25,000.

00 Capital Actual
18% Tasa Efectiva anual
2 aos

Tasa Periodo
24 cuotas
Factor Actualizacion
Cuota

Cuota Nro.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

CRONOGRAMA DE PAGOS
Capital
Amort Int
Cuota
25,000.00
347.21
1,232.05
24,115.16
334.92
1,232.05
23,218.03
322.46
1,232.05
22,308.45
309.83
1,232.05
21,386.23
297.02
1,232.05
20,451.20
284.04
1,232.05
19,503.18
270.87
1,232.05
18,542.00
257.52
1,232.05
17,567.47
243.98
1,232.05
16,579.41
230.26
1,232.05
15,577.62
216.35
1,232.05
14,561.92
202.24
1,232.05
13,532.11
187.94
1,232.05
12,488.00
173.44
1,232.05
11,429.39
158.74
1,232.05
10,356.08
143.83
1,232.05
9,267.86
128.72
1,232.05
8,164.52
113.39
1,232.05
7,045.87
97.86
1,232.05
5,911.67
82.10
1,232.05
4,761.73
66.13
1,232.05
3,595.81
49.94
1,232.05
2,413.70
33.52
1,232.05
1,215.17
16.88
1,232.05
-0.00
-0.00
1,232.05
-1,232.05
-17.11
1,232.05
-2,481.21
-34.46
1,232.05
-3,747.72
-52.05
1,232.05
-5,031.82
-69.88
1,232.05
-6,333.75
-87.97
1,232.05
-7,653.77
-106.30
1,232.05
-8,992.12
-124.89
1,232.05
-10,349.05
-143.73
1,232.05
-11,724.83
-162.84
1,232.05

Amortiz Capital
884.84
897.13
909.59
922.22
935.03
948.01
961.18
974.53
988.06
1,001.79
1,015.70
1,029.81
1,044.11
1,058.61
1,073.31
1,088.22
1,103.33
1,118.66
1,134.19
1,149.95
1,165.92
1,182.11
1,198.53
1,215.17
1,232.05
1,249.16
1,266.51
1,284.10
1,301.93
1,320.02
1,338.35
1,356.94
1,375.78
1,394.89

0.01388843

20.291391
1,232.05

35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81

-13,119.72
-14,533.99
-15,967.89
-17,421.71
-18,895.72
-20,390.20
-21,905.44
-23,441.72
-24,999.34
-26,578.59
-28,179.77
-29,803.20
-31,449.16
-33,117.99
-34,810.00
-36,525.51
-38,264.84
-40,028.33
-41,816.31
-43,629.12
-45,467.11
-47,330.62
-49,220.02
-51,135.66
-53,077.90
-55,047.12
-57,043.69
-59,067.99
-61,120.40
-63,201.31
-65,311.13
-67,450.25
-69,619.08
-71,818.03
-74,047.52
-76,307.97
-78,599.82
-80,923.49
-83,279.44
-85,668.11
-88,089.96
-90,545.44
-93,035.02
-95,559.18
-98,118.40
-100,713.16
-103,343.96

-182.21
-201.85
-221.77
-241.96
-262.43
-283.19
-304.23
-325.57
-347.20
-369.13
-391.37
-413.92
-436.78
-459.96
-483.46
-507.28
-531.44
-555.93
-580.76
-605.94
-631.47
-657.35
-683.59
-710.19
-737.17
-764.52
-792.25
-820.36
-848.87
-877.77
-907.07
-936.78
-966.90
-997.44
-1,028.40
-1,059.80
-1,091.63
-1,123.90
-1,156.62
-1,189.80
-1,223.43
-1,257.53
-1,292.11
-1,327.17
-1,362.71
-1,398.75
-1,435.29

1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05

1,414.26
1,433.90
1,453.82
1,474.01
1,494.48
1,515.24
1,536.28
1,557.62
1,579.25
1,601.18
1,623.42
1,645.97
1,668.83
1,692.01
1,715.51
1,739.33
1,763.49
1,787.98
1,812.81
1,837.99
1,863.52
1,889.40
1,915.64
1,942.24
1,969.22
1,996.57
2,024.30
2,052.41
2,080.92
2,109.82
2,139.12
2,168.83
2,198.95
2,229.49
2,260.45
2,291.85
2,323.68
2,355.95
2,388.67
2,421.85
2,455.48
2,489.58
2,524.16
2,559.22
2,594.76
2,630.80
2,667.33

82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128

-106,011.29
-108,715.67
-111,457.61
-114,237.63
-117,056.26
-119,914.04
-122,811.51
-125,749.22
-128,727.73
-131,747.60
-134,809.42
-137,913.76
-141,061.22
-144,252.38
-147,487.87
-150,768.30
-154,094.28
-157,466.46
-160,885.47
-164,351.97
-167,866.61
-171,430.06
-175,043.01
-178,706.13
-182,420.12
-186,185.70
-190,003.58
-193,874.48
-197,799.14
-201,778.31
-205,812.75
-209,903.21
-214,050.49
-218,255.36
-222,518.64
-226,841.12
-231,223.64
-235,667.02
-240,172.11
-244,739.78
-249,370.88
-254,066.30
-258,826.93
-263,653.68
-268,547.46
-273,509.22
-278,539.88

-1,472.33
-1,509.89
-1,547.97
-1,586.58
-1,625.73
-1,665.42
-1,705.66
-1,746.46
-1,787.83
-1,829.77
-1,872.29
-1,915.41
-1,959.12
-2,003.44
-2,048.38
-2,093.94
-2,140.13
-2,186.96
-2,234.45
-2,282.59
-2,331.40
-2,380.89
-2,431.07
-2,481.95
-2,533.53
-2,585.83
-2,638.85
-2,692.61
-2,747.12
-2,802.38
-2,858.42
-2,915.23
-2,972.83
-3,031.22
-3,090.43
-3,150.47
-3,211.33
-3,273.04
-3,335.61
-3,399.05
-3,463.37
-3,528.58
-3,594.70
-3,661.74
-3,729.70
-3,798.61
-3,868.48

1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05

2,704.38
2,741.94
2,780.02
2,818.63
2,857.78
2,897.47
2,937.71
2,978.51
3,019.88
3,061.82
3,104.34
3,147.46
3,191.17
3,235.49
3,280.42
3,325.98
3,372.18
3,419.01
3,466.50
3,514.64
3,563.45
3,612.94
3,663.12
3,714.00
3,765.58
3,817.88
3,870.90
3,924.66
3,979.17
4,034.43
4,090.47
4,147.28
4,204.87
4,263.27
4,322.48
4,382.52
4,443.38
4,505.09
4,567.66
4,631.10
4,695.42
4,760.63
4,826.75
4,893.79
4,961.75
5,030.66
5,100.53

129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175

-283,640.41
-288,811.78
-294,054.97
-299,370.99
-304,760.83
-310,225.53
-315,766.12
-321,383.67
-327,079.23
-332,853.90
-338,708.77
-344,644.95
-350,663.58
-356,765.79
-362,952.76
-369,225.65
-375,585.67
-382,034.01
-388,571.91
-395,200.62
-401,921.38
-408,735.49
-415,644.23
-422,648.93
-429,750.91
-436,951.52
-444,252.15
-451,654.16
-459,158.98
-466,768.02
-474,482.75
-482,304.62
-490,235.12
-498,275.77
-506,428.09
-514,693.63
-523,073.96
-531,570.69
-540,185.42
-548,919.80
-557,775.48
-566,754.16
-575,857.53
-585,087.34
-594,445.33
-603,933.30
-613,553.03

-3,939.32
-4,011.14
-4,083.96
-4,157.79
-4,232.65
-4,308.55
-4,385.50
-4,463.51
-4,542.62
-4,622.82
-4,704.13
-4,786.58
-4,870.17
-4,954.92
-5,040.84
-5,127.96
-5,216.30
-5,305.85
-5,396.65
-5,488.72
-5,582.06
-5,676.69
-5,772.65
-5,869.93
-5,968.57
-6,068.57
-6,169.96
-6,272.77
-6,377.00
-6,482.68
-6,589.82
-6,698.45
-6,808.60
-6,920.27
-7,033.49
-7,148.29
-7,264.68
-7,382.68
-7,502.33
-7,623.63
-7,746.63
-7,871.33
-7,997.76
-8,125.94
-8,255.91
-8,387.69
-8,521.29

1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05

5,171.37
5,243.19
5,316.01
5,389.84
5,464.70
5,540.60
5,617.55
5,695.56
5,774.67
5,854.87
5,936.18
6,018.63
6,102.22
6,186.97
6,272.89
6,360.01
6,448.34
6,537.90
6,628.70
6,720.77
6,814.11
6,908.74
7,004.70
7,101.98
7,200.62
7,300.62
7,402.01
7,504.82
7,609.05
7,714.72
7,821.87
7,930.50
8,040.65
8,152.32
8,265.54
8,380.34
8,496.73
8,614.73
8,734.38
8,855.68
8,978.68
9,103.38
9,229.81
9,357.99
9,487.96
9,619.74
9,753.34

176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222

-623,306.37
-633,195.17
-643,221.30
-653,386.69
-663,693.25
-674,142.96
-684,737.80
-695,479.78
-706,370.95
-717,413.38
-728,609.18
-739,960.47
-751,469.41
-763,138.19
-774,969.03
-786,964.18
-799,125.93
-811,456.58
-823,958.49
-836,634.03
-849,485.61
-862,515.68
-875,726.72
-889,121.24
-902,701.79
-916,470.95
-930,431.34
-944,585.62
-958,936.48
-973,486.66
-988,238.91
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########

-8,656.75
-8,794.09
-8,933.33
-9,074.52
-9,217.66
-9,362.79
-9,509.93
-9,659.12
-9,810.38
-9,963.75
-10,119.24
-10,276.89
-10,436.73
-10,598.79
-10,763.10
-10,929.70
-11,098.60
-11,269.86
-11,443.49
-11,619.53
-11,798.02
-11,978.99
-12,162.47
-12,348.50
-12,537.11
-12,728.34
-12,922.23
-13,118.81
-13,318.12
-13,520.20
-13,725.09
-13,932.82
-14,143.43
-14,356.98
-14,573.48
-14,793.00
-15,015.56
-15,241.21
-15,470.00
-15,701.97
-15,937.15
-16,175.61
-16,417.37
-16,662.49
-16,911.02
-17,163.00
-17,418.48

1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05

9,888.80
10,026.14
10,165.38
10,306.57
10,449.71
10,594.84
10,741.98
10,891.17
11,042.43
11,195.80
11,351.29
11,508.94
11,668.78
11,830.84
11,995.15
12,161.75
12,330.65
12,501.91
12,675.54
12,851.58
13,030.07
13,211.04
13,394.52
13,580.55
13,769.16
13,960.39
14,154.28
14,350.86
14,550.17
14,752.25
14,957.14
15,164.87
15,375.48
15,589.03
15,805.53
16,025.05
16,247.61
16,473.26
16,702.05
16,934.02
17,169.20
17,407.66
17,649.42
17,894.54
18,143.07
18,395.05
18,650.53

223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241

##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########
##########

-17,677.51
-17,940.13
-18,206.40
-18,476.37
-18,750.09
-19,027.61
-19,308.98
-19,594.27
-19,883.51
-20,176.77
-20,474.11
-20,775.57
-21,081.23
-21,391.12
-21,705.32
-22,023.89
-22,346.87
-22,674.35
-23,006.37

1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05
1,232.05

18,909.56
19,172.18
19,438.45
19,708.42
19,982.14
20,259.66
20,541.03
20,826.32
21,115.56
21,408.82
21,706.16
22,007.62
22,313.27
22,623.17
22,937.37
23,255.94
23,578.92
23,906.40
24,238.42

Tasa Buscada
Tasa Referencial
Periodos de Tasa Referencial
Periodo Deseado

100000
0.48676% 486.755057
6.00%
12
1

5426

Valor Futuro
Valor Presente
Tasa
Periodos

10,295.63
10,000.00
0.004868
6

Monto a Capitalizarse
Tasa del periodo
Periodos de Capitalizacion

Valor Presente
Valor Futuro
Tasa
Periodos

1,755.06
2,000.00
3.32%
4

Monto a Actualizarse
Tasa del periodo
Periodos de Actualizacion

Tasa
Valor Presente
valor Futuro
Periodo

3.32%
1755.06
2000
4

FLUJO SIN PERPETUIDAD

Tasa
Periodos
Ingresos
Egresos
Neto
VA
VAN
TIR

TaSA Perpetuidad
Tasa Flujo
Periodos
Ingresos
Egresos
Neto
(-Inversion)/ Flujo
Valor Actual
TIR

1%
0

2000

6500

8000

FLUJO CON PERPETUIDAD

3%
1%
0
1

2000
2000

6500
6500

8000
8000

S/. 23,324.20
#NUM!

S/. 23,324.20

10

10

7500
7500

7500

11

12

11 Perpetuidad

0
0