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XYZ C. A.

RIF J-xxxxxxxx-x
FLUJO DE CAJA PROYECTADO A 24 MESES
Saldo Inicial:
INGRESOS
ACTIVIDADES DE OPERACIN:
Ingresos por Ventas
Cobro de Ventas a Crdito
Total Ingresos Operativos
ACTIVIDADES DE FINANCIAMIENTO
Prstamo Bancario

45,246.84

13,057,200.00
0.00
13,057,200.00
500,000.00

Total Ingresos

13,557,200.00

DISPONIBILIDAD

13,602,446.84

100.00%

10,445,760.00
652,860.00
130,572.00
652,860.00
235,029.60
500,000.00
39,171.60

77.31%
4.83%
0.97%
4.83%
1.74%
3.70%
0.29%

Abono a Capital
Intereses Bancarios

220,435.05
96,791.53

1.63%
0.72%

Total Desembolsos

12,973,479.78

95.35%

628,967.06

4.65%

DESEMBOLSOS
ACTIVIDADES DE OPERACIN:
Manutencin
Alquiler del Hogar
Alimentacin
Gastos Administrativos
Tributos y Contribuciones
Gastos medicos
Educacin

ACTIVIDADES DE FINANCIAMIENTO:

TOTAL SALDOS AL FINAL

Pgina 1

FLUJO DE CAJA PROYECTADO A 24 MESES

XYZ C. A.
RIF J-xxxxxxxx-x
Flujo de Efectivo Mes
SALDO INICIAL

Oct-12

Mar-11

Apr-11

May-11

Jun-11

Jul-11

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-12

10

11

12

Totales

45,246.84

74,701.29

115,333.74

155,966.20

196,598.65

250,644.70

304,690.75

358,736.80

412,782.85

466,828.90

520,874.95

574,921.01

45,246.84

810,000.00

972,000.00

972,000.00

972,000.00

1,166,400.00

1,166,400.00

1,166,400.00

1,166,400.00

1,166,400.00

1,166,400.00

1,166,400.00

1,166,400.00

13,057,200

Ingresos de Efectivo
Ingresos por Ventas
Cobro de Ventas a Crdito
Prstamo Bancario
Total Ingresos

500,000.00

500,000

1,310,000.00

972,000.00

972,000.00

972,000.00

1,166,400.00

1,166,400.00

1,166,400.00

1,166,400.00

1,166,400.00

1,166,400.00

1,166,400.00

1,166,400.00

13,511,953

648,000.00

777,600.00

777,600.00

777,600.00

933,120.00

933,120.00

933,120.00

933,120.00

933,120.00

933,120.00

933,120.00

933,120.00

10,445,760

40,500.00

48,600.00

48,600.00

48,600.00

58,320.00

58,320.00

58,320.00

58,320.00

58,320.00

58,320.00

58,320.00

58,320.00

652,860

8,100.00

9,720.00

9,720.00

9,720.00

11,664.00

11,664.00

11,664.00

11,664.00

11,664.00

11,664.00

11,664.00

11,664.00

130,572

Gastos Administrativos

40,500.00

48,600.00

48,600.00

48,600.00

58,320.00

58,320.00

58,320.00

58,320.00

58,320.00

58,320.00

58,320.00

58,320.00

652,860

Tributos y Contribuciones

14,580.00

17,496.00

17,496.00

17,496.00

20,995.20

20,995.20

20,995.20

20,995.20

20,995.20

20,995.20

20,995.20

20,995.20

235,030

2,430.00

2,916.00

2,916.00

2,916.00

3,499.20

3,499.20

3,499.20

3,499.20

3,499.20

3,499.20

3,499.20

3,499.20

39,172

1,254,110.00

904,932.00

904,932.00

904,932.00

1,085,918.40

1,085,918.40

1,085,918.40

1,085,918.40

1,085,918.40

1,085,918.40

1,085,918.40

1,085,918.40

12,656,253

55,890.00

67,068.00

67,068.00

67,068.00

80,481.60

80,481.60

80,481.60

80,481.60

80,481.60

80,481.60

80,481.60

80,481.60

855,700

Abono a Capital

16,435.55

16,764.26

17,099.54

17,441.54

17,790.37

18,146.17

18,509.10

18,879.28

19,256.86

19,642.00

20,034.84

20,435.54

220,435

Intereses Bancarios

10,000.00

9,671.29

9,336.00

8,994.01

8,645.18

8,289.37

7,926.45

7,556.27

7,178.68

6,793.55

6,400.71

6,000.01

96,792

TOTAL DEUDA

26,435.55

26,435.55

26,435.55

26,435.55

26,435.55

26,435.55

26,435.55

26,435.55

26,435.55

26,435.55

26,435.55

26,435.55

317,227

Saldo Neto Mensual

29,454.45

40,632.45

40,632.45

40,632.45

54,046.05

54,046.05

54,046.05

54,046.05

54,046.05

54,046.05

54,046.05

54,046.05

628,967

Saldo Final Acumulado

74,701.29

115,333.74

155,966.20

196,598.65

250,644.70

304,690.75

358,736.80

412,782.85

466,828.90

520,874.95

574,921.01

628,967.06

Pagos
Manutencin
Alquiler del Hogar
Alimentacin

Gastos medicos
Educacin
Total Pagos
Disponible Antes de Amortizacion de
la deuda

500,000.00

500,000

PASIVO BANCARIO

96.63%
0.00%
3.70%
100.00%

77.31%
4.83%
0.97%
4.83%
1.74%
3.70%
0.29%

94%

1.63%
0.72%
2.35%

4.65%

GNESIS L.S. AUTOPART, C.A.


RIF: J-31518336-6

TABLA DE AMORTIZACION PARA EL CALCULO DE CUOTAS


9 MES
12 AO

FECHA

PRESTAMO
0.00% INICIAL
SALDO
PLAZO
CUOTA
REGULAR

CUOTA
ESPECIAL

500,000.00
500,000.00
24
MONTO CUOTA

24.00% TASA
24 MESES
28.00% TASA 2

INTERES

CAPITAL

0.00%

SALDO

0
1
2
3

Oct-12
Nov-12
Dec-12

26,435.55
26,435.55
26,435.55

26,435.55
26,435.55
26,435.55

10,000.00
9,671.29
9,336.00

16,435.55
16,764.26
17,099.54

500,000.00
483,564.45
466,800.19
449,700.65

4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

Jan-13
Feb-13
Mar-13
Apr-13
May-13
Jun-13
Jul-13
Aug-13
Sep-13
Oct-13
Nov-13
Dec-13
Jan-14
Feb-14
Mar-14
Apr-14
May-14
Jun-14
Jul-14
Aug-14
Sep-14

26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
634,453.17

26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
26,435.55
634,453.17

8,994.01
8,645.18
8,289.37
7,926.45
7,556.27
7,178.68
6,793.55
6,400.71
6,000.01
5,591.30
5,174.41
4,749.19
4,315.46
3,873.06
3,421.81
2,961.54
2,492.06
2,013.19
1,524.74
1,026.52
518.34

17,441.54
17,790.37
18,146.17
18,509.10
18,879.28
19,256.86
19,642.00
20,034.84
20,435.54
20,844.25
21,261.13
21,686.36
22,120.08
22,562.49
23,013.74
23,474.01
23,943.49
24,422.36
24,910.81
25,409.02
25,917.20

432,259.11
414,468.74
396,322.57
377,813.47
358,934.19
339,677.33
320,035.33
300,000.49
279,564.95
258,720.70
237,459.56
215,773.21
193,653.12
171,090.63
148,076.90
124,602.89
100,659.40
76,237.04
51,326.23
25,917.20
0.00

Nota:Tabla sujeta a modificacion por variacin de la tasa.

134,453.17