YANG DIBAYAR

JUMLAH INCOME
JUMLAH OUTCOME
KULIAH
KONTRAKAN
BENSIN
MAKAN
SERVICE MOTOR
DHUAFA
KREDIT
JUMLAH OUTCOME
SISA PEMAKAIAN KHAS

34,000,000.00
3,400,000.00
1,085,000.00
167,000.00
100,000.00
580,000.00
75,000.00
85,000.00
944,444.44
3,036,444.44
363,555.56

DISIPLIN, KOMITMEN

BLN
TANGGAL PEMBAYARAN

KETERANGAN

PERHITUNGAN KREDIT cimb niaga

JUMLAH BUNGA PER TAHUN

17.88 %

JUMLAH PEMINJAMAN
JUMLAH RUPIAH + BUNGA
JUMLAH LAMA WAKTU

=
=
=

19,000,000.00
25,794,400.00
24.00

BULAN 1
BULAN 2
BULAN 3
BULAN 4
BULAN 5
BULAN 6
BULAN 7
BULAN 8
BULAN 9
BULAN 10
BULAN 11
BULAN 12
BULAN 13
BULAN 14
BULAN 15
BULAN 16
BULAN 17
BULAN 18
BULAN 19
BULAN 20
BULAN 21
BULAN 22
BULAN 23
BULAN 24

=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=

1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67
1,074,766.67

JUMLAH YANG DIBAYAR

JUMLAH INCOME
JUMLAH OUTCOME
KULIAH
KONTRAKAN
BENSIN
MAKAN
SERVICE MOTOR
DHUAFA
KREDIT

25,794,400.00
3,400,000.00
1,085,000.00
167,000.00
100,000.00
580,000.00
75,000.00
85,000.00
1,074,766.67

JUMLAH OUTCOME
SISA PEMAKAIAN KHAS

3,166,766.67
233,233.33

BLN
TANGGAL PEMBAYARAN

SELAMA 24 BLN

KETERANGAN

PERHITUNGAN KREDIT cimb niaga

JUMLAH BUNGA PER TAHUN

17.88 %

JUMLAH PEMINJAMAN
JUMLAH RUPIAH + BUNGA
JUMLAH LAMA WAKTU

=
=
=

18,000,000.00
24,436,800.00
24.00

BULAN 1
BULAN 2
BULAN 3
BULAN 4
BULAN 5
BULAN 6
BULAN 7
BULAN 8
BULAN 9
BULAN 10
BULAN 11
BULAN 12
BULAN 13
BULAN 14
BULAN 15
BULAN 16
BULAN 17
BULAN 18
BULAN 19
BULAN 20
BULAN 21
BULAN 22
BULAN 23
BULAN 24

=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=

1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00
1,018,200.00

JUMLAH YANG DIBAYAR

JUMLAH INCOME
JUMLAH OUTCOME
KULIAH
KONTRAKAN
BENSIN
MAKAN
SERVICE MOTOR
DHUAFA
KREDIT

24,436,800.00
3,400,000.00
1,085,000.00
167,000.00
100,000.00
580,000.00
75,000.00
85,000.00
1,018,200.00

JUMLAH OUTCOME
SISA PEMAKAIAN KHAS

3,110,200.00
289,800.00

BLN
TANGGAL PEMBAYARAN

SELAMA 24 BLN

KETERANGAN

PERHITUNGAN KREDIT cimb niaga

JUMLAH BUNGA PER TAHUN

17.88 %

JUMLAH PEMINJAMAN
JUMLAH RUPIAH + BUNGA
JUMLAH LAMA WAKTU

=
=
=

20,000,000.00
27,152,000.00
24.00

BULAN 1
BULAN 2
BULAN 3
BULAN 4
BULAN 5
BULAN 6
BULAN 7
BULAN 8
BULAN 9
BULAN 10
BULAN 11
BULAN 12
BULAN 13
BULAN 14
BULAN 15
BULAN 16
BULAN 17
BULAN 18
BULAN 19
BULAN 20
BULAN 21
BULAN 22
BULAN 23
BULAN 24

=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=

1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33
1,131,333.33

JUMLAH YANG DIBAYAR

JUMLAH INCOME
JUMLAH OUTCOME
KULIAH
KONTRAKAN
BENSIN
MAKAN
SERVICE MOTOR
DHUAFA
KREDIT

27,152,000.00
3,400,000.00
1,085,000.00
167,000.00
100,000.00
580,000.00
75,000.00
85,000.00
1,131,333.33

JUMLAH OUTCOME
SISA PEMAKAIAN KHAS

3,223,333.33
176,666.67

BLN
TANGGAL PEMBAYARAN

SELAMA 24 BLN

KETERANGAN

PERHITUNGAN KREDIT cimb niaga

JUMLAH BUNGA PER TAHUN

17.88 %

JUMLAH PEMINJAMAN
JUMLAH RUPIAH + BUNGA
JUMLAH LAMA WAKTU

=
=
=

25,000,000.00
33,940,000.00
24.00

BULAN 1
BULAN 2
BULAN 3
BULAN 4
BULAN 5
BULAN 6
BULAN 7
BULAN 8
BULAN 9
BULAN 10
BULAN 11
BULAN 12
BULAN 13
BULAN 14
BULAN 15
BULAN 16
BULAN 17
BULAN 18
BULAN 19
BULAN 20
BULAN 21
BULAN 22
BULAN 23
BULAN 24

=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=

1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67
1,414,166.67

JUMLAH YANG DIBAYAR

JUMLAH INCOME
JUMLAH OUTCOME
KULIAH
KONTRAKAN
BENSIN
MAKAN
SERVICE MOTOR
DHUAFA
KREDIT

33,940,000.00
3,400,000.00
1,085,000.00
167,000.00
100,000.00
580,000.00
75,000.00
85,000.00
1,414,166.67

JUMLAH OUTCOME
SISA PEMAKAIAN KHAS

3,506,166.67
(106,166.67)

BLN
TANGGAL PEMBAYARAN

SELAMA 24 BLN

KETERANGAN

PERHITUNGAN KREDIT KOPRASI BUKAKA

JUMLAH BUNGA PER TAHUN

12 %

JUMLAH PEMINJAMAN
JUMLAH RUPIAH + BUNGA
JUMLAH LAMA WAKTU

=
=
=

25,000,000.00
34,000,000.00
36.00

BULAN 1
BULAN 2
BULAN 3
BULAN 4
BULAN 5
BULAN 6
BULAN 7
BULAN 8
BULAN 9
BULAN 10
BULAN 11
BULAN 12
BULAN 13
BULAN 14
BULAN 15
BULAN 16
BULAN 17
BULAN 18
BULAN 19
BULAN 20
BULAN 21
BULAN 22
BULAN 23
BULAN 24
BULAN 25
BULAN 26
BULAN 27
BULAN 28
BULAN 29
BULAN 30
BULAN 31
BULAN 32
BULAN 33
BULAN 34
BULAN 35
BULAN 36

=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=

944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44
944,444.44

JUMLAH YANG DIBAYAR

JUMLAH INCOME
JUMLAH OUTCOME
KULIAH
KONTRAKAN
BENSIN
MAKAN
SERVICE MOTOR
DHUAFA
KREDIT
JUMLAH OUTCOME
SISA PEMAKAIAN KHAS

34,000,000.00
3,400,000.00
1,085,000.00
167,000.00
100,000.00
580,000.00
75,000.00
85,000.00
944,444.44
3,036,444.44
363,555.56

DISIPLIN, KOMITMEN

BLN
TANGGAL PEMBAYARAN

KETERANGAN

PERHITUNGAN KREDIT KOPRASI BUKAKA

JUMLAH BUNGA PER TAHUN

12 %

JUMLAH PEMINJAMAN
JUMLAH RUPIAH + BUNGA
JUMLAH LAMA WAKTU

=
=
=

25,000,000.00
31,000,000.00
24.00

BULAN 1
BULAN 2
BULAN 3
BULAN 4
BULAN 5
BULAN 6
BULAN 7
BULAN 8
BULAN 9
BULAN 10
BULAN 11
BULAN 12
BULAN 13
BULAN 14
BULAN 15
BULAN 16
BULAN 17
BULAN 18
BULAN 19
BULAN 20
BULAN 21
BULAN 22
BULAN 23
BULAN 24

=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=
=

1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67
1,291,666.67

JUMLAH YANG DIBAYAR

JUMLAH INCOME
JUMLAH OUTCOME
KULIAH
KONTRAKAN
BENSIN
MAKAN
SERVICE MOTOR
DHUAFA
KREDIT

31,000,000.00
3,400,000.00
1,085,000.00
167,000.00
100,000.00
580,000.00
75,000.00
85,000.00
1,291,666.67

JUMLAH OUTCOME
SISA PEMAKAIAN KHAS

3,383,666.67
16,333.33

BLN
TANGGAL PEMBAYARAN

SELAMA 24 BLN

KETERANGAN