Base de Datos Copilada2

BANCO DEL AUSTRO
BALANCE GENERAL CONSOLIDADO

(En miles de dlares norteamericanos)
ACTIVO
11 FONDOS DISPONIBLES
Jan-07
Feb-07
Mar-07
Apr-07
May-07
Jun-07
79,986
76,867
68,892
80,024
99,754
94,115
1101
CAJA
14,186
15,314
14,744
17,207
19,439
16,732
1102
DEPSITOS PARA ENCAJE
13,502
13,109
9,474
12,535
13,862
15,908
45,769
40,658
38,013
39,014
61,317
55,662
1,760
1,309
1,740
1,778
1,563
1,423
44,009
39,349
36,273
37,236
59,754
54,239
6,006
7,312
6,408
10,856
4,865
5,528
522
474
253
412
272
284
1,500
4,500
5,000
3,000
3,000
1103 BANCOS Y OTRAS INSTITUCIONES FINANCIERAS

110310
BANCOS E INSTITUCIONES FINANCIERAS LOCALES
110315
BANCOS E INSTITUCIONES FINANCIERAS DEL EXTERIOR
1104 EFECTOS DE COBRO INMEDIATO

1105 REMESAS EN TRNSITO
12 OPERACIONES INTERBANCARIAS
52,429
61,814
60,835
58,281
47,410
50,407
1301
13 INVERSIONES
PARA NEGOCIAR DE ENTIDADES DEL SECTOR PRIVADO
1302
PARA NEGOCIAR DEL ESTADO O DE ENTIDADES DEL SECTOR PBLICO
1303
DISPONIBLES PARA LA VENTA DE ENTIDADES DEL SECTOR PRIVADO
1,641
611
2,860
1304
DISPONIBLES PARA LA VENTA DEL ESTADO O DE ENTIDADES DEL SECTOR PBLICO
45,440
55,854
55,934
53,376
42,690
42,761
1305
MANTENIDAS HASTA EL VENCIMIENTO DE ENTIDADES DEL SECTOR PRIVADO
837
808
366
366
144
144
1306
MANTENIDAS HASTA EL VENCIMIENTO DEL ESTADO O DE ENTIDADES DEL SECTOR PBLICO
28
41
20
1307
DE DISPONIBILIDAD RESTRINGIDA
4,698
4,753
4,748
4,748
4,755
4,841
1399
(PROVISIN PARA INVERSIONES)
-219
-219
-219
-219
-219
-219
(PROVISIN GENERAL PARA INVERSIONES)
-219
-219
-219
-219
-219
-219
260,569
262,215
266,746
270,046
276,542
280,716
139910
14 CARTERA DE CREDITOS
1401
CARTERA DE CRDITOS COMERCIAL POR VENCER
136,199
135,760
137,847
137,704
142,093
146,094
1402
CARTERA DE CRDITOS DE CONSUMO POR VENCER
99,061
99,426
102,274
104,053
105,291
105,674
1403
CARTERA DE CRDITOS DE VIVIENDA POR VENCER
19,519
20,357
20,894
21,373
21,949
22,334
1404
CARTERA DE CRDITOS PARA LA MICROEMPRESA POR VENCER
316
271
246
221
169
159
1405
CARTERA DE CRDITOS COMERCIAL REESTRUCTURADA POR VENCER
1,134
1,118
1,087
1,078
1,076
1,065
1406
CARTERA DE CRDITOS DE CONSUMO REESTRUCTURADA POR VENCER
96
108
115
79
61
110
1407
CARTERA DE CRDITOS DE VIVIENDA REESTRUCTURADA POR VENCER
17
24
27
27
26
26
1408
CARTERA DE CRDITOS PARA LA MICROEMPRESA REESTRUCTURADA POR VENCER
1411
CARTERA DE CRDITOS COMERCIAL QUE NO DEVENGA INTERESES
4,213
4,340
3,696
4,558
4,659
4,312
1412
CARTERA DE CRDITOS DE CONSUMO QUE NO DEVENGA INTERESES
4,312
5,034
4,814
4,865
5,308
5,082
1413
CARTERA DE CRDITOS DE VIVIENDA QUE NO DEVENGA INTERESES
163
169
252
255
210
236
1414
CARTERA DE CRDITOS PARA LA MICROEMPRESA QUE NO DEVENGA INTERESES
81
83
64
48
57
40
1415
CARTERA DE CRDITOS COMERCIAL REESTRUCTURADA QUE NO DEVENGA INTERESES
55
64
73
77
71
80
1416
CARTERA DE CRDITOS DE CONSUMO REESTRUCTURADA QUE NO DEVENGA INTERESES
23
17
23
55
69
57
1417
CARTERA DE CRDITOS DE VIVIENDA REESTRUCTURADA QUE NO DEVENGA INTERESES
1418
CARTERA DE CRDITOS PARA LA MICROEMPRESA REESTRUCTURADA QUE NO DEVENGA INTERESES
1421
CARTERA DE CRDITOS COMERCIAL VENCIDA
3,145
3,314
3,355
3,608
3,599
3,647
1422
CARTERA DE CRDITOS DE CONSUMO VENCIDA
4,787
4,938
5,010
5,081
5,139
5,320
1423
CARTERA DE CRDITOS DE VIVIENDA VENCIDA
67
68
69
68
64
68
1424
CARTERA DE CRDITOS PARA LA MICROEMPRESA VENCIDA
60
63
58
56
59
59
1425
CARTERA DE CRDITOS COMERCIAL REESTRUCTURADA VENCIDA
62
63
63
64
64
64
1426
CARTERA DE CRDITOS DE CONSUMO REESTRUCTURADA VENCIDA
16
17
16
16
17
16
1427
CARTERA DE CRDITOS DE VIVIENDA REESTRUCTURADA VENCIDA
1428
CARTERA DE CRDITOS PARA LA MICROEMPRESA REESTRUCTURADA VENCIDA
1499
(PROVISIONES PARA CRDITOS INCOBRABLES)
-12,760
-13,020
-13,238
-13,239
-13,439
-13,726
149905
(CARTERA DE CRDITOS COMERCIAL)
-5,653
-5,653
-5,491
-5,491
-5,591
-5,641
149910
(CARTERA DE CRDITOS DE CONSUMO)
-6,501
-6,761
-7,170
-7,171
-7,271
-7,508
149915
(CARTERA DE CRDITOS DE VIVIENDA)
-269
-269
-252
-252
-252
-252
149920
(CARTERA DE CRDITOS PARA LA MICROEMPRESA)
-86
-86
-74
-74
-74
-74
149925
(CARTERA DE CRDITOS REESTRUCTURADA)
-251
-251
-251
-251
-251
-251
149930
(PROVISIN GENERAL PARA CARTERA DE CRDITOS)
15
DEUDORES POR ACEPTACIONES
16
CUENTAS POR COBRAR
473
596
469
591
505
1,001
4,622
6,032
5,755
7,842
5,414
6,034
450
453
354
292
190
287
1,741
1,564
1,726
1,708
1,827
1,916
1602
INTERESES POR COBRAR DE INVERSIONES
1603
INTERESES POR COBRAR DE CARTERA DE CRDITOS
1612
INVERSIONES VENCIDAS
180
180
180
180
180
180
1614
PAGOS POR CUENTA DE CLIENTES
4,428
5,439
5,713
7,847
5,137
5,319
1615
INTERESES REESTRUCTURADOS POR COBRAR
1,152
1,145
1,140
1,135
1,124
1,119
1616
CONTRATOS DE MANDATO Y ADMINISTRACION DE INVERSIONES
793
1,332
811
849
1,118
1,494
-4,123
-4,116
-4,231
-4,226
-4,215
-4,360
3,130
3,109
3,087
3,065
3,043
3,021
3,222
3,222
3,222
3,222
3,222
3,222
2,683
2,679
2,674
2,670
2,665
2,661
1690
CUENTAS POR COBRAR VARIAS
1699
(PROVISIN PARA CUENTAS POR COBRAR)
17 BIENES REALIZABLES, ADJUD POR PAGO, DE ARREN MERC Y NO UTILIZADOS POR LA INSTIT.
1702
BIENES ADJUDICADOS POR PAGO
1705
BIENES ARRENDADOS
1706
BIENES NO UTILIZADOS POR LA INSTITUCIN
1799
(PROVISIN PARA BIENES REALIZABLES, ADJUDICADOS POR PAGO Y RECUPERADOS)
18 PROPIEDADES Y EQUIPO
-2,775
-2,792
-2,810
-2,827
-2,845
-2,862
15,854
15,659
15,502
15,587
15,348
15,101
1802
EDIFICIOS
13,075
13,075
13,075
13,075
13,075
13,075
1805
MUEBLES, ENSERES Y EQUIPOS DE OFICINA
3,080
3,129
3,152
3,181
3,165
3,163
1806
EQUIPOS DE COMPUTACIN
7,276
7,330
7,359
7,658
7,634
7,618
1899
(DEPRECIACIN ACUMULADA)
-11,848
-12,129
-12,365
-12,605
-12,772
-13,001
13,977
12,755
13,361
12,457
12,156
13,628
3,678
3,680
3,680
3,680
3,680
3,680
19 OTROS ACTIVOS
1901
INVERSIONES EN ACCIONES Y PARTICIPACIONES
1902
DERECHOS FIDUCIARIOS
1903
OTRAS INVERSIONES EN PARTICIPACIONES
1904
GASTOS Y PAGOS ANTICIPADOS
2,930
2,967
3,001
2,063
2,380
3,010
1905
GASTOS DIFERIDOS
3,705
3,658
3,617
3,651
3,609
3,570
1990
OTROS
3,323
2,057
2,671
2,661
2,084
2,956
1999
(PROVISIN PARA OTROS ACTIVOS IRRECUPERABLES)
-454
-454
-454
-454
-454
-454
-42
-42
-42
-42
-42
-42
TOTAL
432,539
439,047
439,146
452,893
463,172
467,023
TOTAL
395,218
400,444
399,518
411,924
420,446
423,082
199905 (PROVISIN PARA VALUACIN DE INVERSIONES EN ACCIONES Y PARTICIPACIONES)
PATRIMONIO
31 CAPITAL SOCIAL
32 PRIMA O DESCUENTO EN COLOCACION DE ACCIONES
20,563
20,563
20,563
20,563
20,563
20,563
4,940
4,940
11,040
11,040
11,040
11,040
1,114
1,114
1,699
1,699
1,699
1,699
159
159
5,674
5,674
5,674
5,674
3,667
3,667
3,667
3,667
3,667
3,667
35 SUPERAVIT POR VALUACIONES
4,361
4,361
4,361
4,361
4,361
4,392
36 RESULTADOS
33 RESERVAS
3301
LEGALES
3303
ESPECIALES
3305
REVALORIZACIN DEL PATRIMONIO
34 OTROS APORTES PATRIMONIALES
6,270
6,270
3601
UTILIDADES O EXCEDENTES ACUMULADOS
3602
(PRDIDAS ACUMULADAS)
3603
UTILIDAD DEL EJERCICIO
6,270
6,270
3604
(PRDIDA DEL EJERCICIO)
36,134
36,134
35,964
35,964
35,964
35,995
5,228
10,318
15,893
21,019
26,825
32,544
436,581
446,896
451,375
468,907
483,234
491,620
210,517
214,873
205,097
196,347
198,307
199,599
210,517
214,873
205,097
196,347
198,307
199,599
TOTAL
5 INGRESOS
TOTAL PASIVO, PATRIMONIO E INGRESOS
6 CUENTAS CONTINGENTES
61 DEUDORAS
64 ACREEDORAS
6401
AVALES
2,978
2,729
4,118
3,866
3,814
3,668
6402
FIANZAS Y GARANTAS
3,164
2,924
2,832
3,233
3,496
3,422
6403
CARTAS DE CRDITO
3,333
3,479
4,120
4,088
7,497
7,536
6404
CRDITOS APROBADOS NO DESEMBOLSADOS
201,041
205,741
194,026
185,159
183,500
184,973
7 CUENTAS DE ORDEN
824,786
826,350
836,017
845,812
875,050
884,480
71
CUENTAS DE ORDEN DEUDORAS
74
CUENTAS DE ORDEN ACREEDORAS
61,067
61,594
62,096
62,034
65,472
65,620
763,718
764,756
773,921
783,778
809,578
818,859
Jul-07
Aug-07
Sep-07
Oct-07
Nov-07
Dec-07
Jan-08
Feb-08
Mar-08
Apr-08
94,562
92,212
110,682
101,521
114,693
129,218
113,210
110,917
118,223
140 096.48
18,603
19,513
22,472
20,275
21,116
23,091
24,434
22,599
23,169
23 243.83
11,116
10,898
13,049
18,397
14,932
24,384
17,093
13,573
15,647
16 252.48
58,808
53,658
66,681
54,947
65,986
81,144
64,718
65,849
70,635
90 716.20
1,440
1,763
1,514
1,353
1,117
679
1,416
6,229
3,454
4 909.68
57,368
51,895
65,167
53,594
64,869
80,465
63,302
59,620
67,180
85 806.52
5,773
6,914
8,110
7,706
12,132
485
6,623
8,526
8,641
9 701.52
262
1,228
370
196
527
114
342
371
132
182.45
2,000
4,500
5,000
1,500
55,309
54,699
53,080
60,421
52,030
56,377
50,753
57,506
7,232
6,715
5,160
5,022
4,200
7,961
1,721
2,216
2,944
2 495.68
42,835
42,909
42,978
50,311
42,662
42,707
42,752
44,183
41,928
42 137.75
498
144
26
26
26
425
708
5,627
5,421
2 234.63
76
37
31
118
114
10
153.90
4,959
5,075
5,098
5,250
5,243
5,503
5,677
5,689
5,661
5 669.98
-219
-219
-219
-219
-219
-219
-219
-219
(219)
- 219.01
-219
-219
-219
-219
-219
-219
-219
-219
(219)
- 219.01
283,667
290,776
296,089
303,333
315,914
324,726
332,187
335,187
339,675
349 682.30
146,541
157,783
161,198
165,502
172,764
181,375
183,778
180,141
179,917
175 780.72
106,129
101,960
103,257
105,178
109,838
112,626
115,859
118,537
124,598
139 404.85
22,502
22,382
23,072
23,361
24,578
24,609
24,600
24,798
24,735
25 113.93
128
111
100
84
82
61
44
47
36
34.22
973
1,042
1,042
1,040
997
745
743
731
708
711.14
147
145
133
133
133
320
312
295
284
275.70
25
24
24
24
23
16
21
24
24
55.53
4,731
4,528
4,064
4,406
4,175
3,416
4,059
5,347
5,239
4 886.38
5,620
5,332
5,738
6,004
5,143
4,840
5,774
8,095
7,349
7 008.14
330
310
230
242
252
203
331
343
320
217.16
44
39
31
30
14
15
15
11
6.71
160
61
62
133
127
356
342
334
357
373.12
15
12
31
34
40
47
47
61
62
63.42
0.00
55,736
0.00
0.00
52 472.93
0.00
0.00
4,561
5,371
5,384
5,372
5,891
4,886
5,085
5,035
5,137
5 024.70
0.00
5,517
5,642
5,841
5,984
6,038
6,115
6,206
6,398
6,463
6 601.93
73
74
78
84
92
74
82
91
96
75.04
61
60
59
59
59
59
57
58
57
55.89
69
66
66
80
85
84
94
105
114
101.14
15
17
17
23
24
22
18
20
21
23.00
-13,976
-14,182
-14,340
-14,440
-14,440
-15,149
-15,279
-15,279
(15,852)
- 16 130.43
-5,791
-5,791
-5,789
-5,789
-5,789
-5,862
-5,862
-5,862
(5,970)
- 5 768.79
-7,598
-7,815
-7,975
-8,075
-8,079
-8,676
-8,796
-8,796
(9,246)
- 9 743.89
-262
-264
-264
-264
-264
-286
-298
-298
(315)
- 297.06
-74
-65
-65
-65
-61
-61
-60
-60
(58)
- 56.72
-251
-247
-247
-247
-247
-264
-264
-264
(264)
- 263.97
0.00
0.00
1,035
2,942
3,547
3,163
234
277
490
784
597
315.60
0.00
7,487
6,338
7,413
10,253
6,937
6,993
5,927
6,266
9,050
8 216.02
417
273
382
593
288
357
396
389
402
512.92
2,205
2,486
2,679
2,635
2,691
2,802
2,707
2,568
3,000
3 652.48
180
180
180
180
180
180
180
180
180
179.96
6,561
5,949
6,791
9,592
6,188
6,154
5,392
5,525
6,801
6 044.44
1,114
1,106
1,102
1,093
1,087
1,076
1,068
1,063
1,056
1 051.23
1,528
1,528
957
1,017
908
1,257
1,195
772
1,188
1,249
1 386.50
-4,605
-4,698
-4,793
-4,834
-4,828
-4,831
-4,663
-4,696
(4,689)
- 4 887.38
2,999
2,977
2,955
2,950
2,928
3,021
3,019
3,204
3,189
3 173.60
3,234
3,234
3,234
3,251
3,251
3,366
3,376
3,577
3,577
3 576.58
2,656
2,652
2,648
2,643
2,639
2,634
2,630
2,625
0.00
0.00
2,621
2 616.44
-2,892
-2,909
-2,927
-2,944
-2,962
-2,979
-2,987
-2,998
(3,009)
- 3 019.42
14,852
14,683
14,456
14,344
14,121
14,397
14,266
14,022
13,818
13 795.14
13,075
13,075
13,075
13,075
13,075
13,157
13,157
13,157
13,157
13 157.00
3,139
3,107
3,072
3,078
3,060
3,100
3,194
3,224
3,219
3 216.15
7,504
7,523
7,468
7,304
7,266
7,458
7,258
7,151
7,163
7 134.61
-13,104
-13,324
-13,439
-13,501
-13,683
-13,784
-13,858
-14,023
(14,187)
- 14 179.25
13,781
13,107
14,083
14,324
13,562
13,262
13,466
13,309
14,424
13 323.91
3,680
3,680
3,680
3,680
3,680
3,680
3,680
3,680
3,991
3 990.65
0.00
3,643
3,737
4,199
3,931
3,894
3,248
3,408
3,196
3,787
3 211.11
3,483
3,405
3,424
3,366
3,329
4,085
4,001
3,897
3,805
3 711.63
2,561
1,898
2,404
3,032
2,297
2,307
2,703
2,842
3,118
2 616.40
-454
-454
-454
-504
-456
-581
-840
-840
(840)
- 840.39
-42
-42
-42
-42
-42
-42
-42
-42
475,692
482,235
507,305
511,809
520,417
548,272
533,318
541,195
554,712
581 075.99
430,263
435,581
459,647
463,001
470,542
502,179
485,872
492,756
504,674
529 524.36
26,200
26 200.00
20,563
20,563
20,563
20,563
26,200
26,200
26,200
26,200
0.00
11,040
11,040
11,040
11,040
5,403
5,403
5,403
5,403
15,227
15 226.83
1,699
1,699
1,699
1,699
1,699
1,699
1,699
1,699
2,676
2 675.87
5,674
5,674
5,674
5,674
37
37
37
37
8,884
8 883.69
3,667
3,667
3,667
3,667
3,667
3,667
3,667
3,667
3,667
3 667.26
4,392
4,392
4,392
4,392
4,392
4,392
4,491
4,491
4,491
10,098
10,098
10,098
0.00
10,098
0.00
0.00
10,098
10,098
0.00
35,995
35,995
35,995
35,995
35,995
46,093
46,192
46,192
45,918
45 918.03
38,499
44,182
49,553
55,343
61,162
68,153
6,253
11,978
18,880
25 558.31
504,757
515,758
545,195
554,338
567,699
548,272
532,064
538,948
569,472
601 000.70
186,082
190,966
186,721
187,147
185,137
185,612
192,376
192,245
223,406
228 243.45
186,082
190,966
186,721
187,147
185,137
185,612
192,376
192,245
223,406
228 243.45
3,586
3,413
3,228
4,149
4,137
3,421
4,940
4,334
4,592
4 970.44
3,303
3,885
4,072
4,155
3,468
3,102
3,146
3,296
3,329
3 387.82
7,431
4,984
4,480
4,072
2,958
3,202
2,102
1,567
1,696
2 628.45
171,762
178,684
174,941
174,771
174,574
175,887
182,188
183,047
213,789
217 256.74
994,553
1 009 930.62
888,455
879,195
918,813
935,464
953,116
944,488
947,126
985,241
0.00
0.00
4 491.20
0.00
0.00
66,104
65,903
67,191
64,189
66,320
65,658
65,248
73,127
73,229
73 921.97
822,351
813,291
851,622
871,275
886,796
878,830
881,878
912,114
921,324
936 008.65
BANCO DEL AUSTRO

ESTADO DE PERDIDAS Y GANANCIAS
(Ean miles de dlares norteamericanos)
TOTAL INGRESOS
51 INTERESES Y DESCUENTOS GANADOS
5101
DEPSITOS
5102
OPERACIONES INTERBANCARIAS
5103
INTERESES Y DESCUENTOS DE INVERSIONES EN TTULOS VALORES
5104
INTERESES DE CARTERA DE CRDITOS
510405
CARTERA DE CRDITOS COMERCIAL
510410
CARTERA DE CRDITOS DE CONSUMO
510415
CARTERA DE CRDITOS DE VIVIENDA
510420
CARTERA DE CRDITOS PARA LA MICROEMPRESA
5190
OTROS INTERESES Y DESCUENTOS
41 INTERESES CAUSADOS
4101 OBLIGACIONES CON EL PBLICO
4103 OBLIGACIONES FINANCIERAS
4104 VALORES EN CIRCULACIN Y OBLIGACIONES CONVERTIBLES EN ACCIONES
4105 OTROS INTERESES
MARGEN NETO INTERESES
52 COMISIONES GANADAS
5201
CARTERA DE CRDITOS
520105
COMISIONES GANADAS - CARTERA DE CRDITOS - CARTERA DE CRDITOS COMERCIAL"172,349.34"
520110
COMISIONES GANADAS - CARTERA DE CRDITOS - CARTERA DE CRDITOS CONSUMO"0.00"
520115
COMISIONES GANADAS - CARTERA DE CRDITOS - CARTERA DE CRDITOS DE VIVIENDA"0.00"
520120
COMISIONES GANADAS - CARTERA DE CRDITOS - CARTERA DE CRDITOS MICROEMPRESA"0.00"
520125
COMISIONES GANADAS - CARTERA DE CRDITOS - CARTERA DE CRDITOS REESTRUCTURADA"0.00"
5205
CARTAS DE CRDITO
5290
OTRAS
54 INGRESOS POR SERVICIOS

5403
AFILIACIONES Y RENOVACIONES
5404
MANEJO Y COBRANZAS
5406
POR ASESORAMIENTO FINANCIERO
5490
OTROS SERVICIOS
42 COMISIONES CAUSADAS
4201
OBLIGACIONES FINANCIERAS
4202
OPERACIONES CONTINGENTES
4203
COBRANZAS
4204
POR OPERACIONES DE PERMUTA FINANCIERA
4205
SERVICIOS FIDUCIARIOS
4290
VARIAS
53 UTILIDADES FINANCIERAS
5301
GANANCIA EN CAMBIO
5302
EN VALUACIN DE INVERSIONES
5303
EN VENTA DE ACTIVOS PRODUCTIVOS
5304
RENDIMIENTOS POR FIDEICOMISO MERCANTIL
5305
ARRENDAMIENTO FINANCIERO
43 PERDIDAS FINANCIERAS
4301
PRDIDA EN CAMBIO
4302
4303
4304
PRDIDAS POR FIDEICOMISO MERCANTIL

MARGEN BRUTO FINANCIERO
44 PROVISIONES
4401
INVERSIONES
4402
CARTERA DE CRDITOS
4403
CUENTAS POR COBRAR
4404
BIENES REALIZABLES, ADJUDICADOS POR PAGO Y DE ARRENDAMIENTO MERCANTIL
4405
OTROS ACTIVOS
4406
4407
MARGEN NETO FINANCIERO
45 GASTOS DE OPERACION
4501
GASTOS DE PERSONAL
4502
HONORARIOS
4503
SERVICIOS VARIOS
4504
IMPUESTOS, CONTRIBUCIONES Y MULTAS
4505
DEPRECIACIONES
4506
AMORTIZACIONES
4507
OTROS GASTOS
MARGEN DE INTERMEDIACION
55 OTROS INGRESOS OPERACIONALES
5590
OTROS
46 OTRAS PERDIDAS OPERACIONALES

4690
OTRAS
MARGEN OPERACIONAL
56 OTROS INGRESOS
5604
RECUPERACIONES DE ACTIVOS FINANCIEROS
47 OTROS GASTOS Y PERDIDAS

4703
4790
INTERESES Y COMISIONES DEVENGADOS EN EJERCICIOS ANTERIORES

OTROS
GANANCIA O PERDIDA ANTES DE IMPUESTOS
48 IMPUESTOS Y PARTICIPACION A EMPLEADOS

GANANCIA O PERDIDA DEL EJERCICIO
MARGEN OPERACIONAL
Jan-07
Feb-07
Mar-07
Apr-07
May-07
Jun-07
Jul-07
Aug-07
Sep-07
Oct-07
5228.35
10317.55
15892.81
21019.07
26824.82
32543.66
38498.60
44182.29
49553.46
55342.61
3134.75
5998.12
9516.48
12360.24
15732.96
19066.55
22809.67
26737.46
30469.45
34473.85
156.05
303.12
487.95
604.81
790.90
1007.68
1246.74
1461.10
1657.04
1872.87
1.11
1.77
2.54
5.62
10.02
11.99
13.19
13.61
17.08
21.26
251.89
479.14
722.95
627.99
736.12
846.04
969.61
1120.41
1272.67
1411.56
2725.71
5214.09
8303.04
11121.83
14195.91
17200.84
20580.13
24142.06
27522.11
31167.46
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2629.64
5080.68
8078.19
10814.72
13835.93
16798.75
20128.58
23635.71
26957.94
30533.40
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
907.86
0.00
1705.93
0.00
2712.04
0.00
3621.60
0.00
4714.90
0.00
5714.72
0.00
6816.21
0.29
7887.30
0.54
8975.00
0.69
10184.12
905.02
1698.34
2640.43
3506.55
4486.10
5438.83
6484.90
7507.53
8552.73
9725.08
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2.83
7.58
71.60
115.04
228.79
275.88
331.30
379.76
422.26
459.02
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
2226.89
4292.19
6804.44
8738.64
11018.06
13351.83
15993.46
18850.17
21494.45
24289.73
-0.27
0.03
1164.61
2206.46
3452.84
4609.10
6116.78
7564.07
8786.78
9604.29
10313.02
11131.94
352.73
746.03
1233.49
1653.04
2179.41
2628.40
3040.57
3076.81
3087.03
3098.76
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
353.00
746.00
1233.00
1653.00
2179.41
2628.40
3040.57
3076.81
3087.03
3098.76
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
5.28
8.74
12.83
19.97
63.93
68.06
90.08
112.38
147.50
152.21
780.85
1423.37
2148.11
2867.31
3788.65
4766.07
5533.93
6271.85
6918.99
7696.64
159.41
307.27
423.18
559.99
678.08
802.43
916.47
1045.00
1200.63
1318.05
157.68
305.52
415.99
538.39
655.71
778.31
892.35
997.50
1152.72
1269.60
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.73
1.75
7.19
21.60
22.37
24.13
24.13
47.50
47.91
48.45
272.23
510.19
744.37
948.35
1152.41
1412.39
1677.61
1917.55
2093.98
2312.20
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
19.66
39.82
61.77
81.93
100.59
119.25
137.91
156.56
175.22
193.88
184.67
328.09
494.70
638.50
784.88
968.61
1160.38
1327.65
1458.41
1627.22
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
67.91
142.29
187.90
227.91
266.95
324.53
379.32
433.33
460.36
491.10
4.80
16.72
22.76
343.14
405.26
498.15
579.96
668.50
779.14
873.83
2.22
12.03
16.13
20.35
20.48
29.92
34.64
45.00
82.52
98.87
0.00
0.00
0.00
314.67
374.95
446.30
520.30
595.20
666.82
734.33
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2.58
4.69
6.63
8.13
9.83
21.93
25.02
28.31
29.80
40.64
4.26
36.72
37.22
37.22
43.68
87.30
138.24
238.28
342.72
519.34
4.06
4.06
4.06
4.06
4.06
4.06
4.06
4.06
4.06
4.06
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3279.22
6275.73
9921.63
13265.31
17022.08
20716.79
24460.83
28012.13
31350.54
34782.01
50.54
327.86
696.32
714.78
932.27
1454.67
1972.15
2290.70
2568.19
2787.05
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
260.00
490.00
490.00
690.00
977.00
1227.00
1427.00
1587.00
1687.00
33.97
34.73
155.70
156.68
156.68
311.58
561.58
662.64
762.64
814.00
16.57
33.13
50.62
68.11
85.60
103.09
120.58
138.07
155.56
173.04
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
50.00
0.00
0.00
0.00
0.00
0.00
63.00
63.00
63.00
63.00
63.00
3228.68
5947.87
9225.31
12550.53
16089.81
19262.13
22488.67
25721.42
28782.34
31994.97
2780.67
5226.46
7980.08
10619.10
13133.47
15834.07
18361.83
21071.36
23784.01
26576.49
890.86
1726.11
2524.07
3367.38
4136.42
4929.92
5680.83
6465.07
7242.94
8044.09
115.49
199.43
273.45
357.25
366.60
452.84
516.93
604.24
691.10
781.67
895.59
1564.21
2591.57
3519.42
4440.16
5395.49
6232.66
7193.50
8114.70
9072.10
336.20
588.76
859.27
1107.24
1367.29
1675.82
1983.13
2276.50
2639.33
3004.10
236.52
542.77
824.40
1106.41
1399.09
1689.35
1979.10
2266.03
2553.62
2839.02
88.34
177.27
267.23
339.66
453.13
541.69
633.60
727.84
819.16
916.09
217.66
427.90
640.09
821.73
970.78
1148.98
1335.58
1538.18
1723.16
1919.41
448.01
721.40
1245.23
1931.43
2956.34
3428.05
4126.84
4650.07
4998.34
5418.48
655.68
1655.24
2325.13
2975.76
3681.68
4370.12
5114.07
5814.28
6453.70
7154.61
653.62
1248.43
1918.32
2568.95
3274.87
3994.40
4738.34
5438.56
6077.98
6778.89
0.08
0.84
1.32
2.10
2.89
3.00
3.76
4.56
5.31
6.13
0.08
0.84
1.32
2.10
2.89
3.00
3.76
4.56
5.31
6.13
1103.61
2375.80
3569.03
4905.09
6635.13
7795.17
9237.15
10459.79
11446.72
12566.96
109.11
133.75
152.42
170.84
210.07
242.34
291.65
312.76
337.52
390.32
106.38
128.14
145.17
161.22
198.91
227.99
273.27
292.67
315.50
364.68
25.59
40.78
57.16
70.86
82.88
91.17
95.26
113.62
121.37
144.07
4.27
4.27
7.11
7.11
8.66
8.66
8.66
11.06
11.06
25.56
14.68
29.88
43.43
57.13
67.59
75.88
79.97
95.93
103.67
111.89
1187.13
2468.77
3664.29
5005.06
6762.32
7946.33
9433.54
10658.93
11662.88
12813.21
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1187.13
2468.77
3664.29
5005.06
6762.32
7946.33
9433.54
10658.93
11662.88
12813.21
0.104
0.164
0.284
0.426
0.638
0.734
0.868
0.964
0.985
1.059
0.255
0.541
0.813
1.083
1.433
1.669
1.942
2.169
2.256
2.455
Nov-07
Dec-07
Jan-08
Feb-08
Mar-08
Apr-08
61162.20
68153.33
6253.43
11977.66
18880.10
25558.31
38647.31
42869.43
4531.02
8671.70
13496.18
18149.74
2137.23
2408.79
230.54
378.51
548.46
669.62
23.35
23.35
0.06
0.94
1.42
1.42
1467.65
1567.75
94.69
125.04
451.31
579.52
35013.28
38863.76
4205.60
8167.04
12494.80
16898.95
0.00
0.00
0.00
0.00
0.22
34303.42
38075.97
4135.30
8033.78
5001.32
0.00
0.00
0.00
0.00
4810.59
0.00
0.00
0.00
0.00
5.79
11418.08
5.79
12660.91
0.13
1258.90
0.18
2435.26
0.20
190.73
3589.22
5001.32
10937.74
12113.41
1228.22
2378.92
3480.45
4810.59
0.00
0.00
0.00
0.00
0.00
0.00
480.33
547.49
30.67
56.34
108.77
190.73
0.00
0.00
0.00
0.00
0.00
0.00
0.01
0.01
0.00
0.00
0.00
0.00
27229.22
30208.53
3272.12
6236.44
9906.97
13148.42
11823.29
13218.15
831.60
1497.64
2277.14
3201.70
3108.88
3530.33
13.02
20.19
69.51
21.19
0.00
0.00
0.00
0.00
3108.88
3530.33
13.02
20.19
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
160.56
162.63
5.37
10.69
8352.28
9310.25
768.96
1407.77
2118.90
3062.95
1456.04
1579.02
132.10
239.65
894.98
3091.51
1407.60
1519.36
132.10
224.84
287.41
398.91
0.00
0.00
0.00
0.00
567.24
567.24
0.00
0.00
0.00
0.00
0.00
0.00
48.45
59.66
0.00
14.81
40.33
2125.37
2521.68
2717.99
243.56
478.25
688.92
963.48
0.00
0.00
0.00
0.00
0.00
0.00
212.54
231.20
18.66
37.32
55.97
74.63
1777.75
1928.43
187.25
350.62
504.54
725.88
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
531.39
558.36
37.65
90.32
128.40
162.96
930.45
998.70
113.65
214.40
395.04
668.93
122.08
136.78
58.37
138.59
283.76
229.69
759.50
805.44
45.84
57.60
78.87
390.39
0.00
0.00
0.00
0.00
0.00
0.15
0.00
0.00
0.00
0.00
0.00
0.00
48.86
56.48
9.44
18.21
32.41
48.69
692.57
840.34
196.78
350.51
490.81
593.90
4.06
4.06
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
64.77
90.81
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
38224.75
42446.07
3909.13
7359.36
12294.40
18553.18
2808.94
3746.43
247.59
299.27
883.00
1374.77
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1687.00
2357.00
130.00
130.00
703.00
981.00
818.40
943.40
100.00
140.41
140.41
343.45
190.53
208.02
7.59
18.86
29.59
40.32
50.00
175.00
0.00
0.00
0.00
0.00
63.00
63.00
10.00
10.00
10.00
10.00
35415.81
38699.64
3661.54
7060.09
11411.40
17178.42
29676.53
32685.42
3023.28
6116.43
9036.62
11905.22
8943.74
9684.35
869.06
1719.04
2586.48
3617.87
873.05
972.34
61.42
134.93
212.64
293.55
10130.69
11181.87
1024.47
2153.17
3106.00
3895.35
3455.20
3903.08
426.33
879.74
1322.78
1700.53
3121.72
3403.42
288.67
573.75
855.96
1137.32
1009.35
1103.33
109.72
223.04
332.88
443.14
2142.79
2437.03
243.60
432.77
619.89
817.45
5739.28
6014.23
638.26
943.66
2374.78
5273.19
7870.13
8605.94
587.39
1257.49
1703.57
298.55
7494.40
8230.21
686.23
1356.33
1491.70
86.68
6.86
8.51
0.54
1.21
1.78
2.43
6.86
8.51
0.54
1.21
1.78
2.43
13602.55
14611.66
1225.11
2199.94
4076.57
5569.32
434.99
882.09
57.67
96.78
113.19
147.88
405.35
834.81
55.84
92.69
107.11
139.89
156.81
182.58
28.14
50.02
69.60
83.61
30.56
37.04
14.23
22.64
24.11
24.11
119.63
138.91
13.92
27.38
45.49
59.49
13880.73
15311.16
1254.64
2246.70
4120.16
5633.59
0.00
5213.33
0.00
0.00
0.00
0.00
13880.73
10097.84
1254.64
2246.70
4120.16
5633.59
1.103
1.097
0.120
0.174
0.428
0.907
2.614
2.665
0.230
0.406
0.735
0.958
BANCO DEL AUSTRO

BALANCE GENERAL CONSOLIDADO
Porcentajes
ACTIVO
Jan-07
Feb-07
Mar-07
Apr-07
May-07
Jun-07
Jul-07
18.49%
17.51%
15.69%
17.67%
21.54%
20.15%
19.88%
1101 CAJA
3.28%
3.49%
3.36%
3.80%
4.20%
3.58%
3.91%
1102 DEPSITOS PARA ENCAJE
3.12%
2.99%
2.16%
2.77%
2.99%
3.41%
2.34%

10.58%
9.26%
8.66%
8.61%
13.24%
11.92%
12.36%
110310 BANCOS E INSTITUCIONES FINANCIERAS LOCALES

0.41%
0.30%
0.40%
0.39%
0.34%
0.30%
0.30%
110315 BANCOS E INSTITUCIONES FINANCIERAS DEL

10.17%
EXTERIOR 8.96%
8.26%
8.22%
12.90%
11.61%
12.06%
1.39%
1.67%
1.46%
2.40%
1.05%
1.18%
1.21%
0.12%
0.11%
0.06%
0.09%
0.06%
0.06%
0.06%
0.35%
0.00%
1.02%
1.10%
0.65%
0.64%
0.42%
12.12%
14.08%
13.85%
12.87%
10.24%
10.79%
11.63%
13 INVERSIONES
SECTOR PRIVADO
0.63%
0.35%
0.09%
0.09%
0.03%
0.71%
1.80%
SECTOR PUBLICO
11.51%
13.95%
14.00%
12.96%
10.16%
10.11%
9.96%
1307
1.19%
1.19%
1.19%
1.15%
1.13%
1.14%
1.15%
1399
-0.06%
-0.05%
-0.05%
-0.05%
-0.05%
-0.05%
-0.05%
60.24%
59.72%
60.74%
59.63%
59.71%
60.11%
59.63%
CARTERA DE CRDITOS COMERCIALES33.48%
32.95%
33.27%
32.48%
32.72%
33.24%
33.01%
CARTERA DE CRDITOS DE CONSUMO25.04%
24.95%
25.56%
25.20%
25.02%
24.89%
24.69%
CARTERA DE CRDITOS DE VIVIENDA 4.57%
4.70%
4.84%
4.80%
4.80%
4.85%
4.82%

0.11%
0.10%
0.08%
0.07%
0.06%
0.06%
0.05%
-2.97%
-3.01%
-2.92%
-2.90%
-2.94%
-2.94%
1499 (PROVISIONES PARA CRDITOS INCOBRABLES)

-2.95%
15 DEUDORES POR ACEPTACIONES
0.11%
0.14%
0.11%
0.13%
0.11%
0.21%
0.22%
16 CUENTAS POR COBRAR
1.07%
1.37%
1.31%
1.73%
1.17%
1.29%
1.57%

0.10%
0.10%
0.08%
0.06%
0.04%
0.06%
0.09%
INTERESES POR COBRAR DE CARTERA DE

0.40%
CRDITOS 0.36%
0.39%
0.38%
0.39%
0.41%
0.46%
0.04%
0.04%
0.04%
0.04%
0.04%
0.04%
0.04%
1.02%
1.24%
1.30%
1.73%
1.11%
1.14%
1.38%

0.27%
0.26%
0.26%
0.25%
0.24%
0.24%
0.23%
1690
0.18%
0.30%
0.18%
0.19%
0.24%
0.32%
0.32%
1699

-0.95%
-0.94%
-0.96%
-0.93%
-0.91%
-0.93%
-0.97%
BIENES REALIZABLES, ADJUD POR PAGO,0.72%

DE ARREN MERC
0.71%Y NO UTILIZADOS
0.70% POR LA
0.68%
INSTIT.
0.66%
0.65%
0.63%
1702
17
0.74%
0.73%
0.73%
0.71%
0.70%
0.69%
0.68%
1705
BIENES ARRENDADOS
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
1706

0.62%
0.61%
0.61%
0.59%
0.58%
0.57%
0.56%
1799
(PROVISIN PARA BIENES REALIZABLES,-0.64%

ADJUDICADOS
-0.64%
POR PAGO Y-0.64%
RECUPERADOS)
-0.62%
-0.61%
-0.61%
-0.61%
PROPIEDADES Y EQUIPO
3.67%
3.57%
3.53%
3.44%
3.31%
3.23%
3.12%
1802
18
EDIFICIOS
3.02%
2.98%
2.98%
2.89%
2.82%
2.80%
2.75%
1805

0.71%
0.71%
0.72%
0.70%
0.68%
0.68%
0.66%
1806
1.68%
1.67%
1.68%
1.69%
1.65%
1.63%
1.58%
1899
-2.74%
-2.76%
-2.82%
-2.78%
-2.76%
-2.78%
-2.75%
OTROS ACTIVOS
3.23%
2.91%
3.04%
2.75%
2.62%
2.92%
2.90%
1901
19

0.85%
0.84%
0.84%
0.81%
0.79%
0.79%
0.77%
1902
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
1903

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
1904
0.68%
0.68%
0.68%
0.46%
0.51%
0.64%
0.77%
1905
GASTOS DIFERIDOS
0.86%
0.83%
0.82%
0.81%
0.78%
0.76%
0.73%
1990
OTROS
0.77%
0.47%
0.61%
0.59%
0.45%
0.63%
0.54%

-0.10%
-0.10%
-0.10%
-0.10%
-0.10%
-0.10%
-0.10%
(PROVISIN PARA VALUACIN DE INVERSIONES

-0.01% EN ACCIONES
-0.01% Y PARTICIPACIONES)
-0.01%
-0.01%
-0.01%
-0.01%
-0.01%
100.00%
100.00%
100.00%
TOTAL
100.00%
100.00%
100.00%
100.00%
PORCENTAJES DE LA ENTIDAD FRENTE AL

11.16%
PEER GROUP
11.10%
11.05%
11.32%
11.33%
11.38%
11.50%
PASIVO
21 OBLIGACIONES CON EL PUBLICO
94.95%
94.89%
94.20%
91.91%
93.91%
94.39%
93.52%
63.67%
62.82%
61.73%
61.52%
61.76%
61.71%
60.40%
3.38%
4.03%
3.34%
4.20%
4.25%
4.12%
210110 DEPSITOS MONETARIOS QUE NO GENERAN

15.39%
INTERESES
15.46%
15.26%
15.17%
15.20%
15.21%
14.69%
210115 DEPSITOS MONETARIOS DE INSTITUCIONES

1.19%
FINANCIERAS
0.79%
0.92%
0.90%
1.07%
0.92%
0.78%
210120 EJECUCIN PRESUPUESTARIA
0.21%
0.20%
0.15%
0.10%
0.08%
0.06%
210125 DEPSITOS DE OTRAS INSTITUCIONES PARA

0.00%
ENCAJE
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
210130 CHEQUES CERTIFICADOS
0.27%
0.26%
0.30%
0.24%
0.18%
0.26%
0.15%
210135 DEPSITOS DE AHORRO
38.27%
38.12%
36.94%
36.45%
37.22%
36.72%
36.58%
210140 OTROS DEPSITOS
2.46%
2.50%
2.45%
2.40%
2.42%
2.45%
2.51%
210145 FONDOS DE TARJETAHABIENTES
0.02%
0.02%
0.03%
0.03%
0.03%
0.04%
0.02%
210150 DEPSITOS POR CONFIRMAR
1.90%
2.08%
1.61%
2.84%
1.34%
1.77%
1.50%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
31.19%
31.97%
32.42%
30.36%
32.11%
32.63%
33.07%
2101 DEPSITOS A LA VISTA
210105 DEPSITOS MONETARIOS QUE GENERAN INTERESES

3.94%
2102 OPERACIONES DE REPORTO

2103 DEPSITOS A PLAZO
2104 DEPSITOS DE GARANTA
0.22%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
23 OBLIGACIONES INMEDIATAS
0.80%
0.79%
0.70%
0.93%
0.74%
0.76%
0.77%
0.53%
2301 CHEQUES DE GERENCIA
0.44%
0.40%
0.36%
0.45%
0.43%
0.54%
2302 GIROS, TRANSFERENCIAS Y COBRANZAS POR

0.12%
PAGAR
0.10%
0.08%
0.07%
0.15%
0.12%
0.04%
2303 RECAUDACIONES PARA EL SECTOR PBLICO

0.15%
0.25%
0.22%
0.50%
0.14%
0.21%
0.18%
2304 VALORES EN CIRCULACIN Y CUPONES POR

0.00%
PAGAR
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
24 ACEPTACIONES EN CIRCULACION
0.12%
0.15%
0.12%
0.14%
0.12%
0.24%
0.24%
25 CUENTAS POR PAGAR
1.89%
1.92%
1.54%
0.94%
0.96%
0.91%
1.11%
2501 INTERESES POR PAGAR
0.40%
0.41%
0.40%
0.37%
0.38%
0.34%
0.39%
2502 COMISIONES POR PAGAR
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
2510 CUENTAS POR PAGAR A ESTABLECIMIENTOS

0.00%
AFILIADOS 0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
2511 PROVISIONES PARA ACEPTACIONES BANCARIAS

0.06% Y OPERACIONES
0.06%
CONTINGENTES
0.06%
0.06%
0.06%
0.07%
0.07%
2590 CUENTAS POR PAGAR VARIAS
0.10%
0.09%
0.09%
0.07%
0.07%
0.08%
0.11%
0.38%
0.83%
2.19%
4.57%
2.91%
2.36%
2.78%
0.00%
0.00%
0.00%
0.80%
0.00%
0.00%
0.00%
2602 OBLIGACIONES CON INSTITUCIONES FINANCIERAS

0.38% DEL PAS
0.83%
0.91%
2.54%
0.07%
0.07%
0.07%

0.00% DEL EXTERIOR
0.00%
1.25%
1.21%
1.19%
1.20%
1.18%
2604 OBLIGACIONES CON ENTIDADES DEL GRUPO

0.00%
FINANCIERO0.00%
EN EL PAS 0.00%
0.00%
0.00%
0.00%
0.00%

0.00%
FINANCIERO0.00%
EN EL EXTERIOR
0.00%
0.00%
0.00%
0.00%
0.00%
2606 OBLIGACIONES CON ENTIDADES FINANCIERAS

0.00%DEL SECTOR
0.00%
PBLICO 0.00%
0.00%
1.65%
1.09%
1.53%
2607 OBLIGACIONES CON ORGANISMOS MULTILATERALES

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
2608 PRSTAMO SUBORDINADO
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
2690 OTRAS OBLIGACIONES
0.00%
0.00%
0.03%
0.03%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
28 OBLIGACIONES CONVERTIBLES EN ACCIONES

0.00%
Y APORTES
0.00%
PARA FUTURA
0.00%
CAPITALIZACION
0.00%
0.00%
0.00%
0.00%
29 OTROS PASIVOS
2601 SOBREGIROS
27 VALORES EN CIRCULACION
1.85%
1.42%
1.25%
1.50%
1.36%
1.34%
1.58%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
PORCENTAJES DE LA ENTIDAD FRENTE AL

11.34%
PEER GROUP
11.23%
11.14%
11.44%
11.42%
11.47%
11.58%
56.91%
57.18%
57.18%
57.18%
57.13%
57.13%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
13.67%
13.67%
30.70%
30.70%
30.70%
30.67%
30.67%
3.08%
3.08%
4.72%
4.72%
4.72%
4.72%
4.72%
TOTAL
PATRIMONIO
31 CAPITAL SOCIAL
56.91%
32 PRIMA O DESCUENTO EN COLOCACION DE0.00%

ACCIONES
33 RESERVAS
3301 LEGALES
3303 ESPECIALES
0.44%
0.44%
15.78%
15.78%
15.78%
15.76%
15.76%
3305 REVALORIZACIN DEL PATRIMONIO
10.15%
10.15%
10.20%
10.20%
10.20%
10.19%
10.19%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
12.07%
12.07%
12.13%
12.13%
12.13%
12.20%
12.20%
36 RESULTADOS
17.35%
17.35%
0.00%
0.00%
0.00%
0.00%
0.00%
3601 UTILIDADES O EXCEDENTES ACUMULADOS0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
3602 (PRDIDAS ACUMULADAS)
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
3603 UTILIDAD DEL EJERCICIO
17.35%
17.35%
0.00%
0.00%
0.00%
0.00%
0.00%
3604 (PRDIDA DEL EJERCICIO)
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
PORCENTAJES DE LA ENTIDAD FRENTE AL9.44%

PEER GROUP9.62%
9.93%
9.82%
9.90%
9.91%
9.90%
-0.008
TOTAL
Tasas de variacin mensual

ACTIVOS
-0.010
-0.018
0.020
0.039
-0.014
-0.003
1101 CAJA
0.002
-0.001
0.004
0.004
-0.006
0.003
0.001
1102 DEPSITOS PARA ENCAJE
-0.001
-0.008
0.006
0.002
0.004
-0.011
-0.001

-0.013
-0.006
0.000
0.046
-0.013
0.004
-0.012
110310 BANCOS E INSTITUCIONES FINANCIERAS LOCALES

-0.001
0.001
0.000
-0.001
0.000
0.000
0.001
110315 BANCOS E INSTITUCIONES FINANCIERAS DEL

-0.012
EXTERIOR -0.007
0.000
0.047
-0.013
0.004
-0.013
0.003
-0.002
0.009
-0.013
0.001
0.000
0.002
0.000
-0.001
0.000
0.000
0.000
0.000
0.002
-0.003
0.010
0.001
-0.005
0.000
-0.002
0.005
13 INVERSIONES
0.020
-0.002
-0.010
-0.026
0.006
0.008
-0.003
SECTOR PRIVADO
-0.003
-0.003
0.000
-0.001
0.007
0.011
-0.002
SECTOR PUBLICO
0.024
0.001
-0.010
-0.028
-0.001
-0.002
-0.001
1307
0.000
0.000
0.000
0.000
0.000
0.000
0.000
1399
0.000
0.000
0.000
0.000
0.000
0.000
0.000
-0.005
0.010
-0.011
0.001
0.004
-0.005
0.007
CARTERA DE CRDITOS COMERCIALES -0.005
0.003
-0.008
0.002
0.005
-0.002
0.020
CARTERA DE CRDITOS DE CONSUMO -0.001
0.006
-0.004
-0.002
-0.001
-0.002
-0.012
0.001
0.000
0.000
0.000
0.000
-0.001
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.001
0.000
0.000
0.000
0.000
0.001

0.000
1499 (PROVISIONES PARA CRDITOS INCOBRABLES)
0.000
15 DEUDORES POR ACEPTACIONES
0.000
0.000
0.000
0.000
0.001
0.000
0.004
16 CUENTAS POR COBRAR
0.003
-0.001
0.004
-0.006
0.001
0.003
-0.003

0.000
0.000
0.000
0.000
0.000
0.000
0.000
INTERESES POR COBRAR DE CARTERA DE

0.000
CRDITOS 0.000
0.000
0.000
0.000
0.001
0.001
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.002
0.001
0.004
-0.006
0.000
0.002
-0.001

0.000
0.000
0.000
0.000
0.000
0.000
0.000
1690
0.001
-0.001
0.000
0.001
0.001
0.000
-0.001
1699

0.000
0.000
0.000
0.000
0.000
0.000
0.000
BIENES REALIZABLES, ADJUD POR PAGO,0.000

DE ARREN MERC
0.000Y NO UTILIZADOS
0.000 POR LA0.000
INSTIT.
0.000
0.000
0.000
1702
0.000
0.000
0.000
0.000
0.000
0.000
0.000
1705
BIENES ARRENDADOS
0.000
0.000
0.000
0.000
0.000
0.000
0.000
1706

0.000
0.000
0.000
0.000
0.000
0.000
0.000
1799
(PROVISIN PARA BIENES REALIZABLES, 0.000

ADJUDICADOS0.000
POR PAGO Y 0.000
RECUPERADOS)
0.000
0.000
0.000
0.000
PROPIEDADES Y EQUIPO
-0.001
0.000
-0.001
-0.001
-0.001
-0.001
-0.001
1802
EDIFICIOS
0.000
0.000
-0.001
-0.001
0.000
-0.001
0.000
1805

0.000
0.000
0.000
0.000
0.000
0.000
0.000
1806
0.000
0.000
0.000
0.000
-0.001
0.000
17
18
0.000
1899
19
0.000
-0.001
0.000
0.000
0.000
0.000
0.000
OTROS ACTIVOS
-0.003
0.001
-0.003
-0.001
0.003
0.000
-0.002
1901

0.000
0.000
0.000
0.000
0.000
0.000
0.000
1902
0.000
0.000
0.000
0.000
0.000
0.000
0.000
1903

0.000
0.000
0.000
0.000
0.000
0.000
0.000
1904
0.000
0.000
-0.002
0.001
0.001
0.001
0.000
1905
GASTOS DIFERIDOS
0.000
0.000
0.000
0.000
0.000
0.000
0.000
1990
OTROS
-0.003
0.001
0.000
-0.001
0.002
-0.001
-0.001

0.000
0.000
0.000
0.000
0.000
0.000
0.000
(PROVISIN PARA VALUACIN DE INVERSIONES

0.000 EN ACCIONES
0.000 Y PARTICIPACIONES)
0.000
0.000
0.000
0.000
0.000
TOTAL
0.000
0.000
0.000
0.000
0.000
0.000
0.000
PORCENTAJES DE LA ENTIDAD FRENTE AL-0.001

PEER GROUP 0.000
0.003
0.000
0.000
0.001
-0.001
0.006
PASIVO
21 OBLIGACIONES CON EL PUBLICO
-0.001
-0.007
-0.023
0.020
0.005
-0.009
-0.008
-0.011
-0.002
0.002
0.000
-0.013
0.015
0.007
-0.007
0.009
0.001
-0.001
-0.003
210110 DEPSITOS MONETARIOS QUE NO GENERAN

0.001
INTERESES-0.002
-0.001
0.000
0.000
-0.005
0.001
210115 DEPSITOS MONETARIOS DE INSTITUCIONES

-0.004
FINANCIERAS
0.001
0.000
0.002
-0.002
-0.001
0.001
210120 EJECUCIN PRESUPUESTARIA
2101 DEPSITOS A LA VISTA
210105 DEPSITOS MONETARIOS QUE GENERAN INTERESES

-0.006
0.000
0.000
-0.001
0.000
0.000
0.000
210125 DEPSITOS DE OTRAS INSTITUCIONES PARA

0.000
ENCAJE
0.000
0.000
0.000
0.000
0.000
0.000
0.000
210130 CHEQUES CERTIFICADOS
0.000
0.000
-0.001
-0.001
0.001
-0.001
0.000
210135 DEPSITOS DE AHORRO
-0.001
-0.012
-0.005
0.008
-0.005
-0.001
0.012
210140 OTROS DEPSITOS
0.000
-0.001
0.000
0.000
0.000
0.001
0.000
210145 FONDOS DE TARJETAHABIENTES
0.000
0.000
0.000
0.000
0.000
0.000
0.000
210150 DEPSITOS POR CONFIRMAR
0.002
-0.005
0.012
-0.015
0.004
-0.003
0.003
2102 OPERACIONES DE REPORTO
0.000
0.000
0.000
0.000
0.000
0.000
0.000
2103 DEPSITOS A PLAZO
0.008
0.004
-0.021
0.018
0.005
0.004
-0.009
2104 DEPSITOS DE GARANTA
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
23 OBLIGACIONES INMEDIATAS
0.000
-0.001
0.002
-0.002
0.000
0.000
-0.001
-0.001
-0.001
2301 CHEQUES DE GERENCIA
0.000
0.000
0.001
0.000
0.001
2302 GIROS, TRANSFERENCIAS Y COBRANZAS POR

0.000
PAGAR
0.000
0.000
0.001
0.000
-0.001
0.001
2303 RECAUDACIONES PARA EL SECTOR PBLICO

0.001
0.000
0.003
-0.004
0.001
0.000
-0.001
2304 VALORES EN CIRCULACIN Y CUPONES POR

0.000
PAGAR
0.000
0.000
0.000
0.000
0.000
0.000
24 ACEPTACIONES EN CIRCULACION
0.000
0.000
0.000
0.000
0.001
0.000
0.004
25 CUENTAS POR PAGAR
0.000
-0.004
-0.006
0.000
0.000
0.002
-0.002
2501 INTERESES POR PAGAR
0.000
0.000
0.000
0.000
0.000
0.001
-0.001
2502 COMISIONES POR PAGAR
0.000
0.000
0.000
0.000
0.000
0.000
0.000
2510 CUENTAS POR PAGAR A ESTABLECIMIENTOS

0.000
AFILIADOS 0.000
0.000
0.000
0.000
0.000
0.000
2511 PROVISIONES PARA ACEPTACIONES BANCARIAS

0.000 Y OPERACIONES
0.000
CONTINGENTES
0.000
0.000
0.000
0.000
0.000
2590 CUENTAS POR PAGAR VARIAS
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.004
0.014
0.024
-0.017
-0.006
0.004
-0.007
0.000
2601 SOBREGIROS
0.000
0.008
-0.008
0.000
0.000
0.001

0.004 DEL PAS
0.001
0.016
-0.025
0.000
0.000
0.000

0.000 DEL EXTERIOR
0.013
0.000
0.000
0.000
0.000
0.000

0.000
FINANCIERO0.000
EN EL PAS 0.000
0.000
0.000
0.000
0.000

0.000
FINANCIERO0.000
EN EL EXTERIOR
0.000
0.000
0.000
0.000
0.000
2606 OBLIGACIONES CON ENTIDADES FINANCIERAS

0.000DEL SECTOR
0.000
PBLICO 0.000
0.017
-0.006
0.004
-0.007
2607 OBLIGACIONES CON ORGANISMOS MULTILATERALES

0.000
0.000
0.000
0.000
0.000
0.000
0.000
2608 PRSTAMO SUBORDINADO
0.000
0.000
0.000
0.000
0.000
0.000
0.000
2690 OTRAS OBLIGACIONES
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
27 VALORES EN CIRCULACION
28 OBLIGACIONES CONVERTIBLES EN ACCIONES

0.000
Y APORTES0.000
PARA FUTURA
0.000
CAPITALIZACION
0.000
29 OTROS PASIVOS
0.000
0.000
0.000
-0.004
-0.002
0.003
-0.001
0.000
0.002
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
PORCENTAJES DE LA ENTIDAD FRENTE AL-0.001

PEER GROUP-0.001
0.003
0.000
0.001
0.001
-0.001
TOTAL
PATRIMONIO
31 CAPITAL SOCIAL
0.003
0.000
0.000
0.000
0.000
0.000
32 PRIMA O DESCUENTO EN COLOCACION DE 0.000

ACCIONES
0.000
0.000
0.000
0.000
0.000
0.000
33 RESERVAS
0.000
0.170
0.000
0.000
0.000
0.000
0.000
3301 LEGALES
0.000
0.016
0.000
0.000
0.000
0.000
0.000
3303 ESPECIALES
0.000
0.153
0.000
0.000
0.000
0.000
0.000
3305 REVALORIZACIN DEL PATRIMONIO
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.001
0.000
0.000
0.001
0.000
0.000
36 RESULTADOS
0.000
-0.174
0.000
0.000
0.000
0.000
0.000
3601 UTILIDADES O EXCEDENTES ACUMULADOS0.000
0.000
0.000
0.000
0.000
0.000
0.000
3602 (PRDIDAS ACUMULADAS)
0.000
0.000
0.000
0.000
0.000
0.000
0.000
3603 UTILIDAD DEL EJERCICIO
0.000
-0.174
0.000
0.000
0.000
0.000
0.000
3604 (PRDIDA DEL EJERCICIO)
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
PORCENTAJES DE LA ENTIDAD FRENTE AL0.002

PEER GROUP 0.003
-0.001
0.001
0.000
0.000
0.000
TOTAL
0.000
Aug-07
Sep-07
Oct-07
Nov-07
Dec-07
Jan-08
Feb-08
Mar-08
Apr-08 promedio
19.12%
21.82%
19.84%
22.04%
23.57%
21.23%
20.49%
21.31%
24.11%
20.28%
4.05%
4.43%
3.96%
4.06%
4.21%
4.58%
4.18%
4.17%
40.01%
6.20%
2.26%
2.57%
3.59%
2.87%
4.45%
3.20%
2.51%
28.03%
27.97%
6.08%
11.13%
13.14%
10.74%
12.68%
14.80%
12.13%
12.17%
12.73%
15.61%
11.86%
0.37%
0.30%
0.26%
0.21%
0.12%
0.27%
1.15%
6.23%
8.45%
1.24%
10.76%
12.85%
10.47%
12.46%
14.68%
11.87%
11.02%
12.11%
14.77%
11.45%
1.43%
1.60%
1.51%
2.33%
0.09%
1.24%
1.58%
1.56%
1.67%
1.46%
0.25%
0.07%
0.04%
0.10%
0.02%
0.06%
0.07%
0.02%
0.03%
0.08%
0.93%
0.99%
0.29%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.40%
11.34%
10.46%
11.81%
10.00%
10.28%
9.52%
10.63%
10.05%
9.03%
11.17%
1.57%
1.13%
1.09%
0.90%
1.67%
0.50%
1.59%
9.87%
9.36%
10.87%
9.09%
8.50%
8.82%
8.97%
0.00%
0.00%
1.17%
1.11%
1.13%
1.11%
1.10%
1.17%
1.15%
1.02%
0.98%
1.13%
-0.05%
-0.05%
-0.05%
-0.05%
-0.04%
-0.05%
-0.04%
-0.04%
-0.04%
-0.05%
60.30%
58.37%
59.27%
60.70%
59.23%
62.29%
61.93%
61.23%
60.17%
60.20%
35.01%
33.87%
34.49%
35.36%
34.81%
36.40%
35.42%
34.52%
36.16%
34.20%
23.45%
22.67%
22.93%
23.29%
22.61%
24.04%
24.65%
25.02%
26.40%
24.40%
4.73%
4.61%
4.63%
4.79%
4.54%
4.69%
4.67%
4.54%
4.38%
4.69%
0.04%
0.04%
0.03%
0.03%
0.02%
0.02%
0.02%
0.02%
0.02%
0.05%
-2.94%
-2.83%
-2.82%
-2.77%
-2.76%
-2.86%
-2.82%
-2.86%
-2.78%
-2.88%
0.61%
0.70%
0.62%
0.04%
0.05%
0.09%
0.14%
0.11%
0.05%
0.22%
1.31%
1.46%
2.00%
1.33%
1.28%
1.11%
1.16%
1.63%
1.41%
1.39%
0.06%
0.08%
0.12%
0.06%
0.07%
0.07%
0.07%
0.07%
0.09%
0.08%
0.52%
0.53%
0.51%
0.52%
0.51%
0.51%
0.47%
5.41%
6.29%
1.13%
0.04%
0.04%
0.04%
0.03%
0.03%
0.03%
0.03%
0.03%
0.03%
0.04%
1.23%
1.34%
1.87%
1.19%
1.12%
1.01%
1.02%
1.23%
1.04%
1.25%
0.23%
0.22%
0.21%
0.21%
0.20%
0.20%
0.20%
0.19%
0.18%
0.22%
0.20%
0.20%
0.18%
0.24%
0.22%
0.14%
0.22%
0.23%
0.24%
0.23%
-0.97%
-0.94%
-0.94%
-0.93%
-0.88%
-0.87%
-0.87%
-0.85%
-0.84%
-0.92%
0.62%
0.58%
0.58%
0.56%
0.55%
0.57%
0.59%
0.57%
0.55%
0.62%
0.67%
0.64%
0.64%
0.62%
0.61%
0.63%
0.66%
0.64%
0.62%
0.67%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.76%
9.26%
0.55%
0.52%
0.52%
0.51%
0.48%
0.49%
0.49%
0.47%
0.45%
0.54%
-0.60%
-0.58%
-0.58%
-0.57%
-0.54%
-0.56%
-0.55%
-0.54%
-0.52%
-0.59%
3.04%
2.85%
2.80%
2.71%
2.63%
2.67%
2.59%
2.49%
2.37%
3.00%
2.71%
2.58%
2.55%
2.51%
2.40%
2.47%
2.43%
2.37%
2.26%
2.66%
0.64%
0.61%
0.60%
0.59%
0.57%
0.60%
0.60%
0.58%
0.55%
0.64%
1.56%
1.47%
1.43%
1.40%
1.36%
1.36%
1.32%
1.29%
1.23%
1.50%
-2.76%
-2.65%
-2.64%
-2.63%
-2.51%
-2.60%
-2.59%
-2.56%
-2.44%
-2.67%
2.72%
2.78%
2.80%
2.61%
2.42%
2.52%
2.46%
2.60%
2.29%
2.72%
0.76%
0.73%
0.72%
0.71%
0.67%
0.69%
0.68%
0.72%
0.69%
0.75%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.77%
0.83%
0.77%
0.75%
0.59%
0.64%
0.59%
0.68%
0.55%
0.66%
0.71%
0.68%
0.66%
0.64%
0.75%
0.75%
0.72%
0.69%
0.63%
0.74%
0.39%
0.47%
0.59%
0.44%
0.42%
0.51%
0.53%
0.56%
0.45%
0.53%
-0.09%
-0.09%
-0.10%
-0.09%
-0.11%
-0.16%
-0.16%
-0.15%
-0.14%
-0.11%
-0.01%
-0.01%
-0.01%
-0.01%
-0.01%
-0.01%
-0.01%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
0.00%
-0.01%
100.00%
100.00%
11.42%
11.87%
11.86%
11.69%
12.77%
12.29%
12.35%
48.96%
49.77%
94.08%
93.89%
94.83%
95.42%
94.47%
94.39%
93.75%
93.07%
91.97%
93.98%
61.85%
59.42%
59.88%
60.28%
59.82%
61.85%
60.52%
61.24%
60.30%
61.17%
3.79%
3.44%
2.43%
3.33%
3.24%
4.02%
3.53%
275.21%
40.48%
22.92%
14.80%
14.32%
14.99%
13.33%
14.64%
14.83%
14.25%
14.70%
14.27%
14.78%
0.86%
1.24%
0.86%
1.06%
1.10%
1.76%
1.32%
2.07%
1.36%
1.14%
0.09%
0.10%
0.09%
0.10%
0.17%
0.09%
0.09%
0.07%
0.04%
0.12%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.14%
0.31%
0.24%
0.19%
0.16%
0.27%
0.20%
0.03%
0.03%
0.20%
37.80%
36.13%
36.83%
38.07%
37.56%
37.02%
37.07%
36.56%
35.93%
37.08%
2.51%
2.23%
2.23%
2.21%
2.08%
2.23%
2.22%
2.23%
2.64%
2.36%
0.02%
0.02%
0.04%
0.05%
0.05%
0.05%
0.03%
0.03%
0.04%
0.03%
1.84%
1.63%
2.18%
1.93%
0.83%
1.59%
1.80%
2.57%
1.67%
1.82%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
32.18%
34.44%
34.90%
35.10%
34.61%
32.50%
33.19%
31.79%
31.63%
32.76%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.04%
4.00%
0.25%
0.65%
0.75%
0.67%
0.70%
0.53%
0.59%
0.55%
0.59%
1.00%
0.72%
0.42%
0.42%
0.47%
0.34%
0.28%
0.42%
0.28%
0.32%
0.51%
0.41%
0.10%
0.04%
0.06%
0.12%
0.08%
0.06%
0.09%
0.04%
0.07%
0.08%
0.12%
0.29%
0.15%
0.24%
0.17%
0.10%
0.19%
0.23%
0.42%
0.22%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.68%
0.77%
0.68%
0.05%
0.06%
0.10%
0.16%
0.12%
0.06%
0.24%
0.90%
0.89%
0.97%
0.96%
1.89%
1.95%
1.97%
1.56%
0.91%
1.33%
0.31%
0.32%
0.35%
0.38%
0.35%
0.32%
0.34%
0.32%
0.34%
0.36%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.07%
0.06%
0.06%
0.06%
0.05%
0.05%
0.05%
0.05%
0.05%
0.06%
0.11%
0.10%
0.11%
0.11%
0.10%
0.10%
0.08%
0.12%
0.08%
0.09%
2.13%
2.18%
1.45%
1.19%
1.59%
1.65%
2.03%
3.11%
2.21%
2.10%
0.06%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.05%
0.07%
0.07%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.37%
0.34%
1.18%
1.12%
1.11%
1.06%
1.00%
0.00%
0.00%
0.00%
0.00%
0.72%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.83%
1.00%
0.35%
0.13%
0.60%
1.65%
2.03%
3.11%
1.83%
0.99%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
1.57%
1.52%
1.39%
1.69%
1.46%
1.31%
1.55%
1.55%
3.86%
1.64%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
11.49%
11.98%
11.97%
11.77%
12.92%
12.38%
12.42%
48.45%
49.21%
57.13%
57.13%
57.13%
72.79%
56.84%
56.72%
56.72%
57.03%
57.03%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
30.67%
30.67%
30.67%
15.01%
11.72%
11.70%
11.70%
33.16%
33.16%
24.33%
4.72%
4.72%
4.72%
4.72%
3.69%
3.68%
3.68%
5.83%
5.83%
4.46%
58.01%
15.76%
15.76%
15.76%
0.10%
0.08%
0.08%
0.08%
19.35%
19.35%
10.38%
10.19%
10.19%
10.19%
10.19%
7.96%
7.94%
7.94%
7.99%
7.99%
9.49%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
12.20%
12.20%
12.20%
12.20%
9.53%
9.72%
9.72%
9.78%
9.78%
11.39%
0.00%
0.00%
0.00%
0.00%
21.91%
21.86%
21.86%
0.00%
0.00%
6.27%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
21.86%
0.00%
0.00%
1.37%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
21.91%
21.86%
0.00%
0.00%
0.00%
4.90%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
9.90%
9.93%
9.86%
9.85%
11.31%
11.33%
11.46%
51.23%
51.23%
0.027
-0.020
0.022
0.015
-0.023
-0.007
0.008
0.028
0.004
-0.005
0.001
0.002
0.004
-0.004
0.000
0.358
0.003
0.010
-0.007
0.016
-0.012
-0.007
0.255
-0.001
0.020
-0.024
0.019
0.021
-0.027
0.000
0.006
0.029
-0.001
0.000
0.000
-0.001
0.001
0.009
0.051
0.022
0.021
-0.024
0.020
0.022
-0.028
-0.009
0.011
0.027
0.002
-0.001
0.008
-0.022
0.012
0.003
0.000
0.001
-0.002
0.000
0.001
-0.001
0.000
0.000
0.000
0.000
0.001
-0.007
-0.003
0.000
0.000
0.000
0.000
0.000
-0.009
0.013
-0.018
0.003
-0.008
0.011
-0.006
-0.010
-0.004
0.000
-0.002
0.008
-0.012
0.011
-0.016
0.000
-0.005
0.015
-0.018
-0.006
0.003
0.001
-0.090
0.000
-0.001
0.000
0.000
0.000
0.001
0.000
-0.001
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
-0.019
0.009
0.014
-0.015
0.031
-0.004
-0.007
-0.011
-0.011
0.006
0.009
-0.006
0.016
-0.010
-0.009
0.016
-0.008
0.003
0.004
-0.007
0.014
0.006
0.004
0.014
-0.001
0.000
0.002
-0.002
0.002
0.000
-0.001
-0.002
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.001
0.000
0.000
0.000
-0.001
0.000
0.000
0.001
0.001
-0.001
-0.006
0.000
0.000
0.001
0.000
-0.001
0.001
0.005
-0.007
-0.001
-0.002
0.000
0.005
-0.002
0.000
0.000
-0.001
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.049
0.009
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.001
0.005
-0.007
-0.001
-0.001
0.000
0.002
-0.002
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.001
0.000
-0.001
0.001
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
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0.000
0.000
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0.000
0.000
0.000
0.000
0.000
0.000
0.000
-0.002
0.000
-0.001
-0.001
0.000
-0.001
-0.001
-0.001
-0.001
0.000
0.000
-0.001
0.001
0.000
-0.001
-0.001
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
-0.001
0.000
0.000
0.000
0.000
0.000
0.000
-0.001
0.001
0.000
0.000
0.001
-0.001
0.000
0.000
0.001
0.001
0.000
-0.002
-0.002
0.001
-0.001
0.001
-0.003
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
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0.000
0.000
0.000
0.000
0.000
0.000
0.001
-0.001
0.000
-0.002
0.000
0.000
0.001
-0.001
0.000
0.000
0.000
0.001
0.000
0.000
0.000
-0.001
0.001
0.001
-0.002
0.000
0.001
0.000
0.000
-0.001
0.000
0.000
0.000
0.000
-0.001
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.005
0.000
-0.002
0.011
-0.005
0.001
0.366
0.008
-0.002
0.009
0.006
-0.009
-0.001
-0.006
-0.007
-0.011
-0.024
0.005
0.004
-0.005
0.020
-0.013
0.007
-0.009
-0.004
-0.010
0.009
-0.001
0.008
-0.005
2.717
-2.347
-0.005
0.007
-0.017
0.013
0.002
-0.006
0.004
-0.004
0.004
-0.004
0.002
0.000
0.007
-0.004
0.008
-0.007
0.000
0.000
0.000
0.001
-0.001
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.002
-0.001
0.000
0.000
0.001
-0.001
-0.002
0.000
-0.017
0.007
0.012
-0.005
-0.005
0.000
-0.005
-0.006
-0.003
0.000
0.000
-0.001
0.002
0.000
0.000
0.004
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
-0.002
0.005
-0.002
-0.011
0.008
0.002
0.008
-0.009
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.023
0.005
0.002
-0.005
-0.021
0.007
-0.014
-0.002
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.040
0.001
-0.001
0.000
-0.002
0.001
0.000
0.000
0.004
0.000
0.001
-0.001
-0.001
0.001
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0.000
0.002
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0.000
0.001
0.000
0.000
0.000
0.000
0.000
0.002
-0.001
0.001
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0.001
0.000
0.002
0.000
0.000
0.000
0.000
0.000
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0.000
0.000
0.001
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0.000
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0.009
0.001
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0.000
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0.000
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0.000
0.000
0.000
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0.000
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0.000
0.000
0.000
0.000
0.002
-0.007
-0.002
0.005
0.010
0.004
0.011
-0.013
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
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0.003
-0.002
-0.001
0.002
0.000
0.023
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.005
0.000
-0.002
0.012
-0.005
0.000
0.360
0.008
0.000
0.000
0.157
-0.159
-0.001
0.000
0.003
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
-0.157
-0.033
0.000
0.000
0.215
0.000
0.000
0.000
0.000
-0.010
0.000
0.000
0.022
0.000
0.000
0.000
-0.157
0.000
0.000
0.000
0.193
0.000
0.000
0.000
0.000
-0.022
0.000
0.000
0.001
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
-0.027
0.002
0.000
0.001
0.000
0.000
0.000
0.000
0.219
0.000
0.000
-0.219
0.000
0.000
0.000
0.000
0.000
0.000
0.219
-0.219
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.219
0.000
-0.219
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
-0.001
0.000
0.015
0.000
0.001
0.398
0.000
BANCO DEL AUSTRO

ESTADO DE PERDIDAS Y GANANCIAS
Porcentajes
Jan-07
TOTAL INGRESOS
Feb-07
Mar-07
Apr-07
May-07
Jun-07
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
59.96%
58.14%
59.88%
58.80%
58.65%
58.59%
5101
DEPSITOS
2.98%
2.94%
3.07%
2.88%
2.95%
3.10%
5102
0.02%
0.02%
0.02%
0.03%
0.04%
0.04%
5103
INTERESES Y DESCUENTOS DE INVERSIONES EN4.82%

TTULOS VALORES
4.64%
4.55%
2.99%
2.74%
2.60%
5104
52.13%
50.54%
52.24%
52.91%
52.92%
52.85%
17.36%
16.53%
17.06%
17.23%
17.58%
17.56%
17.31%
16.46%
16.61%
16.68%
16.72%
16.71%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.05%
0.07%
0.45%
0.55%
0.85%
0.85%
4104 VALORES EN CIRCULACIN Y OBLIGACIONES CONVERTIBLES

0.00%
EN 0.00%
ACCIONES
0.00%
0.00%
0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
42.59%
41.60%
42.81%
41.57%
41.07%
41.03%
22.27%
21.39%
21.73%
21.93%
22.80%
23.24%
5201
CARTERA DE CRDITOS
6.75%
7.23%
7.76%
7.86%
8.12%
8.08%
5205
CARTAS DE CRDITO
0.10%
0.08%
0.08%
0.10%
0.24%
0.21%
5290
OTRAS
14.93%
13.80%
13.52%
13.64%
14.12%
14.65%
3.05%
2.98%
2.66%
2.66%
2.53%
2.47%
5403

3.02%
2.96%
2.62%
2.56%
2.44%
2.39%
5404
MANEJO Y COBRANZAS
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
5406
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
5490
OTROS SERVICIOS
0.03%
0.02%
0.05%
0.10%
0.08%
0.07%
5.21%
4.94%
4.68%
4.51%
4.30%
4.34%
4201
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4202
0.38%
0.39%
0.39%
0.39%
0.37%
0.37%
4203
COBRANZAS
3.53%
3.18%
3.11%
3.04%
2.93%
2.98%
4204
POR OPERACIONES DE PERMUTA FINANCIERA 0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4205
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4290
VARIAS
1.30%
1.38%
1.18%
1.08%
1.00%
1.00%
0.09%
0.16%
0.14%
1.63%
1.51%
1.53%
5301
GANANCIA EN CAMBIO
0.04%
0.12%
0.10%
0.10%
0.08%
0.09%
5302
0.00%
0.00%
0.00%
1.50%
1.40%
1.37%
5303
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
5304
RENDIMIENTOS POR FIDEICOMISO MERCANTIL 0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
5305
0.05%
0.05%
0.04%
0.04%
0.04%
0.07%
0.08%
0.36%
0.23%
0.18%
0.16%
0.27%
4301
PRDIDA EN CAMBIO
0.08%
0.04%
0.03%
0.02%
0.02%
0.01%
4302
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4303
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4304
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
62.72%
60.83%
62.43%
63.11%
63.46%
63.66%
0.97%
3.18%
4.38%
3.40%
3.48%
4.47%
4401
44 PROVISIONES
INVERSIONES
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4402
CARTERA DE CRDITOS
0.00%
2.52%
3.08%
2.33%
2.57%
3.00%
4403
CUENTAS POR COBRAR
0.65%
0.34%
0.98%
0.75%
0.58%
0.96%
4404
BIENES REALIZABLES, ADJUDICADOS POR PAGO0.32%

Y DE ARRENDAMIENTO
0.32%
MERCANTIL
0.32%
0.32%
0.32%
0.32%
4405
OTROS ACTIVOS
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4406
0.00%
0.00%
0.00%
0.00%
0.00%
0.19%
4407
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
61.75%
57.65%
58.05%
59.71%
59.98%
59.19%

53.18%
50.66%
50.21%
50.52%
48.96%
48.65%
4501
GASTOS DE PERSONAL
17.04%
16.73%
15.88%
16.02%
15.42%
15.15%
4502
HONORARIOS
2.21%
1.93%
1.72%
1.70%
1.37%
1.39%
4503
SERVICIOS VARIOS
17.13%
15.16%
16.31%
16.74%
16.55%
16.58%
4504
6.43%
5.71%
5.41%
5.27%
5.10%
5.15%
4505
DEPRECIACIONES
4.52%
5.26%
5.19%
5.26%
5.22%
5.19%
4506
AMORTIZACIONES
1.69%
1.72%
1.68%
1.62%
1.69%
1.66%
4507
OTROS GASTOS
4.16%
4.15%
4.03%
3.91%
3.62%
3.53%
8.57%
6.99%
7.84%
9.19%
11.02%
10.53%
12.54%
16.04%
14.63%
14.16%
13.72%
13.43%
12.50%
12.10%
12.07%
12.22%
12.21%
12.27%
0.00%
0.01%
0.01%
0.01%
0.01%
0.01%
0.00%
0.01%
0.01%
0.01%
0.01%
0.01%
21.11%
23.03%
22.46%
23.34%
24.74%
23.95%
2.09%
1.30%
0.96%
0.81%
0.78%
0.74%
2.03%
1.24%
0.91%
0.77%
0.74%
0.70%
0.49%
0.40%
0.36%
0.34%
0.31%
0.28%
5590
OTROS

4690
OTRAS
MARGEN OPERACIONAL
56 OTROS INGRESOS
5604
RECUPERACIONES DE ACTIVOS FINANCIEROS

4703
INTERESES Y COMISIONES DEVENGADOS EN EJERCICIOS

0.08% ANTERIORES
0.04%
0.04%
0.03%
0.03%
0.03%
4790
OTROS

0.28%
0.29%
0.27%
0.27%
0.25%
0.23%
22.71%
23.93%
23.06%
23.81%
25.21%
24.42%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
22.71%
23.93%
23.06%
23.81%
25.21%
24.42%
Tasa de variacin mensual

TOTAL INGRESOS
Feb-07
Mar-07
Apr-07
May-07
Jun-07
Jul-07
-1.82%
1.74%
-1.07%
-0.15%
-0.06%
0.66%
5101
DEPSITOS
-0.05%
0.13%
-0.19%
0.07%
0.15%
0.14%
5102
0.00%
0.00%
0.01%
0.01%
0.00%
0.00%
5103
INTERESES Y DESCUENTOS DE INVERSIONES EN

-0.17%
TTULOS VALORES
-0.09%
-1.56%
-0.24%
-0.14%
-0.08%
5104
-1.60%
1.71%
0.67%
0.01%
-0.07%
0.60%
-0.83%
0.53%
0.17%
0.35%
-0.02%
0.14%
-0.85%
0.15%
0.07%
0.04%
-0.01%
0.13%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.02%
0.38%
0.10%
0.31%
-0.01%
0.01%
4104 VALORES EN CIRCULACIN Y OBLIGACIONES CONVERTIBLES

0.00%
EN 0.00%
ACCIONES
0.00%
0.00%
0.00%
0.00%

5201
CARTERA DE CRDITOS
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-0.99%
1.21%
-1.24%
-0.50%
-0.05%
0.52%
-0.89%
0.34%
0.20%
0.87%
0.44%
-0.42%
0.48%
0.53%
0.10%
0.26%
-0.05%
-0.18%
5205
CARTAS DE CRDITO
-0.02%
0.00%
0.01%
0.14%
-0.03%
0.02%
5290
OTRAS
-1.14%
-0.28%
0.13%
0.48%
0.52%
-0.27%
-0.07%
-0.32%
0.00%
-0.14%
-0.06%
-0.09%
5403

-0.05%
-0.34%
-0.06%
-0.12%
-0.05%
-0.07%
5404
MANEJO Y COBRANZAS
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
5406
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
5490
OTROS SERVICIOS
-0.02%
0.03%
0.06%
-0.02%
-0.01%
-0.01%
0.02%
-0.26%
-0.26%
-0.17%
-0.22%
0.04%
4201
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4202
0.01%
0.00%
0.00%
-0.01%
-0.01%
-0.01%
4203
COBRANZAS
-0.35%
-0.07%
-0.07%
-0.11%
0.05%
0.04%
4204
POR OPERACIONES DE PERMUTA FINANCIERA 0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4205
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4290
VARIAS
0.08%
-0.20%
-0.10%
-0.09%
0.00%
-0.01%
-0.02%
0.07%
-0.02%
1.49%
-0.12%
0.02%
5301
GANANCIA EN CAMBIO
0.07%
-0.02%
0.00%
-0.02%
0.02%
0.00%
5302
0.00%
0.00%
1.50%
-0.10%
-0.03%
-0.02%
5303
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
5304
RENDIMIENTOS POR FIDEICOMISO MERCANTIL 0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
5305
0.00%
0.00%
0.00%
0.00%
0.03%
0.00%
0.27%
-0.12%
-0.06%
-0.01%
0.11%
0.09%
4301
PRDIDA EN CAMBIO
-0.04%
-0.01%
-0.01%
0.00%
0.00%
0.00%
4302
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4303
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4304
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-1.89%
1.60%
0.68%
0.35%
0.20%
-0.12%
2.21%
1.20%
-0.98%
0.07%
0.99%
0.65%
4401
44 PROVISIONES
INVERSIONES
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4402
CARTERA DE CRDITOS
2.52%
0.56%
-0.75%
0.24%
0.43%
0.19%
4403
CUENTAS POR COBRAR
-0.31%
0.64%
-0.23%
-0.16%
0.37%
0.50%
4404
BIENES REALIZABLES, ADJUDICADOS POR PAGO0.00%

Y DE ARRENDAMIENTO
0.00%
MERCANTIL
0.01%
0.00%
0.00%
0.00%
4405
OTROS ACTIVOS
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
4406
0.00%
0.00%
0.00%
0.00%
0.19%
-0.03%
4407
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-4.11%
0.40%
1.66%
0.27%
-0.79%
-0.77%

-2.53%
-0.44%
0.31%
-1.56%
-0.31%
-0.96%
4501
GASTOS DE PERSONAL
-0.31%
-0.85%
0.14%
-0.60%
-0.27%
-0.39%
4502
HONORARIOS
-0.28%
-0.21%
-0.02%
-0.33%
0.02%
-0.05%
4503
SERVICIOS VARIOS
-1.97%
1.15%
0.44%
-0.19%
0.03%
-0.39%
4504
-0.72%
-0.30%
-0.14%
-0.17%
0.05%
0.00%
4505
DEPRECIACIONES
0.74%
-0.07%
0.08%
-0.05%
-0.02%
-0.05%
4506
AMORTIZACIONES
0.03%
-0.04%
-0.07%
0.07%
-0.02%
-0.02%
4507
OTROS GASTOS
-0.02%
-0.12%
-0.12%
-0.29%
-0.09%
-0.06%
-1.58%
0.84%
1.35%
1.83%
-0.49%
0.19%
5590
OTROS

4690
OTRAS
MARGEN OPERACIONAL
3.50%
-1.41%
-0.47%
-0.43%
-0.30%
-0.14%
-0.40%
-0.03%
0.15%
-0.01%
0.07%
0.03%
0.01%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.00%
0.00%
0.00%
0.00%
0.00%
1.92%
-0.57%
0.88%
1.40%
-0.78%
0.04%
56 OTROS INGRESOS
5604
-0.79%
-0.34%
-0.15%
-0.03%
-0.04%
RECUPERACIONES DE ACTIVOS FINANCIEROS -0.79%
-0.33%
-0.15%
-0.03%
-0.04%
0.01%
-0.04%
-0.02%
-0.03%
-0.03%
-0.03%
-0.09%
4703
INTERESES Y COMISIONES DEVENGADOS EN EJERCICIOS

-0.04% ANTERIORES
0.00%
4790
OTROS

0.01%
-0.01%
0.00%
-0.01%
0.00%
0.01%
-0.02%
0.00%
-0.02%
-0.02%
-0.03%
1.22%
-0.87%
0.76%
1.40%
-0.79%
0.09%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
1.22%
-0.87%
0.76%
1.40%
-0.79%
0.09%
Jul-07
Aug-07
Sep-07
Oct-07
Nov-07
Dec-07
Jan-08
Feb-08
Mar-08
Apr-08
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00
100.00
59.25%
60.52%
61.49%
62.29%
63.19%
62.90%
72.46%
72.40%
71.48%
71.01%
3.24%
3.31%
3.34%
3.38%
3.49%
3.53%
3.69%
3.16%
29.05%
26.20%
0.03%
0.03%
0.03%
0.04%
0.04%
0.03%
0.00%
0.01%
0.01%
0.01%
2.52%
2.54%
2.57%
2.55%
2.40%
2.30%
1.51%
1.04%
2.39%
2.27%
53.46%
54.64%
55.54%
56.32%
57.25%
57.02%
67.25%
68.19%
66.18%
66.12%
17.71%
17.85%
18.11%
18.40%
18.67%
18.58%
20.13%
20.33%
19.01%
19.57%
16.84%
16.99%
17.26%
17.57%
17.88%
17.77%
19.64%
19.86%
18.43%
18.82%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.86%
0.86%
0.85%
0.83%
0.79%
0.80%
0.49%
0.47%
0.58%
0.75%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
41.54%
42.66%
43.38%
43.89%
44.52%
44.32%
52.33%
52.07%
52.47%
51.44%
22.82%
21.74%
20.81%
20.11%
19.33%
19.39%
13.30%
12.50%
12.06%
12.53%
7.90%
6.96%
6.23%
5.60%
5.08%
5.18%
0.21%
0.17%
0.37%
0.08%
0.23%
0.25%
0.30%
0.28%
0.26%
0.24%
0.09%
0.09%
14.37%
14.20%
13.96%
13.91%
13.66%
13.66%
12.30%
11.75%
11.22%
11.98%
2.38%
2.37%
2.42%
2.38%
2.38%
2.32%
2.11%
2.00%
4.74%
12.10%
2.32%
2.26%
2.33%
2.29%
2.30%
2.23%
2.11%
1.88%
1.52%
1.56%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
3.04%
2.22%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.06%
0.11%
0.10%
0.09%
0.08%
0.09%
0.00%
0.12%
0.21%
8.32%
4.36%
4.34%
4.23%
4.18%
4.12%
3.99%
3.89%
3.99%
3.65%
3.77%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.36%
0.35%
0.35%
0.35%
0.35%
0.34%
0.30%
0.31%
0.30%
0.30%
3.01%
3.00%
2.94%
2.94%
2.91%
2.83%
2.99%
2.93%
2.67%
2.84%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.99%
0.98%
0.93%
0.89%
0.87%
0.82%
0.60%
0.75%
0.68%
0.64%
1.51%
1.51%
1.57%
1.58%
1.52%
1.47%
1.82%
1.79%
2.09%
2.62%
0.09%
0.10%
0.17%
0.18%
0.20%
0.20%
0.93%
1.16%
1.50%
0.90%
1.35%
1.35%
1.35%
1.33%
1.24%
1.18%
0.73%
0.48%
0.42%
1.53%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.06%
0.06%
0.06%
0.07%
0.08%
0.08%
0.15%
0.15%
0.17%
0.19%
0.36%
0.54%
0.69%
0.94%
1.13%
1.23%
3.15%
2.93%
2.60%
2.32%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.34%
0.36%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
63.54%
63.40%
63.27%
62.85%
62.50%
62.28%
62.51%
61.44%
65.12%
72.59%
5.12%
5.18%
5.18%
5.04%
4.59%
5.50%
3.96%
2.50%
4.68%
5.38%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
3.19%
3.23%
3.20%
3.05%
2.76%
3.46%
2.08%
1.09%
3.72%
3.84%
1.46%
1.50%
1.54%
1.47%
1.34%
1.38%
1.60%
1.17%
0.74%
1.34%
0.31%
0.31%
0.31%
0.31%
0.31%
0.31%
0.12%
0.16%
0.16%
0.16%
0.00%
0.00%
0.00%
0.09%
0.08%
0.26%
0.00%
0.00%
0.00%
0.00%
0.16%
0.14%
0.13%
0.11%
0.10%
0.09%
0.16%
0.08%
0.05%
0.04%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
58.41%
58.22%
58.08%
57.81%
57.90%
56.78%
58.55%
58.94%
60.44%
67.21%
47.69%
47.69%
48.00%
48.02%
48.52%
47.96%
48.35%
51.07%
47.86%
46.58%
14.76%
14.63%
14.62%
14.54%
14.62%
14.21%
13.90%
14.35%
13.70%
14.16%
1.34%
1.37%
1.39%
1.41%
1.43%
1.43%
0.98%
1.13%
1.13%
1.15%
16.19%
16.28%
16.38%
16.39%
16.56%
16.41%
16.38%
17.98%
16.45%
15.24%
5.15%
5.15%
5.33%
5.43%
5.65%
5.73%
6.82%
7.34%
7.01%
6.65%
5.14%
5.13%
5.15%
5.13%
5.10%
4.99%
4.62%
4.79%
4.53%
4.45%
1.65%
1.65%
1.65%
1.66%
1.65%
1.62%
1.75%
1.86%
1.76%
1.73%
3.47%
3.48%
3.48%
3.47%
3.50%
3.58%
3.90%
3.61%
3.28%
3.20%
10.72%
10.52%
10.09%
9.79%
9.38%
8.82%
10.21%
7.88%
12.57%
20.63%
13.28%
13.16%
13.02%
12.93%
12.87%
12.63%
9.39%
10.50%
9.02%
1.17%
12.31%
12.31%
12.27%
12.25%
12.25%
12.08%
10.97%
11.32%
7.90%
0.34%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
23.99%
23.67%
23.10%
22.71%
22.24%
21.44%
19.59%
18.37%
21.59%
21.79%
0.76%
0.71%
0.68%
0.71%
0.71%
1.29%
0.92%
0.81%
0.60%
0.58%
0.71%
0.66%
0.64%
0.66%
0.66%
1.22%
0.89%
0.77%
0.57%
0.55%
0.25%
0.26%
0.24%
0.26%
0.26%
0.27%
0.45%
0.42%
0.37%
0.33%
0.02%
0.03%
0.02%
0.05%
0.05%
0.05%
0.23%
0.19%
0.13%
0.09%
0.21%
0.22%
0.21%
0.20%
0.20%
0.20%
0.22%
0.23%
0.24%
0.23%
24.50%
24.12%
23.54%
23.15%
22.69%
22.47%
20.06%
18.76%
21.82%
22.04%
0.00%
0.00%
0.00%
0.00%
0.00%
7.65%
0.00%
0.00%
0.00%
0.00%
24.50%
24.12%
23.54%
23.15%
22.69%
14.82%
20.06%
18.76%
21.82%
22.04%
Aug-07
Sep-07
Oct-07
Nov-07
Dec-07
Jan-08
Feb-08
Mar-08
Apr-08
1.27%
0.97%
0.80%
0.90%
-0.29%
9.56%
-0.06%
-0.92%
-0.47%
0.07%
0.04%
0.04%
0.11%
0.04%
0.15%
-0.53%
25.89%
-2.85%
0.00%
0.00%
0.00%
0.00%
0.00%
-0.03%
0.01%
0.00%
0.00%
0.02%
0.03%
-0.02%
-0.15%
-0.10%
-0.79%
-0.47%
1.35%
-0.12%
1.19%
0.90%
0.78%
0.93%
-0.22%
10.23%
0.93%
-2.01%
-0.06%
0.15%
0.26%
0.29%
0.27%
-0.09%
1.55%
0.20%
-1.32%
0.56%
0.15%
0.27%
0.31%
0.31%
-0.11%
1.87%
0.22%
-1.43%
0.39%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-0.01%
-0.02%
-0.04%
0.02%
-0.31%
-0.02%
0.11%
0.17%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
1.12%
0.71%
0.51%
0.63%
-0.20%
8.00%
-0.26%
0.40%
-1.03%
-1.09%
-0.93%
-0.70%
-0.78%
0.06%
-6.10%
-0.79%
-0.44%
0.47%
-0.93%
-0.73%
-0.63%
-0.52%
0.10%
-4.97%
-0.04%
0.20%
-0.29%
0.02%
0.04%
-0.02%
-0.01%
-0.02%
-0.15%
0.00%
-0.09%
0.00%
-0.18%
-0.23%
-0.06%
-0.25%
0.00%
-1.36%
-0.54%
-0.53%
0.76%
-0.02%
0.06%
-0.04%
0.00%
-0.06%
-0.20%
-0.11%
2.74%
7.36%
-0.06%
0.07%
-0.03%
0.01%
-0.07%
-0.12%
-0.24%
-0.36%
0.04%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
3.04%
-0.82%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.04%
-0.01%
-0.01%
-0.01%
0.01%
-0.09%
0.12%
0.09%
8.11%
-0.02%
-0.11%
-0.05%
-0.06%
-0.13%
-0.09%
0.10%
-0.34%
0.12%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-0.01%
-0.04%
0.01%
-0.01%
0.00%
-0.01%
-0.06%
0.00%
-0.03%
-0.08%
0.16%
-0.07%
-0.26%
0.17%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-0.05%
-0.04%
-0.02%
-0.05%
-0.22%
0.15%
-0.07%
-0.04%
0.01%
0.06%
0.01%
-0.06%
-0.06%
0.35%
-0.03%
0.30%
0.53%
0.01%
0.06%
0.01%
0.02%
0.00%
0.73%
0.22%
0.34%
-0.60%
0.00%
0.00%
-0.02%
-0.09%
-0.06%
-0.45%
-0.25%
-0.06%
1.11%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.01%
0.01%
0.00%
0.07%
0.00%
0.02%
0.02%
0.18%
0.15%
0.25%
0.19%
0.10%
1.91%
-0.22%
-0.33%
-0.28%
0.00%
0.00%
0.00%
0.00%
0.00%
-0.01%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.34%
0.02%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-0.14%
-0.14%
-0.42%
-0.35%
-0.22%
0.23%
-1.07%
3.68%
7.47%
0.06%
0.00%
-0.15%
-0.44%
0.90%
-1.54%
-1.46%
2.18%
0.70%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.04%
-0.03%
-0.15%
-0.29%
0.70%
-1.38%
-0.99%
2.63%
0.12%
0.04%
0.04%
-0.07%
-0.13%
0.05%
0.21%
-0.43%
-0.43%
0.60%
0.00%
0.00%
0.00%
0.00%
-0.01%
-0.18%
0.04%
0.00%
0.00%
0.00%
0.00%
0.09%
-0.01%
0.18%
-0.26%
0.00%
0.00%
0.00%
-0.02%
-0.02%
-0.01%
-0.01%
-0.01%
0.07%
-0.08%
-0.03%
-0.01%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-0.20%
-0.13%
-0.27%
0.09%
-1.12%
1.77%
0.39%
1.50%
6.77%
0.00%
0.30%
0.03%
0.50%
-0.56%
0.39%
2.72%
-3.21%
-1.28%
-0.12%
-0.02%
-0.08%
0.09%
-0.41%
-0.31%
0.45%
-0.65%
0.46%
0.02%
0.03%
0.02%
0.02%
0.00%
-0.44%
0.14%
0.00%
0.02%
0.09%
0.09%
0.02%
0.17%
-0.16%
-0.02%
1.59%
-1.53%
-1.21%
0.00%
0.17%
0.10%
0.22%
0.08%
1.09%
0.53%
-0.33%
-0.36%
-0.01%
0.02%
-0.02%
-0.03%
-0.11%
-0.38%
0.17%
-0.26%
-0.08%
0.00%
0.01%
0.00%
-0.01%
-0.03%
0.14%
0.11%
-0.10%
-0.03%
0.01%
0.00%
-0.01%
0.04%
0.07%
0.32%
-0.28%
-0.33%
-0.08%
-0.19%
-0.44%
-0.30%
-0.41%
-0.56%
1.38%
-2.33%
4.69%
8.06%
-0.12%
-0.14%
-0.10%
-0.06%
-0.24%
-3.23%
1.11%
-1.48%
-7.85%
0.00%
-0.04%
-0.02%
0.00%
-0.18%
-1.10%
0.35%
-3.42%
-7.56%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-0.32%
-0.57%
-0.39%
-0.47%
-0.80%
-1.85%
-1.22%
3.22%
0.20%
-0.05%
-0.03%
0.02%
0.01%
0.58%
-0.37%
-0.11%
-0.21%
-0.02%
-0.05%
-0.03%
0.02%
0.00%
0.56%
-0.33%
-0.12%
-0.20%
-0.02%
0.01%
-0.01%
0.02%
0.00%
0.01%
0.18%
-0.03%
-0.05%
-0.04%
0.00%
0.00%
0.02%
0.00%
0.00%
0.17%
-0.04%
-0.06%
-0.04%
0.01%
-0.01%
-0.01%
-0.01%
0.01%
0.02%
0.01%
0.01%
-0.01%
-0.38%
-0.59%
-0.38%
-0.46%
-0.23%
-2.40%
-1.31%
3.06%
0.22%
0.00%
0.00%
0.00%
0.00%
7.65%
-7.65%
0.00%
0.00%
0.00%
-0.38%
-0.59%
-0.38%
-0.46%
-7.88%
5.25%
-1.31%
3.06%
0.22%
70.00%
60.00%
50.00%
40.00%
30.00%
20.00%
10.00%
FONDOS DISPONIBLES
CARTERA DE CREDITOS
CUENTAS POR COBRAR
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
0.00%
INVERSIONES
120.00%
100.00%
60.00%
40.00%
20.00%
70.00%
60.00%
50.00%
40.00%
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
OBLIGACIONES CON EL PUBLICO
OBLIGACIONES INMEDIATAS
ACEPTACIONES EN CIRCULACION
CUENTAS POR PAGAR
OTROS PASIVOS
80.00%
Jun-07
May-07
Apr-07
Mar-07
Feb-07
0.00%
Jan-07
80.00%
40.00%
30.00%
20.00%
10.00%
CAPITAL SOCIAL
RESERVAS
SUPERAVIT POR VALUACIONES
RESULTADOS
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
0.00%
40.00%
35.00%
30.00%
25.00%
20.00%
15.00%
10.00%
5.00%
0.00%
CARTERA DE CRDITOS COMERCIALES

70.00%
0.030
60.00%
0.020
50.00%
0.010
40.00%
0.000
30.00%
20.00%
-0.010
10.00%
-0.020
0.00%
-0.030
DEPSITOS A LA VISTA
80.00%
70.00%
DEPSITOS A PLAZO
70.00%
60.00%
50.00%
40.00%
30.00%
20.00%
10.00%
0.00%

MARGEN OPERACIONAL
3.000
2.500
2.000
1.500
1.000
0.500
0.000
MARGEN DE
INTERMEDIACION
MARGEN
OPERACIONAL
0.050
0.040
0.030
0.020
0.010
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
-0.010
Apr-07
Feb-07
Mar-07
0.000
-0.020
-0.030
FONDOS DISPONIBLES
INVERSIONES
CARTERA DE CREDITOS
CUENTAS POR COBRAR
0.050
0.040
0.030
0.020
0.010
-0.020
-0.030
OBLIGACIONES INMEDIATAS
ACEPTACIONES EN CIRCULACION
CUENTAS POR PAGAR
OTROS PASIVOS
0.250
0.200
0.150
0.100
0.050
0.000
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
-0.010
Feb-07
0.000
0.050
-0.150
-0.200
-0.250
CAPITAL SOCIAL
RESERVAS
SUPERAVIT POR VALUACIONES
RESULTADOS
0.025
0.020
0.015
0.010
0.005
0.000
-0.005
-0.010
-0.015
CARTERA DE CRDITOS COMERCIALES

0.030
0.020
0.010
0.000
-0.010
-0.020
-0.030
DEPSITOS A LA VISTA
10.00%
8.00%
DEPSITOS A PLAZO
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
-0.100
Mar-07
-0.050
Feb-07
0.000
8.00%
6.00%
4.00%
2.00%
0.00%
-2.00%
-4.00%
-6.00%
-8.00%
-10.00%
MARGEN OPERACIONAL
Apr-08
Apr-08
BANCO DEL AUSTRO

INDICADORES
Jan-07
Feb-07
Mar-07
Apr-07
May-07
SUFICIENCIA O COBERTURA PATRIMONIAL

( PATRIMONIO + RESULTADOS ) /ACTIVOS INMOVILIZADOS
CALIDAD DE ACTIVOS:
97.88%
98.92%
103.52%
100.46%
111.97%
100.00%
100.00%
100.00%
100.00%
100.00%
ACTIVOS IMPRODUCTIVOS BRUTOS/TOTAL ACTIVOS
21.38%
21.78%
20.47%
22.64%
21.06%
ACTIVOS IMPRODUCTIVOS NETOS/TOTAL ACTIVOS
16.73%
17.14%
15.75%
18.06%
16.54%
117.10%
116.52%
116.80%
115.07%
114.68%
MOROSIDAD DE LA CARTERA DE CREDITOS COMERCIALES
5.16%
5.38%
4.92%
5.65%
5.54%
MOROSIDAD DE LA CARTERA DE CREDITOS DE CONSUMO
8.44%
9.13%
8.79%
8.78%
9.09%
MOROSIDAD DE LA CARTERA DE CREDITOS DE VIVIENDA
1.17%
1.15%
1.51%
1.49%
1.23%
30.86%
34.93%
33.13%
31.95%
40.67%
6.21%
6.60%
6.25%
6.62%
6.66%
COBERTURA DE LA CARTERA COMERCIAL
78.61%
75.53%
79.50%
68.81%
69.30%
COBERTURA DE LA CARTERA DE CONSUMO
71.43%
67.84%
72.97%
71.83%
69.26%
COBERTURA DE LA CARTERA DE VIVIENDA
116.85%
113.58%
78.78%
78.30%
91.97%
COBERTURA DE LA CARTERA DE MICROEMPRESA
60.66%
58.70%
60.94%
71.73%
64.30%
COBERTURA DE LA CARTERA PROBLEMTICA
75.12%
71.66%
75.68%
70.61%
69.57%
ACTIVOS PRODUCTIVOS/ PASIVOS CON COSTO

INDICES DE MOROSIDAD
MOROSIDAD DE LA CARTERA DE CREDITOS PARA LA MICROEMPRESA

MOROSIDAD DE LA CARTERA DE CREDITOS
COBERTURA DE PROVISIONES PARA CARTERA IMPRODUCTIVA
EFICIENCIA MICROECONOMICA
GASTOS DE OPERACION ESTIMADOS /TOTAL ACTIVO PROMEDIO
7.80%
7.26%
7.36%
7.28%
7.14%
86.12%
87.87%
86.50%
84.61%
81.63%
2.50%
2.40%
2.33%
2.31%
2.25%
RENTABILIDAD
13.14%
27.33%
40.61%
55.51%
75.03%
RESULTADOS DEL EJERCICIO/PATRIMONIO PROMEDIO
39.42%
40.99%
40.61%
41.63%
45.02%
3.33%
3.43%
3.38%
3.43%
3.67%
GASTOS DE OPERACION /MARGEN FINANCIERO

GASTOS DE PERSONAL ESTIMADOS /TOTAL ACTIVO PROMEDIO
RESULTADOS DEL EJERCICIO/ACTIVO PROMEDIO

RENDIMIENTO DE LA CARTERA
0.00%
0.00%
0.00%
0.00%
0.00%
31.84%
30.71%
32.30%
32.17%
32.68%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
CARTERAS DE CRDITOS REESTRUCTURADAS
32.75%
16.72%
11.50%
8.94%
7.22%
CARTERA POR VENCER TOTAL
12.78%
12.20%
12.88%
12.87%
13.05%
COMISIONES GANADAS CARTERA DE CREDITOS/ CARTERA POR VENCER PROMEDIO1.65%
1.75%
1.91%
1.91%
2.00%
INGRESOS POR SERVICIOS /CARTERA BRUTA PROMEDIO
0.70%
0.68%
0.62%
0.61%
0.58%
INGRESOS POR SERVICIOS /DEPOSITOS PROMEDIO
0.51%
0.49%
0.45%
0.45%
0.43%
(COMISIONES CARTERA E INGRESOS POR SERVICIOS ) /CARTERA BRUTA PROMEDIO2.40%
2.47%
2.57%
2.56%
2.63%
22.60%
20.38%
23.75%
28.28%
OTROS INGRESOS OPERACIONALES
LIQUIDEZ
FONDOS DISPONIBLES / TOTAL DEPOSITOS A CORTO PLAZO
23.79%
COBERTURA 25 MAYORES DEPOSITANTES
148.67%
141.91%
120.41%
139.29%
168.71%
COBERTURA 100 MAYORES DEPOSITANTES
105.56%
99.28%
94.40%
116.77%
148.16%
45.51%
47.07%
44.14%
45.77%
45.21%
VULNERABILIDAD DEL PATRIMONIO

CARTERA IMPRODUCTIVA BRUTA / (PATRIMONIO)
FK = (PATRIMONIO + RESULTADOS - INGRESOS EXTRAORDINARIOS) / ACTIVOS TOTALES

8.60%
FI = 1 + (ACTIVOS IMPRODUCTIVOS/ACTIVOS TOTALES)
INDICE DE CAPITALIZACION NETO: FK / FI
8.76%
8.99%
9.01%
9.18%
116.73%
117.14%
115.75%
118.06%
116.54%
7.37%
7.48%
7.77%
7.63%
7.88%
Jun-07
Jul-07
Aug-07
Sep-07
Oct-07
Nov-07
Dec-07
Jan-08
Feb-08
Mar-08
111.64%
106.49%
114.48%
112.16%
105.64%
120.57%
118.28%
119.13%
110.75%
109.10%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
21.24%
21.09%
21.06%
21.49%
22.57%
21.67%
20.17%
21.02%
20.81%
16.66%
16.48%
16.45%
17.05%
18.13%
17.31%
15.88%
16.56%
16.41%
115.61%
115.35%
116.35%
114.67%
114.71%
112.67%
114.14%
115.35%
115.38%
5.22%
6.06%
5.94%
5.57%
5.66%
5.58%
4.58%
4.94%
5.64%
5.66%
9.01%
9.51%
9.73%
10.11%
10.26%
9.28%
8.89%
9.39%
10.92%
10.01%
16.85%
116.13%
1.34%
1.76%
1.68%
1.32%
1.38%
1.38%
1.14%
1.65%
1.72%
1.65%
38.36%
45.09%
47.20%
47.52%
51.38%
46.81%
54.64%
61.99%
58.55%
65.39%
6.45%
7.12%
7.05%
6.96%
7.06%
6.64%
5.92%
6.36%
7.39%
7.10%
72.40%
63.20%
59.99%
62.76%
60.12%
58.42%
69.68%
63.57%
56.26%
57.14%
71.91%
68.24%
71.24%
68.80%
67.28%
72.12%
79.01%
73.32%
60.62%
66.80%
83.16%
65.21%
68.99%
85.85%
81.13%
77.07%
100.86%
72.19%
68.62%
75.89%
74.99%
70.64%
65.71%
72.40%
73.30%
84.90%
83.64%
83.71%
90.18%
85.02%
72.32%
65.93%
65.93%
66.38%
64.32%
65.82%
75.28%
69.11%
59.01%
62.84%
7.11%
7.01%
6.98%
6.92%
6.89%
6.92%
6.89%
6.71%
6.83%
6.64%
82.20%
81.65%
81.92%
82.63%
83.06%
83.79%
84.46%
82.57%
86.63%
79.19%
2.21%
2.17%
2.14%
2.11%
2.08%
2.09%
2.04%
1.93%
1.92%
1.90%
88.19%
104.71%
118.33%
129.46%
142.27%
154.14%
109.77%
10.88%
19.46%
44.10%
44.88%
44.37%
43.15%
42.68%
42.04%
27.44%
32.63%
29.18%
35.75%
3.57%
3.60%
3.53%
3.39%
3.32%
3.24%
2.13%
2.78%
2.51%
3.03%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.16%
32.87%
33.59%
34.42%
34.97%
35.59%
36.14%
36.52%
43.32%
41.02%
41.47%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
6.84%
5.90%
5.29%
4.71%
4.38%
4.39%
4.06%
0.07%
1.96%
1.32%
13.07%
13.32%
13.57%
13.72%
13.78%
13.91%
13.98%
15.65%
15.08%
15.38%
2.00%
1.97%
1.73%
1.54%
1.37%
1.24%
1.27%
0.05%
0.04%
0.09%
0.57%
0.56%
0.55%
0.56%
0.54%
0.54%
0.53%
0.46%
0.41%
1.03%
0.42%
0.41%
0.41%
0.41%
0.40%
0.40%
0.39%
0.29%
0.31%
0.77%
2.61%
2.56%
2.32%
2.14%
1.95%
1.81%
1.84%
0.54%
0.48%
1.19%
26.57%
26.45%
25.51%
30.16%
25.79%
28.20%
30.05%
27.26%
26.39%
27.77%
149.01%
148.72%
165.11%
157.03%
144.65%
157.60%
149.71%
152.08%
142.60%
186.96%
140.15%
142.07%
138.51%
135.60%
125.06%
126.30%
118.05%
122.58%
113.51%
129.45%
43.20%
46.66%
46.11%
45.33%
46.00%
43.99%
43.66%
46.60%
53.46%
18.73%
9.36%
9.49%
9.61%
9.33%
9.46%
9.50%
8.25%
8.89%
8.93%
9.00%
116.66%
116.48%
116.45%
117.05%
118.13%
117.31%
115.88%
116.56%
116.41%
116.85%
8.02%
8.15%
8.25%
7.97%
8.01%
8.10%
7.12%
7.62%
7.67%
0.08%
Apr-08
120.38%
15.87%
118.38%
5.56%
8.93%
1.15%
64.66%
6.68%
57.62%
71.49%
102.02%
90.60%
66.01%
6.47%
69.30%
1.97%
36.69%
3.06%
0.26%
40.21%
0.00%
0.00%
0.99%
15.44%
0.02%
2.64%
1.97%
2.84%
31.51%
218.77%
147.47%
16.11%
8.85%
115.87%
0.08%
TOTAL SITEMA
INDICADORES
Jan-07
Feb-07
Mar-07
SUFICIENCIA O COBERTURA PATRIMONIAL

( PATRIMONIO + RESULTADOS ) /ACTIVOS INMOVILIZADOS (1)
177.34%
172.61%
180.65%
ACTIVOS IMPRODUCTIVOS BRUTOS/TOTAL ACTIVOS
18.18%
18.59%
18.24%
ACTIVOS IMPRODUCTIVOS NETOS/TOTAL ACTIVOS
13.36%
13.71%
13.30%
ACTIVOS PRODUCTIVOS/TOTAL ACTIVOS
86.64%
86.29%
86.70%
2.80%
3.23%
3.09%
4.67%
4.99%
5.05%
1.59%
1.73%
1.66%
5.21%
5.87%
5.45%
MOROSIDAD DE LA CARTERA DE CREDITOS
3.38%
3.76%
3.67%
251.81%
CALIDAD DE ACTIVOS:
INDICES DE MOROSIDAD
COBERTURA DE PROVISIONES PARA CARTERA IMPRODUCTIVA

267.71%
239.52%
96.29%
91.48%
93.19%
162.45%
149.67%
156.07%
111.28%
100.53%
108.53%
COBERTURA DE LA CARTERA PROBLEMTICA
175.00%
160.84%
166.09%
EFICIENCIA MICROECONOMICA
GASTOS DE OPERACION ESTIMADOS /TOTAL ACTIVO PROMEDIO (1)
GASTOS DE OPERACION /MARGEN FINANCIERO
GASTOS DE PERSONAL ESTIMADOS /TOTAL ACTIVO PROMEDIO (1)
6.47%
6.52%
6.65%
77.04%
81.06%
80.47%
2.26%
2.25%
2.29%
24.94%
22.47%
25.09%
2.60%
2.32%
2.58%
RENTABILIDAD
RESULTADOS DEL EJERCICIO/PATRIMONIO PROMEDIO (1)
RESULTADOS DEL EJERCICIO/ACTIVO PROMEDIO (1)
RENDIMIENTO DE LA CARTERA (1)
9.85%
9.38%
9.56%
11.16%
10.60%
10.87%
10.44%
9.97%
10.28%
12.37%
11.94%
12.33%
CARTERAS DE CRDITOS REESTRUCTURADAS
13.70%
11.61%
11.49%
CARTERA POR VENCER TOTAL
10.93%
10.41%
10.72%
COMISIONES GANADAS CARTERA DE CREDITOS/ CARTERA POR VENCER PROMEDIO
2.41%
2.33%
2.43%
INGRESOS POR SERVICIOS /CARTERA BRUTA PROMEDIO
3.52%
3.26%
3.38%
INGRESOS POR SERVICIOS /DEPOSITOS PROMEDIO
2.69%
2.51%
2.62%
(COMISIONES CARTERA E INGRESOS POR SERVICIOS ) /CARTERA BRUTA PROMEDIO
6.05%
5.71%
5.94%
25.60%
26.96%
28.34%
OTROS INGRESOS OPERACIONALES (1)
LIQUIDEZ
FONDOS DISPONIBLES / TOTAL DEPOSITOS A CORTO PLAZO
COBERTURA 25 MAYORES DEPOSITANTES (2)
116.16%
120.21%
122.46%
COBERTURA 100 MAYORES DEPOSITANTES (2)
81.28%
84.71%
85.23%
18.66%
20.83%
20.40%
VULNERABILIDAD DEL PATRIMONIO

CARTERA IMPRODUCTIVA BRUTA / (PATRIMONIO)
FK = (PATRIMONIO + RESULTADOS - INGRESOS EXTRAORDINARIOS) / ACTIVOS TOTALES
FI = 1 + (ACTIVOS IMPRODUCTIVOS/ACTIVOS TOTALES)
INDICE DE CAPITALIZACION NETO: FK / FI
10.59%
10.46%
10.49%
113.36%
113.71%
113.30%
0.09
0.09
0.09
Apr-07
May-07
Jun-07
Jul-07
Aug-07
Sep-07
Oct-07
186.52%
196.67%
198.45%
187.56%
191.67%
185.52%
175.69%
18.45%
17.76%
17.84%
18.30%
18.14%
18.24%
18.57%
13.51%
12.78%
13.04%
13.48%
13.34%
13.54%
13.83%
86.49%
87.22%
86.96%
86.52%
86.66%
86.46%
86.17%
3.30%
3.26%
2.72%
3.15%
3.21%
2.93%
2.85%
5.05%
4.66%
4.35%
4.84%
4.91%
4.99%
5.20%
1.73%
1.68%
1.49%
1.71%
1.85%
1.51%
1.61%
5.42%
4.70%
4.56%
5.05%
4.95%
5.26%
5.08%
3.79%
3.58%
3.19%
3.61%
3.66%
3.53%
3.56%
241.39%
250.03%
282.01%
248.18%
248.08%
259.01%
267.27%
94.32%
100.52%
101.19%
93.90%
99.08%
97.77%
96.82%
150.73%
157.22%
177.72%
155.52%
144.46%
175.65%
175.58%
106.43%
120.49%
121.77%
112.98%
110.80%
106.29%
104.52%
163.46%
174.59%
184.83%
166.22%
167.79%
168.92%
169.78%
6.69%
6.49%
6.58%
6.59%
6.58%
6.57%
6.55%
81.10%
80.14%
80.13%
80.45%
80.42%
80.76%
80.86%
2.29%
2.15%
2.19%
2.16%
2.14%
2.12%
2.11%
24.54%
25.73%
25.92%
25.31%
25.17%
24.80%
24.84%
2.50%
2.61%
2.61%
2.53%
2.46%
2.45%
2.43%
9.60%
9.73%
9.78%
9.88%
9.95%
10.02%
10.14%
10.88%
10.54%
10.63%
10.74%
10.87%
11.04%
11.17%
10.28%
10.38%
10.38%
10.47%
10.43%
10.62%
10.64%
12.35%
12.08%
12.17%
12.37%
13.37%
14.49%
15.31%
11.33%
11.01%
11.55%
11.63%
11.73%
11.63%
12.17%
10.75%
10.69%
10.77%
10.88%
11.06%
11.22%
11.40%
2.42%
2.39%
2.37%
2.33%
2.16%
2.02%
1.88%
3.36%
3.18%
3.20%
3.19%
3.17%
3.15%
3.15%
2.60%
2.47%
2.48%
2.48%
2.48%
2.44%
2.43%
5.90%
5.69%
5.69%
5.64%
5.44%
5.29%
5.15%
29.69%
29.73%
28.71%
29.33%
30.25%
29.78%
29.01%
133.02%
133.00%
118.86%
122.21%
126.93%
132.16%
133.28%
92.63%
94.42%
87.31%
89.56%
92.94%
98.38%
99.14%
20.64%
19.28%
17.20%
19.30%
19.41%
18.46%
18.31%
10.49%
10.55%
10.58%
10.56%
10.45%
10.49%
10.58%
113.51%
112.78%
113.04%
113.48%
113.34%
113.54%
113.83%
0.09
0.09
0.09
0.09
0.09
0.09
0.09
Nov-07
Dec-07
Jan-08
Feb-08
Mar-08
179.76%
187.38%
188.47%
188.16%
18.15%
17.66%
17.52%
17.59%
13.53%
13.38%
13.23%
13.31%
86.47%
86.62%
86.77%
2.81%
2.28%
4.86%
4.11%
1.65%
Apr-08
210.19%
219.03%
13.03%
12.59%
86.69%
142.55%
141.06%
2.43%
2.66%
2.40%
2.28%
4.54%
4.86%
4.97%
4.60%
1.29%
1.48%
1.54%
1.66%
1.49%
4.83%
4.28%
5.15%
5.38%
6.04%
5.20%
3.42%
2.85%
3.15%
3.37%
3.34%
3.07%
271.24%
312.98%
290.56%
267.60%
291.44%
299.20%
103.97%
117.78%
109.79%
103.06%
105.50%
111.18%
171.78%
217.88%
191.04%
185.73%
169.83%
186.85%
114.66%
118.19%
101.41%
96.85%
88.21%
99.49%
176.87%
199.77%
181.99%
170.63%
171.44%
184.20%
188.16%
6.50%
6.59%
6.06%
5.95%
6.01%
5.98%
80.93%
80.53%
82.54%
81.77%
83.35%
81.58%
2.08%
2.07%
1.97%
1.90%
1.92%
1.89%
24.21%
20.94%
20.50%
22.70%
24.49%
24.50%
2.35%
2.04%
2.12%
2.29%
2.47%
2.42%
10.21%
10.30%
10.53%
10.09%
10.35%
10.30%
11.31%
11.47%
14.25%
14.02%
14.21%
14.29%
10.69%
10.78%
12.00%
11.31%
11.49%
11.35%
16.11%
16.27%
23.37%
22.84%
24.87%
25.26%
12.20%
12.29%
14.80%
12.43%
11.96%
11.82%
11.54%
11.66%
13.33%
12.90%
13.20%
13.21%
1.77%
1.69%
0.51%
0.44%
0.41%
0.39%
3.13%
3.12%
2.70%
2.69%
2.87%
3.02%
2.41%
2.39%
1.67%
1.93%
2.02%
2.10%
5.01%
4.92%
3.30%
3.22%
3.38%
8.00%
30.24%
32.21%
32.40%
35.45%
36.42%
38.86%
144.19%
154.19%
164.17%
172.41%
150.72%
169.08%
104.37%
109.65%
118.28%
122.95%
108.28%
119.85%
17.69%
15.09%
16.68%
17.66%
-12.60%
-13.65%
10.35%
9.92%
10.31%
10.25%
10.07%
9.75%
113.53%
113.38%
113.23%
113.31%
113.03%
112.59%
0.09
0.09
0.09
0.09
8.91%
8.66%
Cobertura 25 mayores depositantes

250.00%
200.00%
150.00%
100.00%
50.00%
Feb-08
Mar-08
Apr-08
Mar-08
Apr-08
Jan-08
Dec-07
Feb-08
BANCO DEL AUSTRO
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
0.00%
TOTAL SITEMA
Cobertura 100 mayores depositantes
BANCO DEL AUSTRO
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
TOTAL SITEMA
Grado de Absorcin
BANCO DEL AUSTRO
ROA
TOTAL SITEMA
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
100.00%
90.00%
80.00%
70.00%
60.00%
50.00%
40.00%
30.00%
20.00%
10.00%
0.00%
ROA
BANCO DEL AUSTRO
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
4.00%
3.50%
3.00%
2.50%
2.00%
1.50%
1.00%
0.50%
0.00%
TOTAL SITEMA
Banco del Austro

Banco del Austro

Activos Improductivos Brutos/Total Activo

25.00%
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
70.00%
60.00%
50.00%
40.00%
30.00%
20.00%
10.00%
0.00%
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
25.00%
20.00%
15.00%
10.00%
5.00%
BANCO DEL AUSTRO
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
0.00%
TOTAL SITEMA
(Patrimonio+Resultados)/ Activos Inmovilizados Netos

250.00%
200.00%
150.00%
100.00%
50.00%
BANCO DEL AUSTRO
TOTAL SITEMA
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
0.00%
Gastos de Operacin/Activo Total Promedio
BANCO DEL AUSTRO
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
9.00%
8.00%
7.00%
6.00%
5.00%
4.00%
3.00%
2.00%
1.00%
0.00%
TOTAL SITEMA
Grado de Personal/Activo Total Promedio

3.00%
2.50%
2.00%
1.50%
1.00%
0.50%
BANCO DEL AUSTRO
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
0.00%
TOTAL SITEMA
ROE
BANCO DEL AUSTRO
TOTAL SITEMA
Fondoos Disponibles/Total Depsitos a Corto Plazo
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
50.00%
45.00%
40.00%
35.00%
30.00%
25.00%
20.00%
15.00%
10.00%
5.00%
0.00%
Fondoos Disponibles/Total Depsitos a Corto Plazo
Mar-08
Apr-08
Apr-08
Feb-08
Jan-08
Dec-07
Mar-08
BANCO DEL AUSTRO
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
45.00%
40.00%
35.00%
30.00%
25.00%
20.00%
15.00%
10.00%
5.00%
0.00%
TOTAL SITEMA
Total Sistema
400.00%
300.00%
200.00%
100.00%
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
0.00%

Total Sistema

Activos Productivos/Pasivos sin costo

160.00%
140.00%
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
7.00%
6.00%
5.00%
4.00%
3.00%
2.00%
1.00%
0.00%
BANCO DEL AUSTRO
TOTAL SITEMA
Morosidad de la Cartera
8.00%
7.00%
6.00%
5.00%
4.00%
3.00%
2.00%
1.00%
BANCO DEL AUSTRO
TOTAL SITEMA
Mar-08
Jan-08
Nov-07
Sep-07
Jul-07
May-07
Mar-07
Jan-07
0.00%
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Mar-07
Feb-07
Jan-07
160.00%
140.00%
120.00%
100.00%
80.00%
60.00%
40.00%
20.00%
0.00%
CARTERA DE CREDITOS
260,569
262,215
266,746
270,046
276,542
280,716

375,279
379,997
376,354
378,615
394,838
399,337
0.70876357 0.71324665
0.70039391
0.7029543
0.69433378 0.69004472
283,667
290,776
296,089
303,333
315,914
324,726
332,187
402,376
409,773
431,582
439,062
448,970
474,417
458,636
0.70498002
5418.48
7154.61
6778.89
6.13
6.13
7148.49
12566.96
0.70960294 0.68605525
0.69086545 0.70364118
0.68447504 0.72429341
335,187
339,675
349 682.30
461,943
469,716
486 979.65
0.72560373
0.72314973 0.71806347
0.7050292

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BANCO DEL AUSTRO

BALANCE GENERAL CONSOLIDADO

DEPSITOS PARA ENCAJE

1103 BANCOS Y OTRAS INSTITUCIONES FINANCIERAS

BANCOS E INSTITUCIONES FINANCIERAS LOCALES

BANCOS E INSTITUCIONES FINANCIERAS DEL EXTERIOR

1104 EFECTOS DE COBRO INMEDIATO

PARA NEGOCIAR DEL ESTADO O DE ENTIDADES DEL SECTOR PBLICO

DISPONIBLES PARA LA VENTA DE ENTIDADES DEL SECTOR PRIVADO

DISPONIBLES PARA LA VENTA DEL ESTADO O DE ENTIDADES DEL SECTOR PBLICO

MANTENIDAS HASTA EL VENCIMIENTO DE ENTIDADES DEL SECTOR PRIVADO

MANTENIDAS HASTA EL VENCIMIENTO DEL ESTADO O DE ENTIDADES DEL SECTOR PBLICO

(PROVISIN PARA INVERSIONES)

(PROVISIN GENERAL PARA INVERSIONES)

CARTERA DE CRDITOS COMERCIAL POR VENCER

CARTERA DE CRDITOS DE CONSUMO POR VENCER

CARTERA DE CRDITOS DE VIVIENDA POR VENCER

CARTERA DE CRDITOS PARA LA MICROEMPRESA POR VENCER

CARTERA DE CRDITOS COMERCIAL REESTRUCTURADA POR VENCER

CARTERA DE CRDITOS DE CONSUMO REESTRUCTURADA POR VENCER

CARTERA DE CRDITOS DE VIVIENDA REESTRUCTURADA POR VENCER

CARTERA DE CRDITOS PARA LA MICROEMPRESA REESTRUCTURADA POR VENCER

CARTERA DE CRDITOS COMERCIAL QUE NO DEVENGA INTERESES

CARTERA DE CRDITOS DE CONSUMO QUE NO DEVENGA INTERESES

CARTERA DE CRDITOS DE VIVIENDA QUE NO DEVENGA INTERESES

CARTERA DE CRDITOS PARA LA MICROEMPRESA QUE NO DEVENGA INTERESES

CARTERA DE CRDITOS COMERCIAL REESTRUCTURADA QUE NO DEVENGA INTERESES

CARTERA DE CRDITOS DE CONSUMO REESTRUCTURADA QUE NO DEVENGA INTERESES

CARTERA DE CRDITOS DE VIVIENDA REESTRUCTURADA QUE NO DEVENGA INTERESES

CARTERA DE CRDITOS PARA LA MICROEMPRESA REESTRUCTURADA QUE NO DEVENGA INTERESES

CARTERA DE CRDITOS COMERCIAL VENCIDA

CARTERA DE CRDITOS DE CONSUMO VENCIDA

CARTERA DE CRDITOS DE VIVIENDA VENCIDA

CARTERA DE CRDITOS PARA LA MICROEMPRESA VENCIDA

CARTERA DE CRDITOS COMERCIAL REESTRUCTURADA VENCIDA

CARTERA DE CRDITOS DE CONSUMO REESTRUCTURADA VENCIDA

CARTERA DE CRDITOS DE VIVIENDA REESTRUCTURADA VENCIDA

CARTERA DE CRDITOS PARA LA MICROEMPRESA REESTRUCTURADA VENCIDA

(PROVISIONES PARA CRDITOS INCOBRABLES)

(CARTERA DE CRDITOS COMERCIAL)

(CARTERA DE CRDITOS DE CONSUMO)

(CARTERA DE CRDITOS DE VIVIENDA)

(CARTERA DE CRDITOS PARA LA MICROEMPRESA)

(CARTERA DE CRDITOS REESTRUCTURADA)

(PROVISIN GENERAL PARA CARTERA DE CRDITOS)

DEUDORES POR ACEPTACIONES

CUENTAS POR COBRAR

INTERESES POR COBRAR DE INVERSIONES

INTERESES POR COBRAR DE CARTERA DE CRDITOS

PAGOS POR CUENTA DE CLIENTES

INTERESES REESTRUCTURADOS POR COBRAR

CONTRATOS DE MANDATO Y ADMINISTRACION DE INVERSIONES

CUENTAS POR COBRAR VARIAS

(PROVISIN PARA CUENTAS POR COBRAR)

BIENES ADJUDICADOS POR PAGO

BIENES NO UTILIZADOS POR LA INSTITUCIN

(PROVISIN PARA BIENES REALIZABLES, ADJUDICADOS POR PAGO Y RECUPERADOS)

MUEBLES, ENSERES Y EQUIPOS DE OFICINA

INVERSIONES EN ACCIONES Y PARTICIPACIONES

OTRAS INVERSIONES EN PARTICIPACIONES

GASTOS Y PAGOS ANTICIPADOS

(PROVISIN PARA OTROS ACTIVOS IRRECUPERABLES)

199905 (PROVISIN PARA VALUACIN DE INVERSIONES EN ACCIONES Y PARTICIPACIONES)

35 SUPERAVIT POR VALUACIONES