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    The Money Manual
    The Money Manual
    The Money Manual
    Ebook154 pages1 hour

    The Money Manual

    By Mike Enemigo and Sav Hustle

    4.5/5

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    About this ebook

    Becoming a millionaire is equal parts what you make, and what you don't spend -- AKA
    save. All Millionaires and Billionaires have mastered the art of not only making
    money, but keeping the money they make (remember Donald Trump's tax maneuvers?), as
    well as establishing credit so that they are loaned money by banks and trusted with
    money from investors: AKA OPM -- other people's money. And did you know there are
    millionaires and billionaires just waiting to GIVE money away? It's true! These are
    all very-little known secrets "they" don't want YOU to know about, but that I'm
    exposing in my new book!

    Inside this book you will learn: How To Establish AAA Credit in JUST 45 days! How To
    Legally NOT Pay Your Debt! A Secret Insider's Method to Paying Off Credit Cards up to
    900 FASTER! How to Make ANY Expense Tax Deductible! How To Use Bankruptcy for PROFIT!
    How To Get FREE Money from the Bank! How To Buy a Home Inexpensively! The Real Secrets to
    Getting Loans, Leases and Mortgages! All of this, and much, MUCH more!

    Be enlightened and change your financial future TODAY!

    LanguageEnglish
    PublisherThe Cell Block
    Release dateNov 17, 2018
    ISBN9781386273271
    The Money Manual
    Author

    Mike Enemigo

    Mike Enemigo is America's #1 incarcerated author. He is the founder of The Cell Block, an independent media and publishing company with over 25 books published and many more on the way. Among others, Mike and/or his books have been featured on websites like HuffPo.com, Thizzler.com, Hoodillustrated.com, RapBay.com and SacramentoRap.com, and magazines like Straight Stuntin, State V. Us, Kite, and Prison Legal News.

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      Good book I enjoyed it and it also helped with somethings.

    Book preview

    The Money Manual - Mike Enemigo

    CAUTION

    If you are inclined to pass judgement on a book by looking at its cover or size, do not judge this one that way. We have purposefully kept this book thin because time is money –your money. Ernest Hemingway said, The first and most important thing of all, at least for writer of today, is to strip language clean, to lay it bare down to the bone. And that statement is even more accurate now than when he said it! That considered, this book has written accordingly, in simple and understandable style and language. We hope that you approve, and that these pages will prove to be the cornerstone for the building of wealth for you and your family.

    You need only a few things to become really wealthy. One of these things is desire. You've proved that you have desire...or you would not be reading these words this very minute. Next comes knowledge. That's where most folks are lacking. We've assembled all the knowledge you need to become a millionaire in your own right into this one easy-to-read book. And finally you need action. Now, we can't force you into action. However, we have included in this a number of ways, opportunities and secrets to make action even easier for you to take.

    Your future is in your hands. You cannot change your past, but you can prepare for your future. With the secrets provided in this book, you can establish a winning plan for wealth.

    Take control of your financial security today. Read through these pages, make your plans, and become a winner!

    Mike Enemigo

    & SAV Hustle

    HOW TO ESTABLISH AAA-l CREDIT IN

    ONLY 45 DAYS

    What is your idea of wealth? Is it a stack of $100 bills? This is the concept a lot of people have when they think of a person being wealthy. Yet, real wealth is not a stack of money. The typical millionaire carries virtually no cash with him. He might be hard pressed to tip the man at the

    newspaper stand.

    You might ask that if a millionaire carries no cash, how can he walk into the finest stores, restaurants, banks, country clubs, or airports and get the best service in the world? Why do people literally run to his aid at the slightest nod of his head? The answer can be summed up in one word: credit. In the minds of all those around him, his every action can be backed up by cash at any time. His signature carries the same value as gold. You can see why such a man need never carry cash.

    How would you like to enjoy this same type of credit reputation? Any and all credit cards would be yours for the asking. Virtually any amount of money would be at your disposal. Many will say the only way to get such a credit reputation is to build it slowly over the years by paying

    all bills on time. We know differently. You can enjoy all the benefits of a millionaire's credit reputation in 45 days-no matter what your present situation.

    In a later chapter, I will discuss the various plans you may use to get out of debt. Here is a foolproof plan that will get you back into debt-with one important difference. This time you will use credit to make yourself wealthy.

    Everyone knows that the best credit anyone can have is credit at the bank. Now you can use the bank's money to not only have credit at one bank, but to get an AAA-l rating at as many banks as you wish. You should have about – $500 to initiate this plan, but it can be worked with an amount as small as $200. Here's how the plan works.

    Take your $500 to your regular bank, or a bank of your choice, and open a savings account. Wait about three days to make sure your account has been posted and then apply for a loan of $500, offering to use your savings account as collateral. When the banker hears this, he will welcome you, since this loan would be risk free for his bank. There will, accordingly, be no check into your credit. It might be a good idea to deposit your money in a bank that is offering some type of premium – that never hurts!

    Now you have $500 in your bank drawing interest, and $500 in hand. Of course the $500 savings account is frozen, but this is of no concern to you at this point. Take your $500 to a second bank and open a savings account. Three days later, go back and see the loan officer at this bank and arrange for a $500 loan, again using your savings account at this bank for collateral. Go through this procedure with at least three other banks. You can go to as many banks as you please with this plan, but it is best to limit the number to five at first. Later you can always do the same at any other banks in your area, although this probably won't be necessary.

    After you have opened savings accounts at the five banks, and obtained loans at each of them, take the $500 from the last bank and open a checking account at any bank you choose three days later and begin writing repayment checks. Pay one full month's payment at each bank at which you have taken out a loan. A week later, make another payment to all the banks. At this rate, you will have all your loans paid off in about 45 days. With each payment, an equal amount of money will be unfrozen in your savings accounts. You can take this money and place it in your checking account as you go along.

    No matter what your previous rating has been, you will now have not one credit reference, but five excellent ones. In fact, after three early payments, the banks will automatically clear you for future signature loans at their banks, and will give you an AAA-1 credit rating to any bureau checking your credit rating.

    Helpful hints you may employ while working this plan: (1) Always take your savings account book with you when applying for the loans, since you will have to surrender it to the bank officer; and (2) Try to get at least a 9-month repayment schedule for each loan even though you will pay each loan back much sooner.

    The interest your savings account earns will offset much of the interest charges on the bank loans. You actually pay a very small price for a superb credit rating. After you have worked this plan, and established yourself in the credit world, you can apply for credit cards and bank cards and have no fear of being turned down. Remember, you are backed by the most important credit references of all – banks! Even such hard-to-get cards as American Express or Diner's Club should pose no problem. Signature loans can be obtained on a 24-hour notice at any of the banks you have employed in your plan –all this in as little as 45 days!

    One thing to remember: You have this beautiful credit rating going for you, so keep your credit transactions clean always.

    HOW TO GET ANY CREDIT CARD

    YOU WANT!

    You should have no problem getting any credit card you want if you use our instructions on how to get AAA credit. But, there are a few rules to follow to ensure you have no difficulties in obtaining your cards. 1. Apply for department store cards first. Purchase something a pay the balance when due. 2. Apply for gasoline credit cards listing your department store cards as references. 3. Apply for bank cards—Mastercard and Visa. 4. Apply for the Travel and Entertainment cards—American Express, etc.

    HOW TO REESTABLISH CREDIT, EVEN IF YOU'RE DEAD BROKE!

    This neat plan should reestablish your credit in a few short months. Go to your friendly neighborhood banker and tell him, I need your help to repair my credit. I want to borrow $1,000, but don't bother to run a credit check, my credit is bad. That is why I want you to put the $1,000 into a savings account into your bank and put the money on hold. That way there is no risk since the bank has the money. Tell him that by making monthly payments, you can reestablish your credit.

    Emphasize how you need the banker's help, and how you will eventually become a good customer. Be insistent.

    The cost to you will be small—just the difference between the interest rate on the loan and interest the savings account will earn.

    Once you have the loan, make 2 small payments within the first 30 days. Then open a second such account at another bank, using the same story of how you're trying to repair your credit. And this time you can show the one good credit reference you have at the first bank. Then make 2 small payments at the second bank. You now have 2 good references.

    After 90 days, use the $1,000 on deposit in each bank to pay off the balance and loans. Then have the credit bureau check your bank loan accounts which will show you made payments on time and the loans were paid off early. Your credit will have been rehabilitated.

    SECRET INSIDER METHOD TO PAY OFF CREDIT CARDS UP TO 900% FASTER!

    Have you ever wondered what bankers do when they find themselves in over their heads and need to get out of debt fast? You may be surprised!

    This

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